Atlantic Coast Mortgage LO NMLS # 194938 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Atlantic Coast Mortgage, LLC, is a full service residential mortgage lender. We are experts in navigating the challenging, heavily regulated loan process, securing financing smoothly and successfully. Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Mission: I am dedicated to providing exceptional customer service and knowledge you can trust. I strive to make each client feel comfortable and maintain my clients as friends for life.
BOOM! Refi Boom that is! How would you like a nice big easy raise this year?
As a homeowner, you may be okay with what global uncertainty does to rates. Rates have been pushing long-term lows off-and-on for months. In fact, we've spent more than seven months in territory that makes refinancing attractive for big contingent of homeowners who purchased or refinanced in 2017-2018, and surprisingly, borrowers who refinanced in early 2019 are already back in the money for another refi. Lenders are experiencing the strongest refinance demand since 2012.
I have said it a few times and I'm saying it again now, don't wait, let me give you a refi raise today! If you have a rate over 3.75%, have mortgage insurance, want some cash out to pay off debts, want to switch to a 15 year fixed (may even get into the 2's), switch out of an fha loan into a conventional with no mortgage insurance... the list goes on... just call me 571-246-6767 or send a snapshot of your current mortgage statement to [email protected] along with your approximate credit score and we'll send you some quick numbers to see if it makes sense for you.
Please share this post with anyone you think deserves a refi raise today! In the last week, I have locked in over $300K a year in savings for my clients! How would you like a nice big easy raise this year?
Check out Kristi Bain Hardy, Atlantic Coast Mortgage. Time to vote for the winners in Best of Loudoun. Vote once per day per category thru Feb. 21. Winners will be announced in the Loudoun Times Mirror next month. https://northernvatimes.secondstreetapp.com/og/55e6885c-44c1-484c-a044-5abaa1c9d453/gallery/208658608
northernvatimes.secondstreetapp.com Kristi Hardy has been voted The Best and Favorite Loan Officer in Loudoun County for many years in a row because she provides world class service, is reliable and someone you can count on. Her loan programs include everything you can think of including Jumbo, VA, FHA, USDA, County Grants, multiple f...
What a blessing it is to have such an amazing team, a supportive company, so many wonderful referral partners and clients! In 2019 we were able to serve 262 clients with their mortgage! To me that means we made a lot of dreams come true and I'm so blessed to be a part of that! Each year we continue to get better and better and I'm so proud to be on this journey with you all. Thank you so much! 2020 here we come!
Hope you all had a wonderful holiday! Now back to business! 😜
It’s time to vote for the best loan officer in LOCO and I would really appreciate your vote! Only takes a couple of seconds. Please help me. I just love that I have won this for 8 straight years thanks to my amazing clients, referral partners, friends and family. Let’s do it again!
Had a nice time with my office mates! The place was packed and the conversations lively. #grateful
All #smiles for today’s Team Hardy meeting! This is how we roll! Love saving our clients so much money and helping them into their dream homes! #lender2thestars #acmlending @acmlending
Soaking up some good vibes at #risebusiness with some friends from @acmlending @ Charleston, South Carolina
One of the best times to buy a new home is from now until the end of the year, because there is less competition.
Almost everyone hunkers down for the holidays.
If you have thoughts of buying, Here is an action plan:
1)Get pre-approved first so you have peace about the financing
2)Hire a local realtor. It matters. A lot.
3) Be confident and make a strong offer when you find the house of your dreams.
This is How the Fed’s interest rate cut today affects your wallet:
1) Credit card rates will go down
2) Home Equity line rates will go down
3)The interest the bank pays savers will go down
4) Mortgage rates will stay relatively the same. Close to historical lows.
Reach out in messenger if I can help at all 😊
Had the luxury to spend some time today with an amazing and powerful team of agents from The Carolyn Young Real Estate Team We got creative and made our #visionboards #lifegoals
Loved our field trip to VHDA today! This is such an amazing resource for first time homebuyers! Nice income limits too! Check it out! #VHDAVIP #lender2thestars
Ongoing Lock/Float Considerations
2019 has been the best year for mortgage rates since 2011. Big, long-lasting improvements such as this one are increasingly susceptible to bounces/corrections and as of September, it looks like such a correction is underway!
Time to refi or buy now🤩
#TeamHardy #ready for #anychallenge
Hey everyone! The federal reserve met yesterday and decided to lower short-term interest rates..... I know it sounds weird, but its too early to know if it will impact long term rates like the 30 year fixed... today’s rates are awesome!! Please reach out if you want me to run any specific numbers for you. I’m giving out refi-raises like crazy! You get a raise! You get a raise! You get a raise!
It’s time to vote for your favorite mortgage lender! Only takes a sec... can I count on you for your vote? Voting ends in 3 days. Thank you and have a blessed day!
loudounnow.secondstreetapp.com Share your recommendations about your favorite places, people and businesses. Voting continues until June 30.
mpamag.com And most renters regret at least one thing about their homes
If you’re renting, you’re paying for a mortgage, just not your own! Check out how much you spend doing that. 😳😳😳 Rates are low, and we can do 100% financing! It’s time to buy!
Last day of school fun!
