Kensley Dougan Financial Advice

Welcome to my interactive financial services page. This is here to inform my followers about workshops/seminars, financial news, and events.

I AM a BLACK MAN ... I build and repair .. I don’t tear down other Men .. .I HAVE FELT the pain of being torn down and I have decided I will be deliberate about building others! IF I didn’t tag you , please don’t be offended. I tried to pick people I thought would do this challenge !!! All too often, we men find it easier to criticize each other, instead of building each other up . WIth all the negativity going around let’s do something positive!!!🌟
Upload 1 picture of Yourself ... Only You .. THEN tag as many brothers to do the same .( FB ONLY ALLOWS 50.)
Let’s build ourselves up , instead of tearing ourselves down .
CHALLENGE accepted
If I tagged you , don’t disappoint me !!


@dani_lamyse @harkvineyards does it again! Great bottle to bring in your bday. Jake Bushing this bottle is amazing.

To the end and beyond! Happy Birthday @dani_lamyse I love you so much 🥰

Happy Birthday to my Luvbug!

: Farm to table #growyourown

Council Post: Cash Value Life Insurance Provides A Safe Harbor In Today's Economic Storm

I have been telling my clients for years that whole life is one of the best financial vehicles out there to purchase. When equity markets are up and the economy is running smoothly, it’s sometimes easy to overlook the value of the downside protection you get from using life insurance as an investment.

Happy Mother’s to my beautiful wife. I don’t know where I will be without you. Love you babe @dani_lamyse

Nomis Group International

Financial Expert Talks: YOUR MONEY vs COVID-19

What are you waiting for?

Despite Insurance Industry Concerns, More States Introduce COVID-19 BI Bills New Jersey was the first state to propose a bill that would mandate insurers cover COVID-19-related losses under their business interruption policies, and

List of Services:

I will be bitting her cheeks as long as I am here! #dadgirl #lovebeingadaddy

Here is a short story about optimism and long-term thinking. Sometimes it is good to be reminded of it these days....

Look at the chart below. It illustrates how much the economy has grown in the last 170 years:

Here are some of the FACTS that happened....

- 1.3 million Americans died while fighting nine major wars.
- Four U.S. presidents were assassinated.
- 675,000 Americans died in a single year from a flu pandemic.
- 30 separate natural disasters killed at least 400 Americans each.
- 33 recessions lasted a cumulative 48 years.
- The stock market fell more than 10% from a recent high at least 103 times.
- Stocks lost a third of their value at least 13 times.
- Annual inflation exceeded 7% in 20 separate years.
- The words "economic pessimism" appeared in newspapers at least 29,000 times, according to Google.
- And yet our standard of living increased 21-fold.

As the world feels like it's falling apart, take a moment to remind yourself that being optimistic about the long run and accepting of chaos in the short run is not contradictory. It's history.

As an advisor my job is to assure clients that things are going to be okay, this is a part of history, and this is the exact reason why they have a financial plan.

Call me if you would like to hear what other clients are doing during these difficult times!

#TheTheoGroup #TTG

[03/16/20]   Can I trade during a market-wide halt?

-You can place new orders during a halt, but they will not be processed until the halt is over and the market reopens. Please note that market orders held or placed during a halt may fill at a very different price once trading resumes.

-Level 1: The S&P 500 drops 7% from its closing price the previous day, triggering a 15-minute trading halt.

-Level 2: The S&P 500 drops 13% from its closing price the previous day, triggering another 15-minute trading halt.

-Level 3: The S&P 500 drops 20% from its closing price the previous day, and trading is suspended for the remainder of the day.

Clear Rear

This will solve the tp shortage! Also, a shower after you poop, works the best! Your welcome.

"Dear Clear Rear, thanks for saving my bum from irritating wiping" ~ A 46 year pooper 💩

That's an experienced pooper talking, years of experience under his bum.. 👴

He spent his entire life using toilet paper to smear his butt with bacteria 🤢

He says "I can't believe I spent my entire life without one of these on my toilet"

And he's not alone, 9,377 Americans are transforming the way they use the bathroom with Clear Rear 🇺🇸

In under 15 minutes you can turn your basic bathroom into a luxurious spa retreat.. 🛀

Just attach Clear Rear™, do your business then feel the relaxing cleanse you have been missing. 💦

Just remember, don't spend all day in there. 🌴

You have to come back to the real world sometime.. 😭

Watch Your Downside: The Evolving Impact of Coronavirus

Make sure you are preparing yourself...
#TTG #TheTheoGroup Investors who previously took the epidemic in stride are coming to grips with concerns about its impact on global economic growth.

