Shannon.M. Lutze

Private Wealth Advisor at Ameriprise Financial Services, Inc.

“Ameriprise Financial Services, Inc. is a broker-dealer and member of FINRA. Comments and "likes" should not be considered representative of client experiences, or indicative of future performance or success. While I appreciate the support of my clients, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of 1940 rules which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other services I provide. For your privacy, please don’t post account or service-related information on this page. Instead, contact me directly. Please visit for more important disclosures and information.” AR License #2843769

[01/23/20]   It's National Pie Day!!! What is your favorite? Maybe it's cake :) We like French Silk, Lemon Meringue, Blueberry and Elegant Farmer Caramel Apple Pie!!!

The S&P 500 has grown top-heavy in recent years. Not since 2000 (17.0%) has the U.S. stock benchmark been so heavily weighted to just a few stocks, indicating that future gains/losses in the index could be contingent on the prospects of a handful of companies. #AmeripriseResearch

Today we're celebrating Teresa's birthday!

Here's how your Social Security cost-of-living adjustment is calculated – and what it could look like in 2021

If you collect Social Security benefits, you may notice a 1.6% increase in your checks this year. What will 2021 bring? Retirees living on fixed budgets count on one change every year: Social Security's annual cost-of-living adjustment. In 2020, beneficiaries got a 1.6% increase to their checks. New estimates point to how much next year's boost may be based on current data.

National Staying Healthy Month is a good time to remember healthy habits that help you enjoy life to the fullest, now and into retirement.

Planning can turn dreams into realities. Let’s talk about what’s most important to you and how setting and tracking your financial goals can help achieve them.

Investors Need to Not Overreact as Markets Sort Out Latest Geopolitical Crisis | Ameriprise Newsroom

Geopolitical news sent stock prices downward despite starting the year at a record high. Ameriprise Chief Market Strategist David Joy weighs in on investors’ response. Historically, markets have recovered from geopolitical crises.

SECURE Act: How could it impact your retirement planning?

Learn more about three key changes that take effect Jan. 1, 2020. We are here to help you understand what the SECURE Act means for you and provide personalized advice for your situation. The Setting Every Community Up for Retirement Enhancement — the SECURE Act — was signed into law Dec. 20, 2019, with many provisions taking effect Jan. 1, 2020.

[12/23/19]   Holiday Hours for End of year 2019!

Closed on Christmas Eve and Christmas Day
Open till Noon on New Year's Eve
Closed on New Year's Day

We wish you the happiest of holiday's!!!!

10 Ways Retirement Has Changed Over the Past Decade

Baby boomers are typically more active and spend more money than retirees of previous generations. Learn other ways retirement has evolved in the last decade. Retirement is different now than it was just 10 years ago.

The #AmeripriseResearch 2020 outlook calls for modest economic growth accompanied by low but positive market gains. The wildcards of trade and politics cast a decidedly large shadow over the outlook. What are your expectations for the markets in 2020?

Positive News on Trade, Brexit Buoy U.S., U.K. and Mexican Markets | Ameriprise Newsroom

There was nothing but good news last week on the trade policy front; but questions remain for U.S. and global economies, according to Ameriprise Chief Market Strategist David Joy. The U.S. and China agreed on phase-one deal that avoided new tariffs and rolled back some existing ones.

You’ve worked hard toward your goals. If you plan to retire in 2020, let’s talk about what you can do now to make a smooth transition in the coming year.

[12/11/19]   Keys to financial health include making a plan and being prepared. What are your goals for 2020? Let’s talk about how to achieve them.

Wishing you and your loved ones happiness, peace and joy.

Latest Data on the U.S. Economy is Mostly Optimistic as Stocks Anticipate All the News Expected This Week | Ameriprise Newsroom

Consumers remain the growth engine for the U.S. economy, while manufacturing continues to soften, according to Ameriprise Chief Market Strategist David Joy. The week ahead is full of potentially market moving developments.

Is your 401(k) ready for market volatility? According to #AmeripriseResearch, the worst time to experience a market decline is the 5 years before & first 5 years into retirement - when your 401(k) value is often the highest. Let’s connect to review your asset allocation strategy.

Here's why you should consider moving during retirement

Moving to a new city in retirement can be an exciting new adventure, but make sure it makes sense for your situation. Here are three things to consider before you make the move. It might help help you achieve the retirement you've always wanted.

[11/27/19]   In the observance of the Thanksgiving holiday- we will be closed from 3:00pm on Wednesday, 11/27 through 8:00am on Monday, 12/2. From all of us, we wish you a very Happy Thanksgiving!

U.S. and U.K Markets Mixed Heading Into Thanksgiving Week | Ameriprise Newsroom

The rally in U.S. equities stalled last week. A lack of market moving news could be to blame, according to Ameriprise Chief Market Strategist David Joy. After six straight weeks of gains, the S&P 500 Index slipped 0.3 percent.

What’s the outlook for holiday spending?

Holiday spending can be an indicator of the health of consumer confidence. See what could be in store this holiday season and what it means for the economy. We gauge shoppers’ financial sentiment and what that signals for holiday sales in November and December.

It is possible to balance paying down debt while investing at the same time. Let’s talk about making choices to help you achieve your financial goals.

The 4 realities of retirement spending that you need to know now

When retirement can last up to 30 years or more, planning for expenses can feel daunting. Here are four insights to help you estimate expenses and make adjustments before retiring. Planning your next 30 years of expenses isn't as easy as it seems. Here are 4 spending trends you need to understand.

