Atlantic Coast Mortgage, LLC is an Equal Housing Lender LO NMLS # 496299 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Atlantic Coast Mortgage, LLC, is a full service residential mortgage lender licensed to serve the greater Washington, D.C. metropolitan, Maryland, Virginia area and Delaware real estate markets. We are experts in navigating the challenging, heavily regulated loan process, securing financing smoothly and successfully. Our office headquarters are located in Fairfax, VA, with additional branches located in Alexandria, Loudoun County, Prince William County, VA. Atlantic Coast Mortgage, LLC is an Equal Housing Opportunity lender and is licensed by the Virginia State Corporation Commission (MC-5560). Fairfax County Office/Headquarters 4100 Monument Corner Drive, Suite 300 Fairfax, VA 22030 Company NMLS ID # 643114 Loudoun Office 20365 Exchange Street, Suite 300 Ashburn, VA 20147 Branch NMLS ID # 1167353
Mission: As your mortgage loan consultant, I will share my more than twenty years of lending experience and extensive financial training to assist you in choosing the mortgage from our wide range of mortgage choices that best suits your needs. I am an expert in purchase and refinance loans and will talk you through the process and be with you every step of the way. I am committed to providing the best mortgage solution to my customers with a high degree of knowledge, honesty, respect, and convenience.
[05/21/19] Beautiful home- Take a look!
[12/03/18] Our 2019 Housing Market Outlook received a nice boost with the Federal Housing Finance Agency’s release of the increased 2019 Conforming Loan Limits. The maximum conforming loan limit for 1-unit properties will be $484,350, up from $453,100 in 2018. The high-balance limit for 1-unit properties will be $726,525, up from $679,650 in 2018 (announcement). Additionally, Chairman Powell reversed the FED’s October policy position by stating the automatic schedule of quarterly rate increases is over and they’ll have to continuously monitor, debate and counterbalance slightly weakening global growth with continued strength in the US labor market. As a result, a growing number of economists are revising downward 2019’s forecasted number of rate hikes helping some mortgage programs improve slightly.
Did you know you may qualify to get down payment assistance for your first home? In our latest blog post, we run through homebuyer programs that may benefit you. www.acmllc.com/fthb-opportunities
atlanticcoastmortgage.com Saving for the down payment is one specific barrier you could be trying to overcome. Fortunately, there are grants and special programs available that can make homeownership accessible to first-time homebuyers and those with low- to moderate-income.
Are you ready to purchase a home? Consider 100% financing through the USDA loan. The USDA loan is not just for farmers or people who live in rural areas. There are some eligible suburbs close to metropolitan areas where you may use it. Learn more in our latest blog post. www.acmllc.com/usda-loan
atlanticcoastmortgage.com The USDA loan is part of a government-backed loan program that offers 100% financing to eligible borrowers. The USDA loan is guaranteed by the U.S. Department of Agriculture but offered through private mortgage lenders and helps low- to moderate-income homebuyers purchase homes in rural areas. On...
There are quite a few myths about homebuying. We debunk a few of these myths in our latest blog post. Check them out here! www.acmllc.com/homebuyer-myths-debunked/
atlanticcoastmortgage.com Homebuyers — particularly first-time homebuyers — often have misconceptions about what it takes to become a homeowner.
When shopping for a home, certain features of the property and neighborhood can be deal breakers if they don’t meet the needs of your pets. In our latest blog post, we give you some tips for pet-friendly homebuying to help make sure you purchase a home that’s ideal for the entire family. www.acmllc.com/pet-friendly-homebuying
atlanticcoastmortgage.com Pet-friendly homebuying tips to keep in mind when you’re looking for your next dream home.
Did Atlantic Coast Mortgage help you or your client with the purchase or refinance of a home? Cast your vote TODAY and help us secure the title of Loudoun's Favorite Mortgage Company!
#Mortgage #Loudoun #TeamACM #ACMforyourmortgage #OneLoudoun #Homebuyer
Are you thinking of purchasing a home with a VA loan and no money down? Here's why you may want to put a down payment on your VA loan after all.
atlanticcoastmortgage.com A mortgage that requires no down payment can be just the right product to get you into your dream home. There are some instances where veterans may want to put some money down even if it’s not necessary.
Being stuck in a lease can put a damper on your home search. What if you find the perfect home while you’re still renting? We discuss tips for getting out of your lease in our latest blog post.
Read it here: www.acmllc.com/tips-for-breaking-a-lease
atlanticcoastmortgage.com You’ve fallen in love with a home, but there’s one little problem. You’re stuck in a rental lease agreement. What should you do?
The first day of summer is quickly approaching! The summer heat can also heat up your finances with skyrocketing energy bills. Discover simple ways to reduce your energy bills in our latest blog post. www.acmllc.com/beat-summer-heat
atlanticcoastmortgage.com How to Cut Energy Costs Ahead of the Summer Summer is here next month. The season brings holidays and BBQs as well as a predictable increase to your energy bills. Thankfully, there are a few practical ways to keep energy costs under control even as the temperature climbs. In this post, we cover a fe...
