Oportun

Affordable personal loans, credit cards, and support designed to help you through life's financial ups and downs. We provide affordable personal loans, credit cards, and resources that help you take control of your finances and build credit.

We think of our customers as part of our larger community, and we want nothing more than to see our community thrive. We've provided more than 4.1 million affordable loans, saving our customers an estimated $1.8 billion in interest and fees compared to alternative lenders. Learn about our personal loans and credit cards.

Operating as usual

oportun.com 04/01/2021

Ask Oportun: What is a secured personal loan? – Oportun

Secured personal loans are backed by something of value that you own. Learn what that means for you.

oportun.com A secured personal loan is a loan backed by something of value that you own, also called collateral. Many types of assets can be used as collateral, such as your car or home. Because of the collateral, lenders take on less risk and can offer better pricing or larger loans. According to the Consumer....

oportun.com 03/30/2021

What documentation do you need for a personal loan? – Oportun

Before a lender can finalize your application, they may request that you provide personal documentation. Your lender will need to see important pieces of financial and personal information that determine if you prequalify for a loan.

oportun.com Before a lender can finalize your application, they may request that you provide personal documentation. Your lender will need to see important pieces of financial and personal information that determine if you prequalify for a loan. Key takeaways To take out a personal loan, you’ll need to provid...

oportun.com 03/22/2021

How to apply for a personal loan – Oportun

If you need money for a big purchase or an unexpected bill, a personal loan can help you get the funds you need. You can use a personal loan to pay for a wide variety of household expenses, like medical bills, home repairs, or even a wedding.

oportun.com If you need money for a big purchase or an unexpected bill, a personal loan can help you get the funds you need. You can use a personal loan to pay for a wide variety of household expenses, like medical bills, home repairs, or even a wedding. Wondering how to apply for a personal loan? …

03/19/2021

Consumer Financial Protection Bureau (CFPB)

If you are one of the millions of people who have received stimulus payments (also known as Economic Impact Payments), you can take steps to protect that money from bank and credit union fees. Learn more.

oportun.com 03/18/2021

Ask Oportun: What is a credit score? – Oportun

The better your credit score, the more likely you are to get approved for things like credit cards, loans, housing, insurance, and more. A higher score also usually means better terms and interest rates. It can also lead to added benefits, like not needing to put down a deposit or provide collateral for certain things.

oportun.com A credit score is a three digit number from 300 to 850 that banks use to help figure out how likely you are to make payments on time. The higher the number, the better your score. When people think of credit scores, they normally think about borrowing money or opening credit cards. You might not …

03/15/2021

#IRS begins delivering 3rd round of Economic Impact Payments. Social Security and other federal beneficiaries will generally receive it the same way as their regular benefits.
More at https://go.usa.gov/xsw4H

#COVIDreliefIRS

#IRS begins delivering 3rd round of Economic Impact Payments. Social Security and other federal beneficiaries will generally receive it the same way as their regular benefits.

More at https://go.usa.gov/xsw4H #COVIDreliefIRS

03/11/2021

Consumer Financial Protection Bureau (CFPB)

Your credit records affect your ability to get many essentials of your daily life – like a loan, a job, or an apartment. We have created a list of consumer reporting companies and tips for getting and validating your information.

oportun.com 03/04/2021

Payday loans versus traditional personal loans – Oportun

When you need cash fast, you might turn to either a traditional personal loan or a payday loan. Both give you money for personal expenses, but they’re different in many important ways.

oportun.com Do you need money to cover an unexpected expense? Maybe you just received a medical bill that you can’t afford. Or maybe you need to pay for a car repair right away. In these urgent situations, taking out a loan can help. But not all loans are the same. When you need cash fast, you …

oportun.com 02/25/2021

What is a personal loan? – Oportun

A personal loan is an amount of money that you borrow for personal expenses. It’s a type of installment loan that you pay back over time in set payments.

oportun.com Sometimes you need to pay for an unexpected event, like a leaky roof, car repair, or medical bill. If you don’t have enough money set aside, these situations can be stressful. Fortunately, if you need fast cash, you can apply for a personal loan. These loans give you access to money that you can u...

02/23/2021

Oportun customers: We want to hear from you!

