Atlantic Coast Mortgage LO NMLS # 194938 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Atlantic Coast Mortgage, LLC, is a full service residential mortgage lender. We are experts in navigating the challenging, heavily regulated loan process, securing financing smoothly and successfully. Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Mission: I am dedicated to providing exceptional customer service and knowledge you can trust. I strive to make each client feel comfortable and maintain my clients as friends for life.
Operating as usual
Closed on my own personal refinances today! If you haven’t already... now is the time to refi! 🤙 call me Thanks to @acmlending and @championtitle
Interest rates are at an all time low! Lowest they have EVER been! Even if you have an interest rate in the low 3’s it’s still worth checking with me to see if I can save you even more money! Call 571-246-6778 or email a snapshot of your current mortgage statement and approximate credit score to [email protected]
Are you ready for your #RefiRaise ?
Atlantic Coast Mortgage
As a local lender with deep roots in the communities we serve, Atlantic Coast Mortgage (ACM) is proud to announce that we are partnering with World Central Kitchen (WCK) to give back and help those in need.
Our mission is simple – to make a meaningful impact in the fight against COVID-19 to help keep everyone fed and healthy, including our first responders, while also supporting our local restaurant industry.
During April & May 2020, our loan officers have pledged to donate for each loan they close, and ACM has pledged to match this donation 100%!
We know that a nourishing meal in a time of crisis is so much more than a plate of food – it’s a way to provide hope, dignity, and strengthen the unbreakable spirit of the communities we love and cherish.
If you would like to partner with us, you can help us spread the word by simply referring clients, friends, and family who are currently in the market to purchase, build, or refinance a home. Or, you can donate directly at www.acmllc.com/wck-donate!
There are no small ways to give back, and even the smallest contribution can make the biggest difference. Remember, we’re all in this together, and together we’ll get through it.
#ChefsForAmerica #ACMLending #ACMGivesBack #COVID19
It’s an honor to receive this recognition from “The Washingtonian”! Another shout out to the people who deserve it - #TeamHardy Maggie Yost, Dana Chapman, Chris Glazewski, everyone at #acmlending and all of the FAB clients and referrals partners. THANK YOU ALL SO MUCH! 🍾
So nice to be in the top 1% in the nation for loan officers. Special shout out to the dream team Maggie Yost Dana Chapman and Chris Glazewski who made it all happen. Thank you to the best referral partners and clients ever! Truly blessed. 😘
Everyone at Atlantic Coast Mortgage makes it easy!
Join us tomorrow for a live and interactive update!
How is COVID-19 affecting mortgages? Tune in tomorrow, April 7th, at 2:00 pm EST for Carolyn's Tuesday Tips with special guest Kristi Bain Hardy, VP & Sr. Loan Officer at Atlantic Coast Mortgage for a Zoom Webinar to find out!
Please click the link below to join the webinar and put in the listed Password 038728:
#ACMLending #InThisTogether #SocialDistancing #StayHome #BetterTogether #TogetherWeStand #COVID19
BOOM! Refi Boom that is! How would you like a nice big easy raise this year?
As a homeowner, you may be okay with what global uncertainty does to rates. Rates have been pushing long-term lows off-and-on for months. In fact, we've spent more than seven months in territory that makes refinancing attractive for big contingent of homeowners who purchased or refinanced in 2017-2018, and surprisingly, borrowers who refinanced in early 2019 are already back in the money for another refi. Lenders are experiencing the strongest refinance demand since 2012.
I have said it a few times and I'm saying it again now, don't wait, let me give you a refi raise today! If you have a rate over 3.75%, have mortgage insurance, want some cash out to pay off debts, want to switch to a 15 year fixed (may even get into the 2's), switch out of an fha loan into a conventional with no mortgage insurance... the list goes on... just call me 571-246-6767 or send a snapshot of your current mortgage statement to [email protected] along with your approximate credit score and we'll send you some quick numbers to see if it makes sense for you.
Please share this post with anyone you think deserves a refi raise today! In the last week, I have locked in over $300K a year in savings for my clients! How would you like a nice big easy raise this year?
Check out Kristi Bain Hardy, Atlantic Coast Mortgage. Time to vote for the winners in Best of Loudoun. Vote once per day per category thru Feb. 21. Winners will be announced in the Loudoun Times Mirror next month. https://northernvatimes.secondstreetapp.com/og/55e6885c-44c1-484c-a044-5abaa1c9d453/gallery/208658608
northernvatimes.secondstreetapp.com Kristi Hardy has been voted The Best and Favorite Loan Officer in Loudoun County for many years in a row because she provides world class service, is reliable and someone you can count on. Her loan programs include everything you can think of including Jumbo, VA, FHA, USDA, County Grants, multiple f...
