Melissa Dorrance, Agent with New York Life

Agent licensed to sell insurance through New York Life Insurance Company.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions.

Learn what life insurance policies and real estate...

Learn what life insurance policies and real estate have in common

When it comes to life insurance, is it better to buy or rent?

Learn what life insurance policies and real estate... Like many renters, you may be wondering: How can I buy? The answer’s simple: Term conversion.

[06/02/16]   "Success is the ability to go from failure to failure without losing your enthusiasm."
~Winston Churchill

A Dream Lives On

A Dream Lives On

"Meanwhile, back at the ranch..." See how life insurance kept this family's dream alive during the worst of circumstances.

A Dream Lives On Scott Young liked to dream big. Although he came from humble beginnings, through hard work he turned a one-man enterprise into the largest heating and air conditioning business in the county. That allowed Scott and his wife, Cathy, to fulfill another dream—to build a home in the country and work i...

[05/27/16]   "Success is the culmination of failures, mistakes, false starts, confusion, and the determination to keep going anyway."
~Nick Gleason

Video: Upgrading your term insurance

Video: Upgrading your term insurance

Premiums that are guaranteed to never increase—just one of the benefits of converting to Whole Life.

Video: Upgrading your term insurance Already have a term policy with New York Life? There’s good news.

[05/18/16]   “Today is always the most productive day of your week.”
~Mark Hunter

Still Watching Over Them

Still Watching Over Them

You may never think it will happen to you, but this video shows how quickly life can change...and how important life insurance can be.

Still Watching Over Them It was close to 11 p.m. the December night when boxer Oscar de la Hoya lost his fight to Manny Pacquiao. The Virgens were saying goodbye to their extended family after watching the match together. Still basking in the glow of family and good food, they headed off to their Port Hueneme, Calif., house...

Take advantage of the Term Conversion privilege

Take advantage of the Term Conversion privilege

Brick by brick—It’s how you build your financial house. Converting to a permanent policy is how you can strengthen it.

Take advantage of the Term Conversion privilege Is it time to upgrade your term policy?

[05/04/16]   "Teamwork is the fuel that allows common people to attain uncommon results."
~Andrew Carnegie

Is it time to upgrade your term policy?

Is it time to upgrade your term policy?

When you bought your term policy, it hit the right note. But are you still marching to the same beat? Now may be a good time to upgrade to permanent insurance.

Is it time to upgrade your term policy? Take advantage of the Term Conversion privilege

His Guardian Angel

His Guardian Angel

See how life insurance helped one man make the transition from loving spouse to single parent.

His Guardian Angel When John Butcher needed a liver transplant, his wife, Kara, was always by his side. In addition to caring for him, Kara worked at the Amarillo Country Club, which kept the family afloat. About a year after the transplant, life was looking up again. John made a full recovery and was back at work. Kara still worked at the country club and 6-year-old Tre was pursuing his interest in acting. John’s friends and family immediately swarmed him with support. One evening as she was preparing dinner, Kara, 37, collapsed in the kitchen due to an undiagnosed heart condition called cardiac tamponade. She died almost instantly. John’s friends and family immediately swarmed him with support. He needed it. “The day after Kara died, I went to dress Tre, but realized I had no idea where any of his clothes were,� he recalls. “Kara took care of all of that.� Among the condolence calls John received was one from Helen Rodriguez-Burton, his insurance agent. A year earlier, Helen had met Kara at a...

[04/29/16]   "A good leader takes a little more than his share of the blame, a little less than his share of the credit."

College: College tuition isn’t getting any cheaper. Now what?

College: College tuition isn’t getting any cheaper. Now what?

How are you planning to pay for college? Here's a tip.

College: College tuition isn’t getting any cheaper. Now what? Getting into college is hard work. Paying for it doesn’t need to be.

Ten Tips for a Successful Business Succession Plan

Ten Tips for a Successful Business Succession Plan

See why failing to plan is a plan for failure--especially when it comes to passing along a family business.