Join our panel of research participants today to learn about opportunities to share your feedback on our products and services. Our research is always conducted remotely. When you're selected to participate, you’ll receive $10–$60 (depending on the project) for less than 30 minutes of your time.

app.usertesting.com/panels/xtDW59Aj/join

youtube.com 02/21/2021

Angelita’s story: Oportun helped me improve my credit score

youtube.com Angelita was tired of hearing “no” because she didn’t have a credit history. Then she was approved for a personal loan from Oportun. Today, she’s improving h...

oportun.com 02/18/2021

Ask Oportun: What do I need to know about credit reports? – Oportun

Your credit report is a record of your financial history and is used to calculate your credit score. Whether you realize it or not, credit bureaus start creating a report on you as soon as you have bills under your name.

Knowing what’s on your credit report can help you figure out how to improve your credit score—and that’s key to better rates and offers.

https://oportun.com/resources/ask-oportun-what-do-i-need-to-know-about-credit-reports

oportun.com Your credit report is a record of your financial history and is used to calculate your credit score. Whether you realize it or not, credit bureaus start creating a report on you as soon as you have bills under your name. A large portion of your report is based on your loan and credit card …

02/11/2021

Consumer Financial Protection Bureau (CFPB)

Tax season officially starts tomorrow, February 12. Make sure you get the most from your tax refund with this information from the CFPB.

If you meet certain income requirements, there may be free tax preparation options to help you get your refund and tax credits.

Learn about the benefits you might get from filing your federal tax return in 2021.

oportun.com 02/09/2021

How to get a personal loan with no credit history – Oportun

Not having a credit score doesn’t mean you’re bad with money—it just means you haven’t had the chance to build your credit history. But not having a credit score can make it difficult to get approved for a personal loan. Check out some of the ways you can get a loan without credit history.

oportun.com Having no credit history can make it difficult for you to get a personal loan. And if you don’t have a credit score, you’re not alone. In the United States, 26 million people are credit invisible, which means they haven’t yet built up their credit history. You could be credit invisible for any...

oportun.com 02/06/2021

Consumer Action: Why good credit is important – Oportun

“Good credit” means you have borrowed money and paid your bills on time. This includes your payments on loans and credit cards, and maybe also utilities, rent, and other bills.

oportun.com View as PDF

02/02/2021

Consumer Financial Protection Bureau (CFPB)

Here's some important information from the CFPB.

COVID-19 financial relief and protections for many student loan borrowers, renters, and homeowners have been extended.

COVID-19 financial relief and protections for many student loan borrowers, renters, and homeowners have been extended. Here’s what you need to know.

oportun.com 02/02/2021

Ask Oportun: What’s the difference between a secured personal loan and a standard personal loan? – Oportun

Both standard and secured personal installment loans allow you to repay your loan in multiple payments over a period of time. They both accrue interest and can have a positive impact on your credit score, if reported, when you make your payments on time and in full.

The difference: A secured personal loan requires you to provide collateral for your loan, while a standard loan does not.

oportun.com The simple answer: A secured personal loan requires you to provide collateral for your loan, while a standard loan does not. According to the Consumer Financial Protection Bureau, collateral is an asset that secures a loan or other debt. Both standard and secured personal installment loans allow you...

oportun.com 01/30/2021

Consumer Action: Building good credit – Oportun

Having good credit can help you achieve your goals. It can even save you money when you borrow because you’ll qualify for lower interest rates. If you start now, you can build a good credit history that will benefit you throughout your lifetime.

oportun.com View as PDF

irs.gov 01/30/2021

2021 tax filing season begins Feb. 12; IRS outlines steps to speed refunds during pandemic | Internal Revenue Service

On Friday, February 12, 2021, taxes will start being accepted and processed for 2020 tax year returns. Here's what you need to know.

irs.gov IR-2021-16, January 15, 2021 — The Internal Revenue Service announced that the nation's tax season will start on Friday, February 12, 2021, when the tax agency will begin accepting and processing 2020 tax year returns.

01/25/2021

You can stay safe and find answers to your tax questions on IRS.gov. They have several tools that will help you get ready to file your taxes.
Find out more: www.irs.gov/getready

You can stay safe and find answers to your tax questions on IRS gov. We have several tools that will help you Get Ready to file your taxes.

