Auto. Home. Life. Insuring what you value most.
Wade Westphal, licensed in Minnesota (LIC#40417318). Representing American National Insurance Company, Galveston, TX, and American National Property and Casualty, Springfield, MO. Products and services are not available in all states. American National means American National Insurance Company and its subsidiaries and affiliates. The content of this site does not necessarily represent the positions, strategies or opinions of American National. Neither I nor American National is responsible for statements posted by third parties. All logos and trademarks are the property of their respective owners. This site may have links to other sites not maintained by this agency or American National. Such links do not imply endorsement or approval of these sites or the content therein. We reserve the right to remove any posts from this page, including repeated posts containing the same content, posts that we determine to be confrontational, and posts that advertise other products or are not relevant to business. Do not post personal information such as claim numbers, policy numbers, etc. If you need assistance concerning your policy or claim, you may call 507-413-0893. We will not provide any claim information or request any personal information on a public forum.
Lower interest rates might have you considering if you can purchase a home. Here are all the factors that go into determining how much house you can afford.
millennialmoney.com Wondering, how much house can I afford, without ruining your budget? Our 8 step guide will help you figure out how much home you can afford today.
Don’t let being indoors hamper your workout. Here are 12 routines you can do at home.
outsideonline.com If you're cooped up indoors and looking to move your body, try one of these routines
Content is truly king as streaming options create choice exhaustion in a crowded market.
fastcompany.com Pick a main course, snack on other services as needed.
Despite other industries being shaken up by the coronavirus, the life insurance industry is as stable as ever.
businessinsider.com If you're applying for life insurance during the coronavirus pandemic, know that not much has changed. The process is still largely the same.
Can you exercise outside? How fast can you fall out of shape? Experts answer these common questions and more.
nytimes.com Answers to questions about coronavirus and exercise.
Samsung subsidiary STAR Labs ventures into the world of virtual humans with its NEON avatars.
theverge.com Not a ‘new kind of life’, just a new sort of CGI
If you’re close to retirement and worried about the market’s impact on you, here are some insights on how to address your concerns.
nerdwallet.com If you're retired, or nearing retirement, market volatility can rattle your nerves and scramble your plans. Here's how to get through a downturn.
With the dizzying rate of new information every day, health experts keep up by answering top questions concerning coronavirus.
npr.org Each week we're answering pressing questions about the coronavirus pandemic. This week the topics range from outdoor exercise to ibuprofen.
From insurance claims to legal ease, AI companies look to bring some of the oldest industries into the future.
social.techcrunch.com Artificial intelligence is a powerful tool, but it’s not a magic wand. Applying the technology requires thought and dedication, especially with legacy industries like law and insurance, which are being taken on in this way by Luminance and Omnius respectively. The companies’ founders, E…
Hidden fees are everywhere and often hidden in plain sight. Industry experts share the most common fees hitting your wallet as well as ways to avoid them.
kiplinger.com Fight the annoying charges that companies extract for everything from travel to investing to home buying.
As the childcare industry continues to grow, startups clamor for parents’ wallet share while hoping to solve big concerns such as safety issues and vetting processes.
social.techcrunch.com Over the weekend, media and digital brand holding company IAC announced that it had agreed to buy Care.com, which describes itself as “the world’s largest online family care platform,” in a deal valued at about $500 million. Despite being the best-known marketplace in the United States for fi....
Federal student loans don’t have to be shrouded in mystery. Review who the different student loan servicers are, which ones are rated the best, and what it takes to switch from one to another.
millennialmoney.com Here is the complete list of the federal student loan servicers, including everything you need to know about federal loan servicing in 2020.
Coffee lovers have even more reason to love it thanks to new research that links coffee consumption to a chance of decreased risk for neurodegenerative diseases.
mindbodygreen.com We now know more about how our favorite morning beverage can help keep our bodies healthy.
Find out what India’s top startup leaders read in 2019 to stay ahead in 2020.
qz.com Life, management, AI and the wider economy.
