Michael Lapos: Allstate Insurance

Providing the coverage your family needs at a price you can afford.

I’ve gotten to know many local families as an Allstate agent in Fargo. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I look forward to getting to know you and helping you to find the solutions that meet your needs.I’m committed to helping Fargo residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call, email, or visit my agency in Fargo today.

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How to Dispose an Old Computer | The Allstate Blog

If you're looking to recycle your old computer, make sure to wipe the hard drive first. Check out this article to find out how.

blog.allstate.com It's important to take precautions to help prevent someone from stealing sensitive information that is stored on your computer. Learn these tips to help dispose your computer safely.

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How to Choose a Fence | The Allstate Blog

Check out this article to see why height matters when choosing a fence for your property.

blog.allstate.com Whether you want to install a fence for privacy or safety reasons, you'll likely make several decisions as you choose and install the fence that meets your needs. Here are some things to consider.

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Prepaid Tuition vs. College Savings Plans | Allstate

It's never too early to start saving for your child's education. Researching prepaid tuition or college savings plans might be a good place to start.

allstate.com 529 plans offer tax advantages to help save for college expenses. There are two types of 529 plans: prepaid tuition plans and college savings plans. Learn more about each type of plan and how it works.

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5 Ways to Help Give Your Money a Makeover | The Allstate Blog

Is next year getting a makeover? Give your financial plan a makeover too.

blog.allstate.com Budgeting and achieving your financial goals can be difficult. Here are five ways to help give your money a makeover.

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Choosing the Right Stone Countertop | The Allstate Blog

Before you pick between granite or marble kitchen counter-tops, learn about some of the pros and cons of each.

blog.allstate.com Updating your countertops? If you're thinking of a stone surface like marble or granite, consider these tips for choosing the right material for your home.

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Protect Yourself Against Smart Home Security Vulnerabilities | The Allstate Blog

A weak password can leave your smart camera vulnerable to hackers. Avoid these top smart-home security issues.

blog.allstate.com As smart home devices become more and more common, it's important to help protect yourself against potential security issues. From a home security camera to information stored on the cloud, here are some basic ways to protect yourself from the top smart home security vulnerabilities.

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Avoid Spinning Out on Ice | The Allstate Blog

Learn what to do if your car begins to slide on ice this winter.

blog.allstate.com If you must drive in icy conditions, it's a good idea to make sure your car is prepared for the weather and that you take precautions to help avoid an accident.

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How to Clean Grout With a DIY Cleaner | The Allstate Blog

Baking soda, hydrogen peroxide and a little elbow grease can help get your grout looking fresh.

blog.allstate.com You can get dingy grout sparkling clean with some basic ingredients and a little effort. Use this DIY cleaning method to get grout bright and fresh.

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Second Home Insurance | Allstate

Thinking about buying a second home? You may also need to consider buying an additional insurance policy.

allstate.com Your homeowners insurance policy may not extend to your vacation home.

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Expecting a Baby? How to Choose Life Insurance | Allstate

Are you expecting a baby in 2019? That means it’s time to get prepared and help secure their future now. Learn how to find what is best.

allstate.com If you have a baby on the way, you may want to add life insurance to your pre-baby to-do list.

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Permanent Life Insurance 101: What You Need to Know | Allstate

Learn the differences between term life and permanent life insurance to decide which one might be right for you.

allstate.com A permanent life insurance policy can provide coverage for the rest of your life unlike term life insurance, which covers you for a certain number of years.

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Life Insurance Stories: Why Life Insurance? | Allstate Insurance

The holidays are all about sharing love. See why Allstate customers chose to purchase life insurance as their ultimate act of love:

See why other Allstate customers made life insurance their act of love. Contact your local Allstate agency to make sure your family is properly protected: ht...

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Renters: Hang Items Without Nails | The Allstate Blog

Renters: Consider leaning artwork on an existing dresser instead of hanging it on the wall.

blog.allstate.com Looking for a nail-free way to add decor to your rental? Consider these alternative methods to help hang items in your home.

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How to Overcome a Financial Setback | The Allstate Blog

If you've experienced a financial setback, such as an unexpected bill, you can still get your budget back on track. Making temporary cutbacks is one way.

blog.allstate.com Financial setbacks can happen at any time. Learn about the five steps that can help you get back on your feet after a financial setback.

