Beth Southworth Mortgage Consulting

Specializes in FHA/VA/Conventional Mortgage financing for First Time Homebuyers and beyond. Contact Beth anytime if you, or someone you know, is in need of a local, trusted mortgage professional.

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VHDA

One of the most popular and easy qualifying loans in the field today - a VHDA fan!

What’s a VHDA Loan Combo? It’s an affordable VHDA mortgage, plus a down payment grant, plus an MCC, plus our free homebuyer’s class! Ask your lender if you qualify for a VHDA "Loan Combo."
vhda.com/LoanCombo

Happy Friday - Consumer sentiment is high, Rates haven risen a bit but still at super historic LOWS and the time to spring clean your home for Sale is now!.. We have a great 3% Down Payment program with a 1% program credit taking Conventional financing by storm! Have a great weekend - call me on my cell (804) 909-8070 if I can be of service any time. #trustedmortgageprofessional

bloomberg.com

Trump Reverses Obama's Mortgage Fee Cuts on First Day

It's okay...The monthly premium for FHA loans remains the same, nothing increased. Hopefully upon further review the FHA fund will be deemed viable for a slight cut in the future. Happy Friday!!
"The FHA came under severe stress after the financial crisis. In 2013, it needed $1.7 billion from the U.S. Treasury, its first bailout in 79 years, due to a wave of defaults. To replenish the FHA’s coffers, the Obama administration several times increased the fees the agency charges. The law requires the FHA’s capital reserve ratio to stay above 2 percent, and the agency hit that level in 2015 for the first time since the bailout.
“It is important to ensure that the FHA fund remains strong to support homeownership in the future while minimizing taxpayer risk,” Teresa Bryce Bazemore, president of Radian Group, said in a statement."

bloomberg.com Soon after Donald Trump was sworn in as president, his administration undid one of Barack Obama’s last-minute economic-policy actions: a mortgage-fee cut under a government program that’s popular with first-time home buyers and low-income borrowers.

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1 in 4 Mortgage Loans utilize FHA/HUD financing. FHA announced this week a REDUCTION in the monthly mortgage insurance premium. With rates increasing, lower Mortgage Insurance is one way to better your qualifying amount and better the monthly payment! #keepingyouintheknow

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Interest Rates are definitely a gift these days. I was a lucky one starting off in the 8.25% range in the 90's - today we are hanging tough in the 3% range. Happy Housing Hunting and enjoy the beautiful weekend! My door is always open to you, a friend or a family member any time.

keepingcurrentmatters.com

4 Reasons to Buy This Fall

Fall is a great time to Buy and Sell!!! Inventory is needed - Rates are Low - Buyers are plentiful - -you haven't missed the boat at all! I am happy to help facilitate your first or next move. Happy Fall y'all!!

keepingcurrentmatters.com It’s that time of year; the seasons are changing and with them come thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are on the fence about whether or not now is the right time to buy don’t have to look much further to find four great reasons to con

Happy First Day of Fall!! Sweaters, Jeans, Blue Skies and Crisp Air.....My favorite time of year. Happy Day!

Time for warm jeans and cool weather! Hello, Autumn!

keepingcurrentmatters.com

The Top 5 Reasons You Should Not For Sale By Owner

Very valid points on why to work with a professional Realtor rather than sell on your Own. More buying Power - your prospective buyers have great programs available - Grant Money, Reduced PMI premiums, Low Down Payment, Very Low Rates. If you need an agent referral I can suggest the brightest and the best - Happy to be of service any time. #homebuying2016

keepingcurrentmatters.com In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.

Happy Happy Friday!! Will be available all weekend as you are out and about to assist with your Mortgage Financing needs - -Grant Money, Mortgage Tax Credits, Rural Financing with no money down....SO many great programs available. Don't Forget now is a great time to get your home on the Market with such low inventory - it will go quickly!! Enjoy the weekend! Beth (804) 909-8070 Cell

youtube.com

How Does a Mortgage Credit Certificate Work?

If you are a 1st Time Homebuyer our VA Housing Dev.Authority (VHDA) has some great incentives. VHDA could save you THOUSANDS - a Mortgage Credit Certificate (MCC) provides a dollar for dollar credit against your income tax liability. Here is a great simple video -- vhda.com - or call me any time at (804) 909-8070. Happy Spring and have a great upcoming week!