You see those angles shinning on me in the back #bless #cartegena #ttg @thetheogroup

Timeline Photos

These views don’t have nothing on you @dani_lamyse #lap3

Who said sky was the limit? I touched it! What’s next?🧐🤔

I am not for global warming at all! But when its 50+ in Feb and I can rock a hoodie while smoking a @fratellocigars I can can complain. @ Loudoun County, Virginia

Another project ✅ can you say sho▪️shu▪️gi▪️bon. Her idea/vision I bring it to life @northbrook_lane @dani_lamyse


Sweet and Spiced Iced Coffee

I normally drink my coffee black, but I think this will be in rotation this week.
#TTG #TheTheoGroup Slightly sweet, slightly spiced—this is the only flavor you need for your coffee.

It just got real! New club but still balling! Great game today. 1 goal and 1 assist.

Why to Buy and Sell a Home in the Winter

Many people wait until warmer months to come around to get the ball rolling on house hunting and staging. This means you are going to have a lot of competition. If you can tough out the cold, you may find yourself putting up less of a fight for the home of your dreams.
#TTG #TheTheoGroup Learn about the benefits of buying and selling a home in the winter!

Creamed Spinach with Roasted Mushrooms

I am making this tonight! Even though Danielle Dougan doesn't like grown up food These creamy veggies are the perfect holiday table side dish.

Episode #130: What is Your Lifetime Protected Income Number?

Click here to watch 'Episode #130: What is Your Lifetime Protected Income Number?'

Let me know what you think!

#TTG #TheTheoGroup In this episode of Money Script Monday, Michael explains a retirement strategy that shields assets from stock market volatility and provides a lifetime stream of income.

How One Former Wall Street Investment Advisor Is Disrupting The Finance Industry With Her New Platform

Talk about doing big things! So excited to be a part of this #thetheogroup #ttg Dana L. Wilson This article contains an interview with former Wall Street investment advisor, Dana L. Wilson, about her new platform aimed at creating more diversity and inclusion in finance.

5 steps to setting your 2020 financial goals

Think about your (financial) future. Do you want to buy a home with a yard for your dog? Be free of student loan debt? Put the brakes on your credit card swiping habit?

Take 4-5 mins to find out how.....

#TTG #TheTheoGroup

Creamy Shrimp Tagliatelle

Yum! Quick and Easy + Delicious = Happy tummy :) with Heirloom Tomatoes, Garlic, and Chili Pronto! Pronto! You can make this recipe with the lightning speed of an Italian race car. Thanks to fresh tagliatelle, which cooks faster than the dried ki…

Too many times I have the life insurance conversation and most people think they have the proper amount of coverage. Until I break it down to them. There are many things you most factor in when it comes to the legacy you are trying to leave behind. The most important thing is the income stream you would like to provide if you are no longer with us. Take a look at the chart, set an appointment ( so we can discuss the proper amount that YOU will like to leave behind to your husband, wife, kids, and/or family. #TTG #TheTheoGroup

The Best Wings for Game Day

I am not sure if it is me, but you MUSt have wings while watching football with friends. Here is a great recipe to ensure ALL of the wings get eaten!
#TTG #TheTheoGroup A pair of wings you NEED to be serving for the big game!

Rebranding ALERT!!!!

To make things more streamline. This page is no longer going to be called "Kensley Dougan Financial Advise". We are changing it to The Theo Group. We offer the same lines of service, we just want to put everything one page.

Thank you for understanding.

The Theo Group: What Do We Do for Our Clients…

We are the professionals that you call to tackle your objectives, hurdle over your concerns, and help guide you to your goals.


· Financial Organization

· Disability Insurance

· Life Insurance

· Long-Term Care Planning

· College Planning Strategies

· Retirement Planning Strategies

· Estate Planning

· Employee Benefit Review

· Medicare Supplements

Business Planning:

· Financial Organization

· Key Person Insurance

· Buy-Sell Agreements

· Business Overhead Insurance

· Business Exist Planning

· Executive Compensation

· Health Insurance

· Group Benefits

· Golden Handcuff Insurance

Professional Affiliations:

· Property and Casualty Insurance

· Mortgage Lenders

· Debt Reduction

· Tax Planning (CPA’s/EA’s)

· Legal Planning

· Accounting Services

· Professional Employer Organizations

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13800 Coppermine Rd
Gainesville, VA

Opening Hours

Monday 09:00 - 18:30
Tuesday 09:00 - 18:30
Wednesday 09:00 - 18:30
Thursday 09:00 - 18:30
Friday 09:00 - 18:30
Sunday 09:00 - 18:30
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