Rio Financial Group

Agent licensed to sell life insurance and fixed annuities in Texas, Colorado, Nevada, Washington and Oregon.

Mission: As a Financial Professional I can be hired for one very special reason, I can help you have peace of mind when it comes to planning for College funding, Retirement, Disability and Long Term Care.

Operating as usual

savingforcollege.com

What Is a 529 Plan?

Don't wait to start saving for your child College! Talk to us to find out if this plan is right for you.

savingforcollege.com A 529 plan is a college savings plan that offers tax and financial aid benefits. 529 plans may also be used to save and invest for K-12 tuition in addition to college costs. There are two types of 529 plans: college savings plans and prepaid tuition plans. Almost every state has at least one 529 pla...

savingforcollege.com

What Is the Penalty on an Unused 529 Plan?

Some plans are better than other when saving for college. Talk to me for more information!

savingforcollege.com Taking a non-qualified 529 plan distribution subjects the earnings portion to income tax as well as a 10% penalty. Read these tips for minimizing the penalty.

planadviser.com

Lack of Funds for LTC is Americans’ Greatest Fear About Aging | PLANADVISER

Long Term Care costs are higher than ever! secure your policy while you still can and freeze in your premiums!

planadviser.com Yet only 20% have taken any step toward funding their long-term care expenses.

entrepreneur.com

5 Pieces of Free Financial Advice You Can't Afford to Take

There's so much truth in this article.

entrepreneur.com A lot of the "commonsense'' advice is why a lot of people have little or nothing set aside for retirement.

Jessica Larroza Sargent

It's never too late unless you're sick, or disable. Lock in your premiums and have peace of mind for the rest of your life!

Your family depends on you for care, for stability and for financial security. While you can’t guarantee you’ll always be there for your loved ones, life insurance lets you still provide for them even after you’re gone.

Click here to run quote and apply in minutes.

https://app.back9ins.com/apply/JessicaSargent

massmutual.com

Life Insurance Calculator – Live Mutual – MassMutual

This is a helpful tool to help you determine your life insurance needs. Took me 2 secs to get my number.
https://www.massmutual.com/planning/calculators/life-insurance-calculator

massmutual.com MassMutual's life insurance calculator can help you determine the right coverage for you. Talk to our financial advisors today to explore policy options.

Quote and Apply for Life Insurance Online

Your family depends on you for care, for stability and for financial security. While you can’t guarantee you’ll always be there for your loved ones, life insurance lets you still provide for them even after you’re gone.

Click here to run quote and apply in minutes.

https://app.back9ins.com/apply/JessicaSargent

Have the ability to: 1. Instantly quote your own Life Insurance 2. Apply on the internet with DocuSign® 3. Your policy is securely sent to your agent and insurance…

money.usnews.com

4 People You Need in Your Professional Life

4 People You Need in Your Professional Life

money.usnews.com You’re limiting your opportunities by not seeking help or advice from these people.

forbes.com

8 Money Management Tips For Small Business Owners

For my small business owner clients. Check out this piece from Forbes about management tips.

forbes.com When was the last time you rethought your payroll, managed collections, or negotiated discounts with your vendors? Here are eight-smart money management strategies that are designed to increase cash flow, and establish financial stability in your business.

People are living longer; fewer caregivers are living at home; the cost of care is rising; government financial assistance for individuals who don’t qualify for Medicaid is uncertain. Does this portend a potential long-term care crisis? http://bit.ly/2jzOKxO.

Following a couple from diagnosis to the final stages of Alzheimer's

The following demonstrates the importance of planning for long term care

For 10 years, Dr. Jon LaPook has been checking in on Carol Daly, a woman diagnosed with Alzheimer's, and her caregiver husband, Mike. After a decade, the disease has had a devastating impact on each of them

lifehappens.org

6 Reasons Single People May Need Life Insurance | Life Happens

Many people make the assumption that life insurance is for married couples and those with kids.

lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. Many people assume that your debt dies w...

blog.massmutual.com

blog.massmutual.com

How to avoid probate without setting up a trust

blog.massmutual.com

With caring for family at the center of financial planning, 78% of Asian Indian families prioritize a stable source of income in case of the unexpected. How are you protecting your family today? Take a look at the State of the American Family Study here for some ideas! https://bit.ly/2F8Bbjo.

mnn.com

Women are aging alone more than ever (and figuring how to make it work)

Ladies, would you be financially ready to go it alone? #retirementgoals #seniorliving #financialindependence #freedom #security #investment #goals

mnn.com There are challenges — and rewards — to going solo.

forbes.com

Self-Made Women

Have you seen the list of America's Richest Self-Made Women? Check out the full list here!

forbes.com Inside Forbes’ first ever ranking of the country’s most successful women entrepreneurs and executives as measured by their net worths.

time.com

Women Make the Most Money in These States

Is your state on the list? Find out here which states women make the most money mistakes in…

time.com The nation's capital is one of the best places for working women

Did you know that November is National Family Caregivers Month? Take this month to honor all family caregivers across the country. To learn more about the month, check out: http://bit.ly/2cEqXnx and for more info on MassMutual’s SpecialCare program www.massmutual.com/SpecialCare.

