Phil Korpie NMLS #1644453

Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF)

There’s something very satisfying and comforting about having a place to call your “own.” Whether you’re coming home from a long day at work, returning from a fun-filled family trip, or just bringing in the groceries, you’ll know that this place is where you belong. #ReasonsToOwn #NationalHomeownershipMonth

Waterstone Mortgage Pre-Approval Process

Getting pre-approved for a mortgage is like editing your resume before a job interview – it helps prepare you for success! Take a couple of minutes to learn more about pre-approval, and how it can make your homebuying process more efficient and convenient.

Are You Wondering If You Can Buy Your First Home? There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they get married or start a family, some might think they are too young, and still, some others might think their curr

Staying home for the summer? Fortunately, you don’t need to travel to have fun experiences. Take a look at these unique and entertaining “staycation” ideas for the warmer months.

It’s officially summer! What’s your favorite seasonal recipe to make at home? If you need some inspiration, check out these mouthwatering dishes. #Summer2018

Owning a home can provide tax benefits and deductions. Also, making energy-efficient updates to your home may provide additional tax breaks, in some cases. You can put that money toward something important, like a family vacation or a child’s college education. #ReasonsToOwn #NationalHomeownershipMonth

Agent Connect

Agents: imagine how convenient it would be to pull up your buyer client’s mortgage loan status on your phone. You can easily do this with Agent Connect, a mobileresponsive website created by Waterstone Mortgage especially for our Realtor partners. Send a message to learn more about this innovative technology!

With Waterstone Mortgage, Realtors will find it's easier than ever to get information about their clients' loan status and generate pre-approval letters on t...

Top 5 Reasons You Shouldn’t FSBO

I know some of the absolute best in the business that eat, breathe and live Real Estate every single day. They can help you navigate what can seem like a daunting selling process, with ease, and help you get top dollar at the same time.

If you are thinking of selling, please, do not go through the process alone. Reach out and let me connect you to someone who is going to be an advocate for you and bust their butt to make sure you are taken care of! In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers. Here are the

The stability and long-term wealth created by homeownership have been shown to foster better physical and mental health in homeowners (as compared to non-homeowners), according to the National Association of Realtors. While owning a home isn’t going to prevent you from getting sick, it certainly is nice to relax and recuperate in a place of your own! #ReasonsToOwn #NationalHomeownershipMonth

Happy Father’s Day to all the awesome dads out there! Share this post with your dad to let him know how much you care. #FathersDay

Homeowners are more likely to be involved in their local communities than renters, according to National Association of Realtors. Plus, volunteering for charities and participating in activities in your town can also make you feel pretty good! #ReasonsToOwn #NationalHomeownershipMonth

Today, Flag Day is celebrated in the U.S. Show me where your flag is flying today by posting a picture on my page!

The average homeowner’s net worth is 31 to 46 times greater than the typical renter’s net worth, according to the Federal Reserve Survey of Consumer Finances. Homeownership builds equity over time, which allows you to invest in your future – and your family’s future! #ReasonsToOwn #NationalHomeownershipMonth

If you’re ready to move to a new home in the coming months, consider these summer homebuying facts and tips. It’s a competitive market out there, but I am here to help you through the entire homebuying process. #AchieveTheDreamWithWMC

It’s a “two birds with one stone” kind of day. Get some fresh air and exercise while beautifying your yard. Then, check out these 5 ways gardening can have a positive impact on your health. #NationalGardeningExerciseDay

Why Work With Me? - Waterstone Mortgage

Real estate agents need a strong partner who can help their buyer clients secure the financing they need. So, as an agent, why should you work with me? Well, there are many reasons, but here’s a start…

As a real estate professional, building a solid clientele of buyers and sellers is your goal. So, why work with a Waterstone Mortgage loan originator? With a...

According to the National Association of Realtors, children of homeowners are more likely to stay in school – and to achieve higher test scores – than children of non-homeowners. Homeownership means you will likely stay within the same school district for a while, which helps your children become integrated in the community. #ReasonsToOwn #NationalHomeownershipMonth

Why is receiving a Platinum Credit Approval (PCA) a good idea? Well, for one, it’s nearly as strong as a cash offer. Plus, after you receive an accepted offer on a home, you’ll get to the closing table more quickly with a PCA. The market is competitive; don’t take a risk on losing out on your ideal home! Send a private message for more details on how to receive a PCA.

Whether you want to beautify your bedroom with a simple paint job, or demo and remodel your entire kitchen – it’s up to you! When it comes to renovating, decorating, and landscaping your home, your imagination is the only limit (and probably your budget too – but you get the gist!) #ReasonsToOwn #NationalHomeownershipMonth

Financing a home for up to $650,000 with no down payment is possible, thanks to our Wealth Building Loan. Are you ready to build equity quickly and invest in your future? Contact me to find out if the Wealth Building Loan could be a good fit for your unique situation.