What impact does the fed funds rate have on mortgage rates? In our latest blog we discuss the impact this may have on mortgage rates. Check it out! www.acmllc.com/fed-funds-rate-increase/
atlanticcoastmortgage.com If you’re planning a home purchase, fed fund rate increases may have an affect on your mortgage rate.
Are you hunting for a home in a new city or state? Online listing databases and online mortgage application processes can make buying a home from afar easier than ever before. In our latest blog post, we give you four tips for buying a home from a long distance. www.acmllc.com/house-hunting-long-distance
atlanticcoastmortgage.com Buying a home from a long distance doesn’t have to be a challenge. Use online tools and partner with people in the area who you can trust to do tasks that need to be done locally.
Did I help you or your homebuyer with the purchase or refinance of a home? Share your experience: http://bit.ly/ACM-Yelp
yelp.com Specialties: We're a mortgage lender - big enough to handle all your financing needs, small enough to be hands-on and highly personal, and forward thinking to stay way ahead of much of our competition. We take a team driven approach to our…
Are you planning on making your first home purchase this year? Check our our latest blog post with four mistakes to avoid when shopping for the first time! www.acmllc.com/mistakes-to-avoid
atlanticcoastmortgage.com 4 First-Time Homebuyer Mistakes to Avoid If you’re unsure of what to expect when you make your first home purchase — don’t feel alone. Take comfort knowing that even the most experienced homeowners have been in your shoes once before. To help you through this exciting time, we put together ....
Happy New Year! To kick off 2018, we list a few New Year’s Resolutions for homebuyers who hope to make a purchase this year or next. Check out the resolutions in our latest blog post!
atlanticcoastmortgage.com To start off your new year right, we compiled a list of four New Year’s resolutions to jot down if you plan to buy a home within the next 12 to 24 months. These resolutions will help prepare your finances for your next (or first) mortgage.
Learn how new tech will make the mortgage processing of your next purchase or refinance a more streamlined (and less stressful) experience. http://bit.ly/2B0ZKrP
atlanticcoastmortgage.com We predict advancements will continue to simplify home buying and selling. Atlantic Coast Mortgage is committed to staying ahead of the curve by including technology in our mortgage process for the benefit of our clients.
[12/17/17] I was at Arlington Cemetery early this morning laying wreaths. There were thousands of volunteers there this morning. So grateful to be able to participate in this humbling event. When saying the veterans name out loud and their rank, and wars in which they participated it was a moment to remember a human who served.
Has this happened to you? You see a home that you love, but before you can schedule a tour, the agent requests that you get a preapproval letter first. What gives?
Learn the reason behind the request for a preapproval in our latest blog post and why it’s actually the best thing buyers can do to kick off the home search. http://ow.ly/HRNO50fHm7S
atlanticcoastmortgage.com Why Does a Real Estate Agent Ask You to Get Preapproved? If you’ve recently started a new home search, you’ve probably begun eagerly favoriting a few listings online and requesting home tours to kick things off. The bubble of excitement you feel at first may quickly burst if you get a response f...
Supporting Mendenhall properties serving hot chocolate and baked goods at the Optimist Club of Arlington’s annual Christmas tree sale. It is snowing. Great to see past clients!
Breaking News: Conforming loan limits for one-unit homes will increase by 6.8% in 2018. Here’s what you need to know.
#fanniemae #freddiemac #conformingloans #mortgages #breakingnews
atlanticcoastmortgage.com Just last year, the Federal Housing Finance Agency (FHFA) announced an increase in conforming loan limits for both one-unit and multi-unit homes.
If you’re still aiming to buy or sell a home before the year ends, here’s how to keep the momentum going during the holiday season. http://ow.ly/4btU50fqhIV
atlanticcoastmortgage.com That special time of year is sneaking up on us once again. It’s the time of year where the weather gets brisk, and we look forward to merriment with family and friends.
New conforming and high balance loan limits just announced for 2018!
Conforming Loan Limit for 2018 Increases by 6.8 Percent to $453,100. High-Cost Limit Hits $679,650.
We enjoy having a very close relationship with realtors during the homebuying process. In our latest blog post, we list 6 Do’s and Don’ts realtors should follow to make the experience seamless for our homebuyers.
Learn more here!
Two years ago @Erin Mendenhall came up with the idea of developing a real estate program with Marymount University - together with Jenny Quinn (RGS Arlington), Sharon Slayton (Atlantic Coast mortgage) and in partnership with Marymount, we launched the "Marymount Advantage program”.
We have hosted multiple successful events on campus and helped countless alumni find beautiful homes with bundled savings - see below the latest testimonial from our most recent closing-
“Thinking about buying my first home was overwhelming, especially being unfamiliar with the Virginia real estate process. The Alumni and Friends Real Estate Advantage Program for Marymount alumni has now made owning a home in Arlington a reality.
