Flemke Agency

The Flemke agency sells and services home, auto, and life insurance. Annuities too!

Operating as usual

New Technologies Complicate Windshield Replacement 03/15/2021

New Technologies Complicate Windshield Replacement

New technology complicates windshield replacement. I'm happy to help guide you in this process.

New Technologies Complicate Windshield Replacement Replacing newer windshields can be complicated on vehicles with advanced driver assistance systems (ADAS). When updates are made, recalibration is necessary.

The 10-Minute Insurance Analysis - EPICC Center Main 03/01/2021

The 10-Minute Insurance Analysis - EPICC Center Main

The 10-Minute Insurance Analysis - EPICC Center Main The insurance industry has responded to the fast pace to which a new generation of buyers has become accustomed with abbreviated and accelerated policy underwriting and issuing programs.


Here is a little bit of Owatonna History for you!

Here is a little bit of Owatonna History for you!


Scott stopped down to pick up his new TV! Hopefully he has his feet up and is watching a movie!

Scott stopped down to pick up his new TV! Hopefully he has his feet up and is watching a movie!

How to make a reliable evaluation of potential insurance carriers 01/21/2021

How to make a reliable evaluation of potential insurance carriers

How to make a reliable evaluation of potential insurance carriers Do you know what factors are important when choosing an insurance carrier for your business?

[01/15/21]   There is still time to enter to win a Brand New 50" Vizio TV! Help us help your friends! We love saving clients money. Trust us, your friends will thank you! https://tinyurl.com/y6872uwf

[08/28/20]   Here are some tips to keep your insurance as low as possible when you add your new teenage driver.

1. Try to avoid buying high value autos. Hsving liability only coverage can keep premiums down.

2. Encourage your students to be on the A or B honor roll. This can be a huge discount!

3. Utilize safe driving apps for additional discounts.

4. Keep your household insurance score up! Call me for ideas on this!

5. Lastly, contact me at 507-413-6116 or email me at [email protected] to discuss your individual situation. I'm always happy to chat!

emcins.com 06/04/2020

How Floor Treatments Can Prevent Slips, Trips and Falls

emcins.com What are the best treatments to keep your floor clean and help prevent slips and falls?

[06/02/20]   One of our agency partners, IMT Insurance, has a community contest where they will be awarding local non-profits between $250 and $1,000! Please nominate your non profit today!

emcins.com 06/02/2020

7 Steps to Develop a Workplace Wellness Program

emcins.com Implementing a workplace wellness program doesn’t have to be expensive. Here are some resources to get you started.

[05/27/20]   As we start to open up.....you do you, I'll do me. That's what America's about. None of us have the same circumstances (medically high risk child/ family member or a business about to go under, etc.). Let's all stay in our own lanes and keep the judgment down as we begin to reopen. No one should feel pressured either way.
Just a thought... As governors are trying to figure out how to ease back into normal, please remember:
🛑 Some people don’t agree with the state opening.... that’s okay. Be kind.
🏡 Some people are still planning to stay home.... that’s okay. Be kind.
🦠 Some are still scared of getting the virus and a second wave happening....that’s okay. Be kind.
💰 Some are sighing with relief to go back to work knowing they may not lose their business or their homes....that’s okay. Be kind.
👩🏾‍⚕️Some are thankful they can finally have a surgery they have put off....that’s okay. Be kind.
📝 Some will be able to attend interviews after weeks without a job....that’s okay. Be kind.
😷 Some will wear masks for weeks or months....that’s okay. Be kind.
💅🏻 Some people will go out to get the hair or nails done.... that’s okay. Be kind.

❤️ The point is, everyone has different viewpoints/feelings and that’s okay.

Be kind.

We each have a different story. If you need to stay home, stay home. Still be kind .
If you need to go out, just respect others when in public and be kind!

Don’t judge fellow humans because you’re not in their story. We all are in different mental states than we were months ago. So remember, be kind.

