Commonwealth Insurers

We Insure Your Equine Investments!

Outbreaks | Equine Disease Communication Center Updates on current disease outbreaks are listed here as they occur and will include the date listed, disease name, location and current status. Specific premises will not be named but the general location by town, county and state will be listed. When locations, events or horses are at risk they wil...

All the time


Study Finds Horses Very Reactive To Human Facial Expressions - Horse Racing News | Paulick Report It's long been known that horse's react to human emotions, but a new study shows just how in-tune equines are to their human counterparts. To test their emotional aptitude, Dr. Léa Lansade, of the French Horse and Riding Institute and the National Institute for Agricultural Research, and graduate s...

Virginia Tech Helmet Lab wants to help protect equestrians

Finally a way to compare brands The lab has launched a crowdfunding campaign to raise money to evaluate equestrian helmets, which protect athletes in what can be a surprisingly risky sport.

Wrongful Death Ruling Empowers Farriers

Should the farriers have to catch the horse? Or should it be in stall with a halter as a minimum. On a fall Southern California day in 2009, Pat Barrett set out to do what he had done thousands of times over more than 45 years — trim horses' hooves.

20 (More) Reasons to Wear a Helmet | Horses and People

Great reasoning for those that question. Protect your investment! Horse riding is dangerous. I’m not going to go into the statistics on horse-related injury and fatality because they are far from straightforward. Do you calculate injury rates per ride, per hour spent in the saddle or per jump attempt? Suffice to say that all accidents range from annoying toRead ...

What Separates Mentally Strong Riders from the Rest of the Pack: Ten Habits You Should Adopt Now

Great article. So worth reading and considering.... Ever wonder what mentally strong riders do that’s different from the rest of us? These athletes will work on the small yet significant habits that on the surface, enable constant improvement, but actually also make the ride so much more enjoyable. Want in? Of course you do! So, what separates the ...

USEF Board Of Directors Prohibit The Use Of Medroxyprogesterone Acetate

⚠️Depo ban going in to effect Dec 1 at USEF sanctioned competitions⚠️ The United States Equestrian Federation Board of Directors has voted to prohibit the use of medroxyprogesterone acetate in horses competing in USEF-licensed competitions effective Dec. 1. In early 2017, USEF convened a panel of industry experts to...

Big Changes at Barn 4

Great article from the Thoroughbred Daily News about changes to this program in our local community The State Farm Work Center in Goochland County, Virginia, is located in the middle of beautiful hunt country and surrounded by a very tight community of successful horse people. When the Thoroughbred Retirement Foundation (TRF) established the Second Chances program, commonly referred to as Barn 4,....

[10/09/19]   Wishing all of our friends and clients that are showing at the All American Quarter Horse Congress a huge GOOD LUCK from us here at Commonwealth Insurers! 🍀

What a great article

We see a lot of information on trailer loading but judging by how the parents were pulling in to the parking lot for a 4H clinic I was teaching, I got to wondering if there shouldn’t be a discussion on how to haul? The dust was flying, trailers were rattling and you could hear horses scrambling as they pulled up. Clearly, this called for drastic measures!

Despite reading and being told, there’s nothing like “learning to do by doing” – and pulling a trailer is no exception.

Before getting underway, I suggested they all tie their horses someplace safe before climbing in my trailer for a free ride. The arena was on a quiet country road and the locale made it possible for us to have a short, albeit illegal, journey. I asked the parents to stand in the slant haul without hanging on, just bracing themselves to take whatever came their way. Easy, right?

When we pulled back into the yard, they were horrified! First, the trailer, while a good make and recent model, was dusty on the gravel when the windows were open; it was also surprisingly noisy. They could hardly talk amongst each other, let alone think. When I accelerated, they were thrown backwards. Braking had them hitting the front dividers. Then, I purposefully braked while negotiating a curve. Chaos – and all the while, I’d not exceeded 50 kilometres (or 30 miles) per hour!

Back at the arena, I had the parents climb into one of their own stock trailers. This was worse, because it was windy, rattly and a bit rank, as it hadn’t been cleaned out in eons. The fumes of the built up manure gave them watery eyes. In the roomy stock trailer, whenever they lost their balance, they staggered in a pile on top of themselves. Clearly, there was more to this hauling than they’d bargained on.

