Shannon.M. Lutze

Private Wealth Advisor at Ameriprise Financial Services, Inc.

“Ameriprise Financial Services, Inc. is a broker-dealer and member of FINRA. Comments and "likes" should not be considered representative of client experiences, or indicative of future performance or success. While I appreciate the support of my clients, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of 1940 rules which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other services I provide. For your privacy, please don’t post account or service-related information on this page. Instead, contact me directly. Please visit for more important disclosures and information.” AR License #2843769

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How many Americans with $1 million feel wealthy? Fewer than you may think

Would having a $1 million make you feel rich? For many, the answer is no according to the Ameriprise Modern Money study. Only a small percentage of Americans who reached millionaire status feel wealthy, according to a new survey from Ameriprise Financial. Why is that?

[07/25/19]   Regularly rebalancing your long-term investments can help you stay aligned to your asset allocation strategy and manage risks. Let’s review your portfolio soon to keep you on track to meeting your goals.

Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.

This Week Could Be a Turning Point for Markets | Ameriprise Newsroom

The start to earnings season wasn’t strong enough to keep stocks in record territory. Ameriprise Chief Market Strategist David Joy weighs in what investors will be watching in the coming days. 07/23/2019 David Joy The start to earnings season wasn’t strong enough to keep stocks in record territory. The major banks, by and large, exceeded tempered expectations, but results for the group overall were mixed. Strength in consumer activity was offset, in some cases, by softness in business a...

Understanding your IRA options

Your financial needs evolve with each life stage. Let’s work together to determine steps to help you reach your retirement goals. Answering some simple questions can help you discover your options. Use this interactive tool to learn more about retirement plan options based on your unique situation.

3 economic factors to monitor in retirement

Markets will rise and fall, but there are many things you can do to protect your retirement savings. Together, we can fine-tune your investment portfolio to make sure you stay on track long into retirement. Learn what to keep tabs on with help from your advisor.

Planning to travel while on Medicare? Make sure you have coverage at your destination

If your summer travel plans include spending time outside the U.S., you may need additional medical coverage if you’re on Medicare. Whether you're covered for medical services while away from home depends on where you're going and how you get your Medicare benefits, along with whether you need emergency or routine service.

Stocks Surge to All-Time Highs: Is the Latest Rally Justified? | Ameriprise Newsroom

Will investors be disappointed by corporate earnings this quarter? Time will tell, according to Ameriprise Chief Market Strategist David Joy. Stocks hit new records as the Fed hinted at a rate cut later this month.

Voluntourism: Giving on the go

Travel the world or volunteer? Many people are choosing to do both at the same time. Get inspired, and when you’re ready, We can help you create a “voluntourism” strategy that works within your financial goals. Discover ways to satisfy your desire to help others while you see the world.

How to Save Money When Online Grocery Shopping

Do you shop for groceries online? Shopping online with a little planning could help keep more money in your pocket. Take advantage of online tools and budgeting strategies when shopping for groceries online.

See a more complete financial picture by quickly and securely adding all of your accounts to Total View. Get started by logging in to your account.

How would a Fed rate cut affect your credit cards, home equity lines and bank savings

The Fed is hinting at a potential rate cut later this month. Learn how this could impact your everyday finances. The Federal Reserve seems poised to cut rates for the first time in a decade. How would a cut affect your credit cards, home equity lines, savings.

Switching jobs? Don't make these mistakes with your retirement plan

If you’re changing jobs, you have options when it comes to your old employer’s 401(k). If you're packing up your desk and heading for better career opportunities, don't forget to review your 401(k) plan. You can keep your money where it is, move it to your new 401(k) or roll it to an IRA. How to decide.

The Trade War with China Remains a Stiff Headwind for Economic Growth | Ameriprise Newsroom

U.S. equities established new record highs last week, even though the two most important issues they face got more complicated. Ameriprise Chief Market Strategist weighs in. Talks between the U.S. and China resumed following the G-20 meeting, but tariffs remain in place and business uncertainty continues.

Think big and plan carefully to live more confidently, today and tomorrow.

5 Money Mistakes That Recent Grads Make

For the recent college grads in your life, here are some tips to help them avoid overspending and start “adulting.” Since most universities don’t provide financial literacy education, college graduates are left with little to no knowledge when it comes to managing their money. For those of you that have recently entered the real world, avoid making these mistakes and you’ll already be ahead of the game.

[07/05/19]   Postponing Social Security withdrawals until after your full retirement age could mean a higher monthly benefit. Let’s talk to see if this is the right choice for you.

Wishing you and yours a safe Independence Day. Our office will resume regular business hours on Friday, July 5th!

Actual Progress on Trade Must be Made to Stabilize the Global Economy | Ameriprise Newsroom

Stocks drifted last week ahead of the U.S.-China meeting, but overall the month of June was the strongest in years. 07/02/2019 David Joy The long-awaited meeting between presidents Trump and Xi has concluded with the two sides agreeing to resume trade negotiations. The U.S. indefinitely suspended the imposition of new tariffs but left in place those already in effect. The U.S. also agreed to allow the resumption....

Financial attitudes and behaviors are shifting

Over half of investors think it will be harder for the next generation to feel comfortable financially, according to the Ameriprise Modern Money study. If you’re concerned, ask us how you can share your money values and management approach with your children. Find out what our Modern Money study reveals about parents, money and their kids.

