Credit Matters

We are a registered credit repair company, founded in 2003.

Mission: We Believe in Second Chances, More Opportunities, and Helping People Achieve a Better Quality of Life.

Credit Matters's cover photo

Credit Matters's cover photo

gocreditmatters.com

Using Your Tax Refund to Pay Off Collections – Wise or Unwise? | Credit Matters

It's Tax Refund Season! Be Cautious How You Spend Yours.

gocreditmatters.com Read this article before you use that big wad of cash from your tax refund to start paying off collections to improve your credit score.

youtube.com

Green Bay Credit Repair - The Basics

GreenBayGreg of Dellaire Realty interviews the president of Credit Matters, Dan Krueger, to talk about the basics of credit repair and credit scoring.

Visit http://greenbaygreg.com - Today we are talking with Dan Krueger from Credit Matters. Dan is sharing the basics of establishing good credit when your tr...

Credit Matters's cover photo

[09/28/11]   Did you know? . . . Credit Repair is very different from Credit Counseling.

Consumer Credit Counseling Service (CCCS) serves a different purpose (sometimes a viable option for some), but may not always be the most beneficial for you.

Here's why: Consumer Credit Counseling Companies have many names. They are also known as Debt Management Companies and Debt Negotiation Companies. The purpose of these companies is to offer debt-management plans (DMPs) to set up low-interest repayment plans so borrowers can pay off credit card debt over time. How it works is the consumer often pays one lump some to the credit counseling company and the company then negotiates the low interest rates with your creditors and pays all the debts off over a period of 3-5 years. Sounds good right? One problem is that while you are making these payments, your creditors are reporting them as late because you are making partial payments negotiated by the credit counselor. Another problem is that lenders look at this activity and compare it to a Chapter 13 bankruptcy. This credit counseling activity can remain on your credit report for up to 7 years and can severely affect your ability to gain financing now or in the future!

[09/22/11]   Credit tip for the day: If the amount you owe on revolving debt is more than 30% of your available credit limit, this will reduce your credit score.

Technically, your utilization ratio is calculated by taking all your revolving accounts (i.e., credit cards, charge cards) and dividing your aggregate balance by your aggregate limit. For example, if you have a credit card with a credit limit of $2500 and another card with a credit limit of $4500, then your aggregate credit limit would be $7000. If the amounts owed on the cards were $2000 and $1000 respectively - totaling $3000 - this would be a utilization ratio of 43% ($3000 divided by $7000). If this was your actual balance, it would hurt your credit score because it is over 30%.

Paying down credit cards is a very quick way to boost your score!

Reneé Backus

gocreditmatters.com Today, everyone knows credit worthiness is important. Society has put great emphasis on the credit score, making it crucial for consumers to know exactly how their credit affects specific areas of their life.

Want your business to be the top-listed Finance Company in Appleton?

Click here to claim your Sponsored Listing.

Location

Telephone

Address


2654 W Lawrence St Stop 5
Appleton, WI
54914

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 12:00
Other Financial Services in Appleton (show all)
Ted Suess - Thrivent Financial Ted Suess - Thrivent Financial
W2719 Brookhaven Dr. Suite C1
Appleton, 54915

As life evolves, rely on me to provide a variety of financial tools to meet your changing needs. Contact me directly if you have specific questions.

Kevin Collins, Liberty Mutual Insurance Agent Kevin Collins, Liberty Mutual Insurance Agent
2323 East Capitol Dr
Appleton, 54913

I am licensed to sell Auto, Home and Life insurance in WI. Please contact me for any of your personal insurance needs!

Safeguard Financial Safeguard Financial
3701 E Evergreen Dr Ste 200
Appleton, 54913

An independent financial services firm that's helping protect and grow our clients' assets...

Integrity Insurance Integrity Insurance
2121 E Capitol Dr
Appleton, 54911

We protect what matters most to you, your family and your business.

Lowery & Associates Lowery & Associates
35 Park Pl, Ste 300
Appleton, 54914

A financial advisory practice of Ameriprise Financial Services, Inc

Zuleger Advisors, Inc. Zuleger Advisors, Inc.
2229 N Richmond St
Appleton, 54911

At Zuleger Advisors, we assist individuals and small business owners in finding the right insurance plans to meet their needs.

Cameron Nicewander, Liberty Mutual Insurance Agent Cameron Nicewander, Liberty Mutual Insurance Agent
1737 N Casaloma Dr
Appleton, 54913

I am licensed to sell Auto, Home and Life insurance in WI. Please contact me for any of your personal insurance needs!

The Doule Group - Northwestern Mutual The Doule Group - Northwestern Mutual
4620 N Ballard Rd
Appleton, 54913

My team and I, are here to provide you with customized recommendations that will help you plan for a successful financial future.

Thrivent Member Network - East Wisconsin & Upper Michigan  Region Thrivent Member Network - East Wisconsin & Upper Michigan Region
2000 East Milestone Drive Suite 4
Appleton, 54913

The Thrivent Member Network is a group of local Christians who come together to learn, support one another and make an impact in our communities. We’re part of Thrivent, a membership-owned, financial services organization.

Neal Roberts - Registered Investment Advisor Neal Roberts - Registered Investment Advisor
W6110 Aerotech Dr STE A
Appleton, 54914

Neal Roberts - Sagepoint Financial, Inc

Fiduciary Partners Fiduciary Partners
3913 W Prospect Ave, Ste 201
Appleton, 54914-8797

Home Loans RAM Team Appleton Home Loans RAM Team Appleton
Appleton, 54911

Educating consumers on the different loan programs we have to offer. Homeownership is just a call/text/email away!