Are you ready for great coverage at the rate you've been looking for? Are you ready for outstanding personal customer service?
[10/05/17] Van Handel Agency, Inc. has an immediate opening for either a part time or full time Customer Service Representative. Ideal candidate must have extensive prior Customer Service background in an office setting and be computer and phone literate. Please contact Jen Dilge or Bob Van Handel (920-733-1440) for more details and/or to set up an interview. Resume' may be mailed to Van Handel Agency 2500 N Richmond St. Appleton, WI 54911 Thank you!
[09/28/17] As winter approaches ~ were you aware if you are plowing snow for compensation, you are not covered while doing so under your personal auto policy? Give us a call for a competitive quote for a commercial policy!
[09/14/17] With the recent Equifax Data Breach - you may want to consider purchasing Identity Theft coverage under your homeowners or renters insurance.
[09/07/17] Van Handel Agency, Inc. has an immediate opening for either a part time or full time Customer Service Rep. Must have a background in the Property/Casualty Insurance field. Please contact Jen Dilge for more details and/or to set up an interview. Thank you!
It is a misconception that Uber/Lyft services are covered under your Personal Auto Insurance:
The majority of Auto Insurance companies in Wisconsin exclude all coverages under the personal auto policy for any losses that occur while carrying persons or property for compensation or a fee, including but not limited to: limousine, taxi, or other livery services, or if a network driver is logged onto the digital network and/or engaged in a pre-arranged trip. If you are doing this, you may want to consider a commercial auto policy or check with your agent if your current company has a rider you can add.
[07/17/17] We apologize, our phone line is down this morning. Our vendor is working on getting this corrected. If you need anything feel free to message on here. We are hoping this is short term. Thank you
The Van Handel Agency would like to wish you all a safe and happy 4th of July!
[06/21/17] Van Handel Agency, Inc. has an immediate opening for either a part time or full time Customer Service Rep. Must have a background in the Property/Casualty Insurance field. Please contact Jen Dilge for more details and/or to set up an interview. Thank you!
Reminder - we are doing a Freedom Pantry food drive for our Military Families at Van Handel Agency ~ for those of you wanting to participate - we will need those item this week as they are collecting on Monday. THANK YOU!
God bless our troops!
This year we are choosing to help the brave men and women who serve in the military by donating non perishable food items to the Freedom Food Pantry and Feeding America. Feel free to join us in this great cause by bringing in a food item prior to December 16th. Thank you and make it a great day!
As we celebrate our great nation and our independence, Van Handel Agency would like to wish you a safe and wonderful 4th of July weekend.
Uncovering the myths of storm safety!
Lightning never strikes the same place twice.
How often have you heard that phrase?
It’s a common saying, but it’s not a true one. Lightning can hit anywhere more than once – in fact, according to stormhighway.com, the Sears Tower in Chicago is hit roughly 40-90 times in a year.
There are countless other beliefs about storms that are not only false, but dangerous if trusted during severe weather. Here are four common myths and the truth behind them:
Myth: Rubber tires on your car will protect you from lightning.
Truth: Tires have nothing to do with it. Your car, however, will protect you by dispersing the electric charge from lightning to the ground around you. But the electricity can transfer to metal inside your car, such as a steering wheel or stick shift, so turn off your vehicle and keep your hands in your lap until the storm passes.
Myth: If you’re caught outside in a storm, lie down flat on the ground to avoid lightning strikes.
Truth: You’ll only create a larger surface to hit. Instead, find a low-lying area, crouch as low as you can, tuck your head between your legs, and cover your head with your hands. You want to become the smallest target and have as little contact with the ground as possible.
Myth: Go to the southwest corner of your home for safety during severe weather.
Truth: No corner is safer than any other – in fact, your best option is to move to the center of your house on the lowest level, away from windows. Choose a small room such as a closet or bathroom if possible.
Myth: Open your windows during a tornado to equalize the pressure inside and outside your home.
