Carl Jones Agency, Farmers Insurance

As your local Farmers® agent in Cullman, AL, I help customers like you identify the insurance coverage that best fits your needs.

Home, Auto, Life and Business Insurance

For condo owners, it's important to understand what your HOA covers and then determine what you're personally responsible for. Need help learning what your coverage options are? I can help. Send me a message.

If you’re thinking about buying an RV, I’ve got a tip for you to keep in mind. Normal auto policies may not cover an RV’s expensive accessories. If you want to chat further, give me a call.

You don't need to be living near a body of water; if it rains in your area, it can flood. If you don't have flood insurance, it might not be a bad idea to consider it. Give me a call and I can run a flood-zone determination test to help you figure out your risks.

Memorial Day is a day for remembrance of those who have died in service to our country. In light of the last two months, I am taking this time not only appreciate our military, but our first responders and medical professionals as well. Thank you today and every day.

When it comes to your property, some bears have no boundaries. Are you ready for the unexpected? If that gave you paws, call me today.

Did you know Farmers® has six different boat insurance packages? From dinghies to pontoons and vintage boats, you can select the coverage that best fits your fleet, no matter how big or small. Signal me to learn more.

Farmers sold its first auto policy in 1928. It covered a used 1925 Cadillac Phaeton owned by Charles Briscoe. He kept his policy for more than 50 years until he gave up driving. Why Farmers? "I just exercised good judgment," he said. Over 50 years? I'd say that's great judgment.

Live sports for a good cause! What’s not to love? Farmers Insurance has pledged $1 million for a birdies-and-eagle pool to benefit Off Their Plate, which aids COVID-19 healthcare workers. Tune in May 17!

Don't let a lack of coverage spoil your all-terrain adventure. From dirt bikes and dune buggies to snowmobiles and even golf carts, I can provide you with information so you can choose the best policy for your off-road fun. Send me a message to kick your coverage into high gear.

A mobile home's needs are different than other homes. The good news is that Farmers® offers property, liability and additional coverages - like debris removal - for mobile homes. I can't personally help clear debris, but I can help you understand your coverage options so you can select the coverage that best fits your needs.

Two feet of water will carry away most cars in a flood. Why? For each foot of water that rises around a car, the car displaces 1,500 lbs. of water. Two feet of water means 3,000 lbs. displaced. Call me so you can make sure your car and policies don't get carried away.

Your commute may now be from the kitchen to the couch and every day is “bring your kids to work day.” But one thing hasn’t changed: Farmers® is here for you.

Don’t forget the top 3 reasons boats break down. While you may not be hitting the water right away, it's good to use this time to give your ship a thorough checkup. Then, give me a call. I’d love to come along for the ride when it's safe to do so.

To determine the homeowners insurance you want, it may be helpful to know the value of your home, valuables, liability coverage and personal property. It's a lot, but I can help provide you with information you may find useful. Call me to discuss your insurance options so you can protect what may be your most valuable asset.

Umbrella insurance is one more way to help you protect your assets. An Umbrella policy provides additional coverages and excess liability limits beyond what is provided by your underlying home and auto policies. Call me and I can help explain all the details.

With the world being asked to isolate, we understand texting has become a lifeline to family. Driving takes focus. Give it the attention it deserves. Here’s a friendly reminder to always drive distraction-free.

Carl Jones Agency, Farmers Insurance

I have some good news for auto customers. Farmers is reducing your auto premiums by 25% for the month of April. It's automatic, there's no need to enroll or call. Details to come soon.

I have some good news for auto customers. Farmers is reducing your auto premiums by 25% for the month of April. It's automatic, there's no need to enroll or call. Details to come soon.

Be careful. We’ve all heard of folks getting their identities stolen — so it’s smart to be vigilant during tax season (even if it's extended). Thieves could use your information to file a fraudulent tax return to and steal your sweet, sweet refund. Don't make taxes any harder than they have to be. Help protect yourself and get a PIN from the IRS: https://www.irs.gov/individuals/get-an-identity-protection-pin

Made any significant purchases recently? Just be sure to keep receipts and take photos of high-ticket items to maintain a record of ownership if they're stolen. A little work now for a smoother claims process later.

[04/04/20]   Farmers has some of the best auto/home bundle discounts in the industry right now. It's a great time to save with money being tight due to the pandemic.

We can attend to your insurance needs without you having to leave your home.

Everything can be handled by phone and/or email.

Just Call us today at (256) 775-3607 and let us see if we can lower your insurance premiums! You can also email us at [email protected]

When Spring is around the corner, our needs change—like less turtlenecks. Similarly, what we need from insurance changes as life evolves. A policy review is a free meeting to discuss those changes. Call me to ensure your coverage is snug as a sweater.

We’re extending coverage, for no additional charge, to customers with Farmers-branded auto and motorcycle policies who have started making food, grocery, pharmacy and medical supply deliveries using their personal vehicles through April 30, 2020.

This will happen automatically and customers do not need to take any action to make this effective on their policy. Customers with questions can call 888-327-6335.

If you've already started planning your home remodeling projects for 2020, don't forget: Renovations that add value to your home could shift your coverage needs. Feel free to call me if you're curious about how your policy could be affected.

With the recent credit hacks, it's now extra important to keep your identity secure. And with Farmers® Identity Shield, you could do just that for only pennies a day. Interested? Message me.

Thinking about life insurance can be overwhelming, but we do it for those we love. Make sure you help financially protect those who depend on you by sorting out your options. Ready to take the plunge? I’m here to help you get started.

The March Equinox is just around the corner. With a little more light in your day, it may be time to reflect on life. If you’d like to review your policy or set up a new one, I'm here to chat.

We’re celebrating Women’s History Month by honoring our very first female employee, Ethel B. In her 30-year tenure, she did everything from writing policies to managing the first office and more. I am proud to carry on her spirit of dedication. You go Ethel!

You have an emergency kit with food and water for you and your family. Great. But does it have all medications you need? You may want to make sure your kit is up to date with at least a week's worth of the items below.

As we approach the boating season, don't forget to inspect your boat's hull for cracks. And if you're thinking about inspecting your policy for cracks, let's talk.

Make sure you're covered in the event of an icy encounter with a guardrail this winter. Slippery roads can lead to unexpected damage but collision coverage can help repair your car or compensate you in a total loss. Let's discuss your coverage.

One of the often-forgotten benefits of a homeowners policy: medical cost coverage. With it, if a houseguest takes an unexpected tumble over some stairs, at least their wallet may not be the worse for wear. Interested? Call me.

If you're a skier, here's hoping for a snowy winter—unless that snow's weight damages your seasonal condo. Comprehensive property coverage can help in instances just like this. Let's talk so you can enjoy the snow instead of worrying about it.

If you have a partner, you probably have a great story about meeting. But all stories have an ending, even if the love is forever. Fortunately, you can make plans now for your care to continue financially. Give me a call to discuss your options.

Life insurance for your kids is a policy that could grow with them. Purchasing a permanent juvenile policy now guarantees that that they have coverage as long as all premiums are paid to keep the policy in force, even if their health changes later on. Give me a call so you can figure out what's right for your family.

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Location

Category

Telephone

Address


1112 2nd Ave SW Apt A
Cullman, AL
35055

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
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