As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. 4435 Waterfront Drive, Suite 400 Glen Allen, VA 23060
Protecting the people you love can be easy when you start here.
Four ways that life insurance protects the people ... The ones who make you smile, the ones who support you—and the ones whose future you want to protect.
Weather any economy with these smart tips.
6 Tips for surviving a volatile economy A good way to survive a challenging and unpredictable economy is smart money management. Here are some suggestions
Thinking about converting your term life policy? Be sure to watch this video and see how this timely decision saved a family's farm.
Keeping a Farm in the Family As a third-generation dairy farmer, Paul Krzewinaâ€™s priority was keeping his 585-acre farm in the family. But doing that meant modernizing, and Paul needed to take out a mortgage to build new barns and buy additional cows. He was concerned, though, that the mortgage would be a burden to his wife, ...
Life insurance was there for them in life…and in death. See how an early payout (accelerated benefits) helped a terminally ill wife and her disabled husband.
Amid Grief, Many Silver Linings While helping to build the Los Angeles subway system, Frank Ames was hit by a truck and injured so severely that he was no longer able to work at his construction job. Complications from the injury impacted his life in many ways. Even something seemingly as simple as buying life insurance became ver...
If you have a family and a business, this video shows why life insurance is an invaluable way to protect them both.
Keeping a Family and a Business Afloat Brigette Hunter was just 27, and a new mother, when she was widowed. Her husband, Matt, was killed in a car accident. To compound her pain, she had to borrow money from her parents to pay for Mattâ€™s funeral, as he had no life insurance. Just six months later, friends introduced Brigette to Anthony...
If you think you can't afford to keep life insurance coverage, this video shows why you can't afford to NOT have it.
Keeping a Dream in Place Kelly and Ron Franco met while working at a local grocery store, and over time a romance blossomed. Soon after they were married, they sat down with insurance agent Steve Edmondson. He helped them put their long-term dreams into motion by setting up a plan that included permanent life insurance, whi...
Who’s always your number one seed, no matter what their record? #KeepGoodGoing
Keep Good Going: My All-Star Daughter My daughter tried dance, soccer, cheerleading. But then she found her passion -- throwing strikes. I've always loved baseball, so I was ecstatic when she sai...
Totally agree with number 10 on this list. The sooner the better I say.
20 things you should know about saving money in yo... Here are 20 things you should know about saving money in your 20s to help you establish a strong foundation for financial success now and decades to follow.
"Meanwhile, back at the ranch..." See how life insurance kept this family's dream alive during the worst of circumstances.
A Dream Lives On Scott Young liked to dream big. Although he came from humble beginnings, through hard work he turned a one-man enterprise into the largest heating and air conditioning business in the county. That allowed Scott and his wife, Cathy, to fulfill another dreamâ€”to build a home in the country and work i...
How can you swim confidently in a sea of student loan debt?
Paying off student loans without sacrificing your ... College still offers economic advantagesand you don’t have to drown in your student...
The average Millennial, age 21 to 36, has 52% of their savings in cash, a far higher percentage than any other age group. While it’s okay to be cautious, there may be better, more productive ways to protect your wealth. Let’s talk.
11 Facts about the Millennial Generation Millennials, those born between 1982 and 2003, are "a cohort whose dominating presence will make its behaviors the major motif of American life in the next decade," write the authors of a new paper, "How Millennials Could Upend Wall Street and Corporate America." Morley Winograd and Michael Hais present new findings about how members of the Millennial generation view banking, finance and corporate America. Here is a sample of some of their key facts about this generation.
How do you boost your happiness factor?
10 Things You Can Do Today to Be Happy Feeling good about yourself and others is not out of reach. Drop the negativity and start taking steps to feeling happy today....
Some of these are so important, I think they should be taught in school.
21 Things That Young Adults Absolutely Need to Know About Money While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.
If you're considering graduate school, you really need to understand how your loans may impact your long term finances. Take a look:
Should You Take Out Loans To Pay For Living Expenses In Graduate School? How you manage your living expenses during grad school will make a big difference in how much student debt you need to repay.
In your 30s? Here are some good actionable items to work on now.
10 changes to make in your 30s that will set you up for lifelong success Stop comparing yourself to others.
Well begun is half done: Your 20s is the best time to start retirement planning.
6 Retirement Tips for Millennials Saving a small amount in your 20s can grow to an impressive sum by age 65.
From that first look, your world revolves around your children. All the support you give them helps guide them in finding their happiness in this world. At New York Life, everything we do is to help you Keep Good Going.
Keep Good Going: Look One look can change the way you see the world.
[04/23/16] If you could be a certain age forever, what age would it be?
I was going to post this yesterday but I put it off.
15 Tricks To Overcome Procrastination
Procrastination costs us time and takes up vital energy, yet it's something most of us do.