We agreed the miracle is that so many horses load willingly when their owners have so little regard for what hauling entails.

So, where to begin? First, make sure the tail isn’t wagging the dog. Being able to accelerate with a full load doesn’t mean that your truck will be able to stop! Reckoning the weight of the trailer must also include the maximum number of horses, along with all that you’ve got in your tack room.

Do you know where to put your horses for the safest hauling? When asked, few drivers seem aware that the load goes at the front of the trailer, not balanced over the axles or behind them. By putting the weight on the towing vehicle, it greatly reduces a trailer's tendency to fish-tail, even in high winds. The lighter horses will be loaded after the heavier ones to stabilize the load.

With so many highways allowing speeds in excess of 110 kilometres (about 70 miles) per hour, you'll need to keep a lot of room in front to stay out of trouble. Are your mirrors adequate to see around your vehicle with a minimum of blind spots? Do you even know where your blind spots are? Have you adjusted your trailer brakes to help stop your load?

Do you perform a visual inspection of running lights, brake lights, turning signals and emergency flashers before you hit the highway? Have you made sure your trailer is towing level from front to back? When was your trailer last booked in for maintenance of the wiring, floorboards, tire wear and bearings?

Do you clean out your trailer after every single haul?

Now, practice pulling the unit with a handful of change thrown on the truck dash. You should be able to accelerate, turn and slow down to a stop without the coins sliding around. Deceleration is made smoother with the truck engine helping to brake the load, either with the transmission set to tow/haul, or by manually shifting (yes, even an automatic) down to reduce the forward momentum. This takes practice and knowing your vehicle.

Slow down before and not during turns; wait until your trailer has made the turn before smoothly speeding up. If your horses are scrambling, if you feel them moving around back there, you’re being too abrupt. Letting the greater pressure off the brake pedal a snick after you’ve stopped will absorb much of the force of stopping.

Learn how to back your trailer!

When I was a teenager, so keen to haul myself to shows, my father forbade me to go on my own until I could prove that I could handle it. This meant being able to back into any place that I could pull into (and yes, you can back into a lot of places you can’t make a forward turn). It always surprises me, the number of people hauling to weekend shows who need help parking their trailers.

Looking back, I’ve never had a horse that was hard to load. I’ve bought a few that came that way but with love and rules, along with good riding, they very quickly got better. I like to think that keeping my trailer clean and my driving mindful have had a lot to do with this.

Here’s to a long, safe summer for all of us... with only nice, smooth trips!


For more posts, fellowship and good information, why not follow our Keystone Equine page? @livingwellridingbetter

Budget-Friendly Fall Activities for the Whole Family

Happy First Day of Fall! Here are a few ideas for fun, affordable fall activities the whole family can enjoy. Autumn is the perfect time to take advantage of all the budget-friendly fall activities! How many of these activities are on your fall bucket list?

Ann Haller’s 9 Guidelines for A Happy Life with Horses - Eventing Nation - Three-Day Eventing News, Results, Videos, and Commentary Our sport lost a an irreplaceable treasure last month with the passing of Ann Haller. Ann’s enchanting personality and contagious high spirits made her a favorite on the eventing scene, from World Championships to local pony

Prepare for emergencies

Do you know the risks of a disaster impacting your business? Know what to do before a disaster strikes… and after! Smart planning can help you keep your business running if disaster strikes. You’ll want to take the right steps to prevent and prepare for disaster, and know where to get aid if disaster strikes.

Congratulations to Jess Banks and her Astroboy on an amazing weekend at the Thoroughbred Inceptive Program (TIP) Championships in Lexington, KY. Proud to support this pair!

Non-profit in Ashland offers therapeutic horseback riding for cancer patients, survivors

We love our therapeutics! In Ashland, there’s a new type of “therapy” being used to help cancer patients and survivors, and no medication or chemo is involved.

So important..

Renters insurance can cover the costs of damage to the property caused by the resident. For this reason, requiring renters insurance is in every property manager’s best interest.

