Derek T. Springer, Agent with New York Life

I work with families and businesses in the Chester, Tri-Cities, and Prince George communities to develop a sound financial strategy as an agent licensed in Virginia and Texas to sell insurance through New York Life.

As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. 4435 Waterfront Drive, Suite 400 Glen Allen, VA 23060

newyorklife.com

Is it time to upgrade your term policy?

Permanent protection, more benefits. Let’s talk about converting to whole life insurance today

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

lifehappens.org

Keeping a Family and a Business Afloat | Life Happens

If you have a family and a business, this video shows why life insurance is an invaluable way to protect them both.

lifehappens.org Brigette Hunter was just 27, and a new mother, when he was widowed. Her husband, Matt, was killed in a car accident. To compound her pain, she had to borrow money from her parents to pay for Matt’s funeral, as he had no life insurance. Just six months later, friends introduced Brigette to Anthony. S...

newyorklife.com

Business owners.

Do you know how much your business is underinsured? Don’t get caught unprepared.

newyorklife.com Learn how insurance can protect your business and employees with a financial cushion that can provide stability and sustainability.

newyorklife.com

Is it time to upgrade your term policy?

Term policy owners have privileges – explore them today.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

newyorklife.com

Business Life.

A business owner’s work day is never done. Stay on top of it all with these smart tips.

newyorklife.com Managing your expenses, empowering your employees, keeping it all going and still having time for all the important things-running your own business takes more than hard work. The Business Life series provides research, insight and expertise that you can count on every step of the way.

lifehappens.org

Keeping a Dream in Place | Life Happens

If you think you can't afford to keep life insurance coverage, this video shows why you can't afford to NOT have it.

lifehappens.org Kelli and Ron Franco met while working at a local grocery store, and over time a romance blossomed. Soon after they were married, they sat down with insurance professional Steve Edmondson. He helped them put their long-term dreams into motion by setting up a plan that included permanent life insuran...

newyorklife.com

Is it time to upgrade your term policy?

You’ve got term. You’ve got conversion privileges. See how upgrading to permanent insurance can secure your future.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

newyorklife.com

Some very smart ways to avoid a cash crunch.

Business owners wear a lot of hats. Expert Steve Strauss has tips to help you coordinate them.

newyorklife.com Writing a question-and-answer small business column as I do every week for USA TODAY, I necessarily hear from a lot of entrepreneurs. They share their triumphs and tips with me and I share my ideas and insights with them.

newyorklife.com

Is it time to upgrade your term policy?

Think of all you could do with your cash value. Ask about converting to whole life insurance today.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

newyorklife.com

The SOS for your business' slow season.

The resources your business needs to thrive during a slowdown.

newyorklife.com When your business bustles and cash flows freely, it's easy to put off thinking about times when you might face a slowdown. One way to make sure your business stays strong year-round is to plan ahead for the lean months. Whether your business slows in summer, or another time, you can call on these s...

newyorklife.com

Some very smart ways to avoid a cash crunch.

Steve Strauss, USA Today’s small business expert, has advice for business owners on how to avoid a cash crunch.

newyorklife.com Writing a question-and-answer small business column as I do every week for USA TODAY, I necessarily hear from a lot of entrepreneurs. They share their triumphs and tips with me and I share my ideas and insights with them.

lifehappens.org

A Dream Lives On | Life Happens

"Meanwhile, back at the ranch..." See how life insurance kept this family's dream alive during the worst of circumstances.

lifehappens.org Scott Young liked to dream big. Although he came from humble beginnings, through hard work he turned a one-man enterprise into the largest heating and air conditioning business in their area. That allowed Scott and his wife, Cathy, to fulfill another dream—to build a home in the country and work it…

newyorklife.com

Is it time to upgrade your term policy?

Whole life premiums are guaranteed to stay level for the life of your policy. That’s security you can count on.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

www.newyorklife.com

The importance of valuation and re-valuation.

What’s your business worth? New York Life experts weigh in on the business valuation process.

www.newyorklife.com As a business owner, you know all the ins and outs of your business, but do you know what your business is actually worth?  Proper valuation of your business helps you better protect your interests, eases future transitions and may even help in planning and saving taxes.  Valuation is a simple idea…

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4435 Waterfront Drive, Suite 400
Glen Allen, VA
23060
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