Don’t let the “R” word scare you. Experts share a few key ways you can take control of your finances and prepare for an even uncertain financial future.
businessinsider.com Many experts predict a recession to be on the horizon. Whether or not that's the case, there are steps you can take to start preparing your money.
Want to start the new year with new fitness goals and don’t know where to start? Take a look at this Army physical fitness test to see where you stack up.
outsideonline.com The military is rethinking physical training and overhauling its classic fitness test. Think you have what it takes?
As unpredictable as ever, crypto currencies continue to face an uncertain future with trading volume continuing to fall up to 90% since 2018.
11fs.com More closures are coming soon, Libra probably isn’t launching in 2020 (at least not in its current form) and blockchain’s next sleeper hit is already here.
You’ve got a car--great! Now find out how to insure it. Learn more about how to buy car insurance, how much you need, and who to buy it from.
millennialmoney.com Buying car insurance doesn't have to be complicated. Learn how to get the best car insurance with this complete guide for 2020.
Whether you’re looking for new ways to shake up your health routine or stay ahead of the latest trends, 2020 has a little something for everyone.
outsideonline.com The experts have spoken on what we will see in the coming year
As the cash-and-carry industry spreads worldwide, India and a potential 12 million potential traders see unprecedented growth in the market.
qz.com LOTS Wholesale plans to open 12 distribution centres in three years.
New Year’s resolutions don’t have to be daunting. Find out how setting financial goals can boost both your income and savings.
businessinsider.com In 2019, I set money resolutions for the first time in my life. I wanted to save more, boost my income, and start investing.
Create more than just a sight for sore eyes with this menu of power foods for optimal eye health.
mindbodygreen.com As with many aspects of health, nutrition is key.
As technology marches on, researchers look into the effects of too much tech and how to keep it in your life without becoming overwhelmed by it.
wired.com A wave of new books offer different lessons on how to cope with an always-connected, information-deluged world.
Start the new year with actionable resolutions that can improve your financial health.
thesimpledollar.com No matter what your New Year's resolutions are, there's a financial aspect to them that can easily improve your life, one day at a time in 2020.
Hearing loss is proving to be a gateway health problem to even larger health risks and cognitive loss such as dementia.
nytimes.com Hearing loss is the largest modifiable risk factor for developing dementia, exceeding that of smoking, high blood pressure, lack of exercise and social isolation.
Day 1 is done at CES 2020, with everything from connected helmets and touchscreen projectors to AI-enabled litter boxes (cat not included).
wired.com Tech's biggest show is just getting started, and we've already gotten the chance to try some fun tech gadgets.
Higher education gives you more than just a degree. From exploring career paths to cultivating healthy habits, college yields a lot of benefits for your future.
kiplinger.com One of the biggest investments families make is the money they spend on college. Here are nine things college students should do during their school years to help ensure the best return on that investment.
With the risk of burnout always looming in our always-on society, it’s crucial to find ways to decompress and reconnect with ourselves.
outsideonline.com Work hard, play hard—that's how many of us live today. But it turns out that our supercharged lives aren’t so great for us, and fitness experts and doctors are now emphasizing restorative practices and rest to improve performance and overall health.
Love them or hate them, recent research shows just how helpful reports are when it comes to startup performance.
social.techcrunch.com “Despite a lot of publicity and social media, number of sign-ups were modest,” reads one of the last monthly reports I sent to my VCs before my startup ceased to exist. “After the initial wave, sign-ups have slowed right down to near pre-launch levels. User acquisition is our numb…
Don’t let your debt weigh you down. Find out how personal loans can help you save money as well as reduce your debt.
businessinsider.com Debt-consolidation offers are a dime a dozen, but a strategic consolidation can help you save money and simplify your finances.
Regular exercise yields more than just physical benefits as psychologist and author Kelly McGonigal explores in her new book, The Joy of Movement: How Exercise Helps Us Find Happiness, Hope, Connection, and Courage.
npr.org A new book, The Joy of Movement, offers more motivation to exercise. It's not just about getting fit or looking good: Exercise can give you courage, pleasure and better friendships.
