At Crestmont Funding, we know that there is no one-size-fits all solution when it comes to managing your debt.
At Crestmont Funding, we know that there is no one-size-fits all solution when it comes to managing your debt. Every family is different, based on its own set of financial, logistical and emotional circumstances. If you are looking to ease your existing debt load, we will explore alternatives for you to pay off your credit cards at a lower rate than what you may currently be paying.
Mission: We help our clients find solutions to their high interest credit card debt.
This easy to follow guide To automating savings can help with your smaller debts. http://goo.gl/8HwJix
forbes.com Step 1: Acquire a job. Money comes from hard work. There is no way around that. You should learn a good work ethic as early as possible. Before you can let your money work for you, you need to work to earn the money. "No one does anything hard willingly," says Barbara [...]
6 best part-time jobs for retirees http://goo.gl/LkRzsQ @cateyhill
marketwatch.com The best jobs for people who don’t want to work full-time, but still want good pay that reflects their years of experience.
Don't Waste Your $$: Zombie Bank Accounts http://goo.gl/9wixGV
scrippsmedia.com Consumer reporter John Matarese gives a warning for anyone who closes a bank account and moves to another bank. One woman has her credit score hurt by an old bank account that showed up as “delinquent.” What to check when closing accounts
What to Do if Your Credit Card Co. Denies a Fraud Claim http://goo.gl/il1eD7
blogs.findlaw.com Going through your credit card bill, you find a $400 charge at McDonalds in Bangkok. Wait! When did you go to Bangkok, and what would you buy for $400 at McDonalds? Chances are, your credit card information was stolen,...
money.usnews.com Getting a higher score requires patience and on-time payments.
According to CardHub's 2015 Credit Card Debt Study
mysuncoast.com On average, American households are $7,177 in debt, according to a CardHub study. That's a lot of debt, but not necessarily an unconquerable amount. Now's a good time to start digging your way out of it.
New study says credit scores impact auto insurance. http://goo.gl/Gi6zx2
post-gazette.com Many auto insurers use credit scores to help set premiums, determining that people who tend to be more reckless with their bills tend to have more wrecks. The effect of a low score on car insurance costs can be dramatic. A recent study of the top five U.S. auto insurers by the personal finance socia…
7 Things You Can Do To Ward Off Identity Theft http://goo.gl/q4sPg3
forbes.com When I put a list of common financial concerns — 13 Wealth Issues — in front of my clients and ask what is top of mind for them, identity theft is often the first thing they mention as a pressing concern. That fear is not unwarranted — identity thieves can do serious [...]
If you are looking for help managing your credit card situation, we will explore alternatives for you to pay them off at a lower rate that what you may be currently paying. http://bit.ly/1IPOxZx
Seven Retirement Gaps And What You Need to Know. http://goo.gl/XzrHcQ
forbes.com What do we expect to happen as we age, and how do our ideas about retirement planning change? New research on post-retirement risks by the Society of Actuaries identifies where the knowledge gaps and how we can do better. Important changes as we age include the following: (Usually) Anticipated chang…
You're Probably Not Looking at Your Credit Score Enough, or Correctly https://goo.gl/qtEFF3
mainstreet.com Only one-quarter of Americans check their credit scores at least once a year. You should do it regularly, but check your credit habits even more often.
3 Things to Consider Before Co-Signing on a Credit Card http://goo.gl/yLdHb5
nerdwallet.com When you co-sign on a loan or credit card, you're not just acting as a reference or lending your good name. You're taking full responsibility for the debt.
Be on guard. How to catch bogus debt collectors in the act http://goo.gl/3sIfgz @KPMueller
nj.com Scammers impersonate debt collectors to try to steal your money.
No paiin no gain? Here are 5 Painless Ways to Boost Your Retirement Savings http://goo.gl/VOX4Ew
money.usnews.com Here’s how to grow your nest egg without saving more.
It pays to dream and you can live the dream on a budget .http://goo.gl/y681gp
money.usnews.com When you're pursuing creative success, it's even more important to get a handle on your finances.