What a blessing it is to have such an amazing team, a supportive company, so many wonderful referral partners and clients! In 2019 we were able to serve 262 clients with their mortgage! To me that means we made a lot of dreams come true and I'm so blessed to be a part of that! Each year we continue to get better and better and I'm so proud to be on this journey with you all. Thank you so much! 2020 here we come!
Hope you all had a wonderful holiday! Now back to business! 😜
It’s time to vote for the best loan officer in LOCO and I would really appreciate your vote! Only takes a couple of seconds. Please help me. I just love that I have won this for 8 straight years thanks to my amazing clients, referral partners, friends and family. Let’s do it again!
Had a nice time with my office mates! The place was packed and the conversations lively. #grateful
All #smiles for today’s Team Hardy meeting! This is how we roll! Love saving our clients so much money and helping them into their dream homes! #lender2thestars #acmlending @acmlending
Soaking up some good vibes at #risebusiness with some friends from @acmlending @ Charleston, South Carolina
One of the best times to buy a new home is from now until the end of the year, because there is less competition.
Almost everyone hunkers down for the holidays.
If you have thoughts of buying, Here is an action plan:
1)Get pre-approved first so you have peace about the financing
2)Hire a local realtor. It matters. A lot.
3) Be confident and make a strong offer when you find the house of your dreams.
This is How the Fed’s interest rate cut today affects your wallet:
1) Credit card rates will go down
2) Home Equity line rates will go down
3)The interest the bank pays savers will go down
4) Mortgage rates will stay relatively the same. Close to historical lows.
Reach out in messenger if I can help at all 😊
Had the luxury to spend some time today with an amazing and powerful team of agents from The Carolyn Young Real Estate Team We got creative and made our #visionboards #lifegoals
Loved our field trip to VHDA today! This is such an amazing resource for first time homebuyers! Nice income limits too! Check it out! #VHDAVIP #lender2thestars
Ongoing Lock/Float Considerations
2019 has been the best year for mortgage rates since 2011. Big, long-lasting improvements such as this one are increasingly susceptible to bounces/corrections and as of September, it looks like such a correction is underway!
Time to refi or buy now🤩
#TeamHardy #ready for #anychallenge
Hey everyone! The federal reserve met yesterday and decided to lower short-term interest rates..... I know it sounds weird, but its too early to know if it will impact long term rates like the 30 year fixed... today’s rates are awesome!! Please reach out if you want me to run any specific numbers for you. I’m giving out refi-raises like crazy! You get a raise! You get a raise! You get a raise!
It’s time to vote for your favorite mortgage lender! Only takes a sec... can I count on you for your vote? Voting ends in 3 days. Thank you and have a blessed day!
loudounnow.secondstreetapp.com Share your recommendations about your favorite places, people and businesses. Voting continues until June 30.
mpamag.com And most renters regret at least one thing about their homes
If you’re renting, you’re paying for a mortgage, just not your own! Check out how much you spend doing that. 😳😳😳 Rates are low, and we can do 100% financing! It’s time to buy!
Last day of school fun!
Kristi Hardy has been voted “The Best Loan Officer” in Loudoun County each year for 8 YEARS IN A ROW by Leesburg Today/Loudoun Times-Mirror and “Loudoun’s Favorite Mortgage Broker” for 2016, 2017, 1st Runner up in 2018, and winner in 2019 by LoudounNow & “Best Loan Officer” of Fairfax by The Sun Gazette, listed in the Top 1% Mortgage Originators in America listed in Mortgage Executive Magazine for 2016, 2017 & 2018, and most recently ranked in the Top Women Originators for 2018 by Scotsman Guide!
Kristi Bain Hardy | VP & Senior Loan Officer | NMLS ID # 194938
Prequalify Online: www.KristiHardy.com
Atlantic Coast Mortgage, LLC is an Equal Housing Lender Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
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Carolyn Flitcroft - Senior Home Loan Consultant - NMLS #389312 (www.nmlsconsumeraccess.org) Equal Housing Lender
I am a 20+ year veteran of the mortgage industry with a client centric focus to provide quality service at a fair and competitive price while be responsive to all my clients and referral sources.
Atlantic Coast Mortgage, LLC is an Equal Housing Lender LO NMLS # 529694 Branch NMLS ID #1167353|Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Atlantic Coast Mortgage - Loudoun Branch NMLS ID #1167353
David Boswell - Home Loan Consultant NMLS #1118442 www.nmlsconsumeraccess.org
Lendingmonk.com empowers consumers to make smart mortgage decisions and save thousands of dollars on their home mortgage.
I help homeowners feel confident about the purchase or sale of their home.