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5 Uses for Life Insurance Benefits | Allstate

Holiday season means family time. Check out all the ways you can help protect them with life insurance.

allstate.com How can you make life insurance benefits work for you? Here are 5 uses for life insurance benefits that may help your family.

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GoodHome From Allstate | Your Local Home Insurance Tool

What are the biggest risks to homes in your area? Use our interactive tool to identify common claims in your neighborhood.

goodlife.allstate.com The GoodHome tool identifies potential risks to your home and common hazards in your neighborhood, with property statistics and tips to help protect you.

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Help Save Money on Holiday Gifts | The Allstate Blog

Your family’s wish list may be adding up. Learn how to save money on your gift-giving this year.

blog.allstate.com Whether you're shopping online or in-store, here are four ways to help save money on holiday gifts this season.

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Life Insurance Stories: Colleen | Allstate Insurance

Did you know that some life insurance policies can also help you cover medical expenses in case of a catastrophic illness? Call me to find out more about this feature. https://youtu.be/_JvHiDU2hJg

Hear Colleen's life insurance story. Contact your local Allstate agency to make sure your family is properly protected: http://a.ll.st/Agents1

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Deer Season: 5 Safe Driving Tips | The Allstate Blog

Deer are most active in the fall. Did you know swerving can be dangerous if one runs out in front your car? Check out this article for more tips to avoid a deer-related accident.

blog.allstate.com Deer season peaks from October through December. Stay alert and practice these safe driving tips to help avoid a deer-related accident.

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Life Insurance Stories: Dan | Allstate Insurance

Losing a loved one is never easy. See how Dan turned his mother’s passing into an important life lesson. https://youtu.be/QI24Vdt-8lM

Dan talks about how losing a loved one made having life insurance that much more important. Contact your local Allstate agency to make sure your family is pr...

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Deter Burglars from Your Home | The Allstate Blog

When trash day comes, think twice before leaving the box your new TV came in out on the curb. Check out this article for more tips to help deter burglars from your home.

blog.allstate.com Burglaries can happen at any time. Keep your family safe by following these tips to help deter burglars from targeting your home.

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Life Insurance Stories: Matt | Allstate Insurance

Even when the kids have left the nest, life insurance remains important. Hear how Matt is leaving a legacy with life insurance. https://youtu.be/2IElcoowvWg

Hear how Matt is leaving a legacy with life insurance. Contact your local Allstate agency to make sure your family is properly protected: http://a.ll.st/Agents1

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Cash Value Life Insurance: What You Should Know | Allstate

Learn about cash value, a savings featured built into most permanent life insurance policies.

allstate.com Cash value is an investment feature that's specific to permanent life insurance. Cash value earns interest and may be available for withdrawals or loans.

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Do I Need Renters Insurance If I Don't Own Much? | Allstate

Renters insurance may still be a good idea, even if you don't own much. Check out this article to find out why.

allstate.com Renters insurance may help pay to replace damaged or stolen belongings, but it also provides other types of coverage.

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Your Smart Home: Making Voice Control Easy | The Allstate Blog

Your voice can control the TV, fan, thermostat and security cameras. Check out this article to learn more about some smart home voice tech.

blog.allstate.com From adjusting the lights to lowering the thermostat, there are a lot of devices at home you can now control with your voice. With a voice assistant, it can also be easy and affordable to make frequently used household items voice controlled. Here are a few ideas for making life at home easier.

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Life Insurance Stories: Jackie and Daryl | Allstate Insurance

“It’s probably one of the best ways that you can say, ‘I love you’ without saying ‘I love you.’” Hear Jackie’s and Daryl’s #loveinsurance story. https://youtu.be/7uryy07y_84

Hear why having life insurance is important to Jackie and Daryl. Contact your local Allstate agency to make sure your family is properly protected: http://a....

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Life Insurance Stories: Jenny and Michael | Allstate Insurance

Did you know that the longer you wait the more expensive life insurance can become? Watch Jenny and Michael discuss why they didn’t wait to purchase life insurance. Then give me a call so we can discuss your options. https://youtu.be/0JI4JFfwaSQ

Jenny and Michael didn't wait to purchase life insurance. Learn why. Contact your local Allstate agency to make sure your family is properly protected: http:...

