Beyond Finance

We designed a better way to get you out of debt. Our dedicated team and innovative programs have the expertise to help people move beyond debt.

Beyond Finance is a next generation Finance company. We're taking on the audacious goal of providing financial products that are simple, transparent and improve people's lives. We're reinventing consumer debt management by heavily investing in data, technology, and innovation to provide faster, individually tailored solutions that simply work. Our team consists of highly successful thought-leaders, entrepreneurs, and innovators in data science, credit, and marketing. Our leadership helped create and grow brands like WebEx, Barclays, Prosper, Avant, and Capital One. We're a team that's laser-focused on solving big problems and dedicated to creating a financial brand that consumers love and trust. It is rare to hear people say, "I love my financial institution, they simply have my back." At Beyond Finance, our goal is for this to be a common expression among our customers. Beyond Finance, Inc. is headquartered in the Greater Boston Area, Massachusetts.

Operating as usual

We’re excited to announce that Beyond Finance has been named one of Built In's Best Midsize Companies to Work For in Chicago! Learn more about our company culture and the roles we’re hiring for here: #2021BuiltInBest

Our team fully manages debt negotiations with your creditors, freeing you up to focus on the things that really matter. Hear what other clients are saying about their Beyond Finance experiences here:

[01/05/21]   If #investing is on your resolutions list for 2021, here are the steps you should take to get started: [via NASDAQ]

5 Financial Surprises You Don’t Need in 2021 (and How to Avoid Them)

"’s a good idea to take stock of how your finances may have changed during the last 12 months and make any needed adjustments." — The Penny Hoarder The last thing anyone wants to do right now is reflect on this year. It was dreadful. Let’s move on. Before you do, though, it’s a good idea to take stock of how your finances may have changed during the last 12 months and make any needed adjustments. Here are five areas of your finances...

We're wishing all of our clients, friends, and employees a very happy new year!

What are your financial resolutions for 2021?

'Waiting with bated breath': How student loan borrowers should prepare for Trump's forbearance period to end this December

On January 31st, the federal student loan forbearance period will end, meaning that student loan payments will be due again in February. Here’s how you should plan ahead for 2021 [via CNBC]: A Biden presidency signals new hope for student loan forgiveness, but payments could still resume in January 2021. Here's how to prepare for end of the current forbearance period.

Happy Holidays from Beyond Finance

We wish all of our clients, employees and friends a safe and very happy holiday!

Our #debtsettlement program helps our clients reduce what they owe faster, with a single monthly payment. See what others are saying about their Beyond Finance experiences here:

Stay on Track With a Budget Calendar

We love this calendar budget hack from Lifehacker's TwoCents blog: We track so many things using a calendar: meetings, appointments, trips, birthday reminders, social plans—why not our budget? A budget calendar is easily overlooked as a personal finance tool, but it offers a uniquely visual approach to your finances not always found in an app or spreadsheet.

14 million workers face losing unemployment benefits at the end of December

In the absence of a new stimulus deal, millions of Americans stand to lose their unemployment and eviction benefits. Learn more from CNBC: Millions of workers will lose their unemployment benefits at the end of December unless Congress passes legislation.

Ever wonder how #debtsettlement works and what it’s really like to participate in a program? Check out our blog for a behind the scenes look at debt settlement:

Our expert team of Certified Debt Specialists works quickly to negotiate settlements on your behalf. Read more Beyond Finance experiences here:

Why I Joined, Then Left, The FIRE Movement

If you've ever considered joining the FIRE movement to jumpstart your savings and build wealth, it's worth it to understand its pros and cons: [via The Financial Diet] I first heard about early retirement when I was 21 years old. I was a year out of college working an entry-level job that I hated, spending the days counting the minutes until I could go home, just to wake up and do it all over again. I couldn’t believe I was going to spend […]

Beyond Finance - Maria's Story

Our goal is to get our clients out of debt as quickly as possible. Hear more of our clients’ stories here:

Although the end goal is the same, different debt reduction methods can have significantly different impacts on your long-term financial health. Find out why #debtsettlement outperforms other debt-relief options on our blog:

Cheap Gifts: 55 Inexpensive Christmas Gift Ideas For 2020

Still looking for inexpensive holiday gifts for your loved ones? Check out this great list of options from Money Under 30: Need ideas for cheap gifts this holiday season? Here's our perennially popular list of 55 inexpensive Christmas gifts for everyone on your list.

An Uncomfortable Truth About Aging and Retirement Planning | Kiplinger

There may come a time when you need to seek help with financial planning or debt management, and that’s okay! It happens to us all eventually: We slow down a step or two as we grow older. If you’re managing your money on your own, there will come a day when it could catch up with you.

Debt Settlement Fees: What to Expect - Top Dollar

Even with program fees, our #debtsettlement program is likely to save you money and time compared with other debt payoff methods. Find out how the costs of debt settlement stack up against minimum payments or debt consolidation loans on Top Dollar: Take a behind the scenes look at our program to learn about debt settlement fees and how much you could save.

We’re wishing all of our clients and their families a safe and happy Thanksgiving!

