Crystal Allen

Mortgage Loan Broker & Real Estate Consultant Specialize in all Types of credit scores. If you have been turned down or don’t like your loan amount give me a call

Let’s get you approved. Chapter 13 are welcome! To apply

The mortgage payment on a $200,000.00 home is now $1244.00 what’s stopping you from purchasing? It’s cheaper to own versus rent 804.888.4913

Contact after Dec 15

Can your lender/realtor do this? My clients get their approvals back in less than 48 hours! Talk about stress free! Apply now:

Crystal Allen

Crystal Allen

Crystal Allen

Crystal Allen

Crystal Allen

🏡🏡🏡🏡🏡 Congratulations on your closing and thank you for choosing me as your loan officer!

Yes I’m one of the Top 150 Mortgage Loan Brokers in Virginia!

Crystal Allen's cover photo


Mortgage rates hit a 12-month low as economic expansion looks increasingly vulnerable Rates for home loans fell again, offering a respite for home buyers, even as skittish investors search for safer assets.

House hunters, hurry up! Mortgage rates fall to lowest level in a year Mortgage rates fell to their lowest level since early 2018, according to the latest Freddie Mac Primary Mortgage Market Survey. Freddie Mac Chief Economist Sam Khater said the combination of cooling inflation and slower global economic growth contributed to this decline.

Inflation? What inflation? Falling price pressures clear runway for economy in 2019 You can thank falling inflation for the stock market rally and the Federal Reserve retreating from a vow to raise U.S. interest rates again this year.

As a mortgage broker, I have the ability to shop a variety of lenders to ensure that my clients are getting the best deal possible on their home loan.

If you or anyone you know is considering refinancing or plan to purchase a home in the future, please let me know, as I would love to help them save both time and money.

Below is my new contact information. If you have any questions at all, I'm here


Tax return losses may hurt your mortgage chances | Sonoma County Mortgages Qualifying for a mortgage involves: an acceptable credit score, sufficient assets and stable income. These are to show you can support a mortgage payment, plus other liabilities....

Historic Mortgage Rates: From 1981 to 2019 and Their Impact Mortgage rates stem back to the days of ancient Rome, and still hold sway today.

🚨🚨🚨🚨No Credit or Bad Credit & Want to build your credit fast!

1. Self Lender is a CD that reports your savings to the credit bureau! This your money it’s in a Certificate of Deposit! +100 points

2. Fingerhut - is a unsecured creditor that provides the fresh start program to help build credit. + 65 points keep balance less than 30%

3. Rental Kharma adds your rental history on to your credit report for the past 24 months! +200 points.

You can rebuild a solid score in 6-12 months! Don’t let having no credit stop your dreams of Homeownership!

Your favorite broker Crystal!

Home Sellers in U.S. Enjoy a 12-Year High Average Profit of $61,000 in 2018 According to ATTOM Data Solution's Year-End 2018 U.S. Home Sales Report, U.S. home sellers realized an average home price gain since purchase of $61,000 in 2018, up from $50,000 last year and up from $39,500 two years ago in 2016 to the highest level since 2006.

What Is A Good Credit Score And How To Get A Good Credit Score | Investor's Business Daily What exactly is a credit score, and what is a good credit score? Also, if you want a credit card or car loan, here's how to get a good credit score.

Homebuying Affordability Window Opens With Surprise Mortgage Rate Fall | The homebuying season is opening earlier this year, thanks to lower rates.

Rapid Rescoring May Give Your Credit Score a Quick Boost Rapid rescoring is the fastest way to raise credit scores before a major loan or purchase. Follow this guide on how the process works and what to expect.

'Tides Are Shifting': Is A Homebuyer's Market On The Horizon?

It’s already here! There’s a lot for homebuyers to be optimistic about as we head into February. Mortgage rates hit their lowest monthly average in nearly a year last month, and 15% of listings saw a price cut in the same period. Do homebuyers finally stand a chance?

Why Open A Reverse Mortgage Before It Is Actually Needed? Would the line of credit ultimately be larger if opened earlier rather than later? Through realistic examples I explain how research shows that opening the line of credit earlier allows for greater availability of future credit relative to waiting until later in retirement.

Mortgage Rates Quietly Thunder to 1-Year Lows Mortgage rates fell more triumphantly today, extending their reaction to yesterday's Federal Reserve announcement. The Fed isn't in direct control of interest rates, although the opposite often seems to be true. The free market largely decides rates due to...

Homebuying Affordability Window Opens With Surprise Mortgage Rate Fall | The homebuying season is opening earlier this year, thanks to lower rates.

I love when it!!! #mortgages

Plentura Financial will allow a C33 (DACA) borrower to close with OUR INVESTORS. These loans require 3 years employment history, 3 years credit history, and proof of prior renewal. Call me today to review your next DACA customer!!

If your not familiar with this visa status, see below for a brief definition.

Deferred Action for Childhood Arrivals is an American immigration policy that allows some individuals who were brought to the United States illegally as children to receive a renewable two-year period of deferred action from deportation and become eligible for a work permit in the U.S.

I do not speak Spanish but I can help if you are willing to help the client with Translation. I will get the loan done!


Today’s Lesson: Homebuying & Taxes

We accept amended tax returns. However Amendments cost!!! Tax returns should be treated with respect and caution, Especially if you are looking to buy a home within 2 years!

Tax Returns can make or break Homebuying process. If you don’t have 10-20% down consider taking less deductions to boost your income and if your self employed pay taxes quarterly.

Go for quality tax preparer not cheap! Or it will cost you in interest, downpayment and loan approval amount!!!! #mortgages #taxes #realestate to discuss your goals 804.888.4913

Mortgage rates are lower than expected, but experts say it won’t last long OKLAHOMA CITY - Low mortgage rates are bringing out buyers across the Sooner State. For the past month, officials say that mortgage rates have fallen to their lowest levels since August. That's great news for potential home buyers, and many are taking notice of the interest rates. "Applications have...

Crystal Allen's cover photo

No Pay Stub? No Problem. Unconventional Mortgages Make a Comeback Lenders are turning to borrowers with harder-to-document finances, helping drive growth in the kind of home loans panned for its role in housing meltdown.

Why Pay Extra Toward Mortgage Principal? Pay a little more every month, and cut your mortgage interest by a lot.

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No Mortgage Insurance! Ask About the Appraisal Credit
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2400 Old Brick Rd Suite #200
Glen Allen, VA

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 14:00
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Wes Keating - Licensed Mortgage Consultant NMLS # 266559 Wes Keating - Licensed Mortgage Consultant NMLS # 266559
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Experienced mortgage consultant with over 14 years in the industry. I would love the opportunity to assist you with your mortgage needs.

Patrick Swope, NMLS# 1482359, Sierra Pacific Mortgage Patrick Swope, NMLS# 1482359, Sierra Pacific Mortgage
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CapCenter CapCenter
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CapCenter is a professional provider of home loan financing and real estate services.

John Moore, Loan Officer, NMLS #1385045, C&F Mortgage Corporation John Moore, Loan Officer, NMLS #1385045, C&F Mortgage Corporation
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Buying a house is an exciting time, and it is my goal to be a part of it by helping you find the best mortgage product possible to satisfy your needs.

Virginia Loan Lady - Judy K Kristensen Virginia Loan Lady - Judy K Kristensen
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Richmond, VA Mortgage Lender

Steve Duke with TowneBank Mortgage Steve Duke with TowneBank Mortgage
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Glen Allen, 23060

Home Equity Conversion Mortgage Financing. Equal Housing Lender. NMLS# 323016