For some first-time homebuyers, a Mortgage Credit Certificate (MCC) from VHDA could save thousands of dollars by reducing the amount of federal income tax ow...

Happy Day First Time Homebuyers!! VHDA (Virginia Housing Development Authority) has a Down Payment Assistance Grant available for their Conventional 3% and 3.5% FHA programs. I can confirm it is a good reliable grant and NO repayment is involved. Happy to provide further details any time - (804) 909-8070 Cell

keepingcurrentmatters.com

The Difference An Hour Makes This Spring [INFOGRAPHIC]

Positive Equity is always good!! Happy Spring Market 2016!! #homebuying2016 #nevertoobusyforyourreferrals

keepingcurrentmatters.com The Difference An Hour Makes This Spring [INFOGRAPHIC]

Happy Weekend folks!! Everyone is competing out there with limited supply so get your Spring cleaning done and jump in!! Available all weekend so call me any time as needed!! xoxoBeth #homebuying2016 #competingoffersisthenameofthegame #happytoprovideagreatagentreferral

Don't forget to check your smoke alarms and carbon monoxide alarms, too!

www.forbes.com

10 Things You Absolutely Need To Know About Buying A Home

One of the most basic, informative guides to buying a home I have read in a while. My door is always open to you, a friend, or family member. #homebuying2016

www.forbes.com 10 Things You Absolutely Have To Know About Buying A Home: part of our series on 100 Things You Absolutely Need To Know About Money Before You're 35. #100MoneyTips.

Prosperity Home Mortgage, LLC

First Time Homebuyers your calls and questions as you work towards your homeownership goals are always welcome!

Thinking about buying your first home? Get the facts on these common first-time home buying myths.

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cnbc.com

Spring housing season kicks off with short supply

The Spring Housing Market is HERE!! Inventory is low and your listing is needed. I am honored to know and work with the best Realtors in Richmond and am happy to give you a good reliable Referral for assistance. Call me if you are thinking of moving and buying in 2016. Rates are as low as ever and it's a great time to get out there!! Happy Friday and my door is always open to you or someone you know. Enjoy the weekend - Cell (804) 909-8070 Beth

cnbc.com Presidents Day weekend is the traditional start of the spring housing market, but buyers may not have a whole lot to choose from.

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Beautiful West End Home For Sale - - brought to you by Alicia Kim Soekawa #2015ROTY

NEW LISTING!!! Check out 1912 Stonequarter Rd. Has in ground POOL!! If you know someone interested in this home and being in Godwin district send them my way!!

Attention - FIRST TIME HOMEBUYERS!! VHDA (VA Housing) has a 3% (of your purchase price) Down Payment Grant opportunity available. FHA or Conventional loans. NO repayment involved. Household Income limit of 2 or less cannot exceed $68,000. Household income limit 3 or more = $78,720.00. If you are thinking of purchasing a new home I am happy to guide you along. Funds can be reserved until June 30, 2015!! Happy Spring! Beth (804) 909-8070

Beth Southworth Mortgage Consulting's cover photo

Beth Southworth Mortgage Consulting's cover photo

Beth Southworth Mortgage Consulting's cover photo

"Whatever your life's work is, do it well. A man should do his job so well that the living, the dead, and the unborn could do it no better."
– Martin Luther King, Jr.

"Whatever your life's work is, do it well. A man should do his job so well that the living, the dead, and the unborn could do it no better."
– Martin Luther King, Jr.

3% Down Payment Home Loan Programs are available thru Fannie Mae and VHDA (VA Housing Development Authority). They are reliable programs with 30 year Fixed Rates. Call me any time for a quick pre-qualification or to answer questions you have about the exciting Homebuying process - (804) 909-8070 Cell/ Beth

Beth Southworth Mortgage Consulting's cover photo

Beth Southworth Mortgage Consulting's cover photo

Beth Southworth Mortgage Consulting's cover photo

Heads up End Of Year and Holiday Home Buyers....Prosperity Mortgage/Me will be providing a Lender Credit -$500.00 TOWARDS YOUR CLOSING COSTS (nothing rolled in, a TRUE credit). Rates are still unbelievably low. Call me any time for a personal, confidential consultation. Have a great Thanksgiving weekend!! Cell (804) 909-8070 Beth

Beth Southworth Mortgage Consulting's cover photo

Today, we remember. We are grateful for those who sacrificed their lives in the name of Freedom. God Bless America!

Today, we remember. We are grateful for those who sacrificed their lives in the name of Freedom. God Bless America.

