Mortgage Office of Brenda Bednar - Owatonna, MN NMLS 928171

Personal NMLS286049
Branch NMLS2039102
Company NMLS3029 Equal Housing Opportunity

Operating as usual

Timeline Photos 05/17/2021

Once your loan is closed, you’ll start receiving snail mail offers for services you didn’t ask for and may not want. We don’t sell your information, but when your deed is recorded, certain items become public record. The good news is, there are ways you can opt out! Learn more here: https://bit.ly/2QthYiO

Once your loan is closed, you’ll start receiving snail mail offers for services you didn’t ask for and may not want. We don’t sell your information, but when your deed is recorded, certain items become public record. The good news is, there are ways you can opt out! Learn more here: https://bit.ly/2QthYiO

Timeline Photos 05/14/2021

The more knowledgeable you are about everything that’s involved with purchasing a home, the more confident you’ll feel as you move through the steps of securing a home loan. Read this article and prepare to be empowered! https://bit.ly/2ROQDYC

The more knowledgeable you are about everything that’s involved with purchasing a home, the more confident you’ll feel as you move through the steps of securing a home loan. Read this article and prepare to be empowered! https://bit.ly/2ROQDYC

Timeline Photos 05/11/2021

Nationwide’s Advisor Authority study found 72% of women believe the pandemic had a negative impact on their retirement savings. Home Equity Conversation Mortgages (HECMs) can brighten the future for individuals thinking about retirement. With a HECM, you can tap the home equity you’ve built over the years. See how a HECM can save the day! Contact us to learn more.

Nationwide’s Advisor Authority study found 72% of women believe the pandemic had a negative impact on their retirement savings. Home Equity Conversation Mortgages (HECMs) can brighten the future for individuals thinking about retirement. With a HECM, you can tap the home equity you’ve built over the years. See how a HECM can save the day! Contact us to learn more.

Timeline Photos 05/09/2021

She’s a chef, a chauffeur, a teacher, a doctor, a provider, and a friend. But best of all…she’s mom! Here’s to all the wonderful mothers out there. Enjoy your special day!

She’s a chef, a chauffeur, a teacher, a doctor, a provider, and a friend. But best of all…she’s mom! Here’s to all the wonderful mothers out there. Enjoy your special day!

Timeline Photos 05/07/2021

"In April 2021, the Veterans Benefits Administration of the Department of Veterans Affairs announced expanded home loan eligibility based on certain National Guard service. Now, some National Guard members can buy a home with 0% down and enjoy many more home financing benefits!

Army National Guard or Air National Guard troops who have served at least 90 days of qualifying Title 32 active-duty service, including a stint of at least 30 consecutive days, are now eligible for VA home loan benefits. The expanded eligibility is applied retroactively to 1/5/2021.

Call or email today to discuss this new VA eligibility!"

"In April 2021, the Veterans Benefits Administration of the Department of Veterans Affairs announced expanded home loan eligibility based on certain National Guard service. Now, some National Guard members can buy a home with 0% down and enjoy many more home financing benefits!

Army National Guard or Air National Guard troops who have served at least 90 days of qualifying Title 32 active-duty service, including a stint of at least 30 consecutive days, are now eligible for VA home loan benefits. The expanded eligibility is applied retroactively to 1/5/2021.

Call or email today to discuss this new VA eligibility!"

Timeline Photos 05/04/2021

Seller’s markets can be tough, especially for first-time homebuyers. Read our guide to winning the home bidding war. It’s an indispensable tool in your arsenal to help you come out on top. https://bit.ly/3uikR4t

Seller’s markets can be tough, especially for first-time homebuyers. Read our guide to winning the home bidding war. It’s an indispensable tool in your arsenal to help you come out on top. https://bit.ly/3uikR4t

Timeline Photos 04/29/2021

Looking to renovate your home? CrossCountry Mortgage has loan options available to bring your ideas to life! With home renovation loans and cash-out refinance options, you can set your sights high on the upgrades you’ve always wanted. Contact us today to get started!

Looking to renovate your home? CrossCountry Mortgage has loan options available to bring your ideas to life! With home renovation loans and cash-out refinance options, you can set your sights high on the upgrades you’ve always wanted. Contact us today to get started!

Timeline Photos 04/27/2021

Our FastTrack Credit Approval Process provides you with a fully underwritten credit approval before you select the home you want to buy. Then you could close in as few as 10 days after a signed purchase contract! Contact us today to get started!

Our FastTrack Credit Approval Process provides you with a fully underwritten credit approval before you select the home you want to buy. Then you could close in as few as 10 days after a signed purchase contract! Contact us today to get started!