If you’re avoiding, delaying, or sidestepping something, you can use these tips to combat procrastination and boost your productivity.
You may never think it will happen to you, but this video shows how quickly life can change...and how important life insurance can be.
Still Watching Over Them It was close to 11 p.m. the December night when boxer Oscar de la Hoya lost his fight to Manny Pacquiao. The Virgens were saying goodbye to their extended family after watching the match together. Still basking in the glow of family and good food, they headed off to their Port Hueneme, Calif., house. On the way, their pickup truck was slammed by a hit-and-run driver. The car rolled over, pinning Nicolas and wife Teresa inside. Son Gabriel and daughter Mayra managed to crawl out and were only slightly injured. When rescue workers arrived, Teresa was already dead. Nicolas had three broken vertebrae and multiple fractures in his arms. â€œIn one second your life changes,â€� Nicolas says. After their injuries were tended to, the Virgens started picking up the pieces. Thankfully Teresa had life insurance to help them do it. Initially the couple wasnâ€™t convinced that Teresa needed a policy of her own since she did not work outside the home. As a building contractor...
[04/21/16] April is Financial Literacy Month. If you’d like me to speak to your employees, or to a club or organization you belong to, just let me know.
[04/20/16] "Seeing is believing, but sometimes the most real things in the world are the things we can't see." ~The Polar Express
[04/18/16] Never underestimate what you have to offer. How have you surprised yourself by doing something you never thought you could? #KeepGoodGoing
Want to make next year's taxes less taxing? Check out these time and money saving tips.
Now is the best time to start planning for next year's taxes There's no better time to think about this year's taxes than when completing last year's returns.
Does owning life insurance have tax advantages?
Concerned about the tax impact? How different variables can affect tax liability when owning life insurance.
I only have four competitors: death, disability, illness, and old age.
My job is to see my clients before my competitors do.
There are some really good options here. Let me know if you would like to me to review them with you.
6 Smart Things to Do With Your Bonus You've got a little extra money on hand, but don't burn it on stuff. Instead, spend that windfall to build a better future for you and your family.
Early saving just makes cents. See why.
Gen Y: Math of Early Saving Gen Yers should start saving for retirement early.
Calculate: When will you be able to pay back your student loans?
Student Loans Calculator When you borrow money for college you might not be thinking about your ability to repay the loan once you graduate. Outstanding student loan balances may...
Is a computer now considered a qualified education expense? This article has the answers.
Find Out What Recent Changes to 529 College Savings Plans Mean Buying a computer for college in 2016? You can use college savings.
[04/08/16] Did you know that the money you save in a cash value life insurance policy doesn’t factor into your financial aid package for college?
See how life insurance helped one man make the transition from loving spouse to single parent.
His Guardian Angel When John Butcher needed a liver transplant, his wife, Kara, was always by his side. In addition to caring for him, Kara worked at the Amarillo Country Club, which kept the family afloat. About a year after the transplant, life was looking up again. John made a full recovery and was back at work. Kara still worked at the country club and 6-year-old Tre was pursuing his interest in acting. Johnâ€™s friends and family immediately swarmed him with support. One evening as she was preparing dinner, Kara, 37, collapsed in the kitchen due to an undiagnosed heart condition called cardiac tamponade. She died almost instantly. Johnâ€™s friends and family immediately swarmed him with support. He needed it. â€œThe day after Kara died, I went to dress Tre, but realized I had no idea where any of his clothes were,â€� he recalls. â€œKara took care of all of that.â€� Among the condolence calls John received was one from Helen Rodriguez-Burton, his insurance agent. A year earlier, Helen had met Kara at a...
How will taxes affect your retirement? Thoughts on timing, tax-deferred growth, and tax efficiency.
Tax considerations in retirement. Overview of the tax ramifications of retirement. It's important to consider retirement strategies that offer tax deferral or tax efficiency.
You can't afford to not have insurance. TheStreet offers smart & simple ways to help pay for it.
8 Simple Ways To Pay For Your Life Insurance If you think there’s not enough room in your budget for a life insurance policy, here are eight cuts you can make to fund what really matters.
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Agent licensed to sell insurance through New York Life
(804) 320-2886 - Virginia (301) 320-5800 - Maryland/DC theandrewagency.com Business & Personal Insurance Solutions
Financial Services Professional offering securities products and services through NYLIFE Securities LLC.
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I am an Agent licensed to sell insurance through New York Life Insurance Company.
Evenings and weekends by appointment. Follow me on twitter @SFAgentNicoleFrost
We specialize in Auto, Home, Life, Health, and Business insurances. Personal and Business Taxes. Payroll for small business needs.
I am licensed to sell Auto, Home and Life insurance in VA. Please contact me for any of your personal insurance needs!
Agent licensed to sell insurance through New York Life Insurance Company.