Mark Oser - Primerica Regional Vice President

Helping people earn more income, become properly protected, debt free and financially independent

Primerica

Check out four tips on how to cover college costs.

[10/07/15]   In fact, many workers acknowledge they can save more than they are currently saving. Seven in 10 (69 percent, up from 62 percent in 2011) say it is possible for them to save $25 a week more than they are currently saving. This includes 55 percent of workers who have not saved any money for retirement. What would they have to give up to save this money for retirement? Almost half (46 percent) report they would give up eating out or take-out food. Others would give up:
Soft drinks or snacks from vending machines(13 percent). Movies, videos, DVDs or streaming(12 percent).
Coffee from specialty shops(11 percent).
Lottery tickets(8 percent).
However, one-quarter (24 percent) state they would not need to give up anything to save the extra $25 week.
EBI.org, April 2015

Teenage Driving Safety Special Report - Report on Drivers Ed and Teen Fatality Rates - Road & Track

Teenage Driving Safety Special Report - Report on Drivers Ed and Teen Fatality Rates - Road & Track

Check out this teen driving special report. Is your teen ready to get behind the wheel?

Teenage Driving Safety Special Report - Report on Drivers Ed and Teen Fatality Rates - Road & Track Read more about the inadequate driver's ed in the United States and teen driving fatality rates at Road & Track.

How to Create an In-Case-of-Emergency Everything Document to Keep Your Loved Ones Informed if Worst Comes to Worst

How to Create an In-Case-of-Emergency Everything Document to Keep Your Loved Ones Informed if Worst Comes to Worst

Do you know how to organize your records in case of an emergency?

How to Create an In-Case-of-Emergency Everything Document to Keep Your Loved Ones Informed if Worst Comes to Worst If you were hit by a bus today or were otherwise incapacitated, would your loved ones be able to quickly locate your important information or know how to handle your affairs? Many of us have a great handle on our finances, but our record keeping systems might not be obvious to family members or friends who might need immediate access to them in times of emergency. Here's a step-by-step guide to organizing your vital information so it can be conveniently and safely accessed when needed.

[07/18/14]   "According to a recent report from the Federal Reserve Bank of New York, non-housing household debt rose 3.3 percent to $2.94 trillion in the last quarter of 2013, with $11 billion of the surge attributed to credit card balances alone." - U.S. News, 4/14

How to Protect Kids From Powerful Advertising - US News

How to Protect Kids From Powerful Advertising - US News

Have you thought about how to protect your kids from powerful advertising?

How to Protect Kids From Powerful Advertising - US News Marketing messages are everywhere, and parents can help kids cope with the onslaught.

[06/18/14]   "The Bank of America Merrill Lynch survey found that millennials shared a sense of entrepreneurship" (LifeHealthPro, 4/14). I'm so glad I found the freedom that comes with the Primerica opportunity!

5 Keys to Inspiring Leadership, No Matter Your Style | Entrepreneur.com

Five keys to inspiring leadership - no matter your style.

Inspiring greatness is all about leading by example. The best leaders have these habits in common.

[06/16/14]   "Everyone can find financial success by putting excuses aside and making new choices. It might mean letting go of some familiar routines, but once you break free, you’ll have a new life ahead of you." - U.S. News, 4/14

[06/14/14]   "According to a poll last year by the American Institute of CPAs, 78 percent of 25 to 34 year olds look at their friends' financial habits to determine their own." - Yahoo! Finance, 4/14

[06/13/14]   "You don’t have to live a boring life to be financially responsible. You just have to be willing to look at how you’re spending money and choose to not spend it on the things you won’t remember in a few days." - U.S. News, 4/14

A New Opportunity for A New Generation - YouTube

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It's a new opportunity for a new generation!

Everywhere you turn, you hear the words "new economy" ... but what does that really mean? Millennials probably think it means a shrinking job market and limi...

15 Things Successful People Do On Monday Mornings - Yahoo Finance

15 Things Successful People Do On Monday Mornings - Yahoo Finance

Mondays may not be your favorite day of the week, but are 15 things successful people do on Monday morning.

15 Things Successful People Do On Monday Mornings - Yahoo Finance From Yahoo Finance: Monday mornings are the most critical time of...

HowStuffWorks "10 Amazing Car Security Systems"

HowStuffWorks "10 Amazing Car Security Systems"

Has your car been broken into before? Here are ten amazing car security systems.

HowStuffWorks "10 Amazing Car Security Systems" Today's modern car security systems run the gamut. Learn about 10 amazing car security systems to protect your vehicle.

Best Family Vacations: 2014 FamilyFun Travel Awards

Best Family Vacations: 2014 FamilyFun Travel Awards

Real families rated their all-time favorite vacation destinations. See anywhere you'd like to go?

Best Family Vacations: 2014 FamilyFun Travel Awards Real families rate their all-time favorite destinations, from nature escapes to amusement parks and more!

[05/30/14]   School is almost out for the summer! What will you be doing with your family during the break?

[05/28/14]   Congratulations to the Class of 2014! Whether you've just finished high school or college, may you succeed wherever you go and in all that you do.

Primerica - Preparation - YouTube

Primerica - Preparation - YouTube

SNSD Hector La Marque explains how preparation is the key to success.

Primerica Representative Hector La Marque explains how preparation is the key to success, and you have to be willing to outwork everybody else.

What do you REALLY need for baby?

What do you REALLY need for baby?

What do you REALLY need for your new baby?

What do you REALLY need for baby? I’ve been a mom for 7 years now–and have 4 boys to show for it. One thing I’ve learned? You don’t need all the things the magazines and stores tell you to register for.

