SPCO Credit Union

SPCO (Southern Pacific Co.) Credit Union offers financial products and services to its Members in the Houston community. Become a Member today!

SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.

Operating as usual

04/10/2021

April is National CU Youth Month and we want to help our youngest members start on a path to financial freedom. Open a new youth account in April with a $25 deposit and SPCO will make a $25 matching deposit. Learn more. https://bit.ly/31AFrjV

04/08/2021

Financial Tip #2 – Set SMART financial goals. Learn more.
https://bit.ly/2OYMSid
#FinancialLiteracyMonth

04/04/2021

Wishing you and your family happy hunting and lots of sweet treats. Happy Easter!

04/01/2021

April is Financial Literacy Month so it’s the perfect time to look at your financial situation and make sure you’re making healthy financial decisions. Every Thursday in April, we’ll share a tip to help you get started.
Financial Tip #1 – Get a copy of your credit report from all three reporting agencies. www.annualcreditreport.com
#FinancialLiteracyMonth

04/01/2021

Don’t become a victim. Check out our Identity Theft prevention tips. https://bit.ly/3aMFLBv

03/31/2021

SPCO Credit Union's cover photo

03/29/2021

Starting today, everyone ages 16 and older is eligible for the COVID-19 vaccine in Texas, regardless of their occupation or health status. Many people are sharing photos of their vaccination cards on social media but think before you post. Don’t make it easy for scammers to get your personal information such as your full name and date of birth.

03/28/2021

SPCO Credit Union partners with Member Auto Center so it’s easy to locate and buy your next vehicle. Check out this awesome car-buying site. https://bit.ly/3qVofRd

03/26/2021

Here are the main things you need to know right off the bat for the 2021 tax season. https://bit.ly/2UdjlBF

03/24/2021

Save money and earn competitive dividends with On-Track Checking. Just $25 to open and no monthly service charge makes this a checking worth checking out. https://bit.ly/3a8gH8c

03/20/2021

With our convenient electronic services, avoid the line and have more time to do the things you enjoy. Learn more. https://bit.ly/2zDgo4X

03/17/2021

Hope you have a lucky day – Happy St. Patrick’s Day!
#StPatricksDay

03/16/2021

Take advantage of low mortgage rates! Lower your rate and get big savings! Start today! https://bit.ly/2KWQvDm

03/13/2021

Is your auto loan rate too high? Refinance and get a rate as low as 2.75% APR*. Apply today! https://bit.ly/39lzDzA

03/10/2021

Do you take your lunch to work? If so, share your best lunch ideas. #NationalPackYourLunchDay

03/08/2021

March is Women’s History Month and today is International Women’s Day. This month is set aside to honor women’s contributions to American history. Read more. https://bit.ly/2Tmus9d

03/08/2021

SPCO Credit Union's cover photo

03/06/2021

We are constantly evaluating our reopening plans and anticipate returning to normal lobby service in mid-March. Currently the lobby is open by appointment only. If you would like to meet with us in person, please call 713-455-8586 to schedule an appointment. The drive-thru and all online services are still accessible for routine transactions.

Masks are required for in-person service.

03/05/2021

More and more, we miss out on the valuable moments of our lives as we pass the time with our faces buried in our phones. Can you commit to one day unplugged? Take this day to carve out precious time to unplug, relax, reflect, be active, get outside, and connect with loved ones.
#NationalDayOfUnplugging

03/02/2021

Help your friends make the switch to SPCO and you’ll both earn $50! www.ReferSPCO.org

02/28/2021

Save money and earn competitive dividends with On-Track Checking. Just $25 to open and no monthly service charge makes this a checking worth checking out. https://bit.ly/3a8gH8c

02/26/2021

With our convenient electronic services, avoid the line and have more time to do the things you enjoy. Learn more. https://bit.ly/2zDgo4X

02/25/2021

If you are shopping for a new or used vehicle, start with our free car buying site. https://bit.ly/3a7YNkq

02/23/2021

You still have time to take advantage of record-low mortgage rates! Lower your rate and/or payment, expand your buying power, and get big savings! Start today! https://bit.ly/2KWQvDm

daveramsey.com 02/22/2021

Coronavirus and Your Taxes

Check out these helpful Q&A's about Coronavirus and your taxes. https://www.daveramsey.com/blog/coronavirus-and-taxes

daveramsey.com Coronavirus has impacted almost every part of our way of life—and that includes taxes. Here are some of the answers to your biggest questions.

02/20/2021

Our pets are such agreeable companions. They ask no questions, pass no criticism, and give unconditional love. #LoveYourPetDay

02/18/2021

If your friends are frustrated with their bank or credit union, help them make the switch to SPCO! https://bit.ly/2CxUj6q

[02/17/21]   SPCO Credit Union plans to be open for regular business hours on Thursday, February 18th.

Please check the website for latest updates.

[02/16/21]   We will be closed again tomorrow, Wednesday, February 17th.

Please access your accounts via online banking.

[02/16/21]   We will be closed tomorrow, Tuesday, February 16th due to the weather and road conditions.

You may access your accounts via online banking.

02/15/2021

Today SPCO is closed in honor of Presidents Day. #PresidentsDay

02/14/2021

We’re wishing you a Happy Valentine’s Day with lots of love! #ValentinesDay

02/12/2021

SPCO will be closed on Monday for Presidents Day but you can always access your accounts online or via mobile banking.

02/09/2021

Did you know National Pizza Day is a thing? That’s our kind of day!!! If you’re hungry, check out these great deals and discounts on your next pizza order! #NationalPizzaDay https://bit.ly/2M1QRcx

02/07/2021

Is your auto loan rate too high? Refinance and get a rate as low as 2.75% APR*. Apply today! https://bit.ly/39lzDzA

Our Story

Today, SPCO Credit Union is a full-service financial institution serving approximately 3,700 members.

Mission Statement - To be the TRUSTED PARTNER in each member’s financial life.

Location

Telephone

Address


12755 N Houston Rosslyn Rd
Houston, TX
77086

Opening Hours

Monday 09:00 - 16:30
Tuesday 09:00 - 16:30
Wednesday 09:00 - 16:30
Thursday 09:00 - 16:30
Friday 09:00 - 16:30
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