We help clients to clarify their financial goals and reduce the risks associated with saving, investing, and managing money.
Legacy Financial Partners is a full-service financial planning team located in Alamogordo, NM. Our focus is helping businesses, individuals, and families to clarify their financial needs, goals, and desires, and to manage the risks associated with saving, investing, and managing money. At Legacy Financial, our goal is to help maximize your well-being in all phases of life, and we pledge to do so with honesty, integrity, and transparency. No matter how large or small the sum, and whether you have experience investing or not, we can help you understand and make use of the financial tools available to you. We have found that well-informed, educated investors tend to maximize their opportunities. This is what we want for each and every person in their financial life. Legacy Financial Partners is proud to be associated with Investment Centers of America and their outstanding network of financial professionals. Since 1985, ICA has been a leading provider of investment and insurance products through community banks and independent offices. With almost 400 professionals, ICA uses a client-focused approach to support financial advisors in meeting their customers’ goals. Additionally, ICA has created a Financial Solutions Team consisting of a group of specialized investment professionals providing independent, investment insight to ICA's Financial Advisors and their current and prospective clients.
This USA TODAY article lists 6 wise estate planning steps. How many have you taken? http://tinyurl.com/y6zqptw9
usatoday.com Only 42 percent of Americans have a will or other estate planning documents, according to a 2017 Caring.com study.
Watch out for these 10 small business cash drains, Forbes warns: http://tinyurl.com/y5phtaqy
forbes.com Forbes Finance Council members discuss some of the areas where they most frequently see business owners wasting money.
Forbes covers what small business owners need to know about digital marketing: https://tinyurl.com/yywvq4xj
forbes.com Digital marketing is no longer the wild west.
Why do women travel solo more often than men? Vox tries to find an answer @ https://tinyurl.com/ybfpndmk
vox.com The reason your Instagram feed is filled with globe-trotting women.
CBS This Morning has some tips on how to have difficult money conversations with aging parents: https://tinyurl.com/y6crkcaq
Many families do not plan ahead for the care of aging parents, and the financial burden often falls on adult children
USA TODAY reports that more women over 50 are working, and looks at the reasons why and the challenges: https://tinyurl.com/y6jsgzyp
usatoday.com The best job market in half a century has been a boon for older women going back to work, typically after raising kids for nearly 20 years
CNBC says Americans are more confident about saving for retirement. Read why @ https://tinyurl.com/yxghb7q4
cnbc.com Despite more confidence among retirement savers, their ability to put away enough ranks as the top personal finance concern, a CNBC survey finds.
Do-it-yourself wills can lead to estate planning problems. NextAvenue notes why @ https://www.nextavenue.org/do-it-yourself-online-wills
nextavenue.org These documents could save money, but can lay estate planning traps
Are you fairly tech-savvy? Kiplinger.com explains the value of developing digital connections with grandkids: https://tinyurl.com/yyfdnzzp
kiplinger.com Communicating through new tech tools is a lot more fun than the obligatory phone calls of yore.
What is ESG investing? What do small business owners need to know about it? Find out @ Forbes: https://tinyurl.com/y4epta87
forbes.com Disregard for ESG matters affects not just natural resources, economic security and insurance premiums, but ultimately companies’ bottom lines.
Kiplinger.com lists 8 steps you might want to consider taking if you are getting ready for retirement @ https://tinyurl.com/ycnsvdxm
kiplinger.com Follow this step-by-step guide to retirement to ensure you're prepared both financially and mentally to retire.
The Motley Fool presents 3 conversation starters for talking with your spouse about retirement planning: https://tinyurl.com/yxdolynf
fool.com Being on the same page as your spouse is key to effective retirement planning for couples.
Why are more young women having heart attacks? Health looks at the issue @ https://tinyurl.com/y4w5f2ad
health.com Doctors are concerned that heart attacks have increased among women ages 35 to 54. Learn what might be causing this trend.
Does your company have a website, and customers outside the U.S.? You need to know about GDPR. More @ Forbes: https://tinyurl.com/y2nh5wmc
forbes.com As we approach the first anniversary of GDPR, it’s time for U.S. business owners to think seriously about GDPR compliance. If your company has a website or social media presence and an international customer base, you may be affected.
Forbes has an article on some fun kitchen gadgets designed to make healthy cooking easy: https://tinyurl.com/y7vkw34x
forbes.com 77% of Americans report preferring a home cooked meal to a restaurant, so why not make that home cooking easier and healthier with the help of some tech?
CNN reports that a new study links high diet soda consumption to higher stroke and heart attack risk: http://tinyurl.com/y4jx4fwn
cnn.com Drinking two or more diet sodas a day is linked to an increased risk of stroke, heart attacks and early death in women over 50, a new study says. The risk was highest for obese and African American women.
Bankrate lists the major life events that call for reevaluating your estate planning @ https://tinyurl.com/yxtez2lt
tinyurl.com The risk of not having a current estate plan and will that reflects your wishes is great.
The Motley Fool identifies 3 major money risks that tend to appear after age 75 @ https://tinyurl.com/yy8njvyu
fool.com Will one or more of these derail your retirement?
Seniors, beware of a phone scam targeting your Social Security #. Details @ International Business Times: http://tinyurl.com/y65l3bpa
ibtimes.com A new scam making the rounds targets people’s social security numbers.
U.S. News has an article with tips on teaching your daughter (or granddaughter) about the value of money: https://tinyurl.com/y8mqcygc
money.usnews.com Financially confident daughters become financially independent women.
Popular Science spotlights 3 kitchen tools to make cooking for one easier: https://www.popsci.com/best-appliances-cooking-for-one
popsci.com When I’m bored of oatmeal and omelettes, I turn to three kitchen appliances that opened up a bigger, world of culinary possibilities, while still minimizing my standing-by-the-stove time.
