Marquel Forbes: Allstate Insurance

I’ve gotten to know many local families as an Allstate agent in Broadlands. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I look forward to getting to know you and helping you to find the solutions that meet your needs.I’m committed to helping Broadlands residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call, email, or visit my agency in Broadlands today.

To all the moms in our community, today is about you! Our agency is wishing you a wonderful and relaxing Mother’s Day with your loved ones!

Today is Teacher Appreciation Day! We want to take a moment to thank all of the wonderful teachers in our community. See resources from The Allstate Foundation and its partners to support educators during this challenging time: https://al.st/3c94MoJ

If COVID-19 has impacted your travel plans, start by reviewing the refund policies of each reservation to view your options.

✈️ According to the U.S. DOT, airlines must give refunds for canceled flights, even when flight disruptions are beyond their control.

🏨 Lodging: Some hotel chains could be loosening cancellation policies by waiving cancellation and change fees that would usually apply to non-refundable rates. Check with each hotel for your options.

🚢 Cruise Lines: Depending on each cruise line's policy, you may be offered a refund or a credit to use on a future cruise. If you opt for a credit, make sure the expiration date is far enough out so that you have time to redeem it.

🚂 Trains: Amtrak is waiving their change fees for reservations made before May 31, 2020.

📞 If you made reservations by using a travel site or consolidator, start by contacting them.

(Sigh)

Hopefully, this pandemic will be behind us soon!

During these times of increasing attempts to clean and disinfect everything around us, the use of cleaning products has become more important than usual.

While mixing ingredients is common when cooking, it can be downright dangerous with it comes to mixing cleaning products. 🚫

⚠️ Here are some of the most dangerous combinations that people are likely to create accidentally:

❌ Bleach and ammonia - It can irritate your eyes and nose, as well as cause breathing problems.

❌ Bleach and vinegar - Mixing bleach with any type of acid, including vinegar, can cause toxic chemicals to form, which can irritate eyes, nose, and throat.

❌ Bleach and rubbing alcohol - This can impact the nervous system and heart, and it can be fatal.

❌ Bleach and Acetone - Also dangerous.

The bottom line.

Use cleaning products according to the directions on their labels and don’t mix them.

🐩 When it comes to walking dogs in warmer weather, it's best to put the back of your hand on the pavement for seven seconds first.

Experts say that if it’s too hot for the back of your hand, then it’s also too hot for dog paws. 🐾

So what can you do?

⚪️ Avoid mid-day walks.
⚪️ Walk them in grassy areas.
⚪️ Consider a pair of dog booties.

Your dog will thank you.

Woof!

🚙 Have you added any aftermarket items, such as custom rims or an upgraded stereo to any of your vehicles?

It's important to let your insurance agent know. 📞

Why?

Because comprehensive and collision coverage generally only cover original equipment, and additional coverage may need to be added to your auto policy.

Be specific about the types of modifications you've made so that you'll have the coverage you'll want in the event of a claim.

And, if you've made major modifications, you may want to consider a "stated cash value" or an "agreed value policy."

Having that "one-of-a-kind" ride is fun, but let's make sure it's properly insured! 😄

youtube.com

Life Insurance: Understanding the Cash Value Feature | Allstate Insurance

It’s time to think about life insurance as more than just protection. A permanent policy can build cash value, which could help pay for college down the road. Let’s talk.

Cash value is a feature offered by some life insurance policies. Learn about what it is and how to access it in case of an emergency. Learn more: http://a.ll...

allstate.com

Does Renters Insurance Cover Storm Damage? | Allstate

Your landlord's insurance helps protect your rental against damage from spring storms. But, what if a storm damages your personal belongings? See how renters insurance can help.

allstate.com Renters insurance may help pay to replace damaged belongings, depending on what type of storm causes the damage. From wind to flood, it's important to understand what types of damage renters insurance may and may not help cover.

usatoday.com

Coronavirus pandemic generates new fraud strains: COVID-19 scams on computers, smartphones

Data shows that phishing attacks have increased more than 600% during the COVID-19 pandemic. To offer support, Allstate is offering free Allstate Identity Protection for U.S. residents for the rest of the year: https://al.st/34WSSeQ

usatoday.com Scammers arise during disasters and crises and it's no different during the ongoing pandemic. Be wary of COVID-19 scams on computers and smartphones.

While stay-at-home orders have helped improve air quality, a vehicle left idle for weeks at a time can mean there are some things to keep in mind. 🚘

✔️ When it comes to keeping vehicle batteries charged, unplug cords from your vehicle's outlets and USB ports. They draw a charge from your battery even when the vehicle is parked. ⚠️

✔️ Make sure your gas tanks are at least half-full to keep moisture from collecting inside of them. ⛽️

✔️ Park your vehicles as far away as possible from bushes, trees, and other places where small animals and mice could reside. The wiring and insulation in some newer vehicles are made of soy, which can be appealing to pests. 🐁

✔️ It's not uncommon for tires to lose some air pressure when a vehicle isn't driven for weeks at a time. Use a tire gauge to check them before driving again. 🚗

Taking these simple precautions can save you a ton of frustration!