Timeline Photos 04/22/2021

Buying a historic home has a number of upsides, though if you have a hankering to modernize, it may not be your best choice. Learn how historic preservation standards may restrict the upgrades you want to make. https://bit.ly/2PiIs64

Buying a historic home has a number of upsides, though if you have a hankering to modernize, it may not be your best choice. Learn how historic preservation standards may restrict the upgrades you want to make. https://bit.ly/2PiIs64

Timeline Photos 04/19/2021

Bloomberg News reported “Many banks remain wary of extended home-equity credit lines, saving them for borrowers with high incomes.” Not true for a Home Equity Conversion Mortgage (HECM) with a Line of Credit (LOC). The LOC has a growth feature, even if the home value decreases. It cannot be frozen or called by the lender if you occupy the property as your primary residence, and pay property taxes, homeowners insurance, and HOA/Condo dues (if applicable). Interested in a HECM LOC? Contact us to learn more.

Bloomberg News reported “Many banks remain wary of extended home-equity credit lines, saving them for borrowers with high incomes.” Not true for a Home Equity Conversion Mortgage (HECM) with a Line of Credit (LOC). The LOC has a growth feature, even if the home value decreases. It cannot be frozen or called by the lender if you occupy the property as your primary residence, and pay property taxes, homeowners insurance, and HOA/Condo dues (if applicable). Interested in a HECM LOC? Contact us to learn more.

Timeline Photos 04/15/2021

As a first-time homebuyer, your financial planning gets more complex. The key to becoming a happy homeowner? A sound budget with a realistic look ahead, made with help from dependable people who know the industry. Read more here: https://bit.ly/3sgzPGB

As a first-time homebuyer, your financial planning gets more complex. The key to becoming a happy homeowner? A sound budget with a realistic look ahead, made with help from dependable people who know the industry. Read more here: https://bit.ly/3sgzPGB

Timeline Photos 04/13/2021

This calculator will help you weed through the fees, taxes, and monthly payment comparison to help you make the best mortgage decision. https://bit.ly/3uNvFaC

This calculator will help you weed through the fees, taxes, and monthly payment comparison to help you make the best mortgage decision. https://bit.ly/3uNvFaC

Timeline Photos 04/07/2021

Whether you’re refinancing or buying a new home, you can achieve that “after” a lot sooner than you think. With our streamlined loan process, we can help you close quickly and with ease. Start the conversation with a licensed, experienced CCM mortgage loan officer today.

Whether you’re refinancing or buying a new home, you can achieve that “after” a lot sooner than you think. With our streamlined loan process, we can help you close quickly and with ease. Start the conversation with a licensed, experienced CCM mortgage loan officer today.

Timeline Photos 04/05/2021

A home bidding war can be intimidating for the first-time homebuyer. But with a little patience and discipline, and the right people on your side, you can come out on top and own the home of your dreams. https://bit.ly/3sTNqo7

A home bidding war can be intimidating for the first-time homebuyer. But with a little patience and discipline, and the right people on your side, you can come out on top and own the home of your dreams. https://bit.ly/3sTNqo7

Raising the Roof: Here Are the 10 Cities Building the Most Homes for Buyers 04/02/2021

Raising the Roof: Here Are the 10 Cities Building the Most Homes for Buyers

Raising the Roof: Here Are the 10 Cities Building the Most Homes for Buyers

Raising the Roof: Here Are the 10 Cities Building the Most Homes for Buyers More building permits have been filed so far this year compared with the same time a year ago, but homebuilders acknowledge it's not sustainable.

Timeline Photos 04/01/2021

You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project. https://bit.ly/3wgBPlf

You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project. https://bit.ly/3wgBPlf

Timeline Photos 03/29/2021

Don’t wait to refinance your current mortgage. Take advantage of today’s low rates and possibly save money in the long run! Contact us today to see if a refi is right for you.

Don’t wait to refinance your current mortgage. Take advantage of today’s low rates and possibly save money in the long run! Contact us today to see if a refi is right for you.

03/25/2021

VA IRRRL Mortgage Options

Veterans: get the benefits you deserve for your service. We’re honored to offer you this fast, easy way to make your existing VA mortgage more affordable. See why a VA Interest Rate Reduction Refinance Loan might be right for you! Contact me today to get started!

How Student Loan Debt Impacts Homebuying | CrossCountry Mortgage 03/23/2021

How Student Loan Debt Impacts Homebuying | CrossCountry Mortgage

Ace that home-purchase test with these helpful insights and strategies to overcome student loan debt! This is your higher education for turning that homebuying dream into a rewarding reality.

How Student Loan Debt Impacts Homebuying | CrossCountry Mortgage For first-time homebuyers with student loan debt, these personal financial strategies will increase the chances of a successful close.

Timeline Photos 03/18/2021

In December 2020, the average rate on a 30-year-fixed mortgage dropped to its lowest level in history. So far in 2021, rates have remained close to that all-time low. Don’t miss this opportunity to get a super-low rate. Contact us today to see if a refi is right for you!