Considering a cross-country move? Now is a great time to make that leap. CoreLogic projects that home values will increase in all 50 states (including Washington, D.C.) by the end of this year, averaging a 4.3% increase nationwide. By investing in a new home (or purchasing your first house), you can take advantage of increasing home values around the country and build equity for your future! #ReadySetSell

We’re already nearly halfway through 2018, but the home industry has seen some beautiful and unique home décor trends pop up in the past few months. From concrete fireplaces to two-toned kitchen cabinetry, there are many “wow-worthy” trends worth a look. Check them out:

In memory of the men and women who died while bravely serving in our nation’s armed forces. Their ultimate sacrifice will never be forgotten. #MemorialDay

Selling your home without a Realtor might seem like a good money-saving measure, right? In reality, owners who sell their properties without a professional can cost themselves… big time. In fact, a recent study by Collateral Analytics found that “[For Sale By Owner properties] tend to sell for lower prices than comparable home sales, and in many cases below the average differential represented by the prevailing commission rate.” You will probably never sell anything more valuable than your home; now is the time to hire a professional. #ReadySetSell

Looking for ways to spruce up your bathroom before summer? If your budget is tight, check out this unique $500 bathroom makeover for inspiration. Sometimes, even the smallest updates make a huge difference!

Are you ready to put your house on the market? It’s best to ask your real estate professional for guidance first, but you may consider pricing your home just slightly below market value. It may seem counterintuitive, but homes that are priced just below their value are actually viewed by more potential buyers, according to You might even have multiple buyers trying to out-bid each other, especially if your area has low housing inventory. Just be sure to double check with your Realtor, who will have the inside scoop on what works best in your specific market. #ReadySetSell

With down payments as low as 3.5%, FHA home loans can help many people achieve their dream of homeownership. Less-than-perfect credit? No problem. FHA loans are available for eligible buyers with FICO scores as low as 585. Send a private message to request more details!

I am thankful for those who serve our country today and every day. Wishing you a wonderful #ArmedForcesDay

Are you looking at your popcorn ceilings and thinking, “Why was this ever popular?” You’re not alone. Hiring a pro to remove your popcorn ceiling might be the best route, but you can also do it yourself — if you’re willing to get messy. Check out this step-by-step guide to get started.

Mortgage interest rates are anticipated to rise by the end of the year, according to Freddie Mac’s U.S. Economic & Housing Marketing Outlook. If you’re considering selling your current home and moving into a new one, this summer may be a good time (before interest rates rise). #ReadySetSell

If you are a veteran or active military personnel, you may benefit from a no down payment VA loan. Send a message for more details, and to learn if this program could be the right fit for you.

With the conclusion of “Fixer Upper” earlier this year, home reno experts Chip and Joanna Gaines moved on to other ventures. Luckily, if you’re a fan, they have many exciting new developments and projects in store. If you’re planning to remodel or re-furnish your home this summer, Chip and Jo still have inspiration to offer.

More than 95% of U.S. homeowners have positive equity in their home (meaning the house is worth more than their remaining mortgage amount), according to CoreLogic. Of those homeowners, nearly 83% have significant equity (more than 20%) – which creates an ideal situation for putting a down payment on a new home. Are you ready to sell? Now’s your chance! #ReadySetSell

Happy Cinco de Mayo! How will you celebrate today?

May the fourth be with you. For all of our galaxy-loving, quirky-yet-cool friends out there: take a look at these space-inspired décor ideas to create a stellar home.

Phil Korpie NMLS #1644453's cover photo

Preparing your home for summer can be easy breezy. With a few quick inspections, a little bit of cleaning, and some landscaping prep, you can be finished in no time — and relish the joys of summer in your home!

Did you know, according to CoreLogic, the average homeowner gained approximately $14,900 in equity last year? That’s a good chunk of change! If you’ve been thinking about putting your home on the market, now may be a good time to sell. #ReadySetSell

Building your dream home with only a 10% downpayment could be a reality! Our Single LoanClose Construction Program makes it possible for eligible customers. If you’re interested in building, find out more about this exceptional loan program.

If you are an active-duty military service member or a veteran, let us help you finance your next home. Our VA loans require no down payment and often have more favorable rates and terms than other conventional loan types. #WMCVALoans

Honest and timely communication is critical throughout the mortgage loan process. That’s why customers are contacted on a regular basis to update them on the status of their loan. Because the more you know – and the more your client knows – the more empowered you are to make sure the transaction closes on time. #PartneringWithWMC #RealtorSuccess

Looking for a way to brighten up the guest bedroom? Try giving a plain bedside table a fresh makeover. This step-by-step tutorial makes it easy! #SpringDecor #HomeDIYProjects

We’re living in a digital world, and many of us have high expectations when it comes to technology. That’s why Waterstone Mortgage offers a proprietary mobile responsive website, called Agent Connect, which allows our Realtor partners to view their clients’ loan details in real time. You can even generate pre-approval letters on their behalf! Plus, this can all be done from your phone, mobile device, or computer. The days of being tied to a desktop all day are long gone; you need technology solutions that allow you to be on the move. #PartneringWithWMC #RealtorSuccess

Home Buying Myths Slayed [INFOGRAPHIC] Some Highlights: The average down payment for first-time homebuyers is only 6%! Despite mortgage interest rates being over 4%, rates are still below historic numbers. 88% of property managers raised their rents in the last 12 months! The credit score requirements for mortgage approval

Waterstone Mortgage's specialty is purchase business. In fact, 85% of our loans are purchase loans (vs. refinances). Because we're experts, we know it's vital to close purchase loans quickly and on time. This creates a win-win situation for your clients who are hoping to get into their new homes as soon as possible! Send a message to learn more. #PartneringWithWMC #RealtorSuccess

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