Markets Established A New High Again As Investors Relentlessly Watch Trade, Fed Developments | Ameriprise Newsroom

A six-week rally in U.S. equities has produced an 8 percent gain and established new record highs. Ameriprise Chief Market Strategist David Joy weighs in on what this could mean by year-end. The S&P 500 is now higher on the year by 24.5 percent.

Remove the noise of daily market fluctuations due to trade talks, geopolitical tensions, growth concerns and what the central banks will do next, and you can see that the general trend across stock prices has improved since the end of summer. #AmeripriseResearch

Caring for aging parents

Caregiving can have major financial implications for those who give care and those receiving it. If you’re caring for an aging parent, here are some considerations that could help relieve financial stress. Help ensure your loved ones age in comfort while still protecting their estate – and your assets.

Last Friday, we spent 3 hours on special projects for Feeding America as part of Ameriprise Financial's National Day of Service! Bagging 1 ton of fresh sweet potatoes and labeling cans of green beans for the upcoming season was fun and worthwhile. Hope to see you in June:)

What Retirement? People Over 65 Are Launching Encore Careers and Finding Fulfillment Like Never Before

The number of Americans age 65 and over who continue to work has doubled since 1985, according to a study by United Income. Learn about the pros and cons of encore careers. Fitness--both physical and financial--is key to successful entrepreneurship.

How can personalized advice help you reach your financial goals? Let’s start with a conversation about what’s most important to you.

To What Should We Attribute An All-Time Market High: Consumers, Trade Talks or Monetary Policy? | Ameriprise Newsroom

The S&P 500 index has had five straight weeks of gains and hit a new all-time high. Ameriprise Chief Market Strategist David Joy weighs in on what has led to the recent rally. The economic expansion continues to grow, led by a strong consumer.

Guide to understanding Medicare open enrollment

Medicare open enrollment is underway. If you are weighing your options for next year, let’s connect to talk about how you can make the most of your benefits. Medicare has a few different parts. Learn about what each part is, and how you might make adjustments based on changes in your health.

Pay down debt or invest?

Paying down debt or investing doesn’t have to be an either/or scenario. We can help you prioritize your goals based on your full financial picture. Your Ameriprise advisor can help you strike a balance based on your goals.

Thank you to all Veterans, including our friends, clients, family and colleagues, for your service and sacrifice.

5 annuity myths debunked

Do you ever wonder, “Will my savings last after I retire?” Learn more about what you can do to generate reliable income in retirement. Are annuities expensive? Are they only for retirement? Check out 5 common myths and facts about annuities.

Optimism over U.S.-China trade drives the stock market to record highs

The Dow Jones industrial average hit a record Monday, buoyed by renewed optimism about a trade deal. The Dow Jones industrial average hit a record Monday, buoyed by renewed optimism about a U.S.-China trade deal.

[11/05/19]   Do you know how many holidays are between 10.31.19 and 1.20.20?

Here's how the Fed rate cut affects you

The Fed has cut rates by .25% for the third time this year. Learn about the impact it could have on your finances. For consumers, lower rates do mean cheaper loans, which can impact your mortgage, home equity loan, credit card, student loan tab and car payment. On the flip side, you'll earn less interest on savings accounts and, in some cases, lose buying power over time.

7 retirement saving mistakes financial advisers see too often

Mistakes happen, even when saving for retirement. But there are steps you can take to get back on track to achieving your goals. Learn about seven common mistakes and how to overcome them. Saving for retirement is confusing – it’s no surprise we make mistakes along the way. Luckily, there are strategies to get back on track.

Stocks Played With A Record High Last Week. Can Markets Go Higher This Week? | Ameriprise Newsroom

The S&P 500 index had its third straight week of gains and closed the week just below its record high. Ameriprise Chief Market Strategist David Joy explains. The S&P 500 surged into record territory on Friday before closing at 3,022, just below the record high close of 3,025 from last July.

3 retirement mistakes even smart savers make

While there is no perfect way to prepare for retirement, there are steps you can take now to help reach your savings goals. Read about 3 mistakes to avoid – and then let’s connect to talk about what could work for you. These blunders may seem harmless, but they could wreak havoc on your retirement plan.

Stocks Search for Direction Amid Mixed Economic News | Ameriprise Newsroom

The S&P 500 index closed last week one percent below its all-time high, despite three months of CBOE Volatility Index swings. Ameriprise Chief Market Strategist David Joy explains why the search for direction in U.S. stocks remains elusive. With rate reductions, trade tensions and Brexit making headlines, investors have had a lot to consider in the past three months.

Avoid these 5 common 401(k) mistakes to maximize your returns

Your 401(k) can be one of your most important investment tools. Here are 5 considerations to help ensure you’re progressing toward your retirement goals. Many Americans are making mistakes with their 401(k) accounts that could be costing them some serious dollars. As the economy booms and the average 401(k) balance rises, these mistakes could be having an even more pronounced effect on Americans' retirement accounts.

Investors Encouraged by Trade and Brexit – For Now. What’s Next? | Ameriprise Newsroom

Equities rose for the first time in four weeks thanks to rising optimism on trade and Brexit. Ameriprise Chief Market Strategist David Joy weighs in on how long that sentiment could last. Investor optimism drove the S&P 500 index to a 0.6 percent gain.

October is National Financial Planning Month. Together, we can discuss your personal financial goals and plan for what’s truly important to you.

[10/14/19]   Which do you prefer - that its National Dessert Day or National Kick Butt Day?

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240 Pilgrim Pkwy Ste.204
Elm Grove, WI

Opening Hours

Monday 08:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 08:00 - 17:00
Friday 09:00 - 17:00
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