Tatum Home Team - Tyler Tatum NMLS 791352 - Bank of England Mortgage

I relocated to Florida years ago in pursuit of building my family and book of business in the Sunshine State. I am fortunate enough to be a part of one of the most successful branches of the Bank of England. With more than 116 years of experience, they have allowed me to flourish and originate millions of dollars in mortgage transactions in multiple states. I am blessed in that I wake up every day excited about the new families I will help to purchase their dream home, lower their monthly payment, or simply improve their current economic standing. I approach challenges that others shy away from and have a reputation for creatively closing loans that other lenders either do not take the time to explore, or simply do not have the knowledge to complete. My strengths are product knowledge, an eye for detail and thorough communication with all parties involved throughout the loan process. My wife, Christina, and I live in Jacksonville Beach. We both live an active lifestyle and enjoy all sports and outdoor activities. We are excited about the careers, family and sense of community we are building here and we'd love to add you to our network. I'm eager for the opportunity to work with you directly, or advise any of your potential referrals about the refinance or purchase of their homes!

It was a great October for the #TatumHomeTeam! Special thanks to all of our amazing partners and clients for helping us rank #21 nationally.
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It's more than loans...it's all of YOU!

mortgagenewsdaily.com

Apple Commits $2.5 Billion to Bay Area Housing Funds

"Apple says nearly 30,000 people left San Francisco between April and June of this year and homeownership in the Bay Area is at a seven-year low."

If only there were a place with beaches, sunshine, low cost of living, and a booming economy these people could move to. 🤔🤔

Tatum Home Team - "Proudly welcoming California emigrants with open arms since 2011." 🤗🤗🌞🌞

#movetoflorida #florida #realestate #mortgage #sunshinestate

mortgagenewsdaily.com Apple has joined other high-tech giants in a commitment to help alleviate a problem partially of their own making. On Monday, the Cupertino, California firm announced a $2.5 billion plan to help address the housing availability and affordability crisis in Northern...

jaxdailyrecord.com

Luxury home-furnishings retailer RH files plans for St. Johns Town Center | Jax Daily Record | Financial News & Daily Record - Jacksonville, Florida

Here we grow again! I'd love to see it downtown but still happy to see the growth! #realestate #mortgage #tatumteam #jax

jaxdailyrecord.com The multistory building would be the chain’s fourth in Florida.

#BOECultureClub's 2019 Pumpkin Contest ft. Dia De Los Minshew. 🎃
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#TatumHomeTeam #MinshewMania #DUUUVAL

📣 If I've said it once I've said it a thousand times, Atlantic Coast Title & Escrow & Maria Coutu are absolutely amazing. The woman behind the camera, Maria Coutu, had a baby 2 days before this picture was taken and she refused to let that stop her from closing deals and providing amazing service for her partners! Let that sink in...48 short hours. 🤯

Her ability to continue to provide top notch service for her agents, loan officers and clients while being a supermom over the last week is still blowing my mind. Plans changed for two of her Friday closings and she adapted without skipping a beat. Her refusal to create any inconvenience of any kind to her clients left us all amazed and I'm still trying to figure out how she got it all done while making it look easy. 💪

Everyone likes to use the phrase "going above and beyond" but I've never seen a better example of this than what Maria Coutu just accomplished and what she continues to do today.
She inspires my team and I to do more and more for our clients every day and she should be an inspiration to us all!

If you're not using her for all of your real estate title & escrow needs you need to take a long look in the mirror and ask yourself if you're providing your client with the best service availalble.

Congratulations 🎉 Michael Powers & Brittany Long on the purchase of your new beach house and congratulations Steven Coutu for negotiating a great deal for your buyers as always! 🏠💪

Friday's are best spent at closing tables with friends!