This Business Insider article explains how simple and affordable term life insurance can be for young adults: https://tinyurl.com/y4ra87ts
businessinsider.com Term life insurance is one of the most affordable types of life insurance and generally a good option for young people.
How can women address their unique retirement saving challenges? The Motley Fool has some ideas: https://tinyurl.com/y7hdnvt9
fool.com Women face far more obstacles on the road to retirement than men do, but these hurdles can be overcome with careful planning.
As Forbes reports, digital ad spending is forecast to surpass print ad spending this year: https://tinyurl.com/yyl55j68
forbes.com In 2019, advertisers will allocate more dollars to digital than traditional advertising like TV and newspapers, a first. Amazon is one of many digital companies that will benefit.
U.S. News presents 3 key concepts for investing not before, but after you retire: http://tinyurl.com/y3pfkuf5
money.usnews.com These three tips can give you a greater chance of a successful retirement outcome.
Are more women reaching their financial goals than men? A new study suggests so, reports the Business Journals: https://tinyurl.com/y2cwsx9e
bizjournals.com An @seniorlivingorg survey reveals women's long-term goals and dreams.
What is emotional intelligence? Why does it matter for entrepreneurs? A quick guide to it: https://www.entrepreneur.com/article/327167
entrepreneur.com One study found that workers surveyed were 400 percent less likely to leave a job if they had a manager with high 'EQ.'
Golf presents a simple formula to improve your driving range sessions: https://tinyurl.com/y6cqzgb8
golf.com Struggling to take your game from the range to the course? An easy formula can fix that problem.
In what careers do women earn the most? USA TODAY reports on a new study of average salaries: https://tinyurl.com/y37k2ozn
usatoday.com While some women are employed in the highest-paid occupations, they tend to have much lower representation and are also paid less for the same work.
A new Transamerica survey says most retirees are happy, even with financial uncertainties. Forbes has more @ https://tinyurl.com/ybf72jay
forbes.com Less than half are confident they have built a nest egg large enough to carry them through retirement while happiness is the general state of mind for 91 percent
This CNBC article identifies the top 10 scams that cheat seniors out of their savings. Be vigilant. https://tinyurl.com/y5t8gz6f
cnbc.com Seniors lose an estimated $2.9 billion annually due to financial exploitation, according to the United States Senate Special Committee on Aging.
A Forbes article identifies 5 key retirement planning steps for women: https://tinyurl.com/yy9tv86t
forbes.com How should women plan for their life after work? Some things are different for them.
Forbes has an interesting article about integrating life insurance and charitable giving @ https://tinyurl.com/yydkleko
forbes.com Life insurance is a valuable asset, and often, should be kept in force for the benefit of the insured and owners. However, in some cases the need for life insurance can change and gifting the policy might become a better strategy. Find out how to make the best of gifting a life insurance policy.
Business 2 Community explains how mentoring eases succession planning: https://tinyurl.com/yc9pj4pt
business2community.com When it comes to grooming future leaders, organizations already have a tremendous resource in the form of their existing leaders.……
As CNBC reports, too many baby boomers lack wills and a durable power of attorney. Do you have them in place? http://tinyurl.com/y8tqf6gt
cnbc.com Nearly half of people in the 55-plus age group lack a last will and testament, and an even greater number doesn't have other key legal documents that help ensure your wishes are carried out, according to a study.
Forbes notes how the 199A federal tax deduction is changing retirement saving for small business owners: https://tinyurl.com/y3ofjr8y
forbes.com Pass-through business owners need to be aware of the implications of 199A and how it impacts retirement savings strategies. Retirement planning can be complex and with Tax Cuts and Jobs Act, there are new considerations to balance.
As Quartz notes, a new study says that self-care matters for new parents and the health of their babies: http://tinyurl.com/y3lpvcgl
qz.com "As parents, we want to put our kids first all the time. But we have to be well."
ESPN looks at how the new golf rules are changing the game: https://tinyurl.com/y2fnqw5a
espn.com The rules of golf have changed, causing some confusion that likely won't go away anytime soon. So here's a helpful guide to understanding it all.
A SEP IRA may be the simplest retirement plan you can create for your business. The Motley Fool explains why: https://tinyurl.com/y5awvryn
fool.com SEP IRAs are about as simple as employer-sponsored retirement plans get.
The Motley Fool gives you 3 basic ways to estimate how much savings you need for retirement: https://tinyurl.com/ycwnznsp
fool.com Pick one, or try all of them.
Eating out tonight? Insider lists 10 dishes you may be better off cooking at home, according to chefs. https://tinyurl.com/yyzwsltw
thisisinsider.com Here are 10 dishes that commonly appear on restaurant menus, but tend to really shine when prepared in the comfort of your own home.
What types of insurance do you need? This Motley Fool lists 9 crucial kinds of coverage @ http://tinyurl.com/y3mw4q55
fool.com There are all kinds of insurance to protect you from bumps in the road. But what kinds of policies should you absolutely have?
Entrepreneur lists 4 mistakes to avoid when scaling your business: https://www.entrepreneur.com/article/319619
entrepreneur.com Find out how to avoid them.
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I am a local agent in Alamogordo, NM with many years of experience in the insurance industry. Contact me today for a free quote and review of your current insurance package!
Like a good neighbor...State Farm is there!
Local State Farm Insurance Agent
Welcome to my agency's profile! We are happy to serve your insurance needs. My offices are located in Alamogordo at 500 Tenth Street (on the third floor of Bank 34) and in Ruidoso at 500 Mechem, Suite B. Call toll free at 800-858-8913.
Independent Insurance Agency serving southern New Mexico. Customized insurance for any needs.
Agent licensed to sell insurance through New York Life Insurance Company.