In December 2020, the average rate on a 30-year-fixed mortgage dropped to its lowest level in history. So far in 2021, rates have remained close to that all-time low. Don’t miss this opportunity to get a super-low rate. Contact us today to see if a refi is right for you!

03/17/2021

You probably know March 17 by its more common name, St. Patrick’s Day. Either way, it’s that time of year when we set traps in hopes of catching a little green man who will grant our wishes and share his pot of gold. Here’s to good cheer and good fortune on the greenest of holidays. Sláinte!

Financing a Fixer-Upper | CrossCountry Mortgage 03/16/2021

Financing a Fixer-Upper | CrossCountry Mortgage

Doing your research is important when buying a fixer-upper. Check out these simple steps to make sure you’re ready!

Financing a Fixer-Upper | CrossCountry Mortgage Find a diamond in the rough with fixer-uppers! Learn how you can prepare to renovate a fixer-upper and what kind of financing is best for you.

Timeline Photos 03/13/2021

Here’s your annual reminder that daylight saving time begins Sunday, March 14. Don’t forget to set your clocks ahead one hour. Remember, it’s almost spring. Go forward, not backward!

Here’s your annual reminder that daylight saving time begins Sunday, March 14. Don’t forget to set your clocks ahead one hour. Remember, it’s almost spring. Go forward, not backward!

Smart Budgeting for Home Renovations | CrossCountry Mortgage 03/12/2021

Smart Budgeting for Home Renovations | CrossCountry Mortgage

Depending on the scope, timing and quality of work, renovating your home can be an exciting or exhausting process. Make it easier on yourself by establishing a realistic budget from the beginning. Read more here:

Smart Budgeting for Home Renovations | CrossCountry Mortgage Undergoing a home-improvement project is exciting but make sure you set realistic expectations and budget carefully to ensure smooth sailing.

Timeline Photos 03/09/2021

Renovating your home is a big deal, and you want to do it just right. When considering all the ins and outs of a remodel, start with our checklist of home pros to work with along the way. https://bit.ly/2PJckrX

Renovating your home is a big deal, and you want to do it just right. When considering all the ins and outs of a remodel, start with our checklist of home pros to work with along the way. https://bit.ly/2PJckrX

Timeline Photos 03/05/2021

When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals, and looking online. Read more here: https://bit.ly/2O3RJ17

When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals, and looking online. Read more here: https://bit.ly/2O3RJ17

Timeline Photos 03/02/2021

No one needs to tell you buying your first home is a big deal. That’s why it’s important to create a sound budget with help from a few key people who know the ins and outs of homeownership. Read more here: https://bit.ly/2PizO72

No one needs to tell you buying your first home is a big deal. That’s why it’s important to create a sound budget with help from a few key people who know the ins and outs of homeownership. Read more here: https://bit.ly/2PizO72

Timeline Photos 02/27/2021

You work hard for your money, you want to buy a home, and you need a mortgage. But wait. You’re self-employed. Can you get a home loan? Yes! Our Signature 1099 Loan and our Signature Bank Statement Program are designed for borrowers like you. Read more about them and our other exclusive Signature Series loans. https://bit.ly/3qVo8Fj

You work hard for your money, you want to buy a home, and you need a mortgage. But wait. You’re self-employed. Can you get a home loan? Yes! Our Signature 1099 Loan and our Signature Bank Statement Program are designed for borrowers like you. Read more about them and our other exclusive Signature Series loans. https://bit.ly/3qVo8Fj

Timeline Photos 02/22/2021

Who doesn’t like saving money? With today’s low rates, you could save on your mortgage tomorrow and beyond with a refinance! Contact us today to see if a refi is right for you.

Who doesn’t like saving money? With today’s low rates, you could save on your mortgage tomorrow and beyond with a refinance! Contact us today to see if a refi is right for you.

02/18/2021

"No matter how much you get back, more money for a down payment means you can:

✅Borrow less on your mortgage.
✅Improve your negotiating power.
✅Get a better interest rate with a lower down payment

Call or e-mail today so you're ready when your refund arrives!"

02/14/2021

Happy Valentine’s Day to our families, friends, co-workers, business partners, pets - and yes, our love interests! You make us feel like home.

02/12/2021

An FHA Cash-Out Refinance could be a less expensive way to borrow money than other methods. The answers to these questions will help you decide if this type of loan is right for you. https://bit.ly/2OnXFSi

02/08/2021

crosscountrymortgage.com

Ready to remodel the bathroom or revamp the kitchen? Taking on a home renovation is a big decision that requires research. Carefully evaluate and engage the people you’ll trust to make it happen. https://bit.ly/3p9uCil

crosscountrymortgage.com

02/06/2021

Your monthly mortgage payment depends on your interest rate. This example makes it clear: lower rates can help you save on your monthly payment and possibly buy a higher-priced home. Rates remain near record lows in 2021, so let’s connect today to review your options!

