The Fargo office provides customized retirement, tax strategies, investment and estate planning solutions.
Your goals and aspirations, the way you live your life, and the manner in which you hope it unfolds will evolve with time. Over the course of your life, change is the only constant. Sometimes we choose to retire sooner or give gifts to people we care about. Other times, whether it's higher inflation or a change in the tax code, we don't have a choice. Whatever the cause, understanding how we should adapt to these changes while staying on course is the greatest challenge for every one of us in our financial lives. Our firm was established with one goal in mind: help people make better financial decisions. Clicking the Like button does not constitute a testimonial for or endorsement of our advisory firm, any associated person, or our services. Clicking the Like button is merely a mechanism to circulate our page. “Like” is not meant in the traditional sense. In addition, postings must refrain from recommending us or providing testimonials for our firm. Because the SEC and state securities laws prohibit testimonials, any such postings are subject to swift removal.
Take a look at Fargo Inc Magazine featuring local leaders like our very own, Paul Jarvis
"Patience is a virtue… especially with hot pizza." - Taya Spelhaug, TechSpark Manager at Microsoft, on a lesson she's had to learn the hard way. Hear more from Taya and leaders from YEA Fargo Moorhead West Fargo Chamber, Flight Pros, United Capital, and Amped School of Music in Part 8 of our #FOFB2018 now: https://www.fargoinc.com/faces-of-fargo-business-2018-part-eight
United Capital's cover photo
"...more than 67 million Americans will see a 2.8 percent increase in their Social Security and SSI benefits in 2019"
blog.socialsecurity.gov Social Security Benefits to Increase in 2019 Posted on October 11, 2018 by Jim Borland, Acting Deputy Commissioner for Communications Each year we announce the annual cost-of-living adjustment (COLA). Usually there is an increase in the Social Security and Supplemental Security Income (SSI) benefit....
A fun night watching The Greatest Showman!
We're proud to be recognized as #2 in the Barron's list of Top 40 RIA Firms, a true validation of financial life management. http://bit.ly/2MFwM63
Catch our CEO and founder Joe Duran on @FoxBusiness with @TeamCavuto today at 12:30 pm CT as he discusses Tesla, and what it may mean for current and future investors if the automaker goes private.
If a happy life is one of your goals, then create goals to help you achieve it! #MotivationalMonday
Take a look at what Paul Jarvis recently wrote in his contribution to Fargo INC magazine
issuu.com The TEDxFargo team is crafting the ninth TEDxFargo event in our community, which will be held on July 26. The day will be a chance for our community to share ideas and experiences as the team brings another world-class event to Fargo. In this month's cover story, you can meet and get to know the 24....
Check out our own Paul Jarvis featured in Fargo INC magazine’s April edition. He and his Fargo Moorhead West Fargo Chamber of Commerce Leadership group talk Financial Planning Day hosted at Barry Hall on April 14.
The event is filled with workshops and the opportunity to strategize one-on-one with CFP® professionals and CPAs — FREE with no strings attached
fargoinc.com For the second time in as many years, the FMWF Chamber of Commerce's Leadership program will be hosting Financial Planning Day.
Monthly Market Wrap: All Streaks Come to an End
cos.unitedcp.com All streaks come to an end at some point and we were finally reminded of that with a good old-fashioned market correction (a drop of 10%+ from the prior peak) during February. After an impressive run of gains in 14 of the past 15 months, the S&P 500 Index fell by 3.89% (that one month, March 2017, w...
The Impact of Tax Reform on Businesses - This article is the second in a 3-part series concerning the implications and consequences of the Tax Reform Act recently passed by Congress. Part I focused on individual taxpayers; Part II focuses on businesses; and Part III will focus on the planning considerations for high net worth individuals.
cos.unitedcp.com This article is the second in a 3-part series concerning the implications and consequences of the Tax Reform Act recently passed by Congress. Part I focused on individual taxpayers; Part II focuses on businesses; and Part III will focus on the planning considerations for high net worth individuals.
The Impact of Tax Reform for Individual Taxpayers -- Part 1 of 3
cos.unitedcp.com This article is the first in a 3-part series concerning the implications and consequences of the Tax Reform Act recently passed by Congress. Part I will focus on individual taxpayers; Part II will focus on businesses; and Part III will focus on the planning considerations for high net worth individu...
Having awareness is the starting point to making great decisions...
Having awareness is a starting point to making good choices. #MoneyMind #ThursdayThoughts
Want to dive into the Proposed Tax Cuts and Jobs Act? Here is the Section-by-Section Summary | https://waysandmeansforms.house.gov/uploadedfiles/tax_cuts_and_jobs_act_section_by_section_hr1.pdf
The Connection Between Your Mood and Spending Habits
cos.unitedcp.com The U.S. economy is dependent on consumer spending, which comprises roughly 2/3 of economic output, according to GDP data from the Bureau of Economic Analysis.
Has #HurricaneHarvey made you consider getting #floodinsurance? Here are 8 things you should know.
cos.unitedcp.com If you don’t have flood insurance consider getting it. If you already have it, know your facts. Here are eight that I bet you were not aware of:
Check out Paul's contribution to Fargo INC | Paying for College - How to Get High Marks When Financing a Higher Education
Markets Don't Go Straight Up. Are You Prepared?
cos.unitedcp.com After the bear market reached a low in early 2009, stocks rebounded with a vengeance, surging ahead with few downturns of note along the way.
Have a safe and happy Labor Day from all of us here at United Capital!
Try not to let your friends' spending habits influence you. They may just be showing you what they want you to see. http://read.bi/2vycLdF
businessinsider.com You never know what someone else's finances are actually like — or what they're giving up.