Truth: Opening windows will only allow the strong winds to cause internal damage to your home. Plus, letting the wind in from outside will push up on your roof, increasing the chances of lifting it off the house.
For more storm safety information, visit www.ready.gov/severe-weather.
After a long, dark winter, spring's bright sun and warm winds are, well, a breath of fresh air (if they ever get here). The only downside? All that sunshine spotlights your leaf-filled gutters, cracked sidewalks and the dead plants in last year's flower beds.
Dwight Barnett, a certified master inspector with the American Society of Home Inspectors, shared this checklist to help you target the areas that need maintenance so you can get your chores done quickly, leaving you time to go outside and play in the sunshine.
Examine Roof Shingles
Examine roof shingles to see if any were lost or damaged during winter. If your home has an older roof covering, you may want to start a budget for replacement. The summer sun can really damage roof shingles. Shingles that are cracked, buckled or loose or are missing granules need to be replaced. Flashing around plumbing vents, skylights and chimneys need to be checked and repaired by a qualified roofer.
Check the Gutters
Check those leaky gutter. Improper drainage cab lead to water in the basement. Make sure downspouts drain away from the foundation and are clear of debris.
Examine the Chimney
Examine the chimney for signs of damage. Have the flue cleaned and inspected by a certified chimney sweep
Inspect the Concrete
Inspect the concrete slabs for signs of cracks or movement. All exterior slabs should drain away from the foundation. Fill cracks with a concrete crack filler or silicone caulk. When weather permits, power wash and then seal concrete.
Service the AC Unit
Have a qualified heating and cooling contractor clean and service the outside unit of the air conditioning system. Clean coils operate more efficiently, and an annual service call will keep the system working at peak performance levels. Change interior filters on a regular basis.
Check Power Equipment
Check your gas and battery powered lawn equipment to make sure it is ready for summer use. Clean equipment and sharp cutting blades will make yardwork easier
Winter Advisory ~ Frozen Pipe Warning
Warning Signs of Frozen Pipes:
Strange sounds - whistling, bubbling, banging or clanging can all be signs you have frozen or broken pipes
Odors - sewage has a distinct and unpleasant smell and is also a sign that you may have frozen pipes
Damp Drywall - broken or leaking pipes will be releasing water and your drywall or ceiling may be wet or show wet rings
Persistent Plumbing issues - turning the faucet on and nothing coming out, water that smells unusual or discolored, persistant clogs, water coming out slowly or uneven are all signs that something is wrong
Wet or Frosty Pipes - pipes that you can see that have visual frost build up or condensation are potentially signs that the pipes are frozen or on their way
When temps stay below freezing - keep water moving through pipes by allowing a small trickle (the cost of the extra water is typically less than that of a broken pipe). Open cupboard doors to allow heat under the cabinets where pipes are located.
If your pipes do freeze shut your main water off, thaw pipes with warm air such as hair dryer or a space heater. Be sure not to leave space heater unattended. Once pipes are thawed, slowly turn your water back and check pipes for aany leaks or cracks they may have been caused by freezing.
Stay warm and have a great week!
The staff at Van Handel Agency would like to wish you a warm and happy Thanksgiving! Have a safe and bountiful holiday spent with those you hold dear.
Baby, it’s getting cold outside, and with that comes a heavy dose of the unexpected. Whether it’s an overnight whiteout or a sudden drop in temperature that leaves your driveway looking like an ice rink, Old Man Winter can be downright unforgiving to you and your vehicle. Arctic temperatures, slick streets, blinding precipitation and blowing and drifting snow are key accident contributors
Here are just a few tips to try and keep you safe when driving:
Clear snow and ice from all windows and lights - even the hood and roof- before driving
Leave plenty of room for stopping.
Pay attention don't try to out drive the conditions. Remember the posted speed limits are for dry pavement.
Use brakes carefully. Brake early. Brake correctly. It takes more time and distance to stop in adverse conditions.
