Sharon Slayton at Atlantic Coast Mortgage

Atlantic Coast Mortgage, LLC is an Equal Housing Lender LO NMLS # 496299 | Company NMLS ID #643114 (

Atlantic Coast Mortgage, LLC, is a full service residential mortgage lender licensed to serve the greater Washington, D.C. metropolitan, Maryland, Virginia area and Delaware real estate markets. We are experts in navigating the challenging, heavily regulated loan process, securing financing smoothly and successfully. Our office headquarters are located in Fairfax, VA, with additional branches located in Alexandria, Loudoun County, Prince William County, VA. Atlantic Coast Mortgage, LLC is an Equal Housing Opportunity lender and is licensed by the Virginia State Corporation Commission (MC-5560). Fairfax County Office/Headquarters 4100 Monument Corner Drive, Suite 300 Fairfax, VA 22030 Company NMLS ID # 643114 Loudoun Office 20365 Exchange Street, Suite 300 Ashburn, VA 20147 Branch NMLS ID # 1167353

Mission: As your mortgage loan consultant, I will share my more than twenty years of lending experience and extensive financial training to assist you in choosing the mortgage from our wide range of mortgage choices that best suits your needs. I am an expert in purchase and refinance loans and will talk you through the process and be with you every step of the way. I am committed to providing the best mortgage solution to my customers with a high degree of knowledge, honesty, respect, and convenience.

New ★★★★★ 5 Star SocialSurvey Review by Curtis S.

We have used Sharon for years for our mortgage needs. She has proven to be a very trusted friend with complete integrity. We would highly recommend her to family and friends. Click to see all 7 reviews of Sharon Slayton, Loan Officer | NMLS# 496299

New ★★★★★ 5 Star SocialSurvey Review by Taryn R.

Great experience! Sharon is wonderful! Click to see all 6 reviews of Sharon Slayton, Loan Officer | NMLS# 496299

New ★★★★★ 4.8 Star SocialSurvey Review by Daniel R.

Sharyn was very helpful, listened to our concerns and made adjustments to get us the best rate! Click to see all 5 reviews of Sharon Slayton, Loan Officer | NMLS# 496299

New ★★★★★ 5 Star SocialSurvey Review by Elisabeth R.

We loved working with Sharon! Her knowledge, experience, responsiveness, and personal attention to our specific needs and goals gave me the confidence to move forward with the refinance! Her objective, thoughtful responses to all of our questions were tremendously helpful! She is a fantastic resource that I will continue to value as we move forward to this new, exciting phase of home ownership! Click to see all 4 reviews of Sharon Slayton, Loan Officer | NMLS# 496299

New ★★★★★ 5 Star SocialSurvey Review by Timothy A.

Always available for questions and very friendly and helpful. Click to see all 3 reviews of Sharon Slayton, Loan Officer | NMLS# 496299

This is without a doubt the best company where I have had the privilege to work.

We are proud to announce that we've been named Best Mortgage Company of Loudoun for the 6TH YEAR IN A ROW by Loudoun Times-Mirror!🙌

We also want to congratulate Kristi Hardy Team at Atlantic Coast Mortgage for being named Best Mortgage Loan Officer for the NINTH YEAR IN A ROW! 🎉 With over 24 years of experience in consumer lending, Kristi has dedicated her entire career to making each client feel comfortable by providing the best possible service. Kristi, we couldn't be more proud of you and our exceptional team at our Loudoun Branch!

As a proud member of the Loudoun community, ACM has been nestled in the heart of One Loudoun since March 2014. Since that time, #ACMLending has strived to provide exceptional client care through a consistently simple, easy, and stress-free homebuying experience for our homeowners and industry partners.

Loudoun is known for its beautiful scenery, rich history, a healthy diversity of expanding business opportunities, comfortable neighborhoods, and high-quality public services - reach out today if we can help guide you to a beautiful home in Loudoun County today.

