Hi, My name is Carolina. I am a Mortgage Banker with the Mortgage Banking Firm LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances.
If you are looking for a licensed mortgage professional in Tex
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Why should pre-approval be my first step?
First, in many markets, you need a pre-approval just to start looking at houses. Many real estate agents will not spend much, if any, time showing houses to someone who hasn’t demonstrated they are ready and able to buy.
Second, many sellers will not look at offers from buyers who aren’t pre-approved. In a situation where the seller receives multiple offers, a pre-approval shows the seller that you are ready to move and don’t have to wait for your financing to come through.
Third, the pre-approval process can bring to light errors that may exist on your credit report. Getting pre-approved early in the home buying process gives you a chance to dispute and correct any errors that may exist. You may also be able to improve your credit so that when you are ready to make an offer on a house you can actually secure a mortgage with even better terms than you were originally pre-approved for.
Get pre-approved today for your future HOME! Give me a call BEFORE you start shopping. I’ll match your unique situation, wants and needs with a mortgage that fits your budget. 832-447-5298 ☎️ 💥🏡 https://carolinaordonez.leader1.com
Refinancing doesn't mean you have to start over with a 30 year mortgage. With our flexible terms, you can save money without starting over. Ask me how.
LESS paperwork, MORE efficient, safe and secure from start to finish. Apply in minutes and you'll see, Mortgage applications have never been this easy! Call today, I'll guide you every step of the way. 832-447-5298 ☎️ 🏡
As you prepare to embark on the homebuying journey, it’s important to know what to do and not do during that time period. Here are some helpful hints to keep your loan on track!
• Keep your paystubs, bank statements, and other financial documents handy
• Make timely payments on all accounts, including current, rent/mortgage
• Use your credit cards responsibly, maintaining a credit balance of 40% or less
• Notify your loan officer if any financial, employment, or sales contract changes
• Let your loan officer know if you plan to receive gift funds for closing
• Continue using the same bank and insurance company
• Be available to your loan officer to minimize delays
• Change you employment status or job
• Make big ticket purchases, such as a new car
• Omit debts/liabilities from your application
• Apply for new credit or consolidate debts
• Allow anyone to pull your credit report
• Co-sign for loans
• Transfer money between accounts
• Make large deposits (other than payroll deposits)
Let's make the mortgage process easy, call me today!
Myth #2: You Need to Put at Least 20% Down to Qualify for a Mortgage
This is one of the most common myths that catch first-time homebuyers. When you’re buying your first home, the thought of making a 20% down payment can be scary. But you don’t need to have 20% saved up. At LeaderOne Financial, we offer mortgages that require down payments as low as 3%. A large down payment helps to lower your monthly payment, but it’s not a requirement to get a Mortgage Loan.
Myth #1: Find a home first, then worry about financing.
This is a very painful lesson for many first-time buyers who fall in love with a home only to learn they can’t qualify. That’s why it’s important to consult with a lender before you embark on your home-buying journey.
I will ask a few questions and check your credit to pre-approve you. This process will give you a good idea of your price range, and also of any credit hurdles you may need to overcome to secure a lower interest rate, potentially saving thousands over the life of your loan.
You can start the pre-approval process online on my website www.carolinaordonez.leader1.com
We are giving $500 credit to customers who find their future home virtually
You don’t have to expose yourself to this Corona-virus . DM me for more details 👇🏽👇🏽👇🏽💰
Call or text 📲 832-447-5298
We all know someone who has served our country! They have benefits when purchasing a home. 0% down, no PMI needed, low interest rates & fast closings.
Call/Text today at 832-447-5298 🏡🔑
It’s closing day !!🏡🔑🍾🎉
As a Mortgage Lender I come across many customers dreaming of becoming homeowners. My job is to ensure everything behind the scenes is running smoothly so I can get you to the finish line. We need more landlords and less tenants!!
Shout out to @inspiredbynzinga for her level of professionalism and thanks for referring your clients to me.
Congratulations Mr. Fadina aka “new homeowner in town” 🍾💕🏡
#lender #mlo #mortgage #motivation #blackhistorymonth #goals #homeowners
Call, text, or email me this weekend if you have any questions or need to get pre-qualified! (832) 447-5298 🏡🏠
Ready to become a homeowner??? 🏡🏠🔑🔑🔑Click here to download my LeaderOne Financial Corp app to apply now! https://apply.leader1.financial/kvclp Tap to install -Carolina Ordonez
Are you thinking about purchasing a new home in the next year? Reach out to me anytime so we can come up with a game plan to achieve all of your financial goals! ***Available this weekend**** Call/Text (832)447-5298 www.carolinaordonez.leader1.com
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I can smell those W2’s getting printed... It’s time to add a new home to your resolution New Year, New you, NEW BEGINNINGS!!! ☄️🔥👨👩👧👧🏘#lender #mortgage #bilingual #taxrefund #2020
Let me make your Mortgage experience an ease! Experience the LeaderOne difference. Dedicated to World Class Service apply today—> www.carolinaordonez.leader1.com or
Feel free to stop by our office (:
Ready to apply for a mortgage? Apply on my website http://carolinaordonez.leader1.com or my mobile app:
Click here to download my LeaderOne Financial Corp app to apply now! https://apply.leader1.financial/kvclp Tap to install -Carolina Ordonez
I know REALTORS on my page can relate!! 😂 I got you just them my way!!
Give me a call when you ready to be APPROVED by a bank/lender 🏦 I’m a Bilingual Licensed Mortgage Loan Officer at your services. 832-447-5298
Just give me a call when you ready to be APPROVED by a bank 🏦 I’m a Bilingual Licensed Mortgage Loan Officer at your services. 832-447-5298
OPEN HOUSE 🏡 Come visit this beautiful home today from 1-3pm. Don’t miss this opportunity. Like, Comment & Share!! See you there
[11/13/19] Hi, My name is Carolina. I am a Mortgage Banker with the Mortgage Banking Firm LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances. If you are looking for a licensed mortgage professional in Texas, we have local branches in Houston, TX.
Let’s end the year right! First step is to get you Pre-Approved. Call me today to set up an appointment 🏡🏡 #lender #mlo #licensed #homeownership #leader1financial #goodcredit #badcredit #preapproval #kellerwilliams #realtors #realtorsofhouston
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Carly Schorr NMLS #1181234 Financing the Greater Houston area with added millennial input Conventional | FHA | VA | USDA | Bond Loans
MARITZA GONZALEZ | Sr. Loan Officer | NMLS# 1150927
HELLO! I am LendrBot. Hard Money Lender Houston. I scour the universe for the BEST Hard Money Lenders......just for you. https://www.lendrbot.com
Direct mortgage lender, based in Houston, TX, serving communities throughout Texas. If you or someone you know is looking to buy or refi, think Gibraltar.
The Mortgage Lending landscape has evolved into a very dynamic environment, making it more important than ever to be informed and to have resources you can depend on.
My expertise focuses on Residential Mortgage Loans, VA & FHA Loans, Mortgage Refinance, Renovation Loans, Home Equity Loans and Reverse Mortgages