@restonpride Starts in 7 minutes! Lots of fun stuff! Venders and @sackettsheri #lender2thestars
15 years ago today!
@greatstrides.cf #65roses @ Village at Leesburg
Did you know May is National Moving Month?
Give a shout out to all of the hard working real estate professionals and moving companies out there who make it possible!
#ACMlending #NationalMovingMonth #HereToGuideYouHome #HugaRealtor #TipYourMovers #Lender2TheStars
This is a true testimonial for using a expert realtor and mortgage team in this very competitive market!
Way to go Keren Jayne, Pearson Smith Realty for winning this VERY COMPETITIVE condo for your client! Love that we were able to also make a good impression on the sellers and the listing agent.
The condo market in Northern Virginia (especially in Alexandria & Arlington) is hot and competitive.
With some creative strategies and thanks to the strong relationships I've built with a local and trusted mortgage team (Kristi Hardy Team at Atlantic Coast Mortgage), we were able to win this contract against 4 other offers!
I'm so excited for my client!
Here to Guide You Home www.KristiHardy.com
Total Honor to receive this recognition! Not that many of us 🤓😉#lender2thestars
Ukulele southern style 🌺 go Bryce!
#ACMlending #VAhomeloan #Veterans #Military
Proud of the entire Freaky Friday group! What an amazing show!!
Hot new loan program!
Introducing... a new a brand new, 100%+ financing, NO Mortgage Insurance loan option with Kristi Hardy at Atlantic Coast Mortgage. Don’t miss this FANTASTIC opportunity!
100% financing with NO mortgage insurance, even if you’re not a first time home buyer!
My son (the model) loves me! 🤩❤️🍀 #lender2thestars
@dcbrewersball raising money and awareness for a great charity @cf_foundation
Best of Loudoun 2019
Wow! I’m completely humbled and honored to have received this recognition. I must give credit where credit is due as I am nothing without my A++ team. Maggie, Dana, and Chris, you work so hard and care as much as I do about our clients and I appreciate you more than you’ll ever know. Thank you from the bottom of my heart! For everyone who trusts me with their clients and the biggest financial decision in their lives, thank you! Atlantic Coast Mortgage, LLC has THE BEST support and systems in place. From amazing management, processing, underwriting, secondary, marketing all the way to closing and post-closing! You guys all rock and can’t thank you enough!
So Excited! Thank you to all my clients, industry partners, and of course my amazing team! I couldn't do it without you! #TeamworkMakesTheDreamWork #Lender2TheStars #AtlanticCoastMortgage
Congratulations to VP & Senior Loan Officer, Kristi Hardy on being named Best of Loudoun - Loan Officer by the Loudoun Times-Mirror, for the EIGHTH YEAR IN A ROW! #AtlanticCoastMortgage #Loudoun #BOL2019 #BestOfLoudoun #Congratulations
American Heart Month!
February is #AmericanHeartMonth! At Atlantic Coast Mortgage, we love our clients and hope to be your lender throughout a long and healthy life! #AtlanticCoastMortgage #HeartOfACM #WeLoveOurClients #HeartHealthy
Trying out the yummy new @chefscape So many options, so little time @danascakeshoppe @sandwichbistro @rootedandbloomed @rocoto_gourmet @bar_ahso
Supported by THE BEST in the business! Love these two! #lender2thestars
Having so much fun celebrating our teamwork with these amazing women! #lender2thestars #daveandtim2019
Team Hardy strikes again!
Having fun and enjoying a much-deserved team retreat! #daveandtimmexico #daveandtim2019 #lender2thestars
Kristi Hardy has been voted “The Best Loan Officer” in Loudoun County each year for 8 YEARS IN A ROW by Leesburg Today/Loudoun Times-Mirror and “Loudoun’s Favorite Mortgage Broker” for 2016, 2017, 1st Runner up in 2018, and winner in 2019 by LoudounNow & “Best Loan Officer” of Fairfax by The Sun Gazette, listed in the Top 1% Mortgage Originators in America listed in Mortgage Executive Magazine for 2016, 2017 & 2018, and most recently ranked in the Top Women Originators for 2018 by Scotsman Guide!
Kristi Bain Hardy | VP & Senior Loan Officer | NMLS ID # 194938
Prequalify Online: www.KristiHardy.com
Atlantic Coast Mortgage, LLC is an Equal Housing Lender Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
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Atlantic Coast Mortgage, LLC is an Equal Housing Lender LO NMLS # 312906 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
David Boswell - Home Loan Consultant NMLS #1118442 www.nmlsconsumeraccess.org
Fairway Independent Mortgage Corporation NMLS #2289, (www.nmlsconsumeraccess.org) NMLS# 906357
Atlantic Coast Mortgage, LLC is an Equal Housing Lender LO NMLS # 496299 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
As an experienced LO, I have the knowledge and expertise needed to make sure you obtain the best financing available. Exceeding expectations is my passion.
I help homeowners feel confident about the purchase or sale of their home.
Greg Leszczak NMLS #268208 Ark-La-Tex Financial Services, LLC Equal Housing Opportunity http://www.nmlsconsumeraccess.org/
Jeff Satre, Production Manager, Fairway Independent Mortgage Corporation, NMLS # 312412