*Source: freddiemac.com/pmms/pmms30.html. **Annual Percentage Rate. ***Monthly P&I includes principal and interest only and does not include property taxes, homeowners insurance, or HOA dues (if applicable).

Payment example does not include taxes, insurance or assessments. Actual payment obligations may be greater and may vary. Principal and Interest payment of $1,425.38 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 4.54%/4.61% Annual Percentage Rate (APR). Principal and Interest payment of $1,327.10 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 3.94%/4.01% Annual Percentage Rate (APR). Principal and Interest payment of $1,132.72 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 2.68%/2.78% Annual Percentage Rate (APR). Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. Rate(s), APR(s) and payment info is valid as of 08/06/20 and assumes a first lien position, 740 FICO score, 25 day rate lock, based on a single family home in Arizona. All terms are subject to change without notice. Loans are subject to underwriting guidelines and applicant’s credit profile, not all applicants will be approved. Contact CrossCountry Mortgage for more information. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC NMLS3029 (www.nmlsconsumeraccess.org).

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VA IRRRL Mortgage Options

Location

Category

Telephone

Address


214 S Oak Ave
Edina, MN
55439

Opening Hours

Monday 08:30 - 17:00
Tuesday 08:30 - 17:00
Wednesday 08:30 - 17:00
Thursday 08:30 - 17:00
Friday 08:30 - 17:00
Other Mortgage Brokers in Edina (show all)
Loans with Jason - Mortgage Professional Loans with Jason - Mortgage Professional
6800 France Ave South Suite 530
Edina, 55435

Sales Manager – NMLS ID # 17256 Envoy Mortgage Ltd – NMLS ID # 6666 Envoy Mortgage is an Equal H

Erik Kolz - Regional Manager at Guaranteed Rate Affinity Erik Kolz - Regional Manager at Guaranteed Rate Affinity
7550 France Avenue, South Suite 340
Edina, 55435

I am a Regional Manager at Guaranteed Rate Affinity. NMLS# 30450. Guaranteed Rate Affinity NMLS# 1598647. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647

Brian Campbell, Branch Sales Manager- NMLS #7529 Brian Campbell, Branch Sales Manager- NMLS #7529
4570 West 77th Street Suite 300
Edina, 55435

Senior Mortgage Banker helping those reach their goal of home ownership

Envoy Mortgage - Edina, MN Envoy Mortgage - Edina, MN
6800 France Ave South Ste 530
Edina, 55435

Customer service is our #1 priority. That is why we make applying for a loan easy and secure! Find a loan that is right for you at www.envoymortgage.com

Brian Laudahl, Agent with New York Life. Brian Laudahl, Agent with New York Life.
3600 Minnesota Dr
Edina, 55435

Norman Lending Team Norman Lending Team
7380 France Avenue So
Edina, 55435

Delaram Norman - Loan Consultant/Branch Manager -NMLS # 1390287 Equal Housing Opportunity New American Funding NMLS #6606

Liz Peter - Luminate Home Loans Liz Peter - Luminate Home Loans
7505 Metro Blvd. Suite 600
Edina, 55439

At Luminate Home Loans, helping you find the right path to home ownership Equal Housing Lender NMLS #150953 NMLS ID 364033

Shannon Johnston Senior 'Loan Officer NMLS 756967 Shannon Johnston Senior 'Loan Officer NMLS 756967
7300 Metro Blvd Ste 340
Edina, 55439

mortgage, buying a house, refinancing,ITIN, EAD

Laura Mendele - Envoy Mortgage - Edina, MN Laura Mendele - Envoy Mortgage - Edina, MN
6800 France Avenue South, Suite 530
Edina, 55435

Loan Originator-NMLS:1451908 Envoy Mortgage Ltd-NMLS:6666 Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend envoymortgage.com

Summit Mortgage Corporation- Edina, MN Summit Mortgage Corporation- Edina, MN
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Minnesota Based Direct Mortgage Lender. Home Loans for Purchase or Refinance. For a complimentary c

M&M Mortgage - Benny Omundson NMLS # 1708425 M&M Mortgage - Benny Omundson NMLS # 1708425
6750 France Ave.
Edina, 55435

I live in Woodbury Mn with my wife Lisa and my 3 children Benjamin, Ava and Gracie. I am involved in the community through scouting and the Woodbury Chamber of Commerce. I love shooting pool and compete in tournaments.

Minnesota Home Lending Minnesota Home Lending
7400 Metro Blvd., Suite #412
Edina, 55439