Michelle Aguiar, Licensed Agent with New York Life

Agent licensed to sell insurance through New York Life Insurance Company.

I am an agenst licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Virginia, no insurance business may be conducted outside the states referenced. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

[12/07/19]   "There will always be a reason why you meet people. Either you need them to change your life or you’re the one that will change theirs."

[11/16/19]   “I find that the harder I work, the more luck I seem to have.” ~Thomas Jefferson

Is it time to upgrade your term life insurance? | New York Life

Here’s another way you can exercise your options as a term policy owner.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

Is it time to upgrade your term life insurance? | New York Life

There’s a time to rent and a time to buy—but buying is almost always better in the long run. It’s the same with term & permanent insurance. Learn about converting your term coverage to permanent, cash-value insurance.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

[10/13/19]   "There are only two days in the year that nothing can be done. One is called yesterday and the other is called tomorrow. Today is the right day to love, believe, do and mostly live." ~Dalai Lama

Is it time to upgrade your term life insurance? | New York Life

Think of all you could do with your cash value. Ask about converting to whole life insurance today.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

Every morning you have a choice: sleep with your dreams or wake up and chase them.

Is it time to upgrade your term life insurance?

You have a New York Life term life insurance policy – should you “upgrade” to more permanent protection?

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

A new job can mean lots of new changes, both for you and your family. How has your new job affected your family? Let me know in the comments below.

newyorklife.com

Employee benefits from a highly rated, time-tested, client-owned company.

Helping protect your employees, their families, and their peace of mind—the business owner hat trick. Like and share if you go the extra mile for your employees.

newyorklife.com For nearly 175 years, people have worked with New York Life to protect their families and futures. We believe in the importance of human guidance and in trusted relationships built on being there when our customers need us most.

[09/21/19]   "Logic will get you from A to B. Imagination will take you everywhere."
~Albert Einstein

Your home provides your family with comfort and security. But who will pay the mortgage if something should happen to you? With flexible solutions that fit your needs, I can help your family remain comfortable and financially secure.

What are some ways you plan on getting more income in retirement? Let me know below.

Wanting to protect your child comes naturally. From childproofing your home to starting a college savings plan, what steps have you taken to protect your child physically and financially? Let me know in the comments below.

Is it time to upgrade your term life insurance?

Got term insurance? Consider upgrading to lifetime benefits with permanent insurance.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

[09/14/19]   “Your dream is a reality that is waiting for you to materialize. Today is a new day! Don't let your history interfere with your destiny. Learn from your past so that it can empower your present and propel you to greatness.” ~Steve Maraboli

[09/11/19]   Have you switched jobs recently? It is a great time to review your retirement planning strategy and know your options. Together, we can come up with a solution that works for you.

A new home often means a new mortgage and more bills, but did you know life insurance can help safeguard your home? Like this post if you've taken steps or would like to take steps to protect your home.

newyorklife.com

Protecting your legacy: Succession planning for your small business.

What's your succession plan? If you plan to keep your business within the family, read this article and comment below how you plan to keep your business going, generation after generation.

newyorklife.com For nearly 175 years, people have worked with New York Life to protect their families and futures. We believe in the importance of human guidance and in trusted relationships built on being there when our customers need us most.

[09/07/19]   Policy Evaluation 101: Are your insurance and retirement plans set up properly to help achieve your objectives? Let’s review them together.

What are some unexpected financial challenges you are facing as a new parent? Let me know in the comments below.

Is it time to upgrade your term life insurance?

Ready to upgrade to a more permanent state of peace of mind?

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

Whether it's dining out, spoiling your grandkids, or exotic vacations, when you plan ahead for retirement more things are possible. Sound off below with your retirement dreams and let's come up with a strategy that will help you do more of what you want.

[09/02/19]   “You have a clean slate every day you wake up. You have a chance every single morning to make that change and be the person you want to be. You just have to decide to do it. Decide today’s the day.” ~Brendon Burchard

newyorklife.com

Employee benefits from a highly rated, time-tested, client-owned company.

Every business owner wants the best for their employees. While traditional benefits offer them a level of protection, you want to provide them with more. What benefits do you feel your employees want the most? Comment below.

newyorklife.com For nearly 175 years, people have worked with New York Life to protect their families and futures. We believe in the importance of human guidance and in trusted relationships built on being there when our customers need us most.

Whether it's your first job or your twelfth, a new job brings new financial opportunities. How have your financial goals changed with your new job? Let me know below.

[08/28/19]   Policy Evaluation 101: Is your insurance of the appropriate type, amount, and duration? I can help you determine if it is.

There are lots of options to help you protect what you've earned and prepare for a bright financial future. Now that you've purchased your new home, what comes next? Let me know your plans below.

Is it time to upgrade your term life insurance?

When it comes to life insurance, is it better to buy or rent?

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

Planning for retirement is no easy task. What steps have you taken to make the process easier for you? Let me know in the comments below.

New baby? Crib, check. Onesies, check. Diapers, check. Sleep deprivation, check. Financial protection? Let me know what steps you have taken to protect your family's financial future in the comments below.

newyorklife.com

Employee benefits from a highly rated, time-tested, client-owned company.

Supplement your employees' benefits with an extra option that never goes out of style.

newyorklife.com For nearly 175 years, people have worked with New York Life to protect their families and futures. We believe in the importance of human guidance and in trusted relationships built on being there when our customers need us most.

[08/18/19]   Policy Evaluation 101: Do you need to adjust the funding of your plans in light of changes in insurance costs, interest rates, or dividend scales? Let’s figure it out together.

A sense of family, security, accomplishment—what does your new home mean to you? Let me know below.

Transitioning between jobs can be a challenge—professionally, personally, and financially. Let me know what steps you have taken to make the transition easier in the comments below.

With a new child comes a lifetime of unforeseen events. If you're a new parent, let me know in the comments below some of the unexpected moments so far for you.

Having reliable income in retirement means having the ability to enjoy it. What steps have you taken to set yourself up for the best retirement possible? Share your comments below.

[08/13/19]   "I don't dream at night, I dream all day; I dream for a living." ~Steven Spielberg

Is it time to upgrade your term life insurance?

Brick by brick—It’s how you build your financial house. Converting to a permanent policy is how you can strengthen it.

newyorklife.com Compares features and benefits of term vs. whole life insurance coverage.

Our business is helping you protect yours.

For many business owners, their employees are like a second family. What have you done to show your employees how much they mean to you? Let me know below.

newyorklife.com If something happened to you, what would happen to your family and business?

There's more to changing jobs than just a paycheck. Whether it's better benefit packages, retirement plans, or even an easier commute—what are some of the reasons that made you decide to change jobs? Let me know in the comment section.

[08/08/19]   Policy Evaluation 101: Are your policies backed by a company with the strength and stability to stand behind its promises? Check out New York Life.

While a new home brings lots of joy and excitement, protecting your mortgage can bring plenty of comfort and relaxation. Like this post if bringing peace of mind to your new home is one of your goals this year.

newyorklife.com

A surprisingly perfect gift for your kids or grandkids.

Juvenile life insurance offers more than just protection, it can also help your child get a head start on their financial future. See what else it can do:

newyorklife.com Many of us spend hours trying to think of the perfect gift that will show our children or grandchildren just how much they mean to us. Here’s a suggestion that you won’t find in any store: life insurance for children.

newyorklife.com

Financial Strategy - Make the Most of Your Earnings | New York Life

We can help you get started on a financial strategy together.

newyorklife.com Financial strategy, New York Life

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4435 Waterfront Dr, Ste 400
Glen Allen, VA
23060
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