#supermom #inspiration #rockstar #tatumhometeam #kwap #kellerwilliamsatlanticpartners

Special thanks to our clients and friends Max and Lesya Biggar for trusting us with your home loan!
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#TatumHomeTeam

We love hearing that we made a difference in our client's homebuying experience. Thank you, Dallas Wilkes, for trusting us with your home loan!
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#TatumHomeTeam

Thank you, David Dawkins, for trusting us to assist you with your home loan! 🏠
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#TatumHomeTeam

🚨Life is short...buy the house! 🏠

What benefits of homeownership are you most excited about? Ready to find your dream home? Message me so I can help you finance your dreams! #RealEstate #home #homeowner #DreamHome #mortgage #mortgagebanker

mortgagenewsdaily.com

HIGHER Mortgage Rates Despite Fed Rate CUT. Here's Why

Food for thought...

"The Fed and the bond market (which dictates rates) will be watching economic data closely, both at home and abroad, as well as trade war updates. The stronger the data and trade relations, the more rates could rise, while weaker data and trade wars will lead to new long-term lows."

mortgagenewsdaily.com One of the greatest potential sources of confusion for prospective mortgage borrowers is the relationship between the Fed and mortgage rates. While the Fed's policy changes absolutely have a big impact on all sorts of interest rates (including mortgages), a...

"My wife and I had a less than ideal experience with another bank when we first began our home search. I was hesitant to start the process again with someone new. We were so thrilled that Tatum Home Team made everything easy for us."
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Thank you, Jocelyn and Frank Scopelliti, for trusting us to get you to the closing table! #TatumHomeTeam

thetruthaboutmortgage.com

18 Reasons to Refinance Your Mortgage | The Truth About Mortgage

🚨Number ☝️ question I've received over the last 60 days...

"Is now a good time to refinance my loan?"

Here's 1️⃣8️⃣ reasons why that answer might be 📣YES. Call or text me to take advantage of lower rates while you still can...

"There’s never a guarantee you’ll qualify for a mortgage in the future."

#mortgage #refinance #mortgagebanker #tatumhometeam #yachtrock lol

thetruthaboutmortgage.com There are many reasons to refinance your mortgage, some obvious and some a bit more obscure and/or different. I figured I'd compile a list of the many reasons I

So proud of the #TatumHomeTeam for finishing the month of August by helping 12 families get into their dream homes, closing $3 million, and finishing in the #Top25 nationally.
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Thank you to all of our wonderful clients and partners for trusting us with your home loans. Way to go, team! 🎉

Calling all first responders! Come on out to #BOEJax today for our 3rd Annual #FirstResponderAppreciationDay! We will be grilling out until 5pm.
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#FRAD2019 #TatumHomeTeam

We're one week away from our favorite event of the year! Tag a first responder to remind them to come out to #BOEJax next Friday for #FirstResponderAppreciationDay!
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#FRAD2019 #TatumHomeTeam

Thank you, Carolyn Grana, for allowing us to assist in your home buying process!
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#TatumHomeTeam

With interest rates way ⬇️, now is the perfect time to #refinance your mortgage. Give us a call today to see how we can help!
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#TatumHomeTeam

Happy Monday, friends! What gets you excited for the week ahead?
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#TatumHomeTeam

Thank you to our wonderful clients, Sarah Dietrich Smith and Ryan K. Smith, for trusting #TatumHomeTeam with your home loan!

jaxdailyrecord.com

Oceanfront boutique hotel, restaurant, retail and office space planned for Jacksonville Beach | Jax Daily Record | Financial News & Daily Record - Jacksonville, Florida

jaxdailyrecord.com 221 Surfside Holdings LLC plans to redevelop the 221 N. First St. property north of the Seawalk Pavilion.

📢 Calling all First Responders 📢
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Help us spread the word about our annual First Responder Appreciation Day by tagging one of our local heroes below! ⬇️
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#TatumHomeTeam #FRAD2019

🍿 ✏️ 🍎 🏡

Back to school client appreciation night with Lareau & Co.! What a wonderful way to spend a Wednesday! Thanks so much Lori Lareau Real Estate for trusting us with your buyer’s mortgage needs! Special thanks to Michael Graybeal for always being my bald bookend! Keller Williams Realty Atlantic Partners Pablo Beach Insurance Group #backtoschool #summersover #tatumhometeam #mortgage

Kim Sessions - Keller Williams Luxury

Finally! An accommodating floor plan that provides a safe, outdoor area for the kids to play