WVP Solutions - Louisa White

Insurance agent in the Houston area, specializing in coverage for individuals and families, including Medicare Yo hablo español

Operating as usual

Community work out classes are starting again!

Next week's workout is designed just for Seniors! Join us and UnitedHealthcare for Virtual Hip Hop Aerobics and Medicare for Seniors on Monday, October 19th and Wednesday, October 21st at 6:00p.m. here on Facebook with Gretchen Jeàn Fittothemax, our favorite virtual fitness coach.

Before the workout, enjoy a brief message from UnitedHealthcare's local representative, Donna Sanders about Medicaid and Medicare benefits and services for Seniors. Don't forget to invite a friend.

All the workouts are in our Facebook video library to view at your convenience or our YouTube Channel at the link below.

Engaging with EPC just got easier! Stay connected to Emancipation Park all in one place: https://linktr.ee/epconservancy

#GetFitintheTre #EPCVirtualHou #EPConservancy #EmancipationPark

WVP Solutions - Louisa White's cover photo


Here We Go Again: Dow Drops 1,000 Points As Stock Market Turmoil Continues

Another downturn for the DOW. Have you made sure that you are protected?

npr.org The Dow Jones Industrial Average fell yet again Wednesday morning after staging a rally a day earlier. Just on Monday, the stock market had its worst drop since 2008 amid coronavirus economic fears.


Oscar Shares Update on COVID-19

#HIOscar members are encouraged to keep up to date on #prevention methods for viruses such as Covid-19 #health #coronavirus


prnewswire.com /PRNewswire/ -- Today, Oscar, a tech-driven health insurance company, is sharing several steps it is taking to support members in response to the COVID-19...

[03/11/20]   Several insurers have agreed to waive copays and deductibles for members seeking testing and treatment for Covid-19.

#coronavirus #health #gettested

WVP Solutions - Louisa White

[12/26/19]   Merry Christmas and Happy Holidays!

Open Enrollment has been extended until tomorrow! Contact me with questions!

[12/12/19]   I'm sitting with a cup of coffee, reviewing applications, making sure that all my client have renewed. 3 days left in Open Enrollment! If you count on coverage through Healthcare.gov, double check!

If you are self-employed or a small business owner and have questions about your health care options, please let me know. #Endofyearreview #ACA #Healthcare

Medicare beneficiaries who were affected by Tropical Storm Imelda may be eligible for a Special Election Period (SEP) to enroll in a Medicare Advantage Plan or PDP through Jan. 31, 2020. #AEP #Medicare #Healthcare

[12/10/19]   5 Days Until The End of Open Enrollment 2020!

[12/05/19]   12 days until the end of Open Enrollment! Do you have your coverage in place for the #NewYear?

[11/29/19]   Happy Thanksgiving!

[11/02/19]   Every year when open enrollment begins there are technical difficulties. Make sure you have the information you need. #oep #aep #healthcare #medicare

[11/02/19]   As the end of the year approaches, take the time to check your plan for medical coverage. Schedule a review to learn about the new changes coming in 2020 #healthcare #AEP #OEP #health #checkup

Major medical policies can still have significant out of pocket costs. There are options to protect yourself and your family

Hospital indemnity coverage can help manage the out of pocket costs associated with other plans, I can answer questions about what your plan includes.

The Medicare Annual Election Period starts on October 1st, do you have questions?

Bankers Life

As more Americans turn 65 each day, retirement care—whether at home or in a facility, due to injury, chronic illness or decline in physical or cognitive function—is becoming an increasingly urgent issue for which Boomers need to plan for and address: http://cno.net/95cv30prmm9


The Women Facing the Greatest Retirement Risk

More women are working than ever, but are at the most risk during retirement. Income inequality continues.

nextavenue.org Why a Next Avenue money blogger was surprised by a new study's findings

[09/19/19]   Tropical Storm Imelda is still visiting Houston and East Texas. Stay safe!


What is Life Insurance? Learn more on the Bankers Life blog

Which is more valuable, your car, your house or your life?

Which do you currently have insured?

Car Insurance - check

Home Insurance - check

Life Insurance - ?

bankerslife.com Many Americans lack understanding about life insurance. Check out our guide to learn all about life insurance and find out if it’s right for you.

Bankers Life

More than 16 million Americans provide 18.5 billion hours of unpaid care for people with Alzheimer’s or other dementias*.

Last Friday, our associates created 150 “thinking of you” caregiver kits for the Greater Indiana Chapter of the Alzheimer's Association to distribute this Alzheimer’s & Brain Awareness Month.

#endALZ #BankersLifeFMND

*Source 2019 Alzheimer’s Disease Facts and Figures


Molina Healthcare

Enrolling in a Marketplace plan is only the first step in obtaining coverage. The second and equally important step is the member must pay their full binder payment in order to effectuate coverage for January 1, 2018.

Molina Has Extended Binder Payments for January 1, 2018 Effective Date Until January 15, 2018!

Molina Premium Payment Department Hours of Operation are Monday thru Friday

(888) 560-2025
8am-6pm CST

Members are encouraged to use www.molinapayment.com to process payments. Once at the website, select the option to "Pay Now". This is the fastest way to pay.

molinahealthcare.com Providing quality, affordable health care to individuals and families covered by government programs for over 30 years. Marketplace plans now available!