Big #ShoutOut to the phenomenal team at our ACM Loudoun Branch: Tan Tunador & Tan Tunador at Atlantic Coast Mortgage, Ashley Smith & The Ashley Smith Team at Atlantic Coast Mortgage, Sharon Slayton at Atlantic Coast Mortgage, Peter J. Kalian at Atlantic Coast Mortgage (Peter Kalian), Kim Jungles & Kim Jungles at Atlantic Coast Mortgage, Caryn Grafton & Grafton Group at Atlantic Coast Mortgage, Jackie Fields-Gleadall & The Jackie Fields-Gleadall Group at Atlantic Coast Mortgage, Dana Chapman at Atlantic Coast Mortgage, Tracy Bray, Brody Barrett & Brody Barrett at Atlantic Coast Mortgage

#ACMLending #Winning #ACMisWinning #BestOfLoudoun #BOL2020 #Virginia #Ashburn #Loudoun #Mortgage #Homebuying


Congratulations to my client- and first-time homebuyer! #ttrsir #advongroup #winchesterva

[05/21/19]   Beautiful home- Take a look!

[12/03/18]   Our 2019 Housing Market Outlook received a nice boost with the Federal Housing Finance Agency’s release of the increased 2019 Conforming Loan Limits. The maximum conforming loan limit for 1-unit properties will be $484,350, up from $453,100 in 2018. The high-balance limit for 1-unit properties will be $726,525, up from $679,650 in 2018 (announcement). Additionally, Chairman Powell reversed the FED’s October policy position by stating the automatic schedule of quarterly rate increases is over and they’ll have to continuously monitor, debate and counterbalance slightly weakening global growth with continued strength in the US labor market. As a result, a growing number of economists are revising downward 2019’s forecasted number of rate hikes helping some mortgage programs improve slightly.

4 Grants and Programs for First-Time Homebuyers

Did you know you may qualify to get down payment assistance for your first home? In our latest blog post, we run through homebuyer programs that may benefit you. Saving for the down payment is one specific barrier you could be trying to overcome. Fortunately, there are grants and special programs available that can make homeownership accessible to first-time homebuyers and those with low- to moderate-income.

What is a USDA Loan?

Are you ready to purchase a home? Consider 100% financing through the USDA loan. The USDA loan is not just for farmers or people who live in rural areas. There are some eligible suburbs close to metropolitan areas where you may use it. Learn more in our latest blog post. The USDA loan is part of a government-backed loan program that offers 100% financing to eligible borrowers. The USDA loan is guaranteed by the U.S. Department of Agriculture but offered through private mortgage lenders and helps low- to moderate-income homebuyers purchase homes in rural areas.   On...

Homebuyer Myths Debunked

There are quite a few myths about homebuying. We debunk a few of these myths in our latest blog post. Check them out here! Homebuyers — particularly first-time homebuyers — often have misconceptions about what it takes to become a homeowner.

Tips for Pet-Friendly Homebuying

When shopping for a home, certain features of the property and neighborhood can be deal breakers if they don’t meet the needs of your pets. In our latest blog post, we give you some tips for pet-friendly homebuying to help make sure you purchase a home that’s ideal for the entire family. Pet-friendly homebuying tips to keep in mind when you’re looking for your next dream home.

Atlantic Coast Mortgage

Did Atlantic Coast Mortgage help you or your client with the purchase or refinance of a home? Cast your vote TODAY and help us secure the title of Loudoun's Favorite Mortgage Company!

#Mortgage #Loudoun #TeamACM #ACMforyourmortgage #OneLoudoun #Homebuyer

Benefits of Making a Down Payment on Your VA Loan

Are you thinking of purchasing a home with a VA loan and no money down? Here's why you may want to put a down payment on your VA loan after all. A mortgage that requires no down payment can be just the right product to get you into your dream home. There are some instances where veterans may want to put some money down even if it’s not necessary.

Tips for Breaking a Lease When Purchasing a Home

Being stuck in a lease can put a damper on your home search. What if you find the perfect home while you’re still renting? We discuss tips for getting out of your lease in our latest blog post.