Remi's father usually took her to daycare, but he had fallen asleep after a night shift in the ER.

So, Remi's mother decided to take her. Exhausted from a sleepless night and running late, she drove straight to work on auto-pilot, losing the awareness that Remi was asleep in her car seat.

It wasn't until the end of her shift as a nurse that she realized her daughter was never dropped off.

Remi died that day from heatstroke in her mother's car at only 21-months-old.

It may seem hard to comprehend how a parent can lose the sense of awareness that their child is in the car, but Remi's story isn't the only one of its kind.

It's that time of year when temperatures are starting to rise.

If you see a child alone in a vehicle, get involved. Call 911.

Your awareness and actions can make all the difference.

⛵️So is boating a safe social distancing activity? 🚤

It can be.

❇️ Limit the people aboard to the family members you share your home with.

❇️ Avoid tying up or pulling up onto a beach near other boats.

❇️ Maintain a safe distance from others while at the marina or fueling the boat.

❇️ After touching a marina gate lock or a fuel pump, wash your hands or use a hand sanitizer.

Taking these additional precautions will help keep you and your family safe!

🐶 For many of us, dogs ARE an insurance policy.

Yet, according to the Insurance Information Institute, the average dog bite claim in 2019 was $$44,760. 💰

If a claim exceeds the limit on a property policy, the dog owner is personally responsible for all damages above that amount, including legal expenses.

To reduce the chances of dog biting, we suggest following these steps:

🔵 Spend time with a dog before buying or adopting it.
🔵 Use caution when bringing a dog into a home with an infant or toddler.
🔵 Be sensitive to cues that a child is fearful or apprehensive about a dog.
🔵 Have your dog spayed or neutered. Studies show that dogs are three times more likely to bite if they are NOT neutered.
🔵 Socialize your dog so that it knows how to act with other people and animals.

Taking these simple precautions can save you a lot of grief! 😩

allstate.com

Allstate Insurance - COVID-19

We help people overcome life’s uncertainties. In these challenging times, we’re doing more than ever to help our customers. This is what it means to be in good hands. Contact my agency to learn more.

allstate.com As a protection company, Allstate is working to keep our customers and communities safe and healthy as we change our routines to slow the spread of COVID-19.

If you need to file a claim during COVID-19, know that our agency will be with you every step of the way. To get started, use the Allstate Mobile app or log into MyAccount. You can also check on an existing claim within the MyClaim section. Please email me for more info.

During a BBQ, a woman stumbled and fell. She assured everyone that she was okay.

While she appeared to be a bit shaken up, Jane went about enjoying herself the rest of the evening, but she had actually suffered a stroke.

Had bystanders known how to identify the signs of a stroke, perhaps Jane would be alive today.

Neurologists say that if they can get to a stroke victim within 3 hours, they can reverse the effects of a stroke. The trick is getting a stroke recognized, diagnosed, and treated within 3 hours.

If even one of these tasks is a challenge, seek emergency medical attention. Here are the things to look for...

allstate.com

Does Homeowners Insurance Cover Power Surge Damage? | Allstate

If a power surge damages your electronics, homeowners insurance may help replace them. Learn more below!

allstate.com Homeowners insurance may help cover damage resulting from power surges, depending on what caused the surge and what was damaged.

When cancelled events make children’s moods a little gloomy, starting a daily gratitude journal can help brighten spirits and turn being thankful into a habit. Find more tips to add social and emotional learning skills to daily routines: https://al.st/3dOgUwK

youtube.com

People At Home

More time online at home can raise cybercrime risk. So for the rest of 2020, Allstate is offering free Allstate Identity Protection. Contact my agency to learn more.

More time online at home can raise cybercrime risk. So for the rest of 2020 we’re offering free Allstate Identity Protection.

While the 🌐 world is currently in self-quarantine mode, and people are looking for ways to entertain themselves, there are more Facebook posts asking questions such as:

▶️ "Who was your childhood best friend?"
▶️ "What was your first vehicle?"
▶️ "Who was your first-grade teacher?"

Do these questions sound familiar?

❓These are the same questions people are asked as security questions when setting up bank accounts and credit card accounts.

Recent "get to know each other better" games on Facebook are a hacker's dream.

When answering these questions and posting them, people are giving out the answers to security questions without even realizing it.

Here's to staying safe online!

When it comes to your overall insurance program, there are usually many "moving parts" to consider. 📝

⏰ Let's set up a time to review your existing insurance program so that we can make sure you have the policies in place that will give you and your family more of the peace of mind you want. 📞

With allergy season underway, here is some information most of us can appreciate...

We have recently taken actions allowing customers to postpone their payments without penalty and expand auto and motorcycle coverage to do delivery work.

❇️ Given an unprecedented decline in driving, our customers will also receive a Shelter-in-Place Payback of more than $600 million over the next two months. 💰

❇️ Most customers will receive 15% of their monthly premium in April and May. Customers will receive the money through a credit to their bank account, credit card, or online account.

❇️ Since shelter-in-place orders require us to work, take classes, and visit friends virtually, which increases our exposure to cybercrime, we are making our Identity Protection product free for the rest of the year with no opt-out-requirement.

