Knight-Free Insurance Agency

Knight-Free Insurance has been serving the people of Cullman County since 1943 by providing excellent customer service and great rates on home, auto, business and life insurance. Contact Knight-Free today to discover the hometown difference!

Jason Simpson

If you hang around me enough you know that I do my best not to over-blow things. Yes, we miss it sometimes on the high end and sometimes on the low end. Now that THAT's out of the way, I want you to understand that what's happening in the weather this upcoming week could be deadly serious.

We have high confidence in very heavy rainfall on Monday, Tuesday and Wednesday. The first image is the GFS forecast rainfall through Friday. The second one is the GEFS (an ensemble) that places a probability on a particular 'event.' What you see there is the probability of rainfall exceeding FOUR INCHES through Friday.

That's where the confidence comes from. The best-case scenario here is around 2-3" of rain; the worst-case scenario is a few places get over 10" of rain. By itself, this would be a bad deal; however, since it rained about 3-7" in the past five days, there's nowhere for this water to go if it comes like this.

Be prepared on Monday night, Tuesday and potentially Wednesday to move to higher ground if you are in a flood prone area. If you flooded last February or on Christmas Day 2015, go ahead and make preparations to protect your property. What's the worst that could happen from being prepared? I'd rather be prepared for the worst and come in with less rain than not prepared at all and find something worse than either of those events.

Severe weather? A threat is not obvious at this point, but some rough weather could develop in this pattern. Keep in touch to be sure you're in the know.

Shop tax free during Alabama Severe Weather Preparedness Sales Tax holiday -

FIRST ALERT: Storm impacts and timeline for Wednesday We have the First Alert out for the potential at flash flooding as well as strong, possibly severe, storms Wednesday afternoon.

Great event for a great cause!

What an incredible night we had at our Casino Night! Thank you to everyone who attended! The event was a huge success! 🐴🐴

Cullman Forestry Planning Committee plant sale Feb. 20 | The Cullman Tribune The annual Cullman Forestry Planning Committee plant sale will take place Thursday, Feb. 20 at the North Alabama Agriplex, 1714 Tally Ho St. SW (across from the Cullman Bowling Center). The sale will begin at 8 a.m. and will last until the plants are gone or until noon (whichever comes first). There...

Life Happens

Protecting the ones you love is a great way to start 2020.

This is why you should never plug space heaters into power strips Everyone needs to be aware of this huge risk.

Our latest Magnet is packed with some great information! Take a look and share!

Life Happens

Protecting the ones you love is a great way to start out 2020.

The Cullman Tribune

Per The City of Good Hope: Both Good Hope Sirens are out of service and cannot be used tomorrow if needed. We have repair crews scheduled but could not get them here in time for the Saturday storms. Please be weather aware and don’t rely on the Good Hope sirens. Both storm shelters are open at: 301 Day Gap Road and 301 Municipal Drive. We plan to have both sirens back in service as soon as possible. Please be safe.

The Cullman Tribune

Community storm shelters will be open if a tornado watch is issued. Please be weather-aware Saturday!

Storm shelter rules:

1.No pets. Only service animals for the disabled are allowed in the shelters. 2.No smoking. Smoking is not allowed inside the shelters.
3.No alcohol. Consumption of alcohol is not allowed in or around the shelters.
4.No drugs. Use of “recreational drugs” is not allowed in or around the shelters.
5.No firearms or weapons of any kind are allowed in shelters.


Area readying for severe weather Saturday | The Cullman Tribune

Pay attention to the weather Saturday! CULLMAN, Ala. – Cullman County is already under a Wind Advisory from midnight Friday to 9 p.m. Saturday, ahead of what forecasters are predicting to be a stormy Saturday. WHNT 19 Chief Meteorologist Jason Simpson reported, “Friday looks breezy and warm with some occasional rain. It will not ‘r...

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Most of us wouldn’t argue that the family’s breadwinner needs life insurance, but what about the stay-at-home parent?

U.S. Space and Rocket Center offers weekend of free admission to teachers HUNTSVILLE, Ala. - The U.S. Space and Rocket Center wants to thank teachers for all their hard work with a weekend of free admission to the museum.

On Saturday, Jan. 18th through Monday, Jan. 20th, educators and one guest can get free admission to the USSRC museum. Organizers say ALL educators, bo...

CCSO hosting Church Safety Class Jan. 9 | The Cullman Tribune CULLMAN, Ala. – The Cullman County Sheriff’s Office (CCSO) will host a Church Safety Class Thursday, Jan. 9 at 6 p.m. at Temple Baptist Church, 30 County Road 1184, Cullman, AL 35057. The class will focus on prevention and the steps a church and congregation can take to prevent imminent danger f...

