The Loan Closer - Bay Equity Home Loans Acworth

Area Sales Manager NMLS 76988

Bay Equity is a full-service retail and wholesale mortgage lending bank headquartered in San Francisco’s Financial District. On one hand, we are a direct lender that can fund your home loan with low fees and mortgage rates, along with fast service. We also work with independent brokers, providing them with exceptional service, great mortgage rates and a commitment to long-term relationships. At Bay Equity, we know it takes more than great mortgage rates to get the deal done. We’re backed by the staff and technology to quickly move home loans from application through funding. We’re experts in the full array of agency mortgage loan products- Fannie Mae and Freddie Mac and we underwrite to our own guidelines. Awards 2016 Mortgage Executive Magazine- #10 on list of 50 Best Companies to Work For 2016 Scotsman Guide- Ranked #38 in the nation for Mortgage Volume 2016 Mortgage Executive Magazine -16 Loan Officers in the Top 1% of Mortgage Originators in America Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077; Alabama Consumer Credit License #22011, Arizona Mortgage Banker License #0910340; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808, Colorado Mortgage Company Registration #76988.; Florida Mortgage Lender Servicer License #MLD1014; Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988, Hawaii Mortgage Servicer License #MS139; ; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094 Illinois Residential Mortgage License #MB.6761094 and #6850059 ; Indiana DFI First Lien Mortgage Lending License #27854; Bay Equity, Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Minnesota Residential Mortgage Originator License #MN-MO-76988.1; Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; Montana Mortgage Lender License #76988; Nebraska Mortgage Banker License, Nevada Mortgage Broker License #3918.; New Mexico Mortgage Loan Company License; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 Texas Recovery Fund notice, Click Here : https://texreg.sos.state.tx.us/ds/201203137-2.pdf; Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558; NMLS consumer access: www.nmlsconsumeraccess.org

simplifyingthemarket.com

The True Cost of Not Owning Your Home

https://www.simplifyingthemarket.com/en/2019/11/26/the-true-cost-of-not-owning-your-home-2/

simplifyingthemarket.com There are great advantages to owning a home, yet many people continue to rent. The financial benefits are just some of the reasons why homeownership has been a part of the long-standing American dream. Realtor.com reported that: “Buying remains the more attractive option in the long term – that

simplifyingthemarket.com

Buyers Are Looking For Your Home [INFOGRAPHIC]

https://www.simplifyingthemarket.com/en/2019/11/29/buyers-are-looking-for-your-home-infographic/

simplifyingthemarket.com Some Highlights: Existing Home Sales are currently at an annual pace of 5.46 million. The inventory of existing homes for sale remains below the 6 months needed for a normal market and is now at a 3.9-month supply. Inventory remains low due to high demand from buyers who are still looking

socialsurvey.me

New ★★★★★ 5 Star SocialSurvey Review by Lisa M.

Highly Recommend

socialsurvey.me Click to see all 141 reviews of Jay White, Area Sales Manager| NMLS #167243 GA-MLO #32976

socialsurvey.me

New ★★★★★ 5 Star SocialSurvey Review by Donald F.

Working with Jay and company was so great and easy. They make buying a house a real breeze. I recommend them to everyone.

socialsurvey.me Click to see all 140 reviews of Jay White, Area Sales Manager| NMLS #167243 GA-MLO #32976

socialsurvey.me

New ★★★★★ 5 Star SocialSurvey Review by Harry W.

The ease and friendly communication. They really work as a team for you.

socialsurvey.me Click to see all 139 reviews of Jay White, Area Sales Manager| NMLS #167243 GA-MLO #32976

simplifyingthemarket.com

Homeownership Rate Remains on the Rise

https://www.simplifyingthemarket.com/en/2019/11/12/homeownership-rate-remains-on-the-rise/

simplifyingthemarket.com In the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing market. The U.S. Census Bureau announced, “The homeownership rate of 64.8 percent was not statistically different from the rate in the third quarter 2018 (64.4 perc

Great time feeding the City of Acworth's amazing employees! We love our city!!

simplifyingthemarket.com

2 Myths Holding Back Home Buyers

https://www.simplifyingthemarket.com/en/2019/11/18/2-myths-holding-back-home-buyers-4/

simplifyingthemarket.com In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream. The piece, however, also reveals, “Saving for a down payment is one of the biggest obstacle

socialsurvey.me

New ★★★★★ 5 Star SocialSurvey Review by Joseph S.