Find out more: www.irs.gov/getready

oportun.com 01/21/2021

Consumer Action: Managing credit wisely - Oportun

If you have established credit and built a decent credit history, you probably get offers for more credit cards or higher credit limits. It’s good to have options, but it’s even more important to make wise choices about the accounts you open and how you use credit.

oportun.com View as PDF

oportun.com 01/16/2021

Local resources | Oportun

Whether you’re trying to save on bills, find childcare, or fix your heater, our partner SpringFour can help.

oportun.com Our partner, SpringFour, can help you find nonprofit and government services that will save you money.

01/12/2021

Tech support scams are everywhere. Here's some information on spotting and reporting scams from the CFPB.

During the pandemic, people are doing more online. So, if something goes wrong with your device, you want to fix it right away. Scammers are preying on this, offering phony tech support services. Learn how to spot, avoid, and report tech support scams. https://go.usa.gov/xAPEu

oportun.com 01/12/2021

Ask Oportun: What is a secured personal loan? | Oportun

There are three major benefits to securing your loan with collateral. Because a secured loan reduces the risk for the lender, many lenders can:

- Approve you for a loan when they otherwise wouldn’t—even if you have little to no credit history

- Offer you a larger loan amount so that you can do more with your money

- Provide better loan terms, such as lower interest rates, than with an unsecured loan, which can save you money in the long run

oportun.com A secured personal loan is a loan backed by something of value that you own, also called collateral. Many types of assets can be used as collateral.

oportun.com 01/08/2021

Continuing to help our customers through the pandemic | Oportun

Since the start of the pandemic, we’ve offered assistance to customers facing any financial hardship. It is more important than ever that we continue.

oportun.com Since the start of the pandemic, we’ve offered assistance to customers facing financial hardship. It is more important than ever that we continue.

oportun.com 01/05/2021

What documentation do you need for a personal loan? | Oportun

Before applying for a personal loan, it helps to have all the necessary documentation on hand. If you need a personal loan for an urgent expense, you probably want your money as soon as possible. Gathering your documents ahead of time can help speed up the process.

oportun.com If you’re looking for a personal loan, make sure you have all the documentation you need. Keep reading for details about personal loan documentation.

01/01/2021

✨✨✨ Happy new year! ✨✨✨

experian.com 12/30/2020

21 Ways to Improve Credit in 2021

As we all get ready for the New Year, Experian has put together this helpful list of ways you can improve your credit next year.

experian.com From setting up automatic bill payments to paying down debt and limiting new lines of credit, learn tips that can help you improve your credit.

12/24/2020

May your day be merry and bright

12/23/2020

oportun_holiday_holdinghands_en

Happy holidays from Oportun!

12/23/2020

oportun_holiday_holdinghands_sp

¡Felices fiestas de Oportun!

oportun.com 12/22/2020

Ask Oportun: What is a credit score and why is it important? | Oportun

The better your score, the more likely you are to get approved for things like credit cards, loans, housing, insurance, and more. A higher score also usually means better terms and interest rates. It can also lead to added benefits, like not needing to put down a deposit or provide collateral for certain things.

oportun.com A credit score is a three digit number from 300 to 850. It's used to figure out how likely you are to make payments on time. Higher scores are better.

12/19/2020

Happy holidays to you and yours!

oportun.com 12/17/2020

Find a location | Oportun

Southern California, you can now find Oportun in 30 Northgate Gonzalez Markets locations. Come by and say hi! Find the location nearest you today!

oportun.com Oportun has hundreds of locations across the country. Find one near you.

12/16/2020

As you finish up last-minute holiday shopping. Here are some tips from the Consumer Financial Protection Bureau (CFPB) on avoiding scams and keeping your information safe.

Due to public health concerns, many of us will be shopping online this year. Make sure you’re shopping from reputable sites and protect your personal information.

Learn more tips to help protect your friends and family from scams this holiday season. https://go.usa.gov/x7ME2

08/06/2019

Oportun

07/31/2019

Oportun

Location

Telephone

Address


13765 Tomball Parkway
Houston, TX
77086

Opening Hours

Monday 11:00 - 18:30
Tuesday 11:00 - 18:30
Wednesday 11:00 - 18:30
Thursday 11:00 - 18:30
Friday 11:00 - 18:30
Saturday 10:00 - 17:00
Sunday 10:00 - 16:00
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