Galene Financial is a comprehensive financial services firm committed to helping our clients improve their long-term financial success. Our Commitment Our staff consists of experienced professionals with a "hands on" approach to financial guidance.
Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality. As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and continually remind you of the importance of maintaining a disciplined approach to realizing your dreams. Our Principle Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment please contact us.
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Being healthy may help your personal finances.
library-messages.com Being healthy not only makes you feel good, it may also help you financially.
Social Security has been a fact of retirement life since 1935. Are you eligible for benefits?
library-messages.com There are things about Social Security that might surprise you.
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
library-messages.com Simple steps may help you foil hackers and protect your privacy.
When the rules of the game change, tactics should follow in response to the new landscape.
library-messages.com Estate tax exemptions rules appear to be stabilizing, prompting many to reconsider conventional estate strategies.
forbes.com This bipartisan health reform package would fix Obamacare problem while meeting the concerns of both Republicans and Democrats.
Some diets lighten nothing but your wallet. Here’s a few to avoid. #diets #fads #health
library-messages.com These food myths will really put a drain on your wallet.
How much is enough for your emergency fund?
library-messages.com Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.
Are you ready for school—again?
library-messages.com This worksheet can help you estimate the costs of a four-year college program.
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
library-messages.com Combating counterfeiting remains core to preserving the integrity of the nation’s money.
lplresearch.com Economic Blog With Election Day a mere five days away, we at LPL Research thought we would add one last election forecaster to the mix of what we’ve presented over the last several months—as much b…
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
library-messages.com Here's a breakdown of how the federal government spends your tax money.
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
library-messages.com Here are five facts about Social Security that are important to keep in mind.
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
library-messages.com The decision whether to buy or rent a home may have long-term implications.
Do you know what your #insurance needs are, when you’re married, with children?
library-messages.com When you’re married and have children, insurance needs will be different.
More than one third of the S&P 500 index components, or 186 companies, are set to report Q3 results this week, including some of the top names in the index. Today's lineup includes manufacturing behemoth's 3M (NYSE:MMM) and Caterpillar (NYSE:CAT), healthcare giants Pfizer (NYSE:PFE), Eli Lilly (NYSE:LLY) and Merck (NYSE:MRK), as well as tech titans Microsoft (NASDAQ:MSFT) and AMD (NASDAQ:AMD). Sideshow? While net earnings are surprising to the upside, with the exception of a few misses, the market seems laser focused on the election, COVID-19 and any news related to stimulus talks.
Three tips for giving smart from the heart.
library-messages.com Do you have causes that you want to support with donations?
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
library-messages.com Entrepreneurs all face the same question, “Which business structure should I adopt?”
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
library-messages.com Military families face unique challenges, making personal finance even more critical.
A home is the single largest financial commitment for most people. What mortgage fits you best?
library-messages.com Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
The beans brewed for your morning coffee may have changed hands many times #MorningCoffee
library-messages.com Few contemplate the complex journey that brought their coffee from farm to kitchen table.
The Next President Is Unlikely to Sink the Economy-or the Stock Market
share.gainfully.com Don't fret if your favorite candidate doesn't get elected in November! The US economy and stock market have generally marched higher through Democrat and Republican administrations alike. Dramatic events such as 9/11, the global financial crisis, and the COVID-19 pandemic can cause sharp market sell...
Ever wonder about those free credit scores you get once a year? #creditscore #credit
library-messages.com What’s the deal with your yearly free credit report?
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
library-messages.com An inside look at how marginal income tax brackets work.
Did you know that women control 51% of all personal wealth in the United States?
library-messages.com Explore the growing influence women wield over the economy with this handy infographic.
If you'd like to participate in emerging markets, what are your options? #EmergingMarkets
library-messages.com What are your options for investing in emerging markets?
Learn more about whether you need to pay estimated taxes.
library-messages.com Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
Here are 4 unexpected locations that make great places to #raise your #family.
library-messages.com Here are 4 great, and sometimes unexpected, places to raise a family.
Do you really understand how your homeowners insurance works? #homeownersinsurance #insurance
library-messages.com Purchasing homeowners insurance is critical for protecting your home.
Think you’re saving money by not having health insurance? Think again. Medical debt can be a major cause of financial woes. Read more now.
library-messages.com Learn about the risks of not having health insurance in this informative article.
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
library-messages.com Monthly Market Insights | October 2020 U.S. Markets Stocks dropped in September as investors worried about stalled fiscal stimulus talks in Washington, the upcoming election, and new coronavirus cases in Europe. The Dow Jones Industrial Average, which lagged this year slipped 2.28 percent. The Stand...
The sooner you begin investing, the longer your money can work for you.
library-messages.com Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
I am so honored to have won the OutSmart Gayest & Greatest 2020 Readers' Choice Award for Favorite Best Male Financial Planner/Advisor this year! Thank you to all who voted.
Check out these fun family game night ideas.
share.gainfully.com For many families, game night is a big tradition. That's because it can be a great way to make memories in a manner that's largely inexpensive, easy - and most importantly - fun. Whether you're looking to start your own game night or need a fresh idea for your regular meetup, we've rounded up a uniq...
[10/02/20] Here’s the fourth quarter. Hard to believe it, but we are officially down the homestretch of 2020. Historically the fourth quarter has been the best quarter of the year, with the S&P 500 Index up 3.9% on average and higher 79% of the time. During an election year, it has gained 2% on average and has been higher 82% of the time. The last two times the seasonally weak third quarter gained more than 5%, however, the fourth quarter fell both times—in 2012 and 2018.
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