The future is now. Flying taxi concepts lift off at CES 2020.
wired.com At CES, the helicopter maker and the global manufacturing giant unveil their concepts for flying urban mobility.
New jobs often mean new benefits. If you’ve ever wondered what supplemental life insurance is and if you need it, read on.
millennialmoney.com Supplemental Life Insurance (Supp Life) is a term you’re most likely to hear whenever you start a new job. Supp Life is not only accessible through your employer, but you can also get it on top of your regular term life insurance directly from your
Is aging inevitable? Harvard geneticist David Sinclair shares his insights on ways to outrun the aging process.
mindbodygreen.com Let's truly optimize healthy aging.
Facebook proactively adds deepfake videos to its list of banned content to try and stay ahead of their advancing technology.
wired.com The platform has a plan to deal with tomorrow’s disinformation. But what about today’s?
Do you know what co-insurance is? Find out what it is, how it works, and how it is different from a copay.
millennialmoney.com Health insurance can give you a headache, especially when you get surprised by a larger-than-expected share of the bill. Understanding coinsurance can help avoid misunderstandings -- whether you’re shopping for new coverage or simply trying to decipher your current policy. IN THIS ARTICLE: What is
Healthy meal kits continue to grow in popularity as people look for ways to eat healthy despite busy schedules. Here are some of the best-rated ones to jump start your meals in 2020.
huffpost.com From Freshly and Hello Fresh, to Daily Harvest and Sakara — we found healthy meal services with everything from easy recipes and vegan options, to...
Startup Battlefield has a winner! After two days of competition, Render was declared the champion. The startup has created a managed cloud platform with an easy-to-manage infrastructure.
social.techcrunch.com Startups participating in the Startup Battlefield have all been hand-picked to participate in our highly competitive startup competition. They all presented in front of multiple groups of VCs and tech leaders serving as judges for a chance to win $100,000 and the coveted Disrupt Cup. After hours of....
Savings accounts can cost you more money than you think. Learn the differences between low-yield accounts and high-yield savings options to find out which is best for you.
businessinsider.com Online, some high-yield savings accounts pay as much as 2% interest, with many popular banks paying over 1.5%.
A newly published study in Medicine & Science in Sports & Exercise provides new data on how runners are affected by the keto diet. Two groups were monitored over 31 days to evaluate the eating plan’s impact on runner performance.
outsideonline.com We won’t tell you what to think; we’re just here to share the latest data.
Customer loyalty brings many benefits for business growth. There are three vetted ways to increase customer satisfaction and loyalty. Implement them for continued business success.
readwrite.com A loyalty business strategy will increase your profitability and enhanced brand recognition. You'll be improving customer loyalty with three easy steps.
42% of people with jobs and who have received a raise in the past year still aren’t saving for retirement. This group isn’t just made up of millennials, either.
businessinsider.com A survey by Insider and Morning Consult found that despite getting a raise in the last year, 40% of Americans still aren't saving for retirement.
After having her child, this mom set out to get her fitness back. Here’s how she’s staying strong and healthy.
outsideonline.com Losing 100 pounds was only the beginning. Here’s how Brianna Bernard, a personal trainer, nutrition coach, and mother, stays healthy every day.
View Saturn and Jupiter photos from the Pioneer 10 and 11, which predated the Voyager mission.
wired.com Two twin probes from the 1970s sent back some of our first images from Saturn and Jupiter.
Learn how a Nobel Laureate and a tech investor can spot the next massive tech bubble. It may be time to focus on history and psychology rather than on mathematical theory.
forbes.com Robert Shiller, winner of the Nobel Prize in Economics, and Cathie Wood, CEO of an $8 billion investment firm, have big ideas on how to spot the next mega-trend—or massive bubble.
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Farmers Insurance offers more discounts than any other Insurance Company. If you would like a competitive quote for LIFE, AUTO, HOME, RENTERS,or COMMERCIAL Insurance Please Call me at (507) 331 - 9500.
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