Read it here: You’ve fallen in love with a home, but there’s one little problem. You’re stuck in a rental lease agreement. What should you do?

Cut Energy Costs & Stay Ahead of the Summer Heat

The first day of summer is quickly approaching! The summer heat can also heat up your finances with skyrocketing energy bills. Discover simple ways to reduce your energy bills in our latest blog post.

#SharonSlaytonACM How to Cut Energy Costs Ahead of the Summer Summer is here next month. The season brings holidays and BBQs as well as a predictable increase to your energy bills. Thankfully, there are a few practical ways to keep energy costs under control even as the temperature climbs. In this post, we cover a fe...

What the Fed Funds Rate Increase Means for Your Homebuying Experience

What impact does the fed funds rate have on mortgage rates? In our latest blog we discuss the impact this may have on mortgage rates. Check it out!

#SharonSlaytonACM If you’re planning a home purchase, fed fund rate increases may have an affect on your mortgage rate.

Tips for House-Hunting from Long Distance

Are you hunting for a home in a new city or state? Online listing databases and online mortgage application processes can make buying a home from afar easier than ever before. In our latest blog post, we give you four tips for buying a home from a long distance. Buying a home from a long distance doesn’t have to be a challenge. Use online tools and partner with people in the area who you can trust to do tasks that need to be done locally.

Atlantic Coast Mortgage - Fair Oaks - Fairfax, VA

Did I help you or your homebuyer with the purchase or refinance of a home? Share your experience:
#ACMforyourmortgage Specialties: We're a mortgage lender - big enough to handle all your financing needs, small enough to be hands-on and highly personal, and forward thinking to stay way ahead of much of our competition. We take a team driven approach to our…

First-Time Homebuyer Mistakes to Avoid

Are you planning on making your first home purchase this year? Check our our latest blog post with four mistakes to avoid when shopping for the first time!

#SharonSlaytonACM 4 First-Time Homebuyer Mistakes to Avoid If you’re unsure of what to expect when you make your first home purchase — don’t feel alone. Take comfort knowing that even the most experienced homeowners have been in your shoes once before. To help you through this exciting time, we put together ....

Affordable Housing and HELOC Deductibility Under New Tax Laws

New Year’s Resolutions for Homebuyers | Atlantic Coast Mortgage

Happy New Year! To kick off 2018, we list a few New Year’s Resolutions for homebuyers who hope to make a purchase this year or next. Check out the resolutions in our latest blog post! To start off your new year right, we compiled a list of four New Year’s resolutions to jot down if you plan to buy a home within the next 12 to 24 months. These resolutions will help prepare your finances for your next (or first) mortgage.

How Technology is Improving the Mortgage Process

Learn how new tech will make the mortgage processing of your next purchase or refinance a more streamlined (and less stressful) experience. We predict advancements will continue to simplify home buying and selling. Atlantic Coast Mortgage is committed to staying ahead of the curve by including technology in our mortgage process for the benefit of our clients.

[12/17/17]   I was at Arlington Cemetery early this morning laying wreaths. There were thousands of volunteers there this morning. So grateful to be able to participate in this humbling event. When saying the veterans name out loud and their rank, and wars in which they participated it was a moment to remember a human who served.

Why Does a Realtor Ask You to Get Preapproved?

Has this happened to you? You see a home that you love, but before you can schedule a tour, the agent requests that you get a preapproval letter first. What gives?

Learn the reason behind the request for a preapproval in our latest blog post and why it’s actually the best thing buyers can do to kick off the home search. Why Does a Real Estate Agent Ask You to Get Preapproved? If you’ve recently started a new home search, you’ve probably begun eagerly favoriting a few listings online and requesting home tours to kick things off. The bubble of excitement you feel at first may quickly burst if you get a response f...

Supporting Mendenhall properties serving hot chocolate and baked goods at the Optimist Club of Arlington’s annual Christmas tree sale. It is snowing. Great to see past clients!

