Kristi Hardy Team at Atlantic Coast Mortgage

Atlantic Coast Mortgage LO NMLS # 194938 | Company NMLS ID #643114 (

Atlantic Coast Mortgage, LLC, is a full service residential mortgage lender. We are experts in navigating the challenging, heavily regulated loan process, securing financing smoothly and successfully. Our headquarters office is located in Fairfax, VA, with additional branches in Washington, DC, Virginia and Maryland Fairfax County Office/Headquarters 4100 Monument Corner Drive, Suite 300 Fairfax, VA 22030 Company NMLS ID # 643114 Loudoun Office 20365 Exchange Street, Suite 300 Ashburn, VA 20147 Branch NMLS ID # 1167353

Mission: I am dedicated to providing exceptional customer service and knowledge you can trust. I strive to make each client feel comfortable and maintain my clients as friends for life.

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Almost half of all renters regret not buying a home – study And most renters regret at least one thing about their homes

If you’re renting, you’re paying for a mortgage, just not your own! Check out how much you spend doing that. 😳😳😳 Rates are low, and we can do 100% financing! It’s time to buy!

Last day of school fun!

@restonpride Starts in 7 minutes! Lots of fun stuff! Venders and @sackettsheri #lender2thestars

15 years ago today! #65roses @ Village at Leesburg

Did you know May is National Moving Month?
Give a shout out to all of the hard working real estate professionals and moving companies out there who make it possible!

#ACMlending #NationalMovingMonth #HereToGuideYouHome #HugaRealtor #TipYourMovers #Lender2TheStars

This is a true testimonial for using a expert realtor and mortgage team in this very competitive market!
Way to go Keren Jayne, Pearson Smith Realty for winning this VERY COMPETITIVE condo for your client! Love that we were able to also make a good impression on the sellers and the listing agent.

The condo market in Northern Virginia (especially in Alexandria & Arlington) is hot and competitive.
With some creative strategies and thanks to the strong relationships I've built with a local and trusted mortgage team (Kristi Hardy Team at Atlantic Coast Mortgage), we were able to win this contract against 4 other offers!
I'm so excited for my client!

Here to Guide You Home

#ACMlending #Lender2TheStars

Total Honor to receive this recognition! Not that many of us 🤓😉#lender2thestars

Ukulele southern style 🌺 go Bryce!

#ACMlending #VAhomeloan #Veterans #Military


Proud of the entire Freaky Friday group! What an amazing show!!

Loudoun Home Team

Hot new loan program!

Introducing... a new a brand new, 100%+ financing, NO Mortgage Insurance loan option with Kristi Hardy at Atlantic Coast Mortgage. Don’t miss this FANTASTIC opportunity!


100% financing with NO mortgage insurance, even if you’re not a first time home buyer!

My son (the model) loves me! 🤩❤️🍀 #lender2thestars

@dcbrewersball raising money and awareness for a great charity @cf_foundation

Best of Loudoun 2019

Best of Loudoun 2019

Wow! I’m completely humbled and honored to have received this recognition. I must give credit where credit is due as I am nothing without my A++ team. Maggie, Dana, and Chris, you work so hard and care as much as I do about our clients and I appreciate you more than you’ll ever know. Thank you from the bottom of my heart! For everyone who trusts me with their clients and the biggest financial decision in their lives, thank you! Atlantic Coast Mortgage, LLC has THE BEST support and systems in place. From amazing management, processing, underwriting, secondary, marketing all the way to closing and post-closing! You guys all rock and can’t thank you enough!

So Excited! Thank you to all my clients, industry partners, and of course my amazing team! I couldn't do it without you! #TeamworkMakesTheDreamWork #Lender2TheStars #AtlanticCoastMortgage

Congratulations to VP & Senior Loan Officer, Kristi Hardy on being named Best of Loudoun - Loan Officer by the Loudoun Times-Mirror, for the EIGHTH YEAR IN A ROW! #AtlanticCoastMortgage #Loudoun #BOL2019 #BestOfLoudoun #Congratulations

American Heart Month!

February is #AmericanHeartMonth! At Atlantic Coast Mortgage, we love our clients and hope to be your lender throughout a long and healthy life! #AtlanticCoastMortgage #HeartOfACM #WeLoveOurClients #HeartHealthy

Trying out the yummy new @chefscape So many options, so little time @danascakeshoppe @sandwichbistro @rootedandbloomed @rocoto_gourmet @bar_ahso

Supported by THE BEST in the business! Love these two! #lender2thestars

Having so much fun celebrating our teamwork with these amazing women! #lender2thestars #daveandtim2019

Team Hardy strikes again!
Having fun and enjoying a much-deserved team retreat! #daveandtimmexico #daveandtim2019 #lender2thestars

Timeline Photos

Nice find in Winchester! 👑👠


Noku Sushi, Hibachi and Ramen

Work family bday dinner ❤️ #AtlanticCoastMortgage

🥰 My Work Family birthday celebration! ❤️ #AtlanticCoastMortgage

Thanks for your vote!
#vote #bestofloudoun #lender2thestars #thanks

Timeline Photos

Thankful for fun friends

Love this Individual! ❤️🎄#confidence #shinesty #lender2thestars


Atlantic Coast Mortgage

Happy Holidays! I am so grateful for the amazing team at #AtlanticCoastMortgage ❤️🎉💯

Happy Holidays from all of us at Atlantic Coast Mortgage!

#Holidays #AtlanticCoastMortgage #Fun #Friends #PhotoBooth #HotPinkPhotoBooth

Loudoun County is not only where I work, but it's my home and community too! I am so honored to have been nominated, help me bring home the title of Best of Loudoun - Loan Officer for the EIGHTH YEAR IN A ROW!!!

#AtlanticCoastMortgage #Lender2TheStars


Timeline Photos

Get Started Today!

#Lender2TheStars #AtlanticCoastMortgage

Kristi Hardy | NMLS ID # 194938
Senior Loan Officer at Atlantic Coast Mortgage, LLC

Get Prequalified Online:
(571) 246-6767 | [email protected]

#scottbrothers @belfortfurniture #lender2thestars

Jet hanging with the Property Brothers today at @belfortfurniture they have a new children’s book out and told Jet he is going to be “The next Brad Pitt” ❤️😎

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Videos (show all)





20365 Exchange St, Ste 300
Ashburn, VA

Opening Hours

Monday 08:00 - 22:00
Tuesday 08:00 - 22:00
Wednesday 08:00 - 22:00
Thursday 08:00 - 22:00
Friday 08:00 - 22:00
Saturday 08:00 - 20:00
Sunday 08:00 - 20:00
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