At Thrivent, our mission is to help Christians be wise with money and live generously. Contact me directly to learn more!
Renee K. Hedman, Financial Consultant, CFP®, CLTC®, FIC, RICP® States licensed to do business: MN, SD, ND, AZ, CO, OH and NC. For Thrivent social media guidelines and important disclosure information visit Thrivent.com/social. Thrivent Financial is a financial services organization that helps Christians be wise with money and live generously. As a membership organization, it offers its members a broad range of products, services and guidance from financial representatives nationwide. For more than a century it has helped members make wise money choices that reflect their values while providing them opportunities to demonstrate their generosity where they live, work and worship. Insurance products issued or offered by Thrivent Financial, the marketing name for Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Products issued by Thrivent Financial are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents/producers of Thrivent. Fee-based investment advisory services are available through qualified investment advisor representatives only. For additional important information, visit Thrivent.com/disclosures. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the United States, which it awards to individuals who successfully complete the CFP Board's initial and ongoing certifications requirements.
Not sure what to expect when you meet with a financial professional for the first time? These tips and questions to ask can help you feel more comfortable about your first meeting.
thrivent.com Questions to consider when meeting with a financial professional.
Emergencies can happen at any time to anyone. That's why it pays to protect your finances with a rainy-day fund. Tip: A good rule of thumb is to save 3 to 6 months of expenses.
By simply bumping your investment contributions up by just a little, you might be surprised at how much more you may be able to accumulate over time.
thriventfunds.com An automatic investment plan is progress toward your financial goals, but investing a few more dollars each month can lead to bigger long-term gains. Learn more.
@Thrivent Student Resources crushed extravagant brunches, extra guac, and spring break splurges … but most importantly, they’re helping CRUSH student debt. Ready to say “see ya” to unnecessary spending? They’ve got the resources & planning tools to make it happen. https://bit.ly/2VF776U
Today, we honor those who gave their lives serving in the armed forces to protect our freedoms.
If you are considering a mutual fund investment, it is important to consider one that meets your investment objectives and threshold for risk. Let’s chat!
thriventfunds.com Like carmakers and fashion designers, mutual fund companies offer their products in a wide variety of styles to meet the varying needs of investors. When deciding which mutual fund or funds would be best for you, it’s important to learn about all of the types of funds available.
It’s never too early to begin investing for your child’s future. Read our steps to help with near and long term goals.
thriventfunds.com Do you have a new baby? You’ve probably already discovered that your tiny new family member comes with a host of big expenses.
Thrivent’s A++ (Superior) rating has been affirmed by AM Best! Learn more about the significance of this rating. (Note: Ratings are based on Thrivent’s financial strength and claims-paying ability.)
thrivent.com Read about Thrivent's rating from AM Best
Let there be mess! Did you know letting your little ones get messy may actually be good for their health? Read this insightful article to learn why you may just want to embrace the mess after all: https://www.verywellfamily.com/let-them-play-why-kids-should-make-a-mess-290435
verywellfamily.com As much as you may dream of a clean home and neat kids, you may want to let your kids make a mess. Kids playing in dirt and making messes is a good thing!
With temperatures getting warmer, we begin to reminisce about summer jobs and the little things we did as kids to make money – like lemonade stands. What was one of your most memorable summer money-makers?
A summer bucket list means excitement for what's ahead – and potentially lots of expenses! What's your best tip to save on summertime activities?
When did you last review your financial strategy? It may be a good idea to check in on it. Afterall, life is full of changes. Making sure your strategy is adjusting along with your life can help you feel better about reaching your goals. Let's get together and ensure your strategy is still in good shape.
thriventfinancial.com You already have a financial strategy, but have you checked it lately? Contact a Thrivent Financial Advisor to make sure you're on track and clarify any questions.
Looking for extra cash for a down payment on a home? Or maybe more funds toward expenses in retirement? This type of life insurance could be an option to explore.
thriventfinancial.com What is cash value life insurance and what are the benefits? Learn how it can fit into your financial strategy and Contact a Thrivent Financial Advisor near you.
