Embrace Home Loans can help with all your home financing needs, whether you're looking to buy or refinance. Visit our office in person, or give us a call to see how we can help you. www.embracehomeloans.com
Company Overview: A+ Rated BBB and Equal Housing Lender.
Embrace Home Loans is licensed in 46 states. Since 1983, we have helped hundreds of thousands of individuals and their families purchase new homes, lower their monthly payments, and consolidate high-interest debt so they can enjoy some extra spending money. In the last 12 months, our mortgage specialists helped arrange close to $3 billion in homeowner loans - in person, over the phone, and online!
We have the experience and the resources to be your mortgage lender for the long haul. When you work with Embrace Home Loans, there's no middleman; Embrace is a direct lender. We don't make decisions exclusively based on your credit history, because we want to lend to people, not numbers. You won't pay an application fee, and we arrange your entire loan over the phone with the option to close in as few as 21 days.
From our corporate headquarters in Rhode Island, we employ approximately 400 Mortgage Specialists and supporting staff to provide you with the personalized home financing you need to reach financial stability and achieve your dreams. From our 20 Retail Branch Locations, you work directly with a Loan Officer in your area or state.
Our Embrace Home Loans Mortgage Specialists will be happy to lend you a hand in choosing the right loan product for your situation. We are an active member of the Mortgage Banker's Association of America. We are an Equal Housing Lender and an accredited business of the Better Business Bureau.
Are you ready for a new beginning? You deserve it. Give us a call today or fill out our quick, no-obligation, and confidential form online – www.embracehomeloans.com
With the increasingly high costs of cable — not to mention the relatively low costs of streaming tools like Netflix and Hulu, more and more people are thinking about cutting the cord. It’s not for everyone, though.
What do you need to consider before ditching cable? ➡️ https://bit.ly/2RDBpQU
embracehomeloans.com With the increasingly high costs of cable — not to mention the relatively low costs of streaming tools like Netflix, Hulu, and Sling — more and more people are considering cutting the cord. Even Sling, which is on the higher end of the price spectrum at...
Embrace the extra hour of rest tonight! 💤
Fun Fact - The U.S. Department of Transportation regulates daylight saving time. (Yes, saving, not savings.) 😉⏰ #embracerest #daylightsavingtime #embraceteam
While you may have the capacity to make your monthly mortgage payments, most lenders won’t approve your loan if you don’t meet the baseline requirements for a conventional mortgage, including a credit score, verifiable income, and an appealing debt-to-income ratio. The good news is that even if you don’t qualify for conventional financing, there are still several solutions available!
Read on to learn more. ➡️ https://bit.ly/2AHe5vK
embracehomeloans.com If you’re planning on buying a house, you’re probably aware of the hurdles that stand in your path to getting a mortgage. Qualifying for a home loan can be an uphill task, thanks to the strict federal regulations that came into effect in the wake of the...
Somehow, it’s already November 1st, and the holidays, winter, and even the New Year are almost upon us. ❄️ Have you started prepping your home?
Time to get started ➡️ https://bit.ly/2AF5BWc
embracehomeloans.com Somehow, it’s already November 1st, and the holidays, winter, and even the New Year are almost upon us. Have you started prepping your home? With colder weather coming in — not to mention those in-laws and out-of-town guests — the time is now to start p...
Spooked out by the unknown as a first-time homebuyer?
This blog will help calm your fears 😱 ➡️ http://bit.ly/2SyB7vV
embracehomeloans.com Let's face it: You don't buy a house everyday. And, if you're a first-time homebuyer, the process can be a bit overwhelming. There's nothing to be afraid of, though. Here are some of the common fears first homebuyers face — and how you can overcome them...
Just a little reminder: with us, home buying isn’t one bit scary. 🎃 👻 #HappyHalloween #EmbraceHomeLoans #EmbraceTeam #TrickOrTreat
Bitcoin, and blockchain, and bots — oh my! The world of cryptocurrency has some real estate agents feeling like they’re not in Kansas anymore. Read about the basics of this new technology and how it’s affecting the industry.
