Agent licensed to sell insurance through New York Life Insurance Company.
As licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions.
Are you getting ready to say "I do" a little later in life?
Merging lives and money. Financial tips for couples marrying later in life.
Learn why pre-retirees are taking a new approach to retirement planning.
Redefining retirement Income annuities gain popularity among retirees and pre-retirees looking for...
[07/15/16] "Here's how I'm going to beat you. I'm going to outwork you. That's it. That's all there is to it. ~Pat Summitt
When it comes to your 401(k), it pays to know your options:
What are my 401(k) options? Summary of taxable and nontaxable consequences of taking 401(k) distributions.
Put your money where your mouth is: 10 easy ways to save on groceries.
Save $100s Next Month With These 10 Grocery Shoppi... Slow your spendthrift ways with this grocery budget challenge — it will keep both your pantry and your wallet well-stocked!
Saving for college? Check out these tips from some experts.
5 Experts Share Favorite College Savings Tips Even if you can only set aside a little at a time, steady saving is key, experts say.
Be sure to share this article with anyone who is struggling to care for aging parents and young children.
6 Money Strategies for the Sandwich Generation When you're caught between the financial pressures of parents and children, you have to plan ahead.
Do you have what it takes to be financially successful? Here's how to find out.
12 Things Financially Successful People Do Differe... What's your definition of financial success? Consider these 12 things you can bet financially successful people are doing differently than the average Joe.
They say things change when you hit 30. Here are some changes you might want to consider.
7 things everyone should start doing in their 30s In your 30s, it's time to start laughing at yourself.
[06/30/16] "I am the wisest man alive, for I know one thing, and that is that I know nothing." ~Plato
Want to make next year's taxes less taxing? Check out these time and money saving tips.
Now is the best time to start planning for next ye... There's no better time to think about this year's taxes than when completing last year's returns.
If you could give savings advice to your younger self, what would it be?
Saving is easier when you put it on autopilot Advice to younger generations: Start saving as early as possible, and make full use of financial tools such as retirement accounts, home-buying, and life insurance.
[06/29/16] Today, 3 in 10 U.S. households have no life insurance at all, says LIMRA. Life insurance can help send your kids to college, pay off debts and medical expenses or keep a family business thriving.
Confused about annuities? Not sure where—or if—they fit into your plans? Check out this helpful primer.
What is an annuity, and is one right for you? So where should a prospective retiree turn for a reliable source of income in retirement? Increasingly, the answer is to look at annuities.
Financial independence doesn't happen by accident. As this article shows, it takes discipline.
7 Habits of Highly Frugal People We've all read about (or heard about) the habits of highly effective people — but what about the habits of the fantastically frugal?
Here's why figuring out your financial priorities should be a top priority.
How Do I Figure Out My Financial Priorities? Acknowledging that you need priorities is the first step! Most of us muddle through our financial lives, spending to meet the day-to-day expenses that dominate…
Want to know how you'd stack up against our brightest young minds when it comes to finances? Here's your chance.
Are you smarter than a college student? Take this ... See how you stack up against college kids when it comes to finance.
One policy can cover your whole family. Now that's smart.
Family Protection Insurance Family Protection life, a unique 10-year level premium term life insurance policy, offers affordable protection for one family under...
New year, new family budget: Smart tips The Nest on how to create one.
How to Plan a Family Budget If you're a spender and your partner's a saver, or vice versa, drawing up and sticking to a budget can save you both from anguish, resentment or financial...
Never mix business and personal credit: How and why you've got to keep them separated.
4 Ways to Keep Your Business and Personal Credit S... Take the time to build a credit profile for your company, so you don't jeopardize your personal credit.
If you haven't already started planning for retirement, check out this article.
8 Steps to Starting a Retirement Plan in Your 30s Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30....
Your teen may think they know EVERYTHING, but when it comes to money, here's why they're wrong.
How to teach teens good money habits Teach your teens about how to handle money with these tips.
I've found that many of the small business owners I work with these days haven't had time to properly address their retirement needs. If you're one of them, take a look at the following article and let's talk about some of your options.
4 Things Small Business Owners Must Do to Retire C... What you do to retire securely is the same as what you do to build your business. Set a goal, make a plan, stick to the plan. You're there.
Keep these tips in mind as you enter your prime earning years.
10 Things You Should Know About Money by Age 30 Are you a financial 'adult'?
Maximize your social security payments by understanding how benefits work.
