Kristi Linscombe Mortgage Loan Consultant

Wholesale mortgage lending with diamond status rates, no lender/underwriting fees, no origination to the borrower in most cases. Call me today for any purchase financing or refinancing. Commercial or residential.

[05/26/20]   Are you planning on purchasing a house or refinancing within the next 6 months? Message me today for the best rates on the market. Specializing in First Time Homebuyers and self employed lending. Down payment assistance available.

Think your credit score will keep you renting forever? Think again! FHA loans are a great way to transition from renting to buying, and you can qualify with just a 620 FICO. Let’s explore your options today!

Think your credit score will keep you renting forever? Think again! FHA loans are a great way to transition from renting to buying, and you can qualify with just a 620 FICO. Let’s explore your options today!

Bank loan officers work typical bank hours, meaning YOUR loan is processed on THEIR time, within THEIR limits. Mortgage brokers like us thrive beyond the 9-to-5, so you can rest easy knowing your loan will be closed ASAP-often in 14 days or less. Call today to get started!

You already know rates are great – your current mortgage lender is probably sending you refinance offers every week! But what if you could save even MORE? Since we work with multiple lenders, we have access to more rates. Let us do the comparison shopping for you!

Whether your dream involves backyard chickens, woodsy acreage, or renovating cozy farmhouses, a USDA loan may be the key to making it come true. Give us a shout and we’ll let you know if you qualify for this low interest, no cash down loan!

Yes, it’s possible to put as little as 3% down and still qualify for a home loan. Call us to get started!

Customize your home loan, too! Flex Term refinancing is a great way to manage your budget and your own timeline.

Looking for a bigger house, a better neighborhood or more luxurious amenities? We offer larger conventional loans without the larger rates! Connect with us to learn more!

It’s national BBQ month, and families all over the country are breaking out their grills. Call us to learn how you can move into your new home in record time, giving you all summer to feast!

Tired of rent that keeps rising? With a fixed-rate mortgage your payment can never change. When you’re ready for monthly payments you can rely on, give us a call. We’re here to help!

No luck finding your dream home? Why not build it? With a construction loan you can have the perfect home built at the location you choose and have the loan convert to a traditional mortgage afterwards. Message us to learn more.

Who wants a mortgage from a jack-of-all-trades? We’re home loan experts focused on finding the mortgage that works for you – and closing it fast. Message us to get started!

Before you start shopping for a new home, determine how much you can afford to spend by considering your credit score, monthly income, monthly expenses and available funds for a down payment. Need some help figuring out your options? Call us today!

If you find yourself in need of extra cash each month to cover college, medical bills, or other expenses, you may want to consider refinancing your mortgage to a longer term to reduce your monthly payment. DM me to find out what a new monthly payment would look like for you.

More home buyers are realizing that independent mortgage brokers are their best choice for a home loan, which means we're growing! If you’re a loan originator looking for a new opportunity or a college grad searching for your first real job, give us a call!

Want to work with experts who will manage the home loan process? Experts who will shop different lenders, finding the best interest rates and negotiating loan terms on your behalf? As an Independent Mortgage Broker, that's exactly what we do! Give us a ring today!

Going through a divorce? If you’ve got mortgage questions, we’ve got answers. Don’t go through the process alone, we're here for you!

Interest rates are variable, and there is a very good chance they may be on the rise. So if you are worried about your interest rates – and your monthly payment – increasing, it may be a good time to lock in today’s great rate. Let's talk!

Reduce your energy & maintenance costs by planting deciduous trees on the western and eastern side of your house. Their shade will cool your home during the hot summer while allowing sunlight to heat up your home in the winter. Plus, mature trees can increase your property value!

You can get a better rate without extending your mortgage length with our special programs! Message us and we will help you modify your loan to fit your budget

Are you ready to make the move into a home of your own? Call us today and let's discuss your loan options!

Thinking about refinancing for a lower rate or term? Cash out or debt consolidation? 👍🏻👌🏻

What's the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today.

Did you know using dishwashers and clothes washers/dryers at night can reduce your energy bill? Utility companies generally charge higher rates during peak hours. Plus, running appliances at night keeps your house cooler AND reduces strain on the power grid. It's a win win win.

Did you know that we have HUNDREDS of mortgage options to shop from – all to help you get the very best loan for your needs and situation? It's like we're your own personal mortgage shopper with all the inside knowledge and deals! Message us to learn more.

Manage your own budget and set your own timeline by refinancing with Flex Term!

Our fast and simple loan process offers you a low wholesale rate, plus fewer closing costs paid out-of-pocket! Get into your new home in record time. Call us today!

1) Check your credit, 2) Pay down debt, 3) Avoid big purchases, 4) Make a budget, 5) Call us. We'll help you understand all your loan options and give you tips and advice to get ready for this exciting milestone!

Tired of being cooped up and penned in? Talk to us about how you can switch from renter to buyer to get the backyard you and your fur baby always wanted!

What are you waiting for? The time to refinance is now!!!

Attention Real Estate Agents: Partner with us to get your clients into their new home sooner and with less hassle. We offer exceptional service, online-only home loan applications, virtual closing, and faster CTCs – often in 15 days or less!

[03/21/20]   Think you might need to consolidate some debt or need some extra cash? Message me now to discuss refinancing.

Turn those wedding bells into door bells! We could get you into your home in as little as 15 days. Call us today!

Looking for a mortgage with low down payment options? Don't want to be stuck with paying monthly mortgage insurance? Give me a ring and we'll shop all available loan options for you!

Mortgage Loan Consultant

I am your go to loan consultant for any mortgage loans. Residential or Commercial. Serving all of Texas I offer a broad range of different types of loans to fit everyone’s needs with wholesale diamond status (very low) rates & no lender fees.

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1445 N Loop West Suite 105
Friendswood, TX
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