What you need to know ➡️ https://bit.ly/2RnrJtC
embracehomeloans.com Heard about cryptocurrency (like Bitcoin) and blockchain and wondering if it will impact your real estate transactions? Learn more about this technology.
Many homeowners love cash-out refinances because the money they get can technically be used for anything. If you really want to get the most for your dollar (and maybe earn more on top of that) then it may be a good idea to use your funds in these 5️⃣ specific ways ➡️ https://bit.ly/2PstwjI
embracehomeloans.com Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity you have in the home. (If...
Because some of the best games are won in the bottom of the 9th. #tgif #grind #friday #fridayfeels #worldseries #worldseriesvibes #gosox #orangeyouglad #orangeyougladitsfriday #embraceeveryday #embracehomeloans #embraceteam
The rising property values in several parts of the US have many home buyers turning to jumbo loans to finance them. Do you qualify and know the possible benefits and drawbacks?
Find Out ➡️ https://bit.ly/2AsLp9V
embracehomeloans.com Jumbo mortgages can make your dreams of owning a high-end home a reality. Here's everything you need to know about qualifying, interest rates, and more.
#Realtors - Looking to up your sales game and get those listings noticed?
Here are some sales tips that can help 💡
Improve your listings ➡️ https://bit.ly/2z2m98e
embracehomeloans.com No matter how hot the market is, selling a home takes work. And the work you put in? That directly correlates to how much you’ll make in commissions — and when you’ll get that check. Are you looking to up your sales game and get those listings noticed? ...
For most homeowners, their mortgage payment changes several times over the course of their loan term. But why? Read about the main reasons a payment amount may change.
WHY❓ ⏩ https://bit.ly/2PUvlTL
embracehomeloans.com Your mortgage payment is typically consistent for a period of time. Due to a number of factors, though, that consistency can't last forever. In fact, for most homeowners, their mortgage payment changes several times over the course of the loan term. You...
#MotivationMonday by Dr. Seuss - Don't be afraid to stand out! 👻
You’ve got big plans for giving your space a facelift — but can you afford to make that dream a reality? Here’s how to create a renovation budget to keep you on track.
Learn More ➡️ https://bit.ly/2yVysTV
embracehomeloans.com There are two ways to go about setting a renovation budget. The first is to determine how much you can afford to spend. The second is by working backwards from the end result you want to achieve. If you're paying for your home improvement project with y...
Is your real estate agent is telling you it’s a good idea to get pre-approved for a mortgage?
Here’s what you need to know ➡️ https://bit.ly/2EwDix9
embracehomeloans.com Perhaps one of the most important things you can do to improve your chances of obtaining your dream home is filing for pre-approval. Getting pre-approved for your home loan communicates a level of credit and financial worthiness in shopping for a home. ...
Heard you may be eligible for a VA loan, but not quite sure what it involves? Consider this blog VA loan 1️⃣ 0️⃣ 1️⃣
🇺🇸 What you need to know ➡️
embracehomeloans.com Active service personnel, veterans, and surviving spouses may be eligible for a VA home loan, which can make it faster and easier to get a mortgage.
According to FICO, a bankruptcy has the potential to lower your credit score by as much as 240 points. Repairing your credit following a bankruptcy takes times, but getting back on track is possible — and in a shorter time than you might think.
Start Rebuilding ➡️ https://bit.ly/2EpLAGM
embracehomeloans.com Your credit rating is an important part of your overall financial picture. And when you're in the market to buy or refinance a home? Simply put, good credit gets you a better interest rate because the lender know there's less risk that you will default ...
Bought a home in recent years and wondering if it’s too soon to refinance your mortgage?
What conditions do you need to consider? ➡️ https://bit.ly/2ymMkqW
embracehomeloans.com When it comes to determining the right time for that first mortgage refinance, here are the conditions to you’ll want to consider.
Every buyer’s tastes, preferences, and budget is different — but if you look at recent surveys, a picture of the American Dream starts to emerge.
What are your homebuyers are looking for in today’s market?