It’s tax season! If you’re getting a refund, check out these tips to help you put some extra cash toward your retirement and savings. https://bit.ly/2Pe2bzd
Trying to run the numbers on buying a new home? Use The Wise Mortgage™ Calculator from Thrivent Federal Credit Union and discover a mortgage payment that still leaves room for saving and giving.
thriventwisemortgage.com See the amount we recommend you spend on a mortgage, so you can keep living a fulfilling life in your new home. Calculate your wise mortgage.
Be wise with money and spring clean more than just your home this year with these six steps from Thrivent magazine:
thrivent.com Tips to get organized and maximize your money.
Thrivent Student Resources is dedicated to helping students and parents explore future possibilities and the paths to get there. Our New School Mindset is designed to help you be smart about preparing, planning and paying for higher education so that you can match your college dreams with your financial means.
We want to share a quick breakdown of how our College Planning Network Advisors have impacted local communities with information and education on how to better plan and pay for college in 2018:
• Put on over 380 free college planning workshops
• Helped over 2,500 families get educated on getting educated
• Served over 6,000 individuals in helping them to make wiser decisions with money
We are looking forward to diving deeper and serving even more families this year!
Read more about Barron's 2018 Best Fund Families and how Thrivent Mutual Funds was recognized. https://bit.ly/2JuuESc
All that we have comes from God.
Did you know every Traditional IRA dollar you contribute may reduce your current taxable income by the same amount?
thriventfunds.com While IRAs are often touted for the tax-deferred growth of the investments within the account, traditional and Roth IRAs may also provide a helpful tax deduction, reducing your current year’s income tax.
Thinking ahead: What will you do with your required minimum distributions beginning at age 70½? Read how one member used them to build a nest egg for his children – and to provide for them after he's gone. https://bit.ly/2tRBMxa
Legacy matters. You want the best for those you love – now and after you're gone. Have you taken these important steps to help pass down all you can?
thrivent.com Maximize your legacy with a tax-wise plan.
Reflection and preparation for the coming of Easter are ways you can give of yourself. Read about some ways that you can put your faith into action today.
livegenerously.com Instead of giving something up, consider giving back during Lent this year.
Tell us about your unique journey to be wise with money and live generously! Thrivent is looking for entries to include in its 2020 member wall calendar. This year’s theme is “A lifelong journey.” We need your photos, Scripture passages or reflections on the journey by June 30. Where has your path taken you?
thrivent.com How would you like to be part of the 2020 Thrivent member wall calendar? The theme this year is "A lifelong journey." Maybe you have photos from a life-transforming trip you took. Or artwork you’ve created to reflect the path you've taken. We want to see it! Submission deadline: June 30, 2019. You...
Finding a school that you & your bank account will enjoy can be tricky. Use our College Search and Cost Comparison tool to get started. https://bit.ly/2Dx6xgI
When you start the Cost of College Conversation with your kids, try it in person. Texting can send a mixed message. https://bit.ly/2Dvso8n
Send your kids to college without sacrificing your retirement. Check out our webinar, “Paying for College without Sacrificing your Retirement.” In this webinar we'll teach you some tips and tricks for minimizing debt and paying the college bill. No products will be sold. https://bit.ly/2FUTLKC
So who do YOU favor in this Sunday's Big Game? Is the Big Game a big deal at your house?
We understand how stressful applying to college can be, which is why we’ve broken down the application process into four steps to help make it more manageable. Check out the steps here: https://bit.ly/2S6RHWf
Let’s talk college finances. Whether you’re saving up or paying down, you don’t want to miss out on this opportunity. Thrivent Student Resources is giving away $5,000 that you can use for higher education . Enter today for your chance to be one of FOUR lucky winners. Visit https://bit.ly/2v1PUnH to enter. Open to US residents 14 or older; residents of NY and FL are ineligible. Complete official rules available through the link.