FHFA Announces Increase to Conforming Loan Limits for One-Unit Properties in 2018

Breaking News: Conforming loan limits for one-unit homes will increase by 6.8% in 2018. Here’s what you need to know.

#fanniemae #freddiemac #conformingloans #mortgages #breakingnews Just last year, the Federal Housing Finance Agency (FHFA) announced an increase in conforming loan limits for both one-unit and multi-unit homes.

Tips for Buying or Selling a Home During the Holidays

If you’re still aiming to buy or sell a home before the year ends, here’s how to keep the momentum going during the holiday season. That special time of year is sneaking up on us once again. It’s the time of year where the weather gets brisk, and we look forward to merriment with family and friends.

[11/28/17]   New conforming and high balance loan limits just announced for 2018!

Conforming Loan Limit for 2018 Increases by 6.8 Percent to $453,100. High-Cost Limit Hits $679,650.

We enjoy having a very close relationship with realtors during the homebuying process. In our latest blog post, we list 6 Do’s and Don’ts realtors should follow to make the experience seamless for our homebuyers.

Learn more here!


[10/26/17]   Two years ago @Erin Mendenhall came up with the idea of developing a real estate program with Marymount University - together with Jenny Quinn (RGS Arlington), Sharon Slayton (Atlantic Coast mortgage) and in partnership with Marymount, we launched the "Marymount Advantage program”.
We have hosted multiple successful events on campus and helped countless alumni find beautiful homes with bundled savings - see below the latest testimonial from our most recent closing-

“Thinking about buying my first home was overwhelming, especially being unfamiliar with the Virginia real estate process. The Alumni and Friends Real Estate Advantage Program for Marymount alumni has now made owning a home in Arlington a reality.
This program, with Erin Mendenhall of Mendenhall Properties leading the way, makes the process of buying a home incredibly smooth. Erin is extremely knowledgeable and a dedicated professional. Her expertise of NoVa made it easy to find the perfect home. She was always available for me to ask questions and was fun to work with! Sharon and her team from Atlantic Coast Mortgage were very professional and provided invaluable expert guidance as I navigated through the financing. Jenny and Susan from RGS Title made the closing process a breeze! And not only do you get all of this expertise when using this program, you receive phenomenal discounts as well!
I can’t say enough about all of these people I have worked with these past couple of months. Their commitment to helping people buy their first home is second to none. Mendenhall Properties/Atlantic Coast Mortgage/RGS Title is the team that you want on your side when you are buying a home and thanks to the Alumni and Friends Real Estate Advantage Program, I was able to have this extraordinary team on my side!”
Kevin Robertson (MEd ’16)

Join Us in Supporting Puerto Rico After Hurricane Maria

Hurricane Maria is still having a devastating impact on Puerto Rico. Join us in donating to World Central Kitchen, a nonprofit that’s providing food for families, hospitals, elderly homes, and first responders.

Use the hashtag #ChefsForPuertoRico to spread the word. Learn more about the World Central Kitchen and how it’s providing relief for thousands of people in Puerto Rico in our latest blog post.

#puertoricorelief #hurricanemaria #puertorico #donatetopuertorico

Attention First-Time D.C. Homebuyers: The Reduced Recordation Tax Incentive is Effective October 2017

First-time D.C. homebuyers can now start applying for a reduced transfer tax rate of 0.725%. The tax incentive can potentially save you thousands of dollars. We discuss the reduced recordation tax benefit and how you can apply for it in our latest blog post.

#SharonSlayton Beginning October 1, 2017, first-time homebuyers in the District can apply for a recordation tax reduction thanks to the First-time Homebuyer Tax Benefit Amendment Act. The purpose of the legislation is to ease the tax burden for first-time homebuyers. The recordation tax is a cost you pay to transf...

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20365 Exchange Street, Suite 300
Ashburn, VA

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
Saturday 08:00 - 19:00
Sunday 08:00 - 19:00
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