The Six Worst Retirement Investing Mistakes To Avoid http://goo.gl/5120pr
forbes.com We all make mistakes when it comes to retirement investing. Here's how to avoid the worst of them and move on.
Money And Ethics: Let's Show Our Kids How They Fit Together http://goo.gl/kAg4Is
forbes.com With all of the corporate financial scandal that has rocked the news over the last few years, how can we possibly put ethics back into the money conversation? We have to start the dialogue early! Teach your kids the "Ethical Decision Game."
Your financial life by the numbers http://goo.gl/o0P5jQ
marketwatch.com You know that the key to financial freedom is to save more and spend less. But how much should you be saving and spending?
5 Lies People Tell Themselves About Saving For Retirement http://goo.gl/dvi5Wo
marketwatch.com An alarming number of Americans aren’t saving enough for retirement, writes Chuck Jaffe.
Are your kids ruining your retirement? There's a fine line between helping out and enabling. http://goo.gl/jlw14I
marketwatch.com A recent study shows that boomers supporting adult children are less likely to be retired.
It's great that your child got into college but more challenges lie ahead. College Loan Debt: Four Ways to Avoid Misery http://goo.gl/ibJGrz
forbes.com Now that most college decisions are set for the coming year, it's time to take a hard look at loans. Here's what you need to know.
Pardon us for being repetitive, but this information is urgent for everyone to know. http://goo.gl/AVDBv5
digitaljournal.com While FICO is in the preliminary stages of creating a new credit score, Clarity Services, Inc. has had visibility into non-prime data since 2008. Using a unique data source derived from a variety of financial service providers, including auto financers, check cashers, prepaid card issuers, short-ter…
Nice article if you need to understand the basics of your credit score. http://goo.gl/FJlh3C
9and10news.com FICO scores, the new Vantage Score and how a credit profile helps or hurts
30% of all people are not saving for their retirement. Many can't begin because they are mired in debt. Take an important first step to a more secure future by paying down your debt. http://finance.yahoo.com/news/retirement-plan--work-until-you-drop-164358494.html
finance.yahoo.com Have you put off saving for retirement? You’re not alone.
Giving more thought to the basics of retirement planning can result in a much more successful future.
time.com Sometimes the costliest errors are ones we make ourselves, often without realizing how much damage we're doing.
You don't have to be wealthy to increase your savings. In fact, the middle class saves better and smarter than their richer counterparts.
http://www.bankrate.com/finance/consumer-index/americas-best-savers-are-not-the-wealthy.aspx?ic_id=Top_Financial News Center_link_4
bankrate.com When we surveyed people about how much they save, the results were surprising. The best savers are not who you think they are.
We sympathize with the high levels of student debt being incurred by so many recent graduates.
money.cnn.com Student loans are a choke-hold on young people starting their lives
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NMLS #629509 First International Bank & Trust is a full service, independent community bank with branches in North Dakota, Minnesota, and Arizona. Member FDIC, Equal Housing Lender
Robert Carlson NMLS# 488959 Branch Manager Ark-La-Tex Financial Services, LLC, NMLS #2143
Home Mortgage Loans in North Dakota and Minnesota! Purchasing and refinancing. We offer FHA, Conventional, VA, USDA, NDHFA First Time Home Buyer, and 203K.
Come check out Fargo-Moorhead's newest locally owned Pawn Shop. Providing collateral loans and sales of gently used merchandise.
At Park Mortgage, our purpose is to simplify the mortgage process. We are committed to providing our customers top-notch service and a variety of options. Greg Dean, NMLS 8499 Audrey Kankelfritz, NMLS 1007301
At First Class Mortgage we strive to be the best. We are a locally owned company, staffed and operated by people who understand that each family is special and individual attention is necessary to satisfy each unique financial situation.
Personalized mortgage lending designed to meet your needs. We offer Conventional, Jumbo, VA, FHA, and USDA Financing
Home Mortgage Loans in North Dakota and Minnesota!