Bridges and over passes freeze first. Due to the difference in the exposure to air, the surface condition can be worse on a bridge than on the approach road.
Exit ramps are an even greater challenge during the winter since they may have received less anti-icing material than the main line. Be aware of this when exiting the highway.
Don't use the "cruise control" option driving in wintry conditions. Even roads that appear clear can have sudden slippery spots and the slightest touch of your brakes to deactivate the cruise control can cause you to lose control of your vehicle.
Don't get overconfident in your 4x4 vehicle. Remember that, if you are driving a four wheel drive vehicle, the vehicle may help you get going quicker but it won't help you stop any quicker. Many 4x4 vehicles are heavier than passenger vehicles and actually may take longer to stop. Don't get overconfident in your 4x4 vehicle's traction.
Look farther ahead in traffic than you normally do. Actions by cars and trucks will alert you quicker to problems and give you a split-second extra time to react safely.
Remember that trucks are heavier than cars. Trucks take longer to safely respond and come to a complete stop, so avoid cutting quickly in front of them.
Leave room for maintenance vehicles and plows - stay back at least 200 feet and don't pass on the right.
Most importantly please remember to SLOW DOWN! Also, seat belts should be worn at all times - it's the law.
Hoping you all stay safe this winter!
Van Handel Agency's cover photo
Watch what happens when you pour water on a grease fire:
For additional fire safety tips go to http://www.nfpa.org/safety-information/safety-tip-sheets
One cup of water being poured on a grease fire. 2015 #IAAI ITC Burn to Learn.
Did you know that motor vehicle crashes are a leading cause of death for teens aged 15-19 in America? In 2013 alone, 2,614 passenger vehicle teen drivers were involved in fatal crashes.
Parents can change those numbers by talking to their teens about road risks. Many parents assume their teenagers won’t listen, or think that their teens are hearing about these life-saving rules somewhere else, such as school.
This October 18-24 is Teen Driver Safety Week. We want to shine a light on this topic and remind parents to talk to their teen drivers about the risks they face while driving. In order to provide parents with the tools, resources, and words they need to keep their teens safe, the National Highway Traffic Safety Administration has teamed up with state and local highway safety and law enforcement organizations on the teen driver safety campaign “5 to Drive”. The education and awareness campaign identifies the five most important rules all teen drivers need to follow.
Parents need to start talking to their teens about the “5 to Drive,” and make certain teens understand the rules before they hit the road:
1. No Drinking and Driving. Compared with other age groups, teen drivers are at a greater risk of death in alcohol-related crashes, even though they’re too young to legally buy or possess alcohol. Nationally in 2013, almost one out of five (19 percent) of the teen drivers (15 to 19 years old) who were involved in fatal crashes had been drinking.
2. Buckle Up. Every Trip. Every Time. Front Seat and Back. Teens aren’t buckling up, and neither are their passengers. In 2013, 64 percent of all the young (13- to 19-year-old) passengers of teen drivers who died in motor vehicle crashes weren’t restrained. When the teen driver was also unrestrained, the number of all passengers unrestrained increased to almost 90 percent.
3. Put It Down. One Text or Call Could Wreck It All. In 2013, among teen drivers involved in fatal crashes, 11 percent were reported as distracted at the time of the crash. This age group had the highest proportion of drivers distracted by phone use. That same year 318 people were killed in crashes that involved a distracted teen driver.
4. Stop Speeding Before It Stops You. In 2013, almost one-third (29 percent) of teen drivers involved in a fatal crash were speeding.
5. No More Than One Passenger at a Time. Extra passengers for a teen driver can lead to disastrous results. Research shows that the risk of a fatal crash goes up in direct relation to the number of teens in a car. The likelihood of teen drivers engaging in risky behavior triples when traveling with multiple passengers.
Starting a conversation about the risks teens will face on the road isn’t just smart, it’s necessary. The “5 to Drive” campaign helps parents give their teens the tools they need to drive safely.