Horses Can Actually Understand Your Emotions, A New Study Says

“What we've found is that horses can not only read human facial expressions, but they can also remember a person's previous emotional state when they meet them later that day — and, crucially, that they adapt their behavior accordingly." If you have ever owned or spent a lot of time riding with one particular horse, chances are good that you've felt some sort of special connection with them — and wondered if horses even like humans. Maybe you've felt like they were actually your…

Hurricane and Windstorm Readiness - Millers Mutual Insurance

Important info, getting to that season. The Spring and Summer can bring hurricanes, tornadoes and violent storms of varying degree. Protecting your residents and properties by being prepared, is a top priority.

Equifax Might Owe You for Its Massive Data Breach. Here's How to File a Claim An enormous 2017 data breach revealed the private information of millions of people

Check out these pain relieving services.....

Check out our updated services and info!!

House Fans Aren't Safe for Your Barn, and Here's Why Did you know that your fan may pose a serious fire hazard in your barn? Here's what you need to know about choosing a safe fan.

Track living: the alternative horsey set-up - Horse & Hound

This is definitely an interesting concept! What are your thoughts on this kind of set up??
⬇️ Drop us a comment below! ⬇️ Rachel Fraser discovers the benefits of keeping horses on tracks and how to make changes to your set-up without breaking the bank

Most Common Mistakes When Building An Outdoor Equestrian Arena - Martin Collins USA

Always dreamed of having a ring of your own? This article goes into the do’s and don’ts of arena building! What advice would you give someone who was building an arena from scratch? There are many common mistakes which can be easily avoided when building an equestrian arena. Leading equestrian surface providers, Martin Collins set out the major pitfalls that can arise when either building or getting an arena built, and how to avoid them.

Rider loses toe after leading horses in flip-flops - Horse & Hound ‘The one bright side is that I should get a 10% discount on pedicures from now on!’

Grass clippings in road can be deadly for motorcyclists

Please be mindful when you’re doing lawn work by the road! And to all of our friends and clients who ride motorcycles, beware! The Concerned Bikers Association of Gaston County is working to get the law changed about grass left in roads.

Useful blip of info on tendons from Woodside!

Fox Hollow Stable

Many people are unaware of this

Who is riding early?

Morning motivation

Loudoun Therapeutic Riding

💚 Today is PTSD Awareness Day 💚

PTSD stands for Post-Traumatic Stress Disorder and occurs when someone witnesses or experiences a traumatic event. It is known as the "invisible scar of war" in military veterans, but can occur to anybody.

Horses are very honest creatures and have the ability to mirror and sense the emotions of the people they partner with. Because of this, trusting and open relationships can be formed between horse and human creating a sense of peace.

Help spread awareness by sharing this post below. 🙏

Visit: to learn how LTR can change the life of someone suffering from PTSD. 🐴


PATH International Equine Services for Heroes

Watch Why They Won: A 19-Year-Old Emerges Victorious At Hickstead

Wow! What a ride! At just 19, Irish rider Michael Pender won the Al Shira’aa Derby at Hickstead (England) on June 23, becoming the youngest ever winner in the 59-year history of this famous showjumping class. Marion Mould (1967 winner) and Michael Whitaker (1980)...

🐎Powhatan farm helps veterans heal with ‘courage, confidence and hope’

Lonesome Dove Meet the volunteers helping veterans gallop toward a more normal life while carrying on the mission of a Powhatan man.

Six Types of Sleep Deprivation in Horses – The Horse

Six Types of Sleep Deprivation In Horses Learn more about equine sleep patterns and six different types of sleep deprivation in horses.

Awaiting one of my favorite equine underwriters and claims manager.

Not our photo, but we can relate! 😂 #horsegirlproblems

Girl power

There are over 1.2 million women working America’s lands - that is more than a third of our nation’s farmers. Together, these women are generating $148 billion in annual agricultural sales! #WomenInAg

VIDEO: A humorous way to tell the difference between farmers and ranchers | AGDAILY

Fun informative watch if you have 2 minutes. Farmer or rancher? Baxter Black, the American cowboy poet and philosopher, tells us the “distinction” between farmers and ranchers, and all of the exceptions, which are too many to count. His take on this is comedy gold!

