Why RENT when it is better TO OWN? Our page is dedicated to being a one-stop resource for getting a loan and buying a home.
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[11/25/18] Now with HQ2 happening, it is better to rent than own == let us help you figure out your path.
From one of our founders on the Rent to Own myth...
mikewagner.com A lot of people ask me about “Rent To Own” or “Lease Purchase”. When I hear people talk about “Rent To Own”, it’s not always the case that they have a clear understanding of what one is. This is partially because renting to own and the similar plan “lease/option” can work numero...
There are quite a few myths about homebuying. We debunk a few of these myths in our latest blog post. Check them out here! http://www.acmllc.com/homebuyer-myths-debunked/ #Lender2TheStars
Good info on the importance of purchasing over renting.... Let us know if the folks behind Rent to Own Loudoun can answer any questions...
simplifyingthemarket.com Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Zillow recently reported that: “With Rents continuing to climb and interest ra
Here are some tips for buying a home. First timer -- we can walk you through it!
simplifyingthemarket.com The process of buying a home can be overwhelming at times, but you don't need to go through it alone. You may be wondering if now is a good time to buy a home...or if interest rates are projected to rise or fall.The process of buying a home can be overwhelming at times, but you don't need to go thro
David Bach: "Not buying a home is the single biggest millennial mistake"....
cnbc.com Real estate is "an escalator to wealth," David Bach tells CNBC.
Before you ‘disqualify’ yourself, let's get together to find out if you qualify to buy today!
simplifyingthemarket.com The availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news. However, the constant headlines which talk about “tight credit” are causing some potential home buyers to doubt their ability to purchase. We want to rectify the misconce
Getting a loan can be scary (NOT!)
simplifyingthemarket.com Some Highlights: 36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%. 8% of loan applications were approved last month. The average credit score of approved loans was 731 in September.
In Loudoun, we predict that prices will continually rise through the opening of the Silver Line Metro in 2020. Although interest hikes expected in the next twelve months will put downward pressure on prices, overall demand will keep'em moving upward. It is likely that it will never be more affordable than today. Give us a call or shoot us a note with questions on how you can buy a home!
simplifyingthemarket.com Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may e
Why rent when it is better to Own? Have a look at these recent stats...
simplifyingthemarket.com In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 5% less expensive in
Something to think about if you are renting...
simplifyingthemarket.com Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports tha
From "Rent to Own" success story with one of our Industry Professionals!
Congratulations to your clients, Mike Wagner & Flori Loren RE! What a happy ending!
"Jennifer and David (Boyd) -- these are my first time home buyers who have rented their whole lives. Super, super nervous about every aspect of the deal, there was a great deal of prepping for finding and getting a property -- there price point was $350K and hoping for a single family. Really very little to choose from...
One Saturday Redfin put a property on the market at $349,900 in Carrvale, Leesburg -- older but in good shape and a legitimate "deal of a lifetime". I called them and asked if they had seen it and asked if they liked it - they said "yes and yes". I suggested that we should see it today and as early as possible. Jennifer said that she had to work but could see it tomorrow afternoon. I told her that I really think we shouldn't wait. She called her boss and asked for the morning off and got the "go-ahead".
We saw the 2800 sf, .24 acre, 2 car garage single family home by 10AM and decided to put an offer on it. By Noon we found out that one offer already arrived and there may be others. We put our heads together and decided to offer $359,500 and a 28 day close with conventional financing (they were originally planning on going FHA) -- Flori and I suggested to go above the asking price/change the financing and they understood the value in doing this. Our lending partner got a letter to us by 2PM and we sent the offer.
By Sunday afternoon, the seller received a total of four offers. But, because my first time home buyers made savvy decisions in respect to the offer, we won the offer as it was written. My buyers offered just enough to tip the scales in their favor -- they did everything we suggested that would make their offer appealing.
It appraised above our sales price and we closed a couple of weeks ago! They are sooooo tickled! Instant equity and a great home -- this one was a big win!"
Avoid this by calling your local real estate expert today!
There are a host of great programs for first time buyers. Our industry specialist in lending, Kristi Hardy can weigh in. Contact us to learn more....
washingtonpost.com The District, Maryland and Virginia offer plenty of classes and assistance programs.
Is Your First Home Within Your Grasp Now?
simplifyingthemarket.com There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still others might think their current in
Here is some information about the often confusing "Rent To Own" real estate deal. Blog posting by our own Mike Wagner. http://goo.gl/1JG6jB
Why RENT when it is better TO OWN?
Why RENT when it is better TO OWN?
simplifyingthemarket.com Some Highlights: Harvard University's Joint Center of Housing Studies recently released the top financial & emotional reasons to own a home. Owning is a good way to build up wealth that can be passed along to your family as it is usually a form of "forced savings." You
mashable.com Before making the decision to invest in real estate, consider these advantages and disadvantages.
rismedia.com 2016: The Return of a Feel-Good Real Estate Market?
Here is a graphic pointing out a couple of key points on renting versus owning. Who agrees? I think Fluffy agrees... :-)
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David Boswell - Home Loan Consultant NMLS #1118442 www.nmlsconsumeraccess.org
Carolyn Flitcroft - Senior Home Loan Consultant - NMLS #389312 (www.nmlsconsumeraccess.org) Equal Housing Lender
Embrace Home Loans can help with all your home financing needs, whether you're looking to buy or refinance. Visit our office in person, or give us a call to see how we can help you. www.embracehomeloans.com
This is about more than real estate. It is about your life and your dreams.
Buy with Confidence and Sell with Success. John and I have collectively 40 years of real estate experience. We bring professionalism, integrity, knowledge, service and strong negotiation skills.
A Great Home, Good Friends, and Places to Create Memories Make for an Ideal Life. Who do you know that I should know.