4 Ways Your Brain Tricks You Into Losing Money - US News

4 Ways Your Brain Tricks You Into Losing Money - US News

Is your brain tricking you into losing money? Here are four mental money traps.

4 Ways Your Brain Tricks You Into Losing Money - US News Don't fall into these mental money traps.

[05/25/14]   "...only one in three adults polled last year admitted to creating a detailed budget to track their expenses." - U.S. News, 4/14

[05/24/14]   A new survey of Millennials found that "68 percent believe they can improve how they manage their money" (LifeHealthPro, 4/14).

[05/23/14]   "The best time to start saving money? Ten years ago. The second-best time? Today." - MoneyTalksNews, 1/14

[05/23/14]   "Consider the future. Spending less now may pay off later." - Wall Street Journal, 1/13

Can’t Stop Overspending?

Can’t Stop Overspending?

Can't stop overspending? Three tips to help!

Can’t Stop Overspending? If overspending is a problem for you, here are some tips to rein in the impulse.

Improve Your Finances in 2014

Improve Your Finances in 2014

How can you improve your finances this year?

Improve Your Finances in 2014 Three ways you can improve your finances in 2014.

How to Reach Your Financial Goals

How to Reach Your Financial Goals

What are your goals this year, and how can you reach them?

How to Reach Your Financial Goals No matter what your financial goals are, following a few simple tips can help you reach them.

[05/18/14]   When Parents magazine polled their readers, 60% of them said they watched their expenses but did not have a formal budget. - Parents, 2/13

[05/18/14]   “A recent LIMRA/LIFE study found that consumers overestimate the cost of life insurance by as much as three-fold.” – Facts from LIMRA 2012

[05/16/14]   Two of the biggest financial priorities for Millennials, according to a recent survey, are paying off student loans and paying down credit card debt (LifeHealthPro, 4/14).

[05/14/14]   "...six in 10 U.S. adults say their financial planning 'needs improvement.'" - LifeHealthPro, 4/14

[05/04/14]   "Five years after the financial crisis began, more people are increasing their savings rates and building an emergency fund, according to Fidelity Five Years Later, a study conducted in February 2013." - U.S. News & World Report, 1/14

[05/04/14]   "If you use public computers to access things like social media, banking, PayPal and email accounts, failing to log off is a disaster waiting to happen for many reasons. Those using the systems after you may not be so honest and can use your social media account to tarnish your reputation, your banking and PayPal accounts to abduct your identity, and your email account to access confidential information." - MoneyTalksNew, 1/14

[05/03/14]   "A Charles Schwab survey found that only about 20% of parents frequently talk to their teens about family budgeting and spending decisions, and just over half of parents teach their teens how to save regularly." - MSN Money

[05/02/14]   "For a resolution to stick, it has to be aligned with your core values. We all want to look better or get richer, but your resolutions have to go beyond superficial desires and connect with what truly matters most to you. In other words, you have to 'Know your why' and feel truly passionate about the goals you set for yourself. " - Forbes, 12/12

25 Annual Expenses to Budget For Now - US News

25 Annual Expenses to Budget For Now - US News

Have you ever thought about budgeting for annual expenses NOW? Here are 25 common annual expenses to consider so they don't sneak up on you.

25 Annual Expenses to Budget For Now - US News Don’t let yearly fees sneak up on you and throw your budget out of whack.

How Simple Routines Save Me A Lot of Money - Money Saving Mom®

How Simple Routines Save Me A Lot of Money - Money Saving Mom®

Did you know that simple routines can help you save?

How Simple Routines Save Me A Lot of Money - Money Saving Mom® Money Saving Mom®

[04/29/14]   Shopping online? "To protect yourself, shop only on computers with current anti-virus protection, look for the secure checkout icon at the bottom of the browser, and confirm that the Web address starts with 'https.'" - MoneyTalksNews, 1/14

[04/28/14]   A recent "report estimates that one in two households are now paying more than 30% of their incomes toward rent, and one in four are spending more than half" (Yahoo! Finance, 1/14).

How to Save Money on Travel - 52 Ideas

How to Save Money on Travel - 52 Ideas

Want to see the world? Find out how you can save on traveling.

How to Save Money on Travel - 52 Ideas Our 52 ideas on how to save money on travel will help you travel more and create those precious memories we all desire.

The 50 Best Movies for Kids

The 50 Best Movies for Kids

Ever thought about having a family movie night? Here are 50 great movies for kids if you're looking for ideas!

The 50 Best Movies for Kids Check out some of the best kid-friendly films of all time.

[04/10/14]   "Junk mail may annoy you to the point where you instantly toss it in the trash, but it offers a major perk to fraudsters because a lot of it contains personal information. [...] So go ahead and protect yourself by shredding those outdated bank statements, credit card offers and old bills." - MoneyTalksNews, 1/14

Second Chance to Dream: 15 Teacher Appreciation Gi...

Second Chance to Dream: 15 Teacher Appreciation Gift Ideas

Want to shower your student's teacher with a little love? Check out these teacher appreciation gift ideas.

Second Chance to Dream: 15 Teacher Appreciation Gi... Teacher Appreciation Gift Ideas, Inexpensive Gift Ideas

[04/08/14]   "Cable bills have more than doubled over the last decade and the national average bill — currently hovering at $90 a month — will reach $200 in 2020, estimates market researcher The NPD Group." - MarketWatch, 12/13

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ValueBank Tower, 3649 Leopard St, Suite 512
Corpus Christi, TX
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