Read more ➡️ https://bit.ly/2PE4Fqd
embracehomeloans.com Every buyer’s tastes, preferences, and budget is different — but if you look at recent surveys, a picture of the American Dream starts to emerge, and it’s one that’s large, suburban, and comes with a top-notch kitchen. What Today’s Dream Home Looks Like...
#MotivationMonday by Albert Einstein. Try, fail, try again and succeed. Don't be afraid to think outside the box!
Buying a home is probably the largest purchase you’ll ever make in your life, and unless you are independently wealthy, you’ll need to take out a mortgage to help finance the cost.
Here are the different variables that will factor into your monthly mortgage payment 💰 ➡️ https://bit.ly/2Ehyawu
embracehomeloans.com There are a variety of different factors that go into calculating your mortgage payment—learn more about what they are and how it works.
You’ve probably taken a ride on an escalator before — it’s hard to resist a moving staircase — but what does “escalator clause” mean when you’re buying a house? Don’t make a bid on a home before you read this blog.
What you need to know ➡️ https://bit.ly/2CFfk11
embracehomeloans.com Heard someone mention an escalator clause but have no clue what it is? If you're planning to buy a home, be sure to read this explanation.
On the fence about buying a home? The latest headlines might change your mind. Not only is home buying getting easier (and more affordable), but renting is becoming more and more expensive by the month.
Keep these stats in mind before you decide to keep renting! ➡️ https://bit.ly/2Pshhk6
embracehomeloans.com Not only is home buying getting easier (and more affordable), but renting is becoming more and more expensive by the month. Learn more.
When you own a small business, it can be easy to let your debt get out of hand. Have you found yourself in a financial hole, unable to dig out and get back in the black?
Here are some tips that can help ➡️ https://bit.ly/2Cy5lKC
embracehomeloans.com When you own a small business, it can be easy to let your debt get out of hand. Purchasing inventory, paying your employees, and stocking your office or facility with the necessary supplies can all get costly — and when cash flow is irregular, you’re of...
Many homeowners refinance to get a lower interest rate or pay for home improvements, but did you also know you can refinance simply to change the terms of your loan?
we examine your options ➡️ https://bit.ly/2y74LzU
embracehomeloans.com Many homeowners refinance to get a lower interest rate or pay for home improvements, but did you also know you can refinance simply to change the terms of your loan? These types of refinances are primarily used to either shorten the length of the loan (...
Mortgage refinancing is a process that pays your initial loan in full and creates a separate new loan with different terms — and it’s growing in popularity across the country. Are you considering a switch?
Read this complete guide ➡️ ➡️ https://bit.ly/2DYMytB
embracehomeloans.com The housing market is constantly changing, leading current homeowners to wonder whether a new mortgage could save them money. What is refinancing? Mortgage refinancing is a process that pays your initial loan in full and creates a separate new loan with...
Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business.
How can you grow❓ ⏩ https://bit.ly/2Ovcwcj
embracehomeloans.com Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading water and unsure of how to tak...
As it gets a little cooler outside, October is the perfect time of year to tackle those bigger, outdoor home maintenance tasks. If your house has been begging for a new coat of paint for a while, here’s how you can get it done yourself — the right way ➡️ https://bit.ly/2QqfXOx
embracehomeloans.com With the air brisk and the temperature cool, now’s the time for outdoor home maintenance tasks and to-dos. No. 1 on the list? Re-paint your home exterior.
Haven’t had time to keep up with real estate headlines lately? 📰
Take a minute to catch up on all you might have missed in September ➡️
embracehomeloans.com September proved to be a pretty good month for the industry. Take a minute to catch up on all you might have missed in September 2018 real estate news.
Are you catering to buyers in the luxury real estate market? Want to start? We’ve got the inside scoop on what today’s luxury buyers are looking for. 👀
Learn More ➡️ https://bit.ly/2OxhO7b
embracehomeloans.com When it comes to the luxury real estate market, buyers are a little more discerning -- both with their properties and their agents.
