Brandy N Sams - Licensed Loan Officer - CA,TX

Mortgage rates May 2019 forecast: Rates are down & affordability is up

Here is a great article on interest rates #mortgageminutemondays

http://www.houseloanblog.net/mortgage-rates-may-2019-forecast/

houseloanblog.net It's a great time to be a homebuyer: Mortgage rates May 2019 are low and enticing. There's no telling how long this rock-bottom affordability will last.

The Lighter Side of Real Estate

This was too funny to pass up reposting. Thanks Tanya Warner for this proper belly laugh

Just gotta keep forging ahead...

Please Vote!

Congratulations Maria on closing on your new Home!

It’s always a pleasure working with prepared 1st time homebuyers! #btcsociety

[10/12/18]   Realtor- If you are interested in becoming a Certified Credit Specialist for Freddie Mac please comment 👇🏼👇🏼👇🏼👇🏼

Sold! Congratulations to the Bocard family in the purchase of their new home after they lost everything in the Harvey Flood!

#loanswithbrandy #realestatefan #themortgagequeen👸🏽 #homeowner #closingday #centurycommunities #lovemyclients

Closing Day! Congratulations to the Bentley Family on the purchase of your new home!
#loanswithbrandy #newhomebuyer #1sthome #homeowner #mortgages #closingday #drhortonexpress

[06/05/18]   The happiest people in the world are those who feel absolutely terrific about themselves! This is the natural outgrowth of accepting total responsibility of every part of their life - Brian Tracy

📣🎉 Mortgage Min Monday’s! 🎉📣 When an amazing opportunity comes around. Make sure to share the information.

Like, Comment and Please share this with everyone that you know who might be interested in refinancing or purchasing a new home 👇🏼👇🏼👇🏼👇🏼👇🏼

This rate is soooooo unbelievable and there is no Mortgage Insurance! 😜

The woman was partially sucked out of the plane after engine failure, witnesses say

One of my greatest love ✈️lead to tragedy..... 🛬How do you recover from that?

I have been flying since I was a small child and I love it! I was always extremely fascinated by the beauty of the open skies. Reading about this recent tragedy has my heart in pieces as I pray that Jennifer Riordan’s Family right now.

I know that some will be hesitating to fly so I want to make sure that I encourage everyone to read on the facts and know that God is ultimately in control. This is the 1st fatal crash in 28 years. Doesn’t make this tragedy any less serious or our hearts any less sorrowful for Jennifer’s Family it just helps you keep the statistics in perspective......

My prayer for those who read this is that you pray for the family, friends, and loved ones for all those who were on that plane or are connected in any way.

Anyone who has to catch a flight soon. My prayer is that you don’t allow this story to create fear knowing that just like God has kept you this far he will continue to do so!

I also pray for the employees of Southwest Airlines.

What are your thoughts and prayers after reading this? Comment below 👇🏼👇🏼👇🏼👇🏼👇🏼

http://abcnews.go.com/US/plane-makes-emergency-landing-philadelphia/story?id=54530003

abcnews.go.com The flight was en route from New York to Dallas when diverted to Philadelphia.

Making a decision to buy a home is not to e taken lightly. A lot of people will tell you just to jump in ... My goal is to help you jump the right way so that you soar and not fall..... you are prepared and not afraid...... that you are educated and not confused! Anything that you want to accomplish in this life starts with a decision of the mind! How you perceive Fear is the beginning! I hope this blesses you like it has me! 💋🙅🏽‍♀️
#themortgagequeen👸🏽 # homeowner # mortgages # brandyfromthebay # Buyer #mortgageminutemondays #iapp #newhomes #dontbeafriad #itsyourtime

[03/09/18]   The Live course has been sold out!

Thank you to those who signed up. We will have a great time!

See you soon. Details to follow.

Brandy N Sams - Licensed Loan Officer - CA,TX's cover photo

10 Reasons People Stay in Debt

This is a good READ 📕

daveramsey.com Here are 10 of the biggest reasons people stay in debt, and how you can avoid it! Don’t let any of these stop you from taking control of your money!

📣📣📣You asked and I am always looking for ways to DELIVER!!

Tune in Love tomorrow where I will be talking with Ralph Vallier-cotton about the new tax changes and how taxes affect your ability to qualify for a home loan!

Post questions 👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼by 8pm tonight for a response. Tag your friends too!

[02/12/18]   🏦🏦🏦Mortgage Minute Monday’s w/ The Mortgage Queen👸🏽🏦🏦🏦

🎉🎉🎉🎉GOOD NEWS 🎉🎉🎉🎉

👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼

As of Feb 9th the bipartisan tax bill is extending a number of current tax deductions. One of which is that............

📣📣📣For families that have a total adjusted gross income of $100,000 or less you will continue to be able to deduct 100% of your
Mortgage interest premium through the end of 2017!!!!!!!