Presidential Address by George W. Bush on September 11, 2011:

Good evening.

Today, our fellow citizens, our way of life, our very freedom came under attack in a series of deliberate and deadly terrorist acts.

The victims were in airplanes or in their offices -- secretaries, businessmen and women, military and federal workers. Moms and dads. Friends and neighbors.

Thousands of lives were suddenly ended by evil, despicable acts of terror.

The pictures of airplanes flying into buildings, fires burning, huge structures collapsing, have filled us with disbelief, terrible sadness and a quiet, unyielding anger.

These acts of mass murder were intended to frighten our nation into chaos and retreat. But they have failed. Our country is strong. A great people has been moved to defend a great nation.

Terrorist attacks can shake the foundations of our biggest buildings, but they cannot touch the foundation of America. These acts shatter steel, but they cannot dent the steel of American resolve.

America was targeted for attack because we're the brightest beacon for freedom and opportunity in the world. And no one will keep that light from shining.

To read more, click here: http://cnn.it/1r9MSDh

keepingcurrentmatters.com

NAR's June Existing Home Sales Report [INFOGRAPHIC] | Keeping Current Matters

Home Sales and Prices are UP /\ - Inventory is much needed and Distressed sales are finally down \/ \/ - - If you're ready to "get on with life" with a new home Purchase or a Refinance I will be working this weekend. Call me - (804) 909-8070 - have a fun, safe weekend!

keepingcurrentmatters.com

vimeopro.com

Movement Foundation - Buddy Ball - Updated

Just fills your heart with joy - -Buddy Ball has been a gift to us this year. Look for me and Summer in the cheerleading section!! #loveworks #lovemovement

http://vimeopro.com/movementmortgage/movement-foundation

Beth Southworth Mortgage Consulting's cover photo

keepingcurrentmatters.com

Buying a Home? Know ALL Your Options | Keeping Current Matters

“Analysts say it’s not that Millennials and other potential homebuyers aren’t qualified in terms of their credit scores or in how much they have saved for their down payment. It’s that they think they’re not qualified or they think that they don’t have a big enough down payment.” - - Call me or email me any time if you have any questions about navigating the home buying process or to confirm how much money is actually need in the purchase of a new home. Happy to assist any time.

keepingcurrentmatters.com In a post earlier this week, we suggested that the Millennial generation’s struggles with student debt and the overarching concept of homeownership are not the reasons for so many first time buyers hesitating to move forward with the purchase of their first home. Now there is another firm suggesting…

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With rent prices going up 3-4% a year it may be a good time to check into Homeownership. I can help you get over those first hurdles. Happy to help. I will be working this weekend so call me :) (804) 909-8070

New Home Sales reported today up /\ much higher than the $400k expected....Looks like we have a good Spring of 2014 housing market coming up.

keepingcurrentmatters.com

Baby It's Cold Outside [INFOGRAPHIC]

Richmond (#5) is obviously a great destination under any condition :) Have a great Valentine's weekend! Beth Southworth - your trusted local mortgage professional - - Call me if you are out and about looking this weekend - happy to assist! (804) 909-8070 Cell.

keepingcurrentmatters.com

richmond.com

Super Bowl Viewing Guide: RVA Edition

Superbowl tailgating at the Goochland Drive-In....with a beer truck...who knew! Enjoy the weekend and be safe. If you are out and about this weekend I will be working so call me anytime - Happy to assist with your Purchase or Refinace needs - Cell (804)909-8070. Beth

richmond.com These days Richmond almost feels like New Jersey, the site of this Sunday’s Super Bowl XLVIII.

agbeat.com

18 business books every Realtor should read - recommended by fellow agents - AGBeat

Good business/motivational reads for a snow day!! Happy Reading!!

agbeat.com The importance of reading We may be biased because the currency we deal in is reading and writing, but it is easy to get caught up in digital reading and f

Beth Southworth Mortgage Consulting's cover photo

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Location

Telephone

Address


11225 Nuckols Rd
Glen Allen, VA
23059
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Buying a home or refinancing? Give us a call at 804.363.5279.

FrankAcevedo NMLS# 305851Senior Mortgage Loan Officer FrankAcevedo NMLS# 305851Senior Mortgage Loan Officer
4435 Waterfront Drive, Suite 301
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I'm C Frank Acevedo, NMLS: 305851, Senior Mortgage Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.