Most of you remember the weekly emails that Dad sent out with this title. They were usually old photos of buildings and places around Cullman. He would usually do them on Sunday morning between when he went to Grace Episcopal for early church and when he met Mom and us at St. Johns. I have been thinking about doing this again, but to be honest, I haven't gotten the nerve up to really go through his computer yet. (Yeah I know it's been 2 years.)

Well this is my first "Where is it"... If you know Dad and Mom, you will get this one pretty easy. Dad, we miss you.

Life Happens

What are your financial goals for 2020? Whether you want to pay down debt, save for a big purchase, or start investing - make sure life insurance is on the list. It's a key part of financial fitness and is more affordable than most people think.

Knight-Free will be closed December 31 and January 1. We wish you all a safe and blessed New Year and we look forward to serving you in 2020!

The Cullman Tribune

"WEATHER UPDATE: The potential for strong/severe thunderstorms will be on Sunday. We will have showers starting to increase after midnight tonight, but the potential for **possible** severe weather won't be until after 3 p.m. Sunday." (US National Weather Service Huntsville Alabama)

Knight-Free will be closed December 24-25 as we celebrate Christmas. We wish you peace and joy this Christmas season! ✨🎄

Enjoyed celebrating 60 years with the Cullman Municipal Airport today. Congratulations!


The Cullman Municipal Airport “Folsom Field” celebrates 60 years. Ben Harrison with the airport has done a phenomenal job over the last several years making sure the airport is top-notch and welcoming to industry and visitors coming into Cullman. Cullman County Chairman Kenneth Walker pointed out the importance of the airport specifically regarding industry. Walker said he was meeting with one of the industries in Cullman and the gentleman said if it wasn’t for the Cullman Airport he would not be there.

If you haven’t had a chance to visit the airport, go by and check out the new taxiway, soak in the rays as you watch Skydive Alabama jump out of perfectly good airplanes, admire all the aircraft on sight, and make sure to let Ben and his staff know what a wonderful job they are doing with the airport. 

The Cullman Tribune

"Sunday Night Weather Update: Step outside. Feel the temperature? That's our coolest temperature tonight. Temperatures will actually *warm* throughout the overnight period because of a passing warm front.

"This warm and moist air will be a main contributor to our severe potential tomorrow. Some showers may be present over the region around sunrise tomorrow, but the threat for severe weather will not be until tomorrow afternoon and evening.

"Now is the time to prepare for severe weather.
❓What do you have in your kit?
❓Where do you go if a warning is issued?

"Check on your friends and neighbors and make sure they are aware of the threats." (US National Weather Service Huntsville Alabama)

TONIGHT: 6 fun Friday night events | The Cullman Tribune Here are some fun things happening tonight, Friday, Dec. 13. Cards in The Park Cards in The Park Display (Dec. 7-31), Governor’s Park in Holly Pond Sportsman Lake Park Winter Wonderland 5-9:30 p.m. Guests can drive through the park or park and experience the extra attractions including train rides...

4 End-of-Life Documents and Why You Need Them? | Life Happens Most of us aren't keen to think about the end of life--especially our own. But discussing the need for and understanding end-of-life planning documents is important for all of us. So, what are th

Keep your home safe this holiday season - The Cincinnati Insurance Companies blog You want your holidays to be memorable, but for the right reasons. Help ensure your holiday is safe and happy by observing these simple – but essential – tips to help safeguard your loved ones and belongings.

Cullman County EMA

With the possibility of winter precipitation in the forecast, this is a good time to remind everyone of the terminology CCEMA will be using to describe LOCAL municipal and county road conditions during winter events.
1. Advisory - motorists are advised to use extreme caution when traveling due to the possibility of snow and/or ice on overpasses/bridges/and roadways. Non-essential travel is discouraged.
2. Impassable - vehicular travel is prohibited on this roadway due to unsafe conditions. All non-emergency travel is strongly discouraged.
3. Closed - NO traffic is permitted on roadway except for emergency response and law enforcement.

For State & Federal Highway Conditions, the Alabama Department of Transportation Road Conditions across the state can be accessed on the internet at or by downloading the ALGO app for your android or iPhone devices.

Life Happens

Even though Katie Miller was young, she knew to plan for her family's future with life insurance. Watch Stephen's #RealLifeStory.


Join us for our Customer Appreciation/Ribbon Cutting at our new manufacturing facility today 10-2. Enjoy lunch, door prizes, and even a $500 credit, plus seminars on post frame buildings and wood trusses.