Retirement Planner: Delayed Retirement Credits Social Security delivers a broad range of services online at socialsecurity.gov. We have a proud history of protecting the integrity of our programs and...
Is being your own boss still part of the American Dream? According to Business News Daily it is.
Owning a Business: The New American Dream? Half of working adults in the U.S. either currently own or want to own their own businesses.
You can realize your dreams of owning your own business. Here's how.
The 4 Most Costly Business Owner Myths Learn why it is realistic for you to build a scalable, profitable, and owner-independent business.
Do you need a retirement income reality check?
77% of Americans Don't Understand How to Safely Wi... American adults lack an understanding of how to turn their hard earned savings into a steady stream of income when they retire.
Getting ready for financial life in the real world takes practice. This article shows you how to get started.
10 Things You Should Know About Money by Age 20 Remember these rules and you'll be ahead of the...
The first step in creating a budget is keeping track of your spending.
Spending Habits Calculator Where does all the money go? An itemization of your living expenses may help you budget better and plan for future expenses. Use this calculator to help you...
Entrepreneurs: How do you manage your personal finances: 14 tips from leading experts.
Managing Your Personal Finances As An Entrepreneur... As an entrepreneur, it's important that you have your personal finances in order because you never know what may happen with your business ventures.
[06/16/16] I take pride in providing quality financial services for clients in our community. If you know someone who would benefit from my services, please let me know.
73% of parents worry about college funding more than any other financial matter. Find peace of mind.
If you're worried about paying for college, this c... College planning, funding and cost-containment strategies for worried parents.
[06/16/16] Who knows what to do with the 401(k) from their old job? I DO! Let’s chat and I may be able to lend you some helpful guidance.
Keeping track of your spending may just be the key to smart saving.
5 Methods to help you save. Saving money often comes down to not overspending, and not overspending often comes down to keeping good records and knowing exactly where your money goes.
[06/14/16] 1/3 of all single moms are without life insurance. Get the facts on affordable security for single parents. Contact me for details!
[06/14/16] Life is busy – I get that! Learn about Family Protection Insurance – a term policy that covers parents & kids in a few easy steps. It’s simple, secure, done, so what are you waiting for? Contact me today for more information.
[06/13/16] "Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact. It’s an opinion. Impossible is not a declaration. It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing." ~Muhammad Ali
When it comes to your 401(k), it pays to know your options.
What are my 401(k) options? Summary of taxable and nontaxable consequences of taking 401(k) distributions.
This calculator helps predict how much income you can expect from your 401(k).
Retirement Income and 401(k) Calculator It may surprise you how significant your retirement accumulation may become simply by saving a small percentage of your salary each month in your 401(k) plan. Further, it may be useful to estimate your future monthly income generated by these savings and what that means in today's dollars.
Are your retirement savings enough? Calculate and see.
Current Retirement Savings Calculator One method of retirement planning is to project what you are currently saving and have accumulated to date and see if you will have enough to meet your...
When it comes to retirement savings, how do you compare?
The Average American Has This Much Saved for Retir... Here's what Americans have saved, and how it compares to what they should have saved.
How much can you comfortably spend in retirement? Start understanding your budget.
Spending Habits Calculator Where does all the money go? An itemization of your living expenses may help you budget better and plan for future expenses. Use this calculator to help you recall and itemize your living expenses.
Lay your foundation now, before you start to build your family.
Single without children? Why life insurance is valuable for single folks without children.
#Millennials: Finding financial independence is easier said than done? Here are 5 ways to achieve that goal.
5 Ways Millennials Can Achieve Financial Independe... Follow these tips, and you won't have to keep turning to mom and dad for a little help.
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
We provide quality financial strategies, and offer insurance and financial products, and funding for employee benefits to businesses and individuals.
John Patterson - State Farm offers Auto, Home, Business, and more for your insurance needs in Glen Allen, VA. www.johnpattersonagency.com
I have lived in Richmond for 25 years. I am married with three children. Our agency provides excellent service, the best coverage at the best price.
We specialize in Auto, Home, Life, Health, and Business insurances. Personal and Business Taxes. Payroll for small business needs.
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As a financial professional with New York Life in Richmond, VA you'll help families achieve the financial security they need and desire
We offer a wide choice of Insurance plans for visitors. At http://www.visitorguard.com people can compare & buy the best plan according to need & budget.
Evenings and weekends by appointment. Follow me on twitter @SFAgentNicoleFrost