[05/01/20]   Let's feed your favorite hair salon! When they are able to get back to work, I will buy lunch for their whole crew! Let's have some fun with this though. Here are the rules:

1. Show us your quarantine hairdo
2. Tag your favorite stylist!
3. Tell us what salon/studio they work at!

The wilder the better. We will pick our best hairdo and announce our winner on Friday, May 8th, 2020.

Ready, set, GO!!!

[04/14/20]   **Covid 19 Update**

If you are a business owner and are temporarily offering delivery, I have a temporary coverage available to keep you protected with this additional exposure. Also, many personal lines companies are now temporarily allowing their customers some leniency in this area too. Reach out with questions!

Lastly, most insurance companies are offering some sort of premium refund due to less driving which in turn causes less accidents. Keep your eyes open for checks or credits on your statements! Also, reach out with any questions!

The Flemke Agency
210 W. Main St
Owatonna, MN 55060

nerdwallet.com 04/14/2020

How to File for Coronavirus Unemployment if You’re Self-Employed



Working from home be like..

I would like you all to subscribe by EOD. Thanks for watching! SUBSCRIBE: http://bit.ly/16x4jmc Follow me on Instagram/Twitter: @Treynkennedy Shop my merch: ...

[03/18/20]   As a small business owner, I am always open. Let me know if you have questions or concerns. Now is also a good opportunity to ensure your coverages are correct and potentially cut some expenses! I love businesses but I also love insuring your home, auto, and life too! What can I help you with? 507-413-6116

cdc.gov 03/16/2020

Coronavirus Disease 2019 (COVID-19)

For over 73 years Farmers Union Insurance Agency has been in the business of protecting people, businesses, farms and much more. The safety and security of our employees, Agents, partners and clients is our top priority. We are closely monitoring the COVID-19 situation and following the guidance and recommendations from the Centers for Disease Control and Prevention (CDC) along with the directions of state and local leadership.

We believe it is our social responsibility to make sure we do our part to prevent the spread of this virus. We have made appropriate changes to our business protocol to do our part in helping contain the spread of the virus. We will continue to monitor the situation and adjust as necessary. In the meantime, we do not expect there to be any noticeable disruption in how we do business. #coronavirus #publichealth #doingourpart #CDC #safetyfirst #customerservice #insurance

Below are some resources from reputable Agencies that we have found to be helpful.

From the CDC: https://www.cdc.gov/coronavirus/2019-nCoV/index.html
From the National Safety Council: https://www.nsc.org/work-safety/safety-topics/coronavirus
From the World Health Organization (WHO): https://www.who.int/emergen…/diseases/novel-coronavirus-2019
From OSHA: https://www.osha.gov/SLTC/covid-19/

cdc.gov Coronavirus disease 2019 (COVID-19) is a virus (more specifically, a coronavirus) identified as the cause of an outbreak of respiratory illness first detected in Wuhan, China.

uimn.org 03/15/2020

COVID-19 and unemployment / | Applicants - Unemployment Insurance Minnesota

Information regarding Unemployment benefits for workers displaced from COVID-19.

uimn.org The Unemployment Insurance program is ready to assist workers who can’t work, workers who have had their hours reduced, and workers who have lost their jobs as a result of the COVID-19 pandemic.

secura.net 02/29/2020

SECURA Insurance - Three ways to take a home inventory

secura.net The new year is a great time to take stock of your household belongings and update your home inventory. If you experience a significant loss, the insurance company will ask for a list of your belongings, which can be hard to remember, particularly during a stressful time. 

randomactsofkindness.org 02/17/2020

Make Kindness The Norm

randomactsofkindness.org See our collection of fun kindness ideas, inspirational stories & quotes, FREE K-8 lesson plans and more. Let's make kindness the norm.



Commercial/business insurance, auto insurance, home insurance, farm insurance, life insurance, work comp, liquor liability, dram shop, general liability, health insurance, crop insurance, h**p insurance, cbd insurance, product liability insurance, annuities.


Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00