When you become a member of Thrivent, you join our fraternal benefit society. Learn about some benefits of joining and five distinctive characteristics that make us different in this Thrivent magazine article: http://bit.ly/2TEQPFs
Unexpected twists and turns are sometimes a part of the Wise With Money Journey. Learn how the Lehmann family is navigating their journey and creating a plan to meet their goals: http://bit.ly/2FzSSrs
Practice wise financial habits and say “Goodbye” to credit card fears with the help of this free guide, courtesy of Thrivent Federal Credit Union.
info.thriventcu.com Find out how to improve the way you manage your credit card.
2018 was the most volatile year in the market since the Great Recession. Here’s a break-down of the market highlights from the past year.
thriventfunds.com 2018 Market Recap: The S&P 500 ended the year lower than it began for only the second time since the bull market began in Mar. '09. Read our full 2018 breakdown here.
What are some of the key market and economic issues we’ll face over the next 12 months? Our Chief Investment Strategist takes a perceptive look ahead.
thriventfunds.com Thrivent Asset Management Contributors to this report: Mark Simenstad, CFA, Chief Investment Strategist; David Francis, CFA, Head of Equity; Darren Bagwell, CFA, Chief Equity Strategist; Steve Lowe, CFA, Vice President, Mutual Funds-Fixed Income; John Groton, Jr., CFA, Director of Equity Research; a...
With the holidays fast approaching and the end of a tax year looming, now is a great time to consider how charitable giving can fit into your overall financial plan to live generously. You may even receive a tax deduction while supporting charities and causes most important to you.
Thanksgiving is a particularly great time to count your blessings. This year, I’m particularly thankful for MY FAMILY, MY THRIVENT FRIENDS AND THE GOD WHO PROVIDES US WITH ALL THAT WE NEED. What are you most thankful for?
Giving gifts and making merry doesn’t have to empty your wallet. We’ve got 10 tips to help you survive the holidays without running up debt.
thriventfunds.com If you’ve ever emerged from the holidays cash poor and buried in credit card debt, you’re not alone. About three-quarters of Americans (76%) have exceeded their holiday budgets in the past – by an average of $263, according to a recent survey by TD Bank. And 2018 holiday sales are expected to ...
Saving up or paying down college expenses? We have good news for you! Thrivent Student Resources is giving one lucky winner $5,000 to use for higher education. Enter for a chance to win at https://bit.ly/2v1PUnH before December 31st. Open to US residents 14 or older. Complete official rules available through the link.
Your personal financial information is important to you. Here are 4 ways you can practice wise financial habits and protect your data courtesy of Thrivent Magazine.
thrivent.com Tips to organize, protect and keep track of your personal financial information.
Learn how one couple got their finances in order to accomplish their goals with the help of our friends at Thrivent Federal Credit Union. Now they own their story on the Wise With Money Journey.
thrivent.com Thrivent members with a history of overspending connect faith with finances.
Take some time to check out our online Thrivent Action Team community and get inspired by generosity! You can see projects from members just like you and sign up to give of yourself through your own action team. See more: www.Thrivent.com/actionteamshub
Baby Boomers: Did you know your generation will likely pass down trillions of dollars to heirs within the next 30 years? See how much you really know about what it takes to leave a legacy for your loved ones.
thrivent.com What do you really know about legacy planning? Take this true/false quiz to test your knowledge and learn more about what it takes to leave an inheritance to those you love.
A new job can be an exciting and challenging opportunity – as well as the perfect time to get your financial life in order. Let’s connect if you need to take a look at your financial strategy.
thriventfunds.com Starting a new job is a major life change – and a good time to reassess your financial state of affairs. It may also be an ideal time to ramp up your investment plan to build wealth for the future.
It's important to plan for income in retirement so you know your expenses will be covered – and so you can fulfill your retirement dreams. But which approach is best for you? Take this short quiz to discover your style and then we can talk more!
thrivent.com Take this quick questionnaire to discover your retirement income personality and better understand your investment risk tolerance level.
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