Jay was honest and up front with me throughout the entire experience. He was very easy to get in touch with and answered my 1 million questions with incredible patience. I will use Jay and Bay equity again when the time comes.

socialsurvey.me Click to see all 138 reviews of Jay White, Area Sales Manager| NMLS #167243 GA-MLO #32976

forbes.com

2020 Real Estate Outlook: Expert Predictions For Mortgage Rates, Home Prices, Tech And More

https://www.forbes.com/sites/alyyale/2019/11/15/2020-housing-outlook-expert-predictions-for-mortgage-rates-home-prices-tech-and-more/#17f90e212935

forbes.com The 2019 housing market has been one of low rates, high demand and limited supply—particularly on the lower-priced end of the market. Will 2020 be more of the same? According to experts, yes and no.

socialsurvey.me

New ★★★★★ 5 Star SocialSurvey Review by Robert G.

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socialsurvey.me Click to see all 137 reviews of Jay White, Area Sales Manager| NMLS #167243 GA-MLO #32976

Jay White's Mortgage Minute

Cash is king except when buying a home.
Jay White NMLS ID#167243 | GA-MLO #32976
770.870.0644 | [email protected]
4366 Senator Russell Ave. Acworth, GA. 30101
Bay Equity Home Loans NMLS ID#76988
*Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments.

socialsurvey.me

New ★★★★☆ 3.7 Star SocialSurvey Review by Marcia T.

I loved the fact that my deal got done! Communication from all team members could have been better. I asked David a very specific question ( Do I have to pay off my car loan) and was given a very definite no from David. On closing day, I found out that no was actually a yes and was told that had always been the plan. If it had always been the plan, I should have been told yes when I asked. So the team needs to work on effective and true communication with the client, not just the team.

socialsurvey.me Click to see all 136 reviews of Jay White, Area Sales Manager| NMLS #167243 GA-MLO #32976

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay was able to get us closed quickly and easily.

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Every part of the process was easy. Jay's team did a great job of explaining all documents and getting them to us in a timely manner. We could not be more pleased.

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

View from The Loan Closer’s VIP Deck

Acworth’s 2019 Beer & Wine Festival #DowntownAcworth

Acworth’s Beer & Wine Festival 2019 #DowntownAcworth #JayWhite #TheLoanCloser #brookwoodchristian

The Truth about New Jobs and Mortgages. #JayWhite #TheLoanCloser #Mortgages #HomeLoans #FirstTimeHomeBuyer
Jay White | 770.870.0644 | [email protected]
4366 Senator Russell Ave. Acworth, GA. 30101
NMLS ID #167243 | GA-MLO #32976
Bay Equity NMLS ID #76988

atlantaagentmagazine.com

Latest jobs report beats expectations

https://atlantaagentmagazine.com/2019/11/01/latest-jobs-report-beats-expectations/

atlantaagentmagazine.com After the October jobs report showed unexpected labor market strength, experts believe the Fed will be unlikely to plan further rate cuts.

atlantaagentmagazine.com

How low rates may be keeping the U.S. economy afloat

https://atlantaagentmagazine.com/2019/10/29/low-rates-may-keeping-u-s-economy-afloat/

atlantaagentmagazine.com The latest Case-Shiller report shows growth.

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

5.0 Star Review on Zillow — Working with Jay and his team at Bay Equity was a great experience from the beginning to the end of the home buying process! They were very professional yet personable (they made us feel like we were their number one clients.) They made the process easy. I will definitely recommend Jay and Bay Equity to anyone who is looking for a great lender! by Yclay2k for Jay White
http://zillow.com/profile/jaymwhite

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

housingwire.com

Carson: No changes coming to FHA mortgage insurance premiums, HECM rules - HousingWire

https://www.housingwire.com/articles/carson-no-changes-coming-to-fha-mortgage-insurance-premiums-hecm-rules/

housingwire.com Those holding out hope for a FHA mortgage insurance premium cut this year shouldn't be. HUD Secretary Ben Carson told HousingWire earlier this week that there won’t be any changes made to FHA mortgage insurance rules or premiums this year.

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

From the day we walked in Jays office and even after the closing We were very pleased that we made the choice to go with Bay Equity, Jay was honest and very knowledgeable about the process which made our closing stress less and easy! I will definitely refer any and everyone looking to buy a home to Jay!

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay is always so amazing to work with and available to always help with questions or concerns.