[12/15/17]   On September 28th, The Centers for Medicare & Medicaid Services (CMS) announced a Special Enrollment Period (SEP) for those affected by recent Federal Emergency Management Agency (FEMA) declared emergencies or major disasters. CMS also announced an extension of the Annual Election Period (AEP) for individuals impacted by a FEMA-declared emergency. Below is how Texas Residents will be affected by the SEP.

The SEP:
• Allows individuals affected by these declared emergencies or major disasters to enroll, dis-enroll or switch Medicare health or prescription drug plans in the event they were eligible but unable to make an election before the disaster occurred.
• Is available to individuals who reside in an affected area, or resided in an affected area at the time the disaster was declared, but have since moved.

The Texas counties affected by the SEP are: Brazoria, Chambers, Ft. Bend, Galveston, Hardin, Harris, Jasper, Jefferson, Liberty, Montgomery, Newton, Orange, Polk, San Jacinto, Tyler, Walker, and Waller.


[12/15/17]   Reminders from #BCBSTX for your 2018 #ACA #Healthcare

Applicants have a specific time period to pay the first month’s premium to effectuate coverage. This is true for open enrollment, special enrollment, off exchange and on exchange. If the first month’s premium isn’t paid in full by the deadline, the application is withdrawn.

This year, the pend period is the same for on- and off-exchange coverage: 25 business days. This is the only grace period. Don't loose your #coverage #Texas

[12/12/17]   2017: The fifth year of the Affordable Care Act.

Here we are. No extensions will be given, December 15th is the deadline. There are less than 3 days left. Don't wait until the late minute if you depend on coverage. Find out what is available for you, help is available. #ACA #Deadline #Obamacare #Healthcare #EndofYear

[12/12/17]   When I was 21, I planned to be a lawyer when I grew up. I needed a job right then, however. I started working for a small insurance company, then a larger one, then an agency. One of the part time jobs I had picked up in college (one of many I juggled) ended up keeping me employed for 5 years, unintentionally. In 2013, the Patient Protection and Affordable Care Act went into effect. The industry had fought and lobbied for and against the law. There was fear, apprehension and hope as the changes took place. I wanted to help people, I was excited, maybe it would open doors to people who were pushed out of plans for falling outside of the perfect guidelines required of the insurance carriers. I decided that this would be what I would concentrate on full time, to start the roll out strong.

2013: The first year. Open Enrollment lasted 6 months, the deadline was extended several times to allow those who didn’t trust the system yet to catch up. There were a variety of issues and appeals were common, and took months, but eventually were resolved.

2014: The second year. Open enrollment was scheduled for 3 months. Again the deadline was extended an additional 6 weeks to accommodate those who waited until the last minute since the system could not handle the sudden volume,

2015: The third year. Open enrollment was scheduled for 3 months, and was not extended. PPOs were withdrawn from Healthcare.gov, health carriers started to withdraw from markets completely. When the federal and state regulators required carriers to stay, several decided to stop offering individual health coverage at all.

2016: The fourth year. Open enrollment continued as scheduled for 3 months, even though the results of the presidential election caused people to believe that Obamacare would be cancelled. New companies that had been founded and counted on the risk corridors established at the beginning started to close as the original funds expired and were not reauthorized. Again there were issues and appeals, now those appeals were denied more quickly. Any issues that caused a plan to be cancelled, did not allow a reinstatement. One or two carriers were all that was left on Healthcare.gov for anyone not in an urban/suburban area.

2017: The fifth year, here we are. Open enrollment was shortened to more or less the same length as the Medicare Annual Election Period, but no one was prepared. Fewer options, and fewer companies are available, and no one knows what next year will bring. The news constantly talks about cuts and changes and no ones knows if “next year” is 2018 or 2019 without looking for the often omitted sources.

No extensions will be given, December 15th is the deadline. There are less than 3 days left.

Appeals and Special Enrollment Periods are available, but will be difficult and heavily scrutinized. Don’t wait for the last minute if you depend on coverage. The industry has been irrevocably changed, repeal will not return health insurance to “normal.” There is no normal. We have to move forward, and improve. I can’t predict what will really happen. My goal remains the same; help those looking for coverage to understand what is available and what they can use to live better, healthier lives.

10 years past unexpectedly, I didn’t grow up to be an attorney. I wonder what the next 10 years will bring.

[11/13/17]   You can enroll in #Aca #Healthplan now! Open enrollment is available until December 15th


HealthSherpa | Fast, Easy Obamacare Enrollment

Not quite ready to complete an application, but want to see what plans are available in your area? Click below



[11/05/17]   Are you ready to #enroll? #openenrollment #ACA #Healthcare

[11/05/17]   Know which carrier offer on-exchange coverage in your area #Texas #ACA #Obamacare
#FortBend : Ambetter, Community Health Choice, #BCBSTX

[11/05/17]   Know which carriers are offering on-exchange plans for the coming year #ACA #Obamacare #Harris #Houston #Texas

Harris County: Molina, BCBSTX, Ambetter, Community Health Choice

[11/04/17]   Are healthshares an option for you? #Healthcare

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