Steve Cowen - NMLS ID #206679

I am a 20+ year veteran of the mortgage industry with a client centric focus to provide quality service at a fair and competitive price while be responsive to all my clients and referral sources.

Steve Cowen has been in the lending business since 1988. In 1998, he helped start and build a mortgage platform for a local community bank. After over 15 years with that firm, he joined Atlantic Coast Mortgage. ACM is an independent mortgage company founded in 2012 with a mission to provide the very best service available in the market while utilizing some of the best talent in the area in an effort to provide the best financing solutions in the business. Cowen lives in Leesburg with his wife and two children. Steve is an assistant coach on his son’s travel baseball team, the Loudoun Aces Blue 10U team and is on the board of directors for the Loudoun Aces. Atlantic Coast Mortgage, LLC 20365 Exchange Street, suite 300 Ashburn, VA 20147 Branch NMLS ID 1167353 Atlantic Coast Mortgage LLC is licensed by the VA SCC (MC-5560) Company NMLS 643114 (www.nmlsconsumeraccess.org) Equal Housing Lender

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Selling Your Home During COVID

stevecowenblog.com Selling Your Home During COVID April 30, 2020 by Steve Cowen This article talks about how to make your home appealing as possible online if you’re trying to sell during COVID. Filed Under: Uncategorized

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Being a Real Estate Agent During Crisis

stevecowenblog.com Being a Real Estate Agent During Crisis April 29, 2020 by Steve Cowen This article talks about what it’s like being a real estate agent during COVID, and what challenges your agent might face. Filed Under: Uncategorized

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Do You Love Your Home?

stevecowenblog.com Do You Love Your Home? April 28, 2020 by Steve Cowen This article gives tips on how to make your home somewhere you really love. Filed Under: Uncategorized

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How to Look at Neighborhoods While at Home

stevecowenblog.com How to Look at Neighborhoods While at Home April 27, 2020 by Steve Cowen This article talks about how to “test-drive” other neighborhoods if you’re looking to move during quarantine. Filed Under: Uncategorized

housingnewsletters.com

In Response to Mortgage Market Concerns, Government Says "Take a Number!"

There are liquidity issues impacting the mortgage market in the form of mortgage rates and mortgage products. This is an excellent article detailing those issues.

housingnewsletters.com With ongoing unemployment claims soon to be 3 times higher than the previous record set in 2009 and the blanket forbearance pledge in the CARES Act, the percentage of homeowners not making mortgage payments has surged to previously unimaginable levels at an even more unimaginable pace.

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Ready for a New Place?

stevecowenblog.com Ready for a New Place? April 23, 2020 by Steve Cowen This article talks about how to start your wish list for a new home and make sure you find everything you want while you have the time to search. Filed Under: Uncategorized

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Trying to Close a Home During the Pandemic

stevecowenblog.com Trying to Close a Home During the Pandemic April 22, 2020 by Steve Cowen This article talks about how to navigate the closing process amidst the pandemic, and how long to expect the process to take. Filed Under: Uncategorized

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How To Conduct a Virtual Showing

stevecowenblog.com How To Conduct a Virtual Showing April 21, 2020 by Steve Cowen This article talks about to show your house virtually during the pandemic and make sure that it goes smoothly. Filed Under: Uncategorized

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How to Convert Your Home to an Office

stevecowenblog.com How to Convert Your Home to an Office April 20, 2020 by Steve Cowen During the pandemic, it’s important to have a set office space, and here’s a few ways to make sure your home is ready to work from home. Filed Under: Uncategorized

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Moving Homes During COVID

stevecowenblog.com Moving Homes During COVID April 16, 2020 by Steve Cowen This article explains that if you absolutely HAVE to move homes during the pandemic, here’s what to do to stay as safe as possible. Filed Under: Uncategorized

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Offering on a Home During COVID

stevecowenblog.com Offering on a Home During COVID April 15, 2020 by Steve Cowen This article explains how to put in an offer on a house during COVID-19, and how to make sure you’re not stressed during the process. Filed Under: Uncategorized

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Increasing Your Home’s Value

stevecowenblog.com Increasing Your Home’s Value April 14, 2020 by Steve Cowen It doesn’t have to take a complete overhaul to increase your home’s value. Here are a few small things you can do. Filed Under: Uncategorized

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How to House Hunt Virtually

stevecowenblog.com How to House Hunt Virtually April 13, 2020 by Steve Cowen This article talks about how to conduct a house hunt in the age of COVID-19. Filed Under: Uncategorized

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Spring Cleaning Projects

stevecowenblog.com Spring Cleaning Projects April 9, 2020 by Steve Cowen Spring is here and it’s time to get some spring cleaning done. Here are some things you can do to start the process. Filed Under: Uncategorized

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Thinking of Flipping a House?

stevecowenblog.com Thinking of Flipping a House? April 8, 2020 by Steve Cowen This article explains what you need to know if you decide to flip a house. Filed Under: Uncategorized