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Fun Thanksgiving Activities for the Whole Family | The Allstate Blog

Looking for ways to entertain your guests on Thanksgiving? Try hosting crafts or a game tournament.

blog.allstate.com Thanksgiving is known for the feast, but there are more opportunities for family fun outside of the kitchen. Check out these Thanksgiving family activities.

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Life Insurance Stories: Evy and Matt | Allstate Insurance

What’s the first decision Evy and Matt made after their honeymoon? Watch their story and then give me a call. https://youtu.be/i3l0faslDDE

What's the first big devision Evy and Matt made after their honeymoon? Find out now. Contact your local Allstate agency to make sure your family is properly ...

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Before You Rent a House: 4 Things to Consider - The Allstate Blog Considerations Before Renting a House | The Allstate Blog

You may pay more for utilities if you rent a house instead of an apartment. Check out this article to find out why.

blog.allstate.com If you are thinking about renting a house, you may first want to consider some factors that may differ from apartment rentals. From potentially higher Renting a house may require more effort and cost more than renting an apartment — but it may also come with some perks. Here are some things to con...

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Term Life Insurance 101 | Allstate

Not sure what term life insurance entails? Learn the ins and outs to make sure you have proper protection for your loved ones.

allstate.com Here's a brief primer on how term life insurance works.

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Life Insurance Stories: Stephanie and Michael | Allstate Insurance

In your 50s? If you’re not thinking about life insurance we need to talk. Hear why. https://youtu.be/j4STIroEacw

Stephanie and Michael share how having life insurance provides peace of mind. Contact your local Allstate agency to make sure your family is properly protect...

goodlife.allstate.com

GoodHome From Allstate | Your Local Home Insurance Tool

How much do you spend per year on energy costs? Get an estimate based on your home address.

goodlife.allstate.com The GoodHome tool identifies potential risks to your home and common hazards in your neighborhood, with property statistics and tips to help protect you.

blog.allstate.com

When to Repair a Damaged Windshield | The Allstate Blog

Don't wait to repair that chip in your windshield. Check out this article to find out why.

blog.allstate.com From pea gravel to salt, car windshields can be subjected to a lot of flying debris on the road. Learn what to do if your windshield is cracked or damaged.

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Life Insurance Stories: Yvette and Susan | Allstate Insurance

“But really, concretely, I thought if something happens to me she’ll lose the house.” Hear what life insurance means to Susan and Yvette. https://youtu.be/q-AhoP6ur5Y

Yvette and Susan discuss what life insurance means to them. Contact your local Allstate agency to make sure your family is properly protected: http://a.ll.st...

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What Are the Steps in a Home Renovation? | The Allstate Blog

Setting a budget is just one step in the home renovation process. Check out this article for more planning tips.

blog.allstate.com Home renovation projects often involve multiple steps. Here are 10 common steps to consider.

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5 Ways to Help Give Your Money a Makeover | The Allstate Blog

There is no better time than today to start identifying your financial goals and begin working on them. Remember, what you plan for today will be the foundation for your tomorrow.

blog.allstate.com Budgeting and achieving your financial goals can be difficult. Here are five ways to help give your money a makeover.

blog.allstate.com

Motorcycle Parts Basics: The Carburetor | The Allstate Blog

Want to learn more about carburetors? Take a look at this video.

blog.allstate.com Do you know how your motorcycle's carburetor works? Watch as Matt Bochnak of How-to Motorcycle Repair shows how the carburetor send fuel and air to your motorcycle and powers your bike.

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What To Do With A 401(K) Plan When You Change Jobs | Allstate

Changing jobs? Don't forget about your 401(k) with your former employer.

allstate.com If you're moving to a new job, you may have several options for what to do with the money in your employer-sponsored 401(k) plan, including rolling it over into an IRA or leaving it where it is.

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What is Other Structures Coverage in a Homeowners Insurance Policy? | Allstate

Most homeowners insurance policies include coverage that helps protect your fence, shed or detached garage. Read up on other structures coverage.

allstate.com Other structures coverage, sometimes referred to as separate structure insurance, is a standard part of a homeowners insurance policy.

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303 Broadway N
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58102

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