U.S. residents can get the free identity protection product through Dec. 31, 2020, regardless of whether they are already our customers by signing up in April or May.

After all, we're in this together! 💛

🇺🇸 Because a State of Emergency has been declared in 50 states and Washington, D.C., related to COVID-19, and because we care about you and your family, we have extended additional insurance coverage for personal auto and motorcycle policies.

During this time, customers may be using their insured vehicle or motorcycle to deliver food, medicine, or other goods.

The personal auto and motorcycle policies typically exclude coverage for commercial activity, however, while a State of Emergency is in place, coverage is being extended for customers under their personal auto or motorcycle policy who are now making commercial deliveries, using their insured vehicle or motorcycle, to help them stay protected.

Important details about this change:

✳️ No customer action is necessary.
✳️ This coverage is being added to all auto and motorcycle policies, at no additional cost.
✳️ The coverage is effective on the date the Governor of your state declared a statewide State of Emergency related to the outbreak of COVID-19.
✳️ Once the COVID-19 State of Emergency ends, the endorsement for commercial delivery terminates and will no longer apply to the customer's insurance policy.
✳️ This coverage extension does not apply to commercial activity outside of deliveries.

We're in this together. 😷

🌷 Springtime means that there is more mold growth and pollen from blooming trees, weeds, and flowers. Here are some quick tips to help allergy sufferers. 😩

➡️ Wash bedding each week in hot water.
➡️ Vacuum twice a week.
➡️ Change air filters once a year.
➡️ Talk to your doctor about allergy medicine.

Here's to a sneeze-free spring!

blog.infoarmor.com

Tips for recognizing and avoiding COVID-19-related fraud

If you've received an email promoting a cure for COVID-19, it may be from a scammer hoping to steal your personal info. Check out this article to learn about some of the cyber attacks that authorities have identified.

blog.infoarmor.com As news of the novel coronavirus unfolds, cybercriminals see a golden opportunity. Here’s how you can help avoid scams during the health crisis.

While the federal income tax deadline for filing and payments has been automatically extended to July 15th this year, you'll still need to file for an extension if you need more time than that. ⏳

📝 Here's the form just in case you need it. https://s.ripl.com/c5giuo

Social distancing is keeping families inside. And that means emotions could flare up. Help kids calm their emotions, reflect and decide what to do next by creating a Zen Zone cool down area. Find steps to put social emotional skills into practice: https://al.st/2wySIOh

The surge in deliveries as millions of Americans are in self-quarantine has led to questions as to whether COVID-19 can be spread via delivery packages. 📦

The CDC says the chances of getting COVID-19 from a delivered package is low.

Yet, a study published in the New England Journal of Medicine found the coronavirus was detectable for up to 24 hours 🕛on cardboard.

Experts recommend leaving packages outside for a day, if possible.

Geoffrey was heading down the road when another car began backing out of a driveway.

He tried to swerve out of the way, but the other car didn't see him and hit the front right side of his car.

The impact sent the pizza driver into a nearby home.

Luckily, no one inside was hurt.

Geoffrey sustained an injury to his head. But, he completed his delivery before going to the hospital for treatment.

With the increased popularity of on-demand food and package delivery services, there is an increased demand for new drivers from companies like Uber Eats, Postmates, DoorDash, and Amazon Flex.

If you are considering using your personal vehicle for food delivery (or you know someone who is), talk with your insurance agent to discuss the insurance coverage aspect of this endeavor.

Make sure the coverage you have is the coverage you'll need in the event of a claim.

We're available if you would like to talk.

Our top priority is the health and security of our customers and staff.

For ease of service during this time, we recommend that you call our offices directly.

We can help you with most business over the phone 📞, including:

✅ Claims
✅ New Policies
✅ Endorsements
✅ Adding Vehicles
✅ Changing Addresses
✅ Coverage Changes
✅ Lienholder Changes
✅ Payments

Just know that you can call our agency 24/7 for any support you may need.

Ben, a game sportsman, was scoping out wild turkey in the cold, rolling hills of Missouri.

He parked his truck, which had been freshly waxed in the pasture before he walked into the woods.

About a mile from his truck, he starts creating a short, staccato call to attract turkeys into the area.

But, the only thing he hears in the background is the sound of crushing metal.

He ignores it as he continues his calls out for the turkey.

Later in the day, he makes his way back to the pasture.

Four horses are standing by his truck, licking the exterior.

He then sees the teeth marks on the paint all over his truck and on the fenders.

The horses stopped grazing as the truck drove away.

It was then that Ben remembered the carnauba car wax that carries the scent of bananas.

So how did it end up?

The claim was paid by the insurance company (through his comprehensive coverage) to repair his damaged truck.

Ben then switched his choice of car wax to something less delicious.

Our Story

As an Allstate Agent in Broadlands, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car, boat and more.

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42882 Truro Parish Dr, Ste 103
Ashburn, VA
20148

Opening Hours

Monday 08:30 - 17:30
Tuesday 08:30 - 17:30
Wednesday 08:30 - 17:30
Thursday 08:30 - 17:30
Friday 09:00 - 17:00
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