Article courtesy of the National Highway Traffic Safety Administration.
Do you have Renter's Insurance for your College Student?
While a homeowner's policy may provide some content coverage for kids living in a college dorm, living off campus brings about a whole new set of issues. The importance of renter's insurance is often underestimated. Here are a couple reasons to consider purchasing a policy, which you can get for as little as $10 a month!
1. You may think "I'm a poor college student". We have all heard/used this statement before. Many think because they are in college, they don't have anything valuable to insure. I challenge you to think about this for a moment. If you walk room to room, your college student may have more valuables than you think. From a collection of video games , Big screen TVs, designer wardrobes, things add up. A renter's insurance policy protects their personal property from perils of wind, fire, theft and vandalism. It also provides liability coverage if a friend has a trip and fall injury in their apartment. Some Homeowner's policies do not extend liability coverage once your student moves out of the dorms!
2. It's my Landlord's responsibility. False. Most landlord's insurance covers ONLY the building, not what's inside. So, if there is a fire or tornado your landlord will be insured - you will be left high and dry. That is another reason you need renters insurance!
Contact Van Handel Agency for a quote!
Please drive safely and have a nice weekend.
creativity-online.com AT&T's shows how one mom's text leads to tragic consequences in film marking fifth anniversary of the It Can Wait campaign via BBDO New York.
Wishing everyone a safe and fun filled weekend celebrating our Freedom and America's birthday!
With this cold snap - thought I would share a bit of info on Space Heaters:
Space Heater fires between 2009-2013 caused an estimated dollar loss of $3.2 million and the average dollar amount per loss was $53,336.
25% of these fires were caused when combustible materials such as bedding, mattresses, pillows, clothing or furniture were too close to the heater.
Safety Tips: When purchasing a space heater, look for one that has been tested and labeled by a nationally recognized testing company.
Keep heaters 3-feet away from drapes, furniture or other flammable materials.
Avoid using extension cords.
Never leave it running unattended or while you sleep.
Supervise children and pets when a pace heater is in use.
STAY WARM OUT THERE!
[12/23/14] Wishing you a very Merry Christmas and a happy, healthy and prosperous New Year!!
[10/09/14] Friendly reminder to be sure to winterize your summer toys, cycles, campers, boats etc to prevent damage over the winter months!
Is your Auto Insurance Coverage right for your "life phase"?
Every phase of life requires a different set of insurance coverages; what’s practical when you were a young adult just starting out may be very different from coverages that make sense today, when you may have teens who drive, for example, and additional personal assets that could be at risk.
So unless you’ve recently evaluated your coverages with the help of an independent insurance agent, you may be inadequately protected or hold policies that don’t reflect your needs.
Let’s take a look at some auto insurance scenarios that might apply if you’re in what we called the “established” life stage.
Since your policy was issued, you may have new – or maybe fewer – drivers in your household; maybe your young children are now teens with licenses, or your teens are now adults no longer living in your home. If either of these is the case, it’s time to either add new drivers to your policy or remove them if they don’t regularly drive your vehicles.
If you no longer have dependent children using your vehicle, you might consider increasing your deductible on comprehensive or collision insurance, particularly if your vehicles are more than 10 years old. People in the “established” life stage are less likely to be involved in the type of accident that would rely on comprehensive or collision insurance, so you may benefit from taking the step to reduce the deductible.
Finally, talk to your independent agent about increasing your auto liability or umbrella coverage to protect your personal assets.
If you were involved in an accident that was determined to be your fault, your personal assets – cash, home, family business, etc. – could be at risk in the event of a lawsuit.
Your agent can recommend the appropriate level of coverage to help protect what’s important to you.
If you’re in the life stage somewhere beyond “just starting out” and “not ready to retire,” your circumstances may very well warrant modifications to your auto insurance policy. Having a discussion with an independent insurance agent will help you determine what coverages are appropriate for your today, and for the future.
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