Deb Vallow - Colonial 1st Mortgage

Let me help you find the best mortgage for your needs. Whether you are buying or refinancing, let me put our banks to work for you!

Many things can positively impact your credit score. Here are a few ways to ensure your credit score is on the rise!
1. Consistently pay bills on time and in full.
2. Check your credit report regularly for accuracy.
3. Keep your account balances around or below 30% of your credit limit.

Call us today about our High Balance loan options!

We are here to help make the home buying or refinancing process easy for you! Call me today and let me show you how.

Mortgage Rates Drop as Bond Gains Accelerate

Want to know what is going on in the world of mortgage lending? Sign up for my newsletter at πŸ–‹πŸ‘πŸ’΅ Mortgage rates improved today, depending on the lender and the time of day! Underlying bond markets were only modestly stronger in the morning. As such, the average lender only offered modest improvements over yesterday's rates at first. But as the day progressed, market volatility favored bonds. On...

[04/22/19]   It's a hot market out there, call me to get prequalified today!

Got questions? I've got answers! Call or message me today.

Thinking Mortgage? Think Deb Vallow

Oh, and if there are 5 pages, please give me 5 pages 😊

Lol, don't quit your job.

Yes we can!! Get prequalified and get the house!

Deb Vallow - Colonial 1st Mortgage's cover photo

Colonial 1st Mortgage – Richmond, Virgina

Check out our new website,! Colonial 1st Mortgage is an Established Mortgage Company with Personal Service and National Lending Power.


Don't just get prequalified, get preapproved! Sellers prefer a contract with a preapproved buyer because they know that your lender has already reviewed your documentation and in a competitive market, it might be the advantage you need.

[04/11/18]   Hey Everyone, Colonial 1st offers the ability to give a full lender certified credit approval on a To Be Determined Property! It will allow you and your Realtor to submit a much stronger contract. We can underwrite a file without a property address for every program Conventional, FHA, VA and USDA!
Here is what we need from you:
β—¦ Signed Loan Application
β—¦ Signed Borrower Authorization
β—¦ Credit Report
β—¦ Income and Asset docs
In this market, sellers want to know their buyer can close. Call me today to get the details!

Yep, I am pretty sure...

We are a broker for UWM, so please give me a call with any questions you have!

Help your borrowers get the big house without the big down payment. Jumbo 90% LTV with no M.I. is a great way to build your Jumbo business and generate valuable referrals.

Lol, because it happens all the time....

They're giving you $500,000, whats with the crayons?!

Happy St. Patrick's Day! Keep the luck of the of the Irish with you while you are home shopping this weekend. Message me to get a preapproval and get that dream home you have been looking for!

Mortgage Broker Memez

So, please check with us before you open any new credit so we can make sure to get you closed on time! πŸ€£πŸ€”πŸ˜ƒ


Melissa Williams & Hope Parker, we need this!

Shopping for a house again? Rates have changed quite a bit since last spring, so your buying power may have changed. Call or message me to update your pre-qualification so that you know where you are in today's market.

That's right, all pages, all sides, even if they are intentionally blank!

It must be true because it was on the internet!

You see the commercials, but wouldn't you rather talk to a real person about a reverse mortgage instead of someone in a call center? Troy Vallow is our in-house specialist, call him today at 804.363.5003.

Be careful out there and stay warm tonight!

Wishing you a Happy, Healthy and Prosperous New Year!

Merry Christmas Everyone!πŸŽ…πŸŽ„β˜ƒ

Christmas Village β™₯πŸŽ„πŸŽ…β˜ƒ


It is that easy, just click on the link on my page and apply safely and securely today!

Apply for a home loan on your time not ours.


That's right, one day approvals mean fast closings! Nothing like those magical words, "Clear to Close".

Let me do the work for you!

[11/22/17]   Happy Thanksgiving!

Sign Up - Colonial 1st Mortgage INC

Want to apply online? Just click on the link below and away we go! Sign up, apply and start closing your loan now.

Call me today to get prequalified and we can have you in your new home before the holidays!


Let me take the mystery out of buying a home, call or IM me today!

Let’s make your dream a reality.

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Thinking Mortgage?  Think Deb Vallow




11551 Nuckols Road, Suite G
Glen Allen, VA

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
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Hope Parker - Colonial 1st Mortgage Inc. Hope Parker - Colonial 1st Mortgage Inc.
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