Virgil B. Fowler Insurance Agency- Cullman

Quality since 1935, we are the longest serving insurance agency in Cullman. Contact us today for your Home, Auto, Life, and Commercial Insurance!

We will close today at Noon in celebration of the Death, Burial and Resurrection of Jesus.....Hope you have a Happy Easter Sunday

Prepare for high winds and tornadoes - The Cincinnati Insurance Companies blog High winds are a danger to people and property. Learning what to look for and how to properly prepare can save lives and minimize damage.

Enjoy the sunshine on this beautiful first day of Spring!

Wishing you a safe and Happy New Year!!! We will be closed Monday - December 31, 2018 and Tuesday - January 1, 2019

Wishing you and yours a very Merry Christmas!!!!

We are thankful for all our customers - hope each of you have a Happy Thanksgiving! We will reopen Monday November 26, 2018 at 8:30 am

The Cincinnati Insurance Company

We’re proud of our success but even more proud to help our policyholders.

We will be closed Wednesday, July 4th, 2018 - wishing all of you a safe and happy holiday. A special thanks to all who have served and to those that are serving so that we can celebrate our freedom!

How to spend 24 hours in Cullman, Alabama

Great article about Cullman! Take a day trip to this charming Southern town.

Personal property may need additional protection - The Cincinnati Insurance Companies blog Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy.

If a tree falls, who’s responsible? - The Cincinnati Insurance Companies blog

Good information to know during this spring storm season Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible?

Lights out: Preparing for extended power outages - The Cincinnati Insurance Companies blog

Get ahead of the spring storms and be prepared if your power goes out An extended power outage can be a challenge to our dependence on modern appliances and electronics, and disaster plans should take power loss into account.

Come out and support the Rotary Club at their annual auction!

[02/28/18]   Don't forget to support the Cullman Lions Club ANNUAL Fish & Ham Dinner this Saturday - always good food and good fellowship!

Congratulations to Cullman Regional Medical Center on the completion of the 5th floor expansion!


On Tuesday afternoon, members of Cullman Regional Medical Center’s staff, board and others cut the ribbon to announce the opening of the hospital’s fifth floor, with 15 new beds and more than 50 new staff to start, and a total of 30 beds and up to 100 staffers when fully completed. Look for full story coming soon.

Protect your privacy on the ‘internet of things’ - The Cincinnati Insurance Companies blog A man stops at the grocery store after work for a frozen pizza. As he gets back in his car, he uses his phone to tell his oven to start preheating. The man sits down to eat and realizes he is out of napkins. He tells his smart speaker to order some and grabs a paper towel instead. This man is using....

Plan for safety long before Halloween night - The Cincinnati Insurance Companies blog

Enjoy a safe Halloween! Halloween is also a deceptively dangerous night, and preparations for a safe and enjoyable celebration should begin long before Halloween night.

We want to take a moment to thank all of our customers for their patronage during 2016 and look forward to 2017. Hope you all have a Happy and Safe New Year

Now offering Senior Driver Discounts- age 60 and above!!

Call us for a quote and compare rates before you renew your current policy.


Hang up for safety: Don’t dial and drive - The Cincinnati Insurance Companies blog It is common to see the vehicle in front of you gradually slow or drift out of its lane, putting you and others in danger. These are signs of distracted driving, often caused by cell phone use. Don’t be a distracted driver. Consider the facts before you dial and drive: Cell phone use while driving q…



Friday, April 17

Silent Auction 5:00 pm - 8:00 pm
Live Auction begins at 6:00 pm

St. Paul’s Lutheran School Auditorium

Join Us for Bargains, Food, Fun, and Fellowship

Merry Christmas! We will be closed until Monday the 29th to celebrate with our friends and family. Have a wonderful weekend!

Generations of Cullman businesses find new life through flexibility, diversification In these times of rollercoaster recessions and economic catastrophes it’s hard for businesses to stay afloat, much less make a profit. How do some survive while others go under?

Cullman Civic Center

Annual Christmas Arts & Crafts Show is this weekend at the Cullman Civic Center featuring over 75 vendors of hand made items! Friday hours are 9am-9pm, Saturday from 9am-5pm.

Tonight at Depot Park, Cullman High School students will be preforming live versions of some of your favorite Christmas stories! Showtimes at 7:00, 7:40, 8:20, and 9:00. We hope to see all of you there!

We support UAB. #FreeUAB

Happy Thanksgiving from all of us at Fowler Insurance! Have a safe and blessed holiday.

America's 50 Most Trustworthy Financial Companies

Earlier this year The Cincinnati Insurance Company was ranked among the most trustworthy financial institutions in America.

Visit us today for a no obligation quote from our top companies! These American banks and insurance providers are telling it like it is, for better or worse.

And the 2014 Oktoberfest Burgermeister Is...

October, here we come! When she came to the area 11 years ago, she came for the job -- as the third president of Wallace State Community College. But it is her

Cullman County Fair

The County Fair opens tonight at 5pm! We'll see you there! The Fair Is ComingThe Cullman County Fair Sept. 25 - Oct. 4, 2014! The Website is being updated on a timely manner. You will see changes as you visit us up until all new information is passed to

Take a look at this photo of downtown taken earlier this year! Cullman sure is growing!

7 Insurance Policies You Can't Go Without There are different insurance needs for different people in different stages of life. So how do you know what you need and when? To answer that, here are seven must-have types of insurance policies.

Can't wait for Fall to get here!

Cullman County Fair parade route changed

The fair parade route has changed a little this year... see all the changes below. The Cullman County Fair’s annual parade will have its route change this year due to construction at the North Shopping Center.

Smith Lake Park Annual Bass Fishing Tournament | Home

Have y'all heard about the first ever Smith Lake Park Bass Fest? $10,000 first place tournament prize as well as many other great prizes and events!

Come see us TODAY for your watercraft insurance! We'll see you at the tournament! The official site of the 2014 Smith Lake Park Fish Fest Bass Tournament and Music Festival. Cullman County looks forward to seeing you at our Fish Fest. You'll find that in Cullman County, we take pride in everything we do. Our goal is to provide you with the fun and rewarding tournament that you de…

7 Myths About Life Insurance

Check out this valuable advice from Forbes about life insurance. Are you covered? Life insurance is kind of like the Rodney Dangerfield of financial planning. As one of most people's least favorite financial topics, it gets no respect. When people think of a life insurance agent, they think of someone like this guy. Yet, it's something that almost everyone needs and not having [.…

United We Stand. #NeverForget #OneNation

Good morning! We're open and ready for business.

Stop by or call us TODAY for a free quote!

Reliance Worldwide expanding Cullman location with 130 new jobs

Over 100 new jobs headed to Cullman! Cullman’s role as a player in the pipe and plumbing industry is getting a very big boost.

Virgil B. Fowler Insurance Agency- Cullman's cover photo

Virgil B. Fowler Insurance Agency- Cullman

Want your business to be the top-listed Finance Company in Cullman?

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806 2nd Ave SW
Cullman, AL

Opening Hours

Monday 08:30 - 16:30
Tuesday 08:30 - 16:30
Wednesday 08:30 - 16:30
Thursday 08:30 - 16:30
Friday 08:30 - 16:30
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Willingham Agency Willingham Agency
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Cynthia Phillips, Alfa Agent

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Call me today with your family's insurance needs!