Ten Tips for a Successful Business Succession Plan 10 tips that can help guide a family business to the creation and implementation of a successful succession plan.

[04/18/16]   "Do something now that will make the person you'll be tomorrow proud to have been the person you are today."

[04/11/16]   "There are only two days in the year that nothing can be done. One is called yesterday and the other is called tomorrow. Today is the right day to love, believe, do and mostly live."
~Dalai Lama

[03/28/16]   "Logic will get you from A to B. Imagination will take you everywhere."
~Albert Einstein

Creating a Lovely Morning

Creating a Lovely Morning

What’s one morning habit that helps you start the day off on the right foot? Find more ideas and inspiration here.

Creating a Lovely Morning ‘When you arise in the morning, think of what a precious privilege it is to be alive – to breathe, to think, to enjoy, to love.’
~Marcus Aurelius

6 Essential Things You Need to Know About Saving for Retirement

6 Essential Things You Need to Know About Saving for Retirement

Find out why it's never too early—or late—to save for retirement.

6 Essential Things You Need to Know About Saving for Retirement The concept of retiring on the checks you get from social security has vanished in the 21st century.

[03/14/16]   “Your dream is a reality that is waiting for you to materialize. Today is a new day! Don't let your history interfere with your destiny. Learn from your past so that it can empower your present and propel you to greatness.”
~Steve Maraboli

[03/08/16]   Are you getting a tax refund this year? If so, consider purchasing a permanent life insurance policy or paying more on your existing premium in order to boost your cash value. Let’s connect to review all your options.

How Do I Figure Out My Financial Priorities?

How Do I Figure Out My Financial Priorities?

Here's why figuring out your financial priorities should be a top priority.

How Do I Figure Out My Financial Priorities? Acknowledging that you need priorities is the first step! Most of us muddle through our financial lives, spending to meet the day-to-day expenses that dominate…

5 Reasons Women Might Retire With More Wealth

5 Reasons Women Might Retire With More Wealth

Will women retire with more wealth?

5 Reasons Women Might Retire With More Wealth Despite shortchanges in earnings, women just may be able to retire with more wealth than men. Here's why.

[03/07/16]   “You have a clean slate every day you wake up. You have a chance every single morning to make that change and be the person you want to be. You just have to decide to do it. Decide today’s the day.”
~Brendon Burchard

5 Ways to Turn TGIF into TGIM

5 Ways to Turn TGIF into TGIM

5 ways to turn TGIF into #TGIM.

5 Ways to Turn TGIF into TGIM The way you start next week has everything to do with how you end this week. To really rock your Mondays, be smarter about the way you spend your Fridays.

25 Ways to Make a Difference in the World Every Day

25 Ways to Make a Difference in the World Every Day

Leave a comment & inspire others: How do you make a difference in the world every day?

25 Ways to Make a Difference in the World Every Day We can make major contributions to society—both to help other people & feel good about our choices—while also making a difference in our everyday lives.

Saving is easier when you put it on autopilot.

Saving is easier when you put it on autopilot.

When it comes to saving, what advice would you give to younger people?

Saving is easier when you put it on autopilot. Advice to younger generations: Start saving as early as possible, and make full use of financial tools such as retirement accounts, home-buying, and life insurance.

Business can be unpredictable. Let us help you plan for the unexpected.

Business can be unpredictable. Let us help you plan for the unexpected.

Small business owners: Are you looking for some predictability?

Business can be unpredictable. Let us help you plan for the unexpected. Small business solutions

Annual review checklist

Annual review checklist

Start 2016 off on the right financial foot, with an annual review.

Annual review checklist Use this customizable annual review checklist to help you organize your financial priorities and life changes.

[02/08/16]   "Every struggle in your life has shaped you into the person you are today. BE THANKFUL for the hard times, they can only make you STRONGER."

Insurance Gap calculator

Insurance Gap calculator

Survey says: Most people have a gap in their life insurance coverage. Are you one of them?

Insurance Gap calculator Calculate how much life insurance coverage you have vs what you need.

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920 Hawaii Ave
Alamogordo, NM
88310
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