[10/31/18]   Life insurance: 3 income tax advantages
http://bit.ly/2GvLm1s.

blog.massmutual.com

Term life insurance policies have important differences in value | MassMutual

Read the article here and reach out with any questions!

blog.massmutual.com There are plenty of differences in policies that make it wise to compare beyond the basic price.

Individual vs. Group Term Life Insurance

Many people purchase group term life insurance at work. What you may not realize is that buying individual term life insurance may be a better option.

Millions of people purchase group term life insurance through a plan at work. Did you know that, for many, buying individual term life insurance may be a bet...

blog.massmutual.com

College financial aid primer and guide | MassMutual

College costs continue to climb. Look at this article on college financial aid and please reach out with any questions.

blog.massmutual.com College tuition continues to rise making the need for student loans, scholarships, work-study programs and financial aid that much more important.

players.brightcove.net

Income is your engine - it fuels everything you are working towards.

players.brightcove.net

blog.massmutual.com

Life insurance, annuity alternatives in investing | MassMutual

Taking cash off the table: Life insurance and annuity alternatives

blog.massmutual.com When stock and bond markets get volatile, many investors look to move their money into less uncertain areas.

Financial IQ: Developing a college funding strategy

A college funding strategy can be can take many forms. This video explains one way you can do it.

Helping fund your children's college education can help with their future financial well-being. Developing a college funding strategy now can help ensure you...

blog.massmutual.com

Saving in your 20s can lead to better retirement math | MassMutual

Are you saving for retirement in your 20s? Find out how to "do" the math…

blog.massmutual.com Millennials can start saving for retirement in their 20s, yielding greater returns via an IRA or 401(k). MassMutual’s financial advisors can help today.

blog.massmutual.com

What millennial home buyers want in real estate| MassMutual

Buying a house? What millennial home buyers want

blog.massmutual.com millennials, home buying, homebuyer, real estate

You may live longer than you think!

Your retirement savings should last as long as you. However, you may live longer than you think. Checkout the video below and please reach out for any questions.

One of four related motion graphic videos that help clients visualize some of the financial risks in retirement. This video discusses some of the challenges ...

forbes.com

7 Tips For Creating A Mindfulness Practice At Work

7 Tips For Creating A Mindfulness Practice At Work

forbes.com Yunha Kim created Simple Habit, a platform that aims to make mindfulness an easy, everyday habit at work, when she found herself stressed out starting her first company. Here, she offers 7 tips for making mental wellness a priority in your workplace, fostering happiness and productivity.

marketwatch.com

Retire early? You need ‘at least $5 million,’ according to Suze Orman

Retire early? You need ‘at least $5 million,’ according to Suze Orman

marketwatch.com Suze Orman just threw water all over the FIRE movement that’s been spreading across the internet.

insurancenewsnet.com

How Young Is Too Young? Life Insurance And Children - InsuranceNewsNet

How Young Is Too Young? Life Insurance And Children

insurancenewsnet.com Why a parent should consider purchasing life insurance on a child.

forbes.com

Five Best Ever Tips For Successful Womanhood In The XXI Century

Five Best Ever Tips For Successful Womanhood In The XXI Century

forbes.com Being a woman is powerful and beautiful! Make your priority list, replace quotas with teamwork, open your dreamed business and remember always that your life is your choice so choose wisely! Ready for womanhood in the XXI Century?

abc15.com

Why free life insurance at work might not be enough

Why free life insurance at work might not be enough

abc15.com Free life insurance at work is a sweet deal. The employer pays for the coverage, and all you have to do is sign up during open enrollment for employee benefits.

cnbc.com

What to say when an interviewer asks, 'What's your biggest weakness?'

Suzy Welch: What to say when a job interviewer asks, 'What's your biggest weakness?'

cnbc.com Here's how to avoid sounding phony or incompetent.

players.brightcove.net

You are the Money Maker. Make sure you protect your ability to earn an income.
http://bit.ly/2DKunlK.

players.brightcove.net

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8323 Southwest Freeway
Houston, TX
77074
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Norwood

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We closed a good commercial deal today, good work team A. Lets keep rolling them in.

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Hawkins Insurance Agency Hawkins Insurance Agency
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With over 35 years in the business, Hawkins Insurance is more than able to handle your insurance needs. With multiple carriers, we can shop on your behalf and try to get you the best rate. Get your Free Quote Today!

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