Jim Krell - Thrivent Financial

Thanks for joining me on Facebook! I hope you join the conversation. As always, contact me directly if you have specific financial questions.

Jim Krell, Financial Associate States licensed to do business: Alabama and Arkansas. No matter what your financial goals are, achieving them requires ongoing strategy and preparation. As an experienced professional, I develop integrated strategies that are specific to your individual situation. Whether you're just starting out or planning the retirement you've always dreamed about, I can help you meet your goals. As a Fortune 500 not-for-profit membership organization, Thrivent Financial helps its members achieve financial security by offering a broad range of products and services. What makes us different is what makes us strong. Because Thrivent Financial is membership-owned, we don’t answer to shareholders. We make decisions based on our members' best interests. In addition, we make it easier for you to help your congregation and community through outreach programs and activities. Insurance products issued or offered by Thrivent Financial, the marketing name for Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents/producers of Thrivent. Fee-based investment advisory services are available through qualified investment advisor representatives only. For additional important information, visit Thrivent.com/disclosures. AL Insurance ID # 045557

Life Happens

Life Happens

Here's what a trust is and why you might need one.

Life Happens The word trust is applied to all types of relationships, both personal and business, to indicate that one person has confidence in another person. For our purposes, a trust is a legal device for the management of property. Through a trust, one person (the grantor or trustor) transfers the legal title to property to another person (the trustee), who then manages the property in a specified manner for the benefit of a third person (the trust beneficiary). A separation of the legal and beneficial interests in the property is a common denominator of all trusts. In other words, the legal rights of property ownership and control rest with the trustee, who then has the responsibility of managing the property as directed by the grantor in the trust document for the ultimate benefit of the trust beneficiary. A trust can be a living trust, which takes effect during the lifetime of the grantor, or it can be a testamentary trust, which is created by the will and does not become operative...

[06/09/15]   Love this creative Action Team idea from a Thrivent member! How can you use your skills to #LiveGenerously? https://www.thrivent.com/posts/generosity/generosity-spreads-to-remote-villages.html?wssrc=fieldfb

4 Mistakes You’re Making When It Comes to Protecting Your Paycheck

4 Mistakes You’re Making When It Comes to Protecting Your Paycheck

4 Mistakes You’re Making When It Comes to Protecting Your Paycheck

4 Mistakes You’re Making When It Comes to Protecting Your Paycheck Figuring out if you need to protect your paycheck—really, your ability to earn an income—with disability insurance is pretty easy. If you have a job and you rely on your paycheck to meet your monthly bills and financial obligations, you need it. In essence, disability insurance is there if you suffer an injury or illness and can't work for an extended period of time. It will replace a portion of your income until you're able to return to work again. But most people who are working don’t have this basic prot


If you think you don't have a need for life insurance, consider these questions: http://lifehap.pn/18OrAJ4

If you think you don't have a need for life insurance, consider these questions:

lifehap.pn If you think you don't have a need for life insurance, consider these questions: http://lifehap.pn/18OrAJ4, via The Motley Fool Has anyone cosigned loans for you?Who will pay for your funeral?Do you have nieces or nephews you'd like to help with college costs?Do you want to pay more for it when you DO need it?

Make Your Career Move Easier

Make Your Career Move Easier

Changing careers is a big, brave leap. If you’ve recently made a career move, it’s a good time to review your financial strategies, and make any necessary adjustments based on your new situation.

Make Your Career Move Easier A review of your financial strategies can help you make a smooth transition

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207 3rd St SW, Ste A
Cullman, AL
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