Auto-Owners Insurance

Ensure your holidays stay merry and bright with this holiday decor checklist. 🎄 🏠

Knight-Free will close at noon on Wednesday, November 27. We will reopen at 7:30 a.m. on Monday, December 2. Have a blessed and safe Thanksgiving! We are thankful for you!

Cullman Regional Medical Center

In 2016 alone, more than 2,000 homes across the U.S. were damaged by fires on Thanksgiving Day. Do you know how to prevent a turkey fire? Take a look at these tips from FEMA and keep your family safe this Thanksgiving! #CookSafely #FireSafety #CullmanRegional #ALHospitals #Thanksgiving

Ivey proclaims Nov. 30 Small Business Saturday | The Cullman Tribune MONTGOMERY, Ala. – Gov. Kay Ivey has signed a proclamation to formally declare Nov. 30, 2019 Small Business Saturday in the state of Alabama. This special designation by the governor is intended to celebrate and support small businesses and the impact they have on communities across the state. “...

Here’s a blast from the past! Can you identify these gentlemen?

The Cullman Tribune

Vehicle Burglary Safety Tips from Cullman Police Department:

HELP PREVENT VEHICLE BURGLARY! Most vehicle burglaries are crimes of opportunity. Follow these rules to reduce your chances of being a victim of vehicle burglary:

PARK in well-lit, well-traveled areas. Auto thieves prefer areas where they can't be seen or where they won't attract attention to themselves.

REMOVE or hide your valuables. Thieves target items such as purses or wallets, backpacks or gym bags, cash or coins, cell phones and other electronic devices, GPS navigation systems, jewelry, tools, mail (for identify theft), and anything else of obvious value. If you can't remove these items, at least place them well out of sight.

LOCK your vehicle & set anti-theft alarms & devices. Keep your windows rolled up, too. Some thieves walk down aisles checking for unlocked vehicle doors or open windows. And if you have a vehicle alarm or anti-theft device, use it!

TAKE your keys with you always! This one is pretty self-explanatory. Don't make it easy for thieves!

REPORT any suspicious activity. Be vigilant. If you notice something you feel is suspicious, contact the Cullman Police Department or your nearest law enforcement agency.

If you have any questions regarding vehicle burglary prevention, please contact the Cullman Police Department at 256-734-1434 or [email protected].

City moves Christmas in Cullman events to Saturday due to rain | The Cullman Tribune CULLMAN, Ala. – Cullman Parks, Recreation and Sports Tourism (CPRST) Acting Executive Director Christy Turner announced Wednesday afternoon that the City’s Christmas Parade and Tree Lighting, originally scheduled for Friday evening, Nov. 22, has been rescheduled to a start time of 6 p.m. Saturda...

Life Happens

This is the top concern for those age 65+. #LifeFact #LTCI
Learn more about long-term care insurance:

Alabama city’s stunning Christmas pyramid is largest in U.S. City of Cullman erects Christmas Pyramid to celebrate German heritage.

With Brutal Cold On The Way, Time To Think About The 4 “P”s Brutally cold weather is on the way later this week. Temperatures will stay shy of 40° Tuesday, and wind chills will stay below 30°. By sunrise Wednesday morning, temperatures are likely to be in the teens. With the weather getting this cold, it's time to start thinking about cold weather safety. ...

We honor and appreciate our veterans! 🇺🇸

Check out the sneak peek lighting of the Weihnachtspyramide, Cullman’s new Christmas Pyramid. The pyramid will be lit through the weekend before being turned back off on Sunday before its final lighting during Christmas in Cullman on November 22!

We are so very thankful for you! Our spicy pretzels are back this month. Stop by to see us and get you a bag!

The Cincinnati Insurance Company

🍂🕑 Fall Back! A reminder to turn your clocks back one hour this weekend and change the batteries in your smoke detectors 🔋

Auto-Owners Insurance

Happy Halloween! 👻 Have a spook-tacular night from all of us at Auto-Owners!

Happy Halloween!!

We promise! 🎃

There are no tricks when it comes to our insurance. 👻 🎃 🕷️

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410 1st Ave SE Ste 100
Cullman, AL

Opening Hours

Monday 13:00 - 17:00
Monday 07:30 - 12:00
Tuesday 13:00 - 17:00
Tuesday 07:30 - 12:00
Wednesday 13:00 - 17:00
Wednesday 07:30 - 12:00
Thursday 13:00 - 17:00
Thursday 07:30 - 12:00
Friday 07:30 - 12:00
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