This can homeowners $100’s if not $1000’s of dollars this year.

Please Share this with as many people as you can!

#themortgagequeen👸🏽 #homeowner #taxseason #knowthelaw #mortgages

[02/08/18]   Invest in Yourself and others and your business will never fail!

#payitforward
#themortgagequeen👸🏽
#beyondtheclose

Brokers Tell All: 10 Ways to Boost House Value

Looking to refinance or renovate your home. Check out these suggestions on ways to boost your home value!

https://www.thisoldhouse.com/ideas/brokers-tell-all-10-ways-to-boost-house-value

thisoldhouse.com These smart upgrades and fixes won't cost you a lot of money, but they could help you clinch a deal if you're trying to sell

It’s a blessing, honor and privilege to connect people with their dreams.

Everyone deserves the opportunity to make homeownership a reality.

www.loanswithbrandy.com
[email protected]

[01/26/18]   “ Brandy from the Bay Word of the Day “

It’s not until you change your identity to match your life Blueprint that you will understand why everything in the past never worked.

-Shannon Alder

What does your current identity say about you future life’s accomplishments or regrets?

The present is the futures past.

Food for thought

#themortgagequeen👸🏽
#brandyfromthebay
#Fridayfood4thought
#yes2bbb

Brandy Sams

“ It doesn’t matter how small your beginnings are. What matters is how big your passion is “
- Michelle Pham

Call me to find out how to realize your passion for homeownership today! 469-804-8276
www.loanswithbrandy.com

I can help!

[01/24/18]   It isn’t what you have, where you are, or what you are doing that makes you happy. It is what you think about it!

- Dale Carnegie

Be serious about making homeownership not just a dream but a REALITY! Invest more in you and your family than the opinions and arrivals of others.

Call me and let me show you how. Www.loanswithbrandy.com

#beyondtheclose
#themortgagequeen😱
#homebuyer2018
#FromRenterToOwner

The benefits of cash out refinance: New Year, Same House, More Savings

2018 is HERE with a message for all interested in refinancing their home loan!

RATES HAVE AND WILL CONTINUE TO GO UP!

There is no time like the present to look into refinancing your home.

Call me to find out what options are available to you 469-804-8276 or www.loanswithbrandy.com

http://www.houseloanblog.net/new-year-cash-out-refinance/

houseloanblog.net Is this the year you benefit from a cash out refinance? You can potentially lower your monthly mortgage payment, change loan terms, or pay for renovations.

[01/10/18]   Wednesday mortgage news 😢😢 Rates are going up! 😢😢

Contact a reliable Mortgage company ASAP !
#themortgagequeen👸🏽 #ratesgoing⬆️. #homebuyer #housein2018 #mortgages

[01/04/18]   🎉🎉🎉🎉 2018 is YOUR YEAR! 🎉🎉🎉🎉

The year to shed those unwanted pounds!

The year to get your relationship back on track!

The year to finish your degree!

The year to get the promotion!

The year to achieve that goal of homeownership! And I can help you do that!

Do your clients hate closing because it takes too long?

Is it frustrating that there are sooooo many papers to sign

WELL, coming to a closing office near you we are rolling out our Express Closing Program here at Cornerstone HomeLending.

If you want to know more comment below 👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼

If you know a realtor or client who could make good use of this information please like and share!

I look forward to servicing you really soon.

www.loanswithbrandy.com
469-804-8276

#yes2bbb #2018homeowner #ICloseOnTime. #themortgagequeen👸🏽 #ratesaregoingup

Last-minute Mason jar Christmas gifts for the ones impossible to buy for

Looking for idea on great stocking stuffers this Christmas?????

I have some suggestions for you below ....................................................

http://www.houseloanblog.net/mason-jar-christmas-gifts/

houseloanblog.net A picky but well-meaning friend, dear old Dad, a coworker whose name you drew for Secret Santa -- they'll love these Mason jar Christmas gift goodies.

[12/18/17]   Comparison is the Thief to JOY!!!
- Theodore Roosevelt

12 amazingly easy gift wrapping tips for the holidays

I LOVE WRAPPING CHRISTMAS PRESENTS DON'T YOU?

Here are some tips for 12 wrapping ideas. let me know what you think. Post pictures of your favorite wrapped gifts.

http://www.houseloanblog.net/gift-wrapping-tips/

houseloanblog.net When plain old Christmas wrapping paper isn't going to cut it, try one of these 12 simplified gift wrapping tips to spruce up what's under your tree.

[12/07/17]   Do your clients hate closing because it takes too long?

Is it frustrating that there are sooooo many papers to sign

WELL, coming to a closing office near you we are rolling out our Express Closing Program here at Cornerstone HomeLending.

If you want to know more comment below 👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼👇🏼

If you know a realtor or client who could make good use of this information please like and share!

I look forward to servicing you really soon.