‘Tis the season of summer camps and we’ve got you covered! 🌞 Bridle your risk! Contact us to get your Commercial Equine Liability insurance quote today.
Debby: 804-241-4887
Meghan: 804-814-7374

PTSD plummets for veterans who try horseback riding

A new study found that PTSD was reduced for veterans who try horseback riding!
We are so grateful to be able to support organizations that help those who served our country 🙂 A new study found that PTSD scores dropped 87 percent after just six weeks of therapeutic horsemanship sessions.

Covered Wagon Ranch

Running into the long weekend like...

Yes, Your Overweight Horse is at Risk for Laminitis – The Horse

Yes, your overweight horse is at risk for laminitis. The good news is that many of the laminitis risk factors researchers identified can be detected early and modified.

Want your business to be the top-listed Finance Company in Glen Allen?

Click here to claim your Sponsored Listing.




Glen Allen, VA

General information

We specialize in your equine insurance needs. A few of the coverages I'd love to discuss with you: -Equine Mortality and Major Medical -Stable Liability -Care Custody and Control Liability -Show and Event Coverage -Farm Operations and Buildings -Riding Club Liability -Trainers and Instructors Liability -Auto Coverage for the Horse/Farm Vehicles -Horseman's Health Insurance -Vineyard, Cattle and Hay Operations -Workers Compensation

Opening Hours

Monday 08:30 - 18:00
Tuesday 08:30 - 18:00
Wednesday 08:30 - 18:00
Thursday 08:30 - 18:00
Friday 08:30 - 18:00
Saturday 09:00 - 15:00
Other Insurance Brokers in Glen Allen (show all)
4510 Cox Rd, Ste 102
Glen Allen, 23060

401k Rollovers, Financial Planning, Investments, Insurance. $200k minimum, will refer below. Fee tiers based on money invested, average below 1%.

Rodney James: Insurance Agent Rodney James: Insurance Agent
4201 Dominion Blvd, Ste 215
Glen Allen, 23060

Jonathan Hunter, Liberty Mutual Insurance Agent Jonathan Hunter, Liberty Mutual Insurance Agent
301 Concourse Blvd., Ste 200
Glen Allen, 23059

Angela Atkinson, Liberty Mutual Insurance Agent Angela Atkinson, Liberty Mutual Insurance Agent
301 Concourse Blvd., Ste 200
Glen Allen, 23059

James Schreiber, Financial Advisor, MassMutual James Schreiber, Financial Advisor, MassMutual
100 East Shore Drive Suite 300
Glen Allen, 23059

Marques Ruffin, Licensed Agent with New York Life Marques Ruffin, Licensed Agent with New York Life
4435 Waterfront Dr
Glen Allen, 23060

Agent Licensed to sell insurance through New York Life Insurance Company.

B & P Benefits Solutions, LLC B & P Benefits Solutions, LLC
4900 Cox Rd, Ste 170
Glen Allen, 23060

B&P Benefits Solutions is a multi-line insurance agency with an integrated systems approach to Employee Benefits, Insurance, Payroll, and Human Resources Consulting.

New York Life Richmond Office New York Life Richmond Office
4435 Waterfront Drive Ste 400
Glen Allen, 23060

We provide quality financial strategies, and offer insurance and financial products, and funding for employee benefits to businesses and individuals.

Linda Poole, Financial Services Professional with Nylife Securities LLC Linda Poole, Financial Services Professional with Nylife Securities LLC
4435 Waterfront Drive, Suite 400
Glen Allen, 23060

Financial Services Professional offering securities products and services through NYLIFE Securities LLC.

Capital Insurance Agency Capital Insurance Agency
3902 Springfield Rd
Glen Allen, 23060

Capital Insurance Agency is making life more affordable. We offer competitive rates in personal, commercial, life and health insurance!

Your Benefits Partner, LLC Your Benefits Partner, LLC
11551 Nuckols Rd
Glen Allen, 23059

Small business employee benefit plans and ACA (healthcare reform) compliance support.

MassMutual Greater Richmond MassMutual Greater Richmond
100 Eastshore Drive, Suite 300
Glen Allen, 23059

We help people secure their future and protect the ones they love.