This program, with Erin Mendenhall of Mendenhall Properties leading the way, makes the process of buying a home incredibly smooth. Erin is extremely knowledgeable and a dedicated professional. Her expertise of NoVa made it easy to find the perfect home. She was always available for me to ask questions and was fun to work with! Sharon and her team from Atlantic Coast Mortgage were very professional and provided invaluable expert guidance as I navigated through the financing. Jenny and Susan from RGS Title made the closing process a breeze! And not only do you get all of this expertise when using this program, you receive phenomenal discounts as well!
I can’t say enough about all of these people I have worked with these past couple of months. Their commitment to helping people buy their first home is second to none. Mendenhall Properties/Atlantic Coast Mortgage/RGS Title is the team that you want on your side when you are buying a home and thanks to the Alumni and Friends Real Estate Advantage Program, I was able to have this extraordinary team on my side!”
Kevin Robertson (MEd ’16)
Hurricane Maria is still having a devastating impact on Puerto Rico. Join us in donating to World Central Kitchen, a nonprofit that’s providing food for families, hospitals, elderly homes, and first responders.
Use the hashtag #ChefsForPuertoRico to spread the word. Learn more about the World Central Kitchen and how it’s providing relief for thousands of people in Puerto Rico in our latest blog post.
#puertoricorelief #hurricanemaria #puertorico #donatetopuertorico
First-time D.C. homebuyers can now start applying for a reduced transfer tax rate of 0.725%. The tax incentive can potentially save you thousands of dollars. We discuss the reduced recordation tax benefit and how you can apply for it in our latest blog post.
atlanticcoastmortgage.com Beginning October 1, 2017, first-time homebuyers in the District can apply for a recordation tax reduction thanks to the First-time Homebuyer Tax Benefit Amendment Act. The purpose of the legislation is to ease the tax burden for first-time homebuyers. The recordation tax is a cost you pay to transf...
Looking for a new house? Buying in the fall has several advantages. We list four perks of shopping for a home during the next few months in our latest post. Check it out!
atlanticcoastmortgage.com Don’t fret if you’ve been diligently searching for a home and putting in offers throughout the spring and summer without success. The fall is yet another opportune time to search for and buy your dream home.
seetheproperty.com Stunning Custom Built, Entertainers dream, large great room,floor to ceiling stone fireplace, library and powder room- main level, 5B in lower basement- level,w/private bath, Storage galore, Gourmet kit- custom maple cabinets, solid cherry island/Butlers Pantry, custom high-end moldings, recessed li...
A co-signer can strengthen your client’s mortgage application and help them get approved for the home of their dreams. Learn why having a co-signer can lead to a mortgage approval.
atlanticcoastmortgage.com A co-signer is someone who promises to take responsibility for your loan if you can’t make payments which can help you qualify. Young adults and students who have yet to build credit may find that a co-signer is a viable shortcut to investing in a home sooner than later.
A client of mine has this lovely affordable home for sale in Winchester. Take a look!
weichert.com $154,900 - View 30 photos of this 3 Beds 1.1 Bath Craftsman home built in 1930. Updated Historic Craftsman with character preserved. Hardwood floors throug
A few upgrades and renovations can make a world of difference whenever your home starts feeling outdated. Here are a few home improvements you can make to spruce things up.
atlanticcoastmortgage.com Not sure in what areas your home can use a facelift? Simple changes like repainting walls or trim often make a huge difference. For larger remodel projects, a renovation or construction loan can provide funds for a much-needed refresh. Home improvements can make you fall in love with it all over aga...
Parents of college students: Have you considered buying a home for your student to live in while away at school?
The Family Opportunity Mortgage Program can help you buy a home for your student with lower costs than a typical home loan for a non-primary residence. Find out more here! http://bit.ly/2x9xx0k
#secondmortgage #backtoschool #mortgage #homeloan #investmentproperty #collegestudents
atlanticcoastmortgage.com The Family Opportunity Mortgage Program is a unique option that can reduce costs and help you provide a home for your scholar who’s working hard towards completing their degree. A home loan through this program is treated like a mortgage for another primary residence which makes it less costly. We c...
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Fairway Independent Mortgage Corporation NMLS #2289, (www.nmlsconsumeraccess.org) NMLS# 906357
As an experienced LO, I have the knowledge and expertise needed to make sure you obtain the best financing available. Exceeding expectations is my passion.
Lendingmonk.com empowers consumers to make smart mortgage decisions and save thousands of dollars on their home mortgage.
Carolyn Flitcroft - Senior Home Loan Consultant - NMLS #389312 (www.nmlsconsumeraccess.org) Equal Housing Lender
Intercoastal Mortgage Company (ICMTG) offers competitive pricing and cutting edge programs to meet all your home buying needs.
Intercoastal Mortgage Company offers a complete menu of options from conventional to VA and FHA loans; jumbo and super jumbo loans; construction and renovation loans and bridge loans. We also originate Second money trusts and HELOC.
Atlantic Coast Mortgage LO NMLS # 194938 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Atlantic Coast Mortgage, LLC is licensed to serve D.C. Metro, MD, VA area & DE real estate markets. Company NMLS ID #643114 (www.nmlsconsumeraccess.org).