Relax. Take a Staycation Now That the Kids and Grandkids are Back in School
cos.unitedcp.com A vacation doesn’t always have to break the bank. Why not plan your next week off creating memories right here at home?
You've retired after a liquidity event at age 40. Now what? Paul Jarvis talks early retirement with GOBankingRates https://www.gobankingrates.com/retirement/heres-would-retire-now/
gobankingrates.com Tired of working? Find out how to retire now at any age.
"When you’re young, you tend to think you have more than enough time. Then the time comes to do what you put off, and you realize time has gotten away from you."
washingtonpost.com When you’re young, you tend to think you have more than enough time.
Investment advisors are bound by a ﬁduciary standard when providing investment advice, but what exactly is the fiduciary standard? We break down the meaning and why it matters: http://bit.ly/2uwvepn
cos.unitedcp.com Investment advisor representatives have a duty of loyalty and care, and are required to put their clients’ interests above their own.
Planning is not just a one-time thing, you need to adjust and modify your plan as your life changes... http://bit.ly/2u9edyf
money.usnews.com Review your portfolio regularly, not just in December, to minimize taxes and risk.
Saving and budgeting skills stick with people beginning at early ages. Here are 8 ways to teach your children about saving and other financial life basics. http://bit.ly/2rW6nuZ
cos.unitedcp.com Teaching children about saving, budgeting, and delayed gratification from an early age will help them make financially sound decisions later on in life.
Have a 401(k)? You may be making common mistakes with your retirement plan that you're unaware of. Here's how you can spot and avoid them. http://bit.ly/2sFvKOJ
cos.unitedcp.com A 401(k) plan is a retirement savings plan sponsored by an employer allowing you to save and invest a portion of your paycheck into the fund.
We all know investors are starved for yield. Some have invested further out on the yield curve; others have gone into lower tiered credits. Yet, are investors compensated for risks they undertake in seeking more return potential?http://bit.ly/2stiNYh
cos.unitedcp.com Our question is whether investors are compensated for the risks they undertake in seeking more return potential.
4 Annual Estate Planning Must Dos
cos.unitedcp.com Not everyone does this, but you need to take a look at your plan at least annually. Here are your four annual must dos.
Savings first should be your mentality: Save for retirement first, and spend with whatever is left over. What people typically do is the opposite
businessinsider.com These errors will cost you.
40 Social Security Tips for 2017 | Many factors affect whether you can maximize your Social Security benefits.
gobankingrates.com On the surface, Social Security might seem like a simple system: You pay in while you're working, then get monthly benefits when you retire. But you should think of Social Security as unknown territory, full of toll roads, burned-out bridges, roundabouts, one-way streets and dead-ends. If you want a...
My Spouse Died With Debts - Now What?
cos.unitedcp.com In the wake of a death—particularly a sudden one—getting in the right frame of mind to objectively deal with debts that are suddenly yours and is a challenge.
“We ask our clients: What is the life you want? The number one answer is typically to spend more time with family,” he says. “If I’m telling you to work harder to retire with more, and you aren’t home with your kids, or seeing their sporting events or watching them grow up, what’s the point of the money?”
thecapitalideas.com United Capital Financial’s Joe Duran on why advisors should look to companies like Apple and Starbucks for a roadmap to growth in a slowing industry.
Check out Fargo INC magazine for Paul's recent contribution "Interactive Tools to Plan Your Financial Future"
issuu.com As Managing Director of United Capital in Fargo, I feel very fortunate to be able to help individuals and couples plan their financial lives so that they can successfully fulfill their life ambitions and achieve a secure and comfortable retirement.
Companies can sometimes miss the mark when trying to relate to your 'real life'. Organic Valley's humorous and honest ad reminds us all what it means to be a woman in 2017. #WomensMonth http://bit.ly/2n94Hr2
https://realmorningreport.com We surveyed 1000 women to find out what their mornings are really like. Turns out most mornings are officially cray. You know w...
Keeping your financial goals and retirement plans on track after a divorce can seem nearly impossible. Consider these Do's and Don'ts when it's time to create a new plan. http://bit.ly/2mIBasU
cos.unitedcp.com A significant life event, like a divorce, can affect your retirement.
It's #FirstDayofSpring! Time to spring clean your finances. Take these steps to ensure you don't have a money mess on your hands. http://bit.ly/2n7huNK
cos.unitedcp.com Spring Cleaning Your Finances
A helpful reminder | 25 Things About Life I Wish I Had Known 10 Years Ago
greatist.com It can be easy to forget about the big picture. These important lessons will help remind you.
Women are unique - always changing and growing no matter what life throws their way. #InternationalWomensDay http://bit.ly/2lEIzbS
cos.unitedcp.com We don't pretend to understand what women, or any of our clients, want. We conducted our own research study of real women to find out what does matter to them.
Try this #RandomActofKindness today. Your staff will really appreciate the positivity.
Try this #RandomActofKindness today. Your staff will really appreciate the positivity.
United Capital's Fargo office is proud to be recognized as the #1 Top Growth office nationwide
How do you know if a Roth IRA is right for you? Here are 8 little-known advantages to help you when making retirement plans.
wealthmanagement.com Don’t let clients forget to deposit as much money as soon as possible.
Life doesn't always go as expected. A 'what if' budget could help you feel more secure when life throws you a curve ball.
cos.unitedcp.com Few people have a back-up plan or what I call a “what if” budget.
Beyond understanding profit and loss, these are the top financial terms that all small business owners and startups should know.
smallbiztrends.com A novice to finance? Here are some big key financial terms that you should understand while you're running a small business .
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