Here’s Why You Might Need Mortgage Insurance When You Buy a House

Here’s a great explainer on #mortgageinsurance from The Penny Hoarder. Click the link to find out who needs #mortgageinsurance and how it works: A down payment on a home has traditionally been 20% of the total purchase price — but what happens when you don’t have 20% to put down? Lenders still want to make money off your investment, and sellers still want to offload their houses. But the bank considers you a higher-risk borrower because ...

Our expert team of Certified Debt Specialists works one-on-one with creditors to get settlements that save you money and time. See what more of our clients are saying about their Beyond Finances experiences here:

Black Friday 2020: The best early deals, the latest ad scans, and everything else you need to know for November 27

Business Insider’s guide to this year’s #BlackFriday deals is a must-read: Black Friday 2020 is less than 10 days away. But shoppers don't need to wait until November 27 to shop for early deals. Here's what you need to know.

7 Tips To Get the Most Out of Your Holiday Budget

Don’t go into the holidays without checking out Top Dollar’s guide to getting the most out of your #holiday budget: 7 tips to get the most out of your holiday budget. Celebrate the season with a realistic holiday budget that isn’t ruled by FOMO.

College Board report suggests the pandemic may have paused rising college costs

“While experts have maintained that it is too soon to determine the long-term impacts of the pandemic on higher education, a new report suggests the pandemic may have, at least temporarily, paused rising #college costs.” [via CNBC] On Monday, the College Board released its annual "Trends in College Pricing and Student Aid" report which indicates that this year, college costs increased at the lowest rate in decades.

Our expert team of Certified Debt Specialists regularly helps our clients save thousands during the #debtrelief process. Learn what others are saying about their Beyond Finance experiences, here:

Rejected for a Personal Loan? Here’s How to Recover - NerdWallet

If you’ve been denied a #personalloan, you can boost your approval odds in the future by paying off debt and building your credit. Here’s what you need to know: Use your personal loan rejection as motivation to recover and secure approval on your next application. Steps include building credit and reducing debt.

Beyond Finance - Arkadiy's Story

Our program is designed to give our clients peace of mind when it comes to their finances. Through our individualized plans, we help clients to reduce what they owe in up to 48 months. Hear more Beyond Finance stories here:

We’ve helped thousands of Americans reduce or eliminate their debts. See what our clients have to say about working with us:

In celebration of #VeteransDay, we want to salute all of our clients, staff, and friends who have served and defended our liberty.

Bad News on IRA and 401(k) Contribution Limits for 2021 | Kiplinger

Contribution limits aren’t going up next year, but more Americans are likely to qualify for retirement-related tax breaks. Get the full scoop on 2021 #retirement contributions from Kiplinger: Retirement savers will be disappointed with the contribution limits for next year, but at least more people will qualify for retirement tax breaks in 2021.

A common question from people embarking on their financial journey is “what’s the difference between a financial plan and a budget?”

The answer, in short, is that a budget will likely be part of your financial plan, but it won’t be the whole thing. A #financialplan includes a full financial audit, a budget that categorizes and tracks your spending, a map of short- and long-term financial priorities, a retirement investing strategy, and more.

Do you have a financial plan? Let us know how you came up with it!

Our expert team of Certified Debt Specialists works with creditors on your behalf to reduce what you owe and help you regain control over your finances. Find out what others are saying about Beyond Finance here:

Create S.M.A.R.T. Goals With Our Free Worksheet - Top Dollar

Setting SMART goals is the key to following through on your financial plan. Learn what they are and how you can use them on the Top Dollar blog:

#financialplanning #SMARTgoals Creating achievable financial goals can be tricky, but the S.M.A.R.T. goal setting system can help you create a clear and achievable game plan.

What The F... ICO? Why Our Credit Scores Are Going Up | HerMoney

If you’ve noticed your FICO score has been on the rise this year, you’re not alone. Find out why the Average #creditscore increased in 2020: Not subscribed to HerMoney’s weekly newsletters yet? This is what you’re missing! Here’s a look at what we published in our “This Week In Your Wallet” newsletter, Tuesday, Oct. 20, 2020. Subscribe Today! This Week In Your Wallet: What The F… ICO? It was January – only January – that ...

Our Story

Beyond Finance is a next generation finance company. We're a team that's laser-focused on solving big problems and we’re dedicated to creating a brand that consumers love and trust.

We are committed to creating customized, transparent and fair debt management solutions that people understand. Beyond Finance is reinventing the consumer debt management market by investing in innovative technologies and putting our customers first.

Our team consists of highly successful trailblazers and thought-leaders in data science, credit, servicing and marketing. Our leadership helped create and grow brands like WebEx, Barclays, Prosper, Capital One and Goldman Sachs. Beyond Finance, Inc. is headquartered in Massachusetts.

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Videos (show all)

Happy Holidays from Beyond Finance
Beyond Finance - Maria's Story
Beyond Finance - Arkadiy's Story
Beyond Finance - Carl's Experience
Jennifer's Beyond Finance Experience
Happy New Year 2019



Opening Hours

Monday 08:00 - 20:00
Tuesday 08:00 - 20:00
Wednesday 08:00 - 21:00
Thursday 08:00 - 21:00
Friday 08:00 - 19:00
Saturday 10:00 - 18:00
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