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Are Your Kids’ Toys Taking Over?

stevecowenblog.com Are Your Kids’ Toys Taking Over? April 7, 2020 by Steve Cowen With most everyone staying at home, clutter might start to build up, especially if you have kids. Here’s what to do if your house is starting to get overrun by toys. Filed Under: Uncategorized

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How to Navigate Buying a Home

stevecowenblog.com How to Navigate Buying a Home April 6, 2020 by Steve Cowen This article talks about how buying a home is an emotional experience, and what you should be prepared to feel as you dive in to buying a new home. Filed Under: Uncategorized

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Time to Redecorate for Spring

stevecowenblog.com Time to Redecorate for Spring April 2, 2020 by Steve Cowen Here a few ways to redecorate and spruce up your home for spring. Filed Under: Uncategorized

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Thinking of Buying Your First Home?

stevecowenblog.com Thinking of Buying Your First Home? April 1, 2020 by Steve Cowen This article talks about what you need to know before you take the plunge and buy your first home. Filed Under: Uncategorized

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Installing a Kitchen Faucet Yourself

stevecowenblog.com Installing a Kitchen Faucet Yourself March 31, 2020 by Steve Cowen This article talks about how to install your faucet yourself if you feel like your kitchen needs a spruce but you don’t want to spend the money. Filed Under: Uncategorized

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How to Stage Your House

stevecowenblog.com How to Stage Your House March 30, 2020 by Steve Cowen This article gives tips on how to stage rooms in your home if you’re selling, along with the one room in particular you need to make you stage. Filed Under: Uncategorized

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Should You Buy a Home Soon?

stevecowenblog.com Should You Buy a Home Soon? March 26, 2020 by Steve Cowen This article talks about whether or not you should buy a home if a recession is due to happen soon. Filed Under: Uncategorized

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Should You Renovate or Sell Your Home?

stevecowenblog.com Should You Renovate or Sell Your Home? March 25, 2020 by Steve Cowen This article shows the pros and cons of both, and explains which path you should follow. Filed Under: Uncategorized

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What Happens If You Inherit Real Estate?

stevecowenblog.com What Happens If You Inherit Real Estate? March 24, 2020 by Steve Cowen This article explains what to do if you inherit real estate, and the steps you need to take afterwards. Filed Under: Uncategorized

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How to Upgrade Your Kitchen Without Remodeling

stevecowenblog.com How to Upgrade Your Kitchen Without Remodeling March 23, 2020 by Steve Cowen This article shares great tips on how to update and renew your kitchen without doing a full remodel. Filed Under: Uncategorized

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Quick Send: Video Email from Steve Cowen

I shared this market update this weekend with my referral sources and centers of influence. Thought I would share here as well.

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Want to Redo Your Living Room?

stevecowenblog.com Want to Redo Your Living Room? March 19, 2020 by Steve Cowen This article gives new and great ideas to update your living room and make it chic. Filed Under: Uncategorized

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What Is a Stratified Market?

stevecowenblog.com What Is a Stratified Market? March 18, 2020 by Steve Cowen This article explains just what a stratified market is, along with why it’s important to take note of. Filed Under: Uncategorized

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Home Improvement to Do This Spring

stevecowenblog.com Home Improvement to Do This Spring March 17, 2020 by Steve Cowen This article talks about great home improvement ideas to do now that the snow is finally starting to thaw. Filed Under: Uncategorized

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Things to Look for in Your Dream Home

stevecowenblog.com Things to Look for in Your Dream Home March 16, 2020 by Steve Cowen This article talks about what to look for when you find your dream home to make sure you aren’t surprised after purchasing. Filed Under: Uncategorized

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Thinking of Not Using An Agent?

stevecowenblog.com Thinking of Not Using An Agent? March 12, 2020 by Steve Cowen This article explains why not using a real estate agent isn’t the best idea, and how to make sure your selling or buying experiences goes smoothly. Filed Under: Uncategorized

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Omens That Could Jeopardize Your Sale

stevecowenblog.com Omens That Could Jeopardize Your Sale March 11, 2020 by Steve Cowen This article shows some common omens that occur when buying or selling a home, and how they might just jeopardize your sale. Filed Under: Uncategorized

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Improving Your Home Marketing Strategy

stevecowenblog.com Improving Your Home Marketing Strategy March 10, 2020 by Steve Cowen This article talks about how to improve your home luxury marketing strategy to ensure your home sells quickly. Filed Under: Uncategorized

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How Long Does a Seller Have to Respond?

stevecowenblog.com How Long Does a Seller Have to Respond? March 9, 2020 by Steve Cowen This article explains how long a seller has to respond to an offer, and some reasons why sellers might take longer to get back to you. Filed Under: Uncategorized

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Location

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20365 Exchange St, Ste 300
Ashburn, VA
20147
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