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

The Truth about Credit Scores. #Mortgages #FirstTimeHomeBuyer #HomeLoan #TheLoanCloser #Homes #Loans #JayWhite

simplifyingthemarket.com

Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

https://www.simplifyingthemarket.com/en/2019/10/25/buying-a-home-can-be-scaryuntil-you-know-the-facts-infographic/

simplifyingthemarket.com Some Highlights: Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process: 71% of buyers who purchased homes ha

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay and his team are very quick, efficient and thorough. They communicate to ensure that you know exactly where you're at in the process and what needs to be done going forward to finish in a specific time frame.

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

So easy. No stress. Jay clearly answered all my questions without bias. Others stretch the truth to get your business. I appreciate the simple honest process.

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay and his staff answered all of our questions in a timely manner and were always courteous and professional. I would recommend them to all of my friends and family

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

simplifyingthemarket.com

4 Reasons to Buy a Home This Fall

https://www.simplifyingthemarket.com/en/2019/10/28/4-reasons-to-buy-a-home-this-fall-2/

simplifyingthemarket.com Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay and his team were very easy to work with. They got my loan done extremely quickly and were patient as I sorted through my options. I highly recommend them!

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

Pre-Appoved vs Pre-Qualified

The Difference between getting Pre-Approved vs Pre-Qualified.

mortgagenewsdaily.com

FHA Tops the List for Non-Conventional Purchases

http://www.mortgagenewsdaily.com/10182019_new_home_sales.asp

mortgagenewsdaily.com More than a quarter of new home purchases in 2018 were financed through non-conventional sources. Data from the Census Bureau's Survey of Construction shows that, while the new home market was dominated by loans from Fannie and Freddie Mac, other funding accounted...

atlantaagentmagazine.com

The South is driving the U.S. housing rebound

https://atlantaagentmagazine.com/2019/10/17/south-driving-u-s-housing-rebound/

atlantaagentmagazine.com Builder confidence is up, but housing supply is still an issue

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay and his team always make everything easy. We provide documents, they close the loan. It’s that simple. We use him every time!

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Very simple, hassle free process. Highly recommend Bay Equity.

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

simplifyingthemarket.com

5 Tips for Starting Your Home Search

https://www.simplifyingthemarket.com/en/2019/10/21/5-tips-for-starting-your-home-search-2/

simplifyingthemarket.com In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind." 1. Get Pre-Appro...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

The process was so seamless, efficient, and professional. I love that each team member introduced the next, as we moved through each of their areas of expertise. We felt like we were each member’s #1 client. Exceptional team, exceptional company!

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

socialsurvey.me

Jay White Area Sales Manager| NMLS #167243 GA-MLO #32976 Acworth - 202610 Bay Equity Home Loans Mortgage Professional Reviews

Jay and his team did a great job of communicating with me throughout the process. They were very clear with their communication and were eager to help if I had questions. Jay was also able to offer advice regarding renovations that were needed for my home in order to fully process the refinance. He was able to connect me with a contractor who was able to sub-contract the various improvements that needed be made. I am so glad that I worked with a local mortgage company for my refinance

socialsurvey.me Jay, named to the Top 1% of Mortgage Originators in the nation in 2016 and 2017, has been in the mortgage lending industry for over 18 years and has gained a variety of knowledge and experience throughout his years in the industry. He began his career as a Loan Officer and later transitioned into th...

cobbcast.cobbk12.org

Cobb Schools Students Surpass State, Nation on ACT

Proud of the schools in our community! #CobbCountySchools
http://cobbcast.cobbk12.org/?p=30128

cobbcast.cobbk12.org Like the SAT, graduation rate, and Georgia Milestones, students in Cobb Schools increased their scores on the ACT in 2019 and topped the Georgia and national averages.

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Videos (show all)

Jay White's Mortgage Minute
Pre-Appoved vs Pre-Qualified
Downtown Acworth's Pedestrian Bridge

Location

Telephone

Address


4366 Senator Russell Ave
Acworth, GA
30101

Opening Hours

Monday 08:30 - 18:00
Tuesday 08:30 - 18:00
Wednesday 08:30 - 18:00
Thursday 08:30 - 18:00
Friday 08:30 - 18:00
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Premier Mortgage Exchange-Georgia Residential Mortgage License #17554 Premier Mortgage Exchange-Georgia Residential Mortgage License #17554
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We are here to serve you. We give you the small town service, but with big city results.After you talk to you bank come see me. Georgia Residential Mortgage licensee 17554