's cover photo
When you’re applying for a mortgage, there are so many different terms floating around that can make the process seem like an un-navigable maze. Mortgage insurance is one of those terms. We sort through the clutter to help you understand the basics.t
What you need to know ➡️ https://bit.ly/2R9SvGm
embracehomeloans.com There can be many costs associated with buying a home — one that some people have to pay is mortgage insurance. Learn what it is and how it works.
Before you refinance your mortgage, it’s important to get clear about your reasons and what you hope to gain by doing so.
Check out the possible pros and cons and see how they apply to your unique situation.
Read More ➡️ https://bit.ly/2Ojs9TV
embracehomeloans.com Before you decide to refinance your mortgage, be sure to understand both the pros and cons of refinancing and how they apply to your situation.
Nearly one out of every three first-time homebuyers is taking two years or longer to save up for a down payment, according to the National Association of REALTORS®. How can you cut down on that time and buy a home sooner?
Try these different saving methods. ⏩ https://bit.ly/2Q8vySG
embracehomeloans.com The need to save for a down payment has become one of the biggest hurdles for today’s home buyers. Here are some interesting ways folks are saving.
There’s nothing worse than watching your child eagerly apply to college as you worry about how you’re going to pay for tuition — especially if you’ve filed for bankruptcy in recent years. 🎓 Fortunately, all hope isn’t lost.
Read on to learn a few options for making your son or daughter’s college dreams come true.
What you need to know ⏩ https://bit.ly/2xCJYUg
embracehomeloans.com Self employed, just rebounding from a bankruptcy, and sending a kid to college soon? Learn how you can pay for college after bankruptcy.
This week's #MotivationMonday by #PabloPicasso.
Whether personal or professional, don't leave anything on the back burner.
#GetItDone #EmbraceHomeLoans #EmbraceTeam
Technology has made remodeling easier than ever, with dozens of apps, platforms, and tools available for planning, designing, and executing your projects. Here are some of our favorite real estate apps for remodeling and renovating.
Ready to get started? ⏩ https://bit.ly/2MYLntj
embracehomeloans.com Thinking of renovating your home? These are some of the best real estate apps that can help -- and most of them are free!
From all of us at Embrace, we wish you and yours a happy Autumn season! 🍂🍁
#embracehomeloans #embraceteam #embracefall #embraceautumn
From all of us at Embrace, we wish you and yours a happy Autumn season! 🍂🍁
#embracehomeloans #embraceteam #embracefall #embraceautumn
Fall officially begins on Saturday. Are you ready? 🍁 🍂
Here are some great weekend projects to get ready for the season ➡️ https://bit.ly/2xEmTQm
(Courtesy of our friends at Apartment Therapy)
apartmenttherapy.com Lifestyle and interior design community sharing design lessons, DIY how-tos, shopping guides and expert advice for creating a happy, beautiful home.
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Atlantic Coast Mortgage, LLC is an Equal Housing Lender LO NMLS # 529694 Branch NMLS ID #1167353|Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Atlantic Coast Mortgage LO NMLS # 194938 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Fairway Independent Mortgage Corporation NMLS #2289, (www.nmlsconsumeraccess.org) NMLS# 906357
Con más de 50 años de trabajo combinado en el área del DMV, trabajamos para usted en la compra, venta y alquiler de casas
Mary Krueger, Branch Manager with Movement Mortgage. Licensed in VA, DC and MD.
Lendingmonk.com empowers consumers to make smart mortgage decisions and save thousands of dollars on their home mortgage.
Atlantic Coast Mortgage - Loudoun Branch NMLS ID #1167353
Greg Leszczak NMLS #268208 Ark-La-Tex Financial Services, LLC Equal Housing Opportunity
Atlantic Coast Mortgage, LLC is licensed to serve D.C. Metro, MD, VA area & DE real estate markets. Company NMLS ID #643114 (www.nmlsconsumeraccess.org).
NMLS ID # 187063 Company NMLS ID # 56323 McLean NMLS # 320939 (www.nmlsconsumeraccess.org)