4 Ways to Protect Your Elderly Parents from Fraud

Learn what you can do to keep your elderly loved ones safe from financial abuse. One in 10 people age 60 or older in the U.S. experience some form of abuse each year. How adult children and other family members should help keep elderly loved ones safe.

[06/27/19]   It's National Pineapple Day!

Did you know it symbolizes friendship, hospitality and warmth?

In the South, it's known as simply a sign of "Welcome!"

Cut off the top and replant it - it takes 18-20 months to regenerate!

It's actually a flowering plant and considered a berry!

Try hollowing out one and make it a jack-o-lantern this Halloween!

Stay Sweet - Be a Pineapple :) plus it's super healthy!!!

As you save for retirement, remember these 6 key things about health savings accounts

Health savings accounts are rising in popularity, but many are still unaware of the benefits they offer. Learn more about how HSAs could be part of your retirement savings goals. 6 things you should know about health savings accounts, or HSAs, such as tax benefits.

Central Banks Prepare for a Global Economic Slowdown | Ameriprise Newsroom

Stocks closed at a new all-time high last week on optimism about interest rates and trade. This week, attention turns to the G20 Summit. The global economy is slowing, and central banks are preparing to respond.

Planning for healthcare in retirement

Your plan for rising medical costs in retirement is important – here’s how to help make sure you’re covered. With rising health care costs, will you be able to save enough for healthcare in retirement? Explore potential health expenses and make sure you’ll be covered.

Ameriprise provides secure online access to all your accounts. You can see your financial goals and your progress toward them, as well as how the investments and solutions you own are performing.

Today, we celebrate Natalie and her 9 years with the Team! She's the heart of our office :)

The top 7 retirement tips

Whether retirement is off in the distance or just around the corner, now’s the time to start planning for it. We can help you set retirement goals and give you the personalized financial advice you need to reach them. Feel confident about living out your retirement dreams with these seven essential financial tips for every age.

Stocks near new highs on hopes of US-China trade truce and prospect of Fed rate cuts

The Fed’s hint at lower rates and a possible U.S.-China trade truce sent global markets upward on Thursday. Stocks were on pace to set a new record Thursday on a strong signal that the Fed could cut interest rates and on hopes for a trade war truce.

Here's where Americans are vacationing this summer — and what they're spending

Almost 100 million Americans will take a family trip in 2019, according to AAA. Learn where they’re going – and how much they’re spending to get there. Just about half of Americans are hitting the road — literally or figuratively — in the next three months. Where are we headed and how will we get there? For the most part, somewhere we can drive to, according to findings from both AAA and vacation rental management company Vacasa.

When the Fed Speaks, Investors Listen | Ameriprise Newsroom

All eyes will be on the Federal Reserve this week. Ameriprise Chief Market Strategist David Joy weighs in. 06/17/2019 David Joy All eyes will be on the Federal Reserve this week. Expectations are that the Federal Open Market Committee will not take action yet lay the groundwork for lower rates in the meetings to follow, possibly in July or September. Certainly, the bond market has led the way lower, rais...

This Group sorted 15,000lbs of food in under 2 hours! It was a great afternoon at Feeding America! Join us in November 🦃

Shannon.M. Lutze

The things you do for yourself and others can have an impact now – and in the future.

This week, we celebrated James becoming a Certified Financial Planner! Cheers to you and your success!!!!

This week, we celebrated James becoming a Certified Financial Planner! Cheers to you and your success!!!!

Investors Feeling Optimistic as the Fed Takes a Dovish Tone | Ameriprise Newsroom

Remarks by Fed Chairman Jerome Powell helped bolster the S&P 500 by more than 4 percent last week – but the June rally has since paused. Read more from Ameriprise Chief Market Strategist David Joy. Stocks enjoyed their best week in six months, spurred on by dovish remarks by Fed Chairman Powell.

[06/12/19]   Our work together to help you reach your financial goals is ongoing. That’s why we’ll have regular meetings – either in person or online – on a schedule that works best for you.

Do you plan to retire by 50? Great, but can you cover your health care?

If your goal is to retire early, you may be too young for Medicare. Learn about options that could help bridge the healthcare gap for younger retirees. Don’t let health insurance derail your early retirement. Without a job or Medicare, what health care options remain? A handful, it turns out.

Canada fishing trip 2019!

What Teens Must Know Before Starting a First Job

There can be many benefits for teens who work seasonal jobs, like gaining work experience and developing practical money-management skills. If your teen is looking for a summer gig, here are some tips to help get them started. A primer on everything teens must know before starting a new gig, from taxes to the interview process.

Donut Day 2019!

How Much Can You Contribute to a 401(k) for 2019?

The 401(k) contribution limit increased by $500 for 2019. Learn what advantages you may have by contributing to an employer-sponsored retirement plan during your peak earning years and consult a tax professional. The 401(k) contribution limit increased by $500 to $19,000 for 2019. Workers 50 and older can save an extra $6,000 for retirement.

Setting specific financial goals can help boost your financial confidence and increase your chances for success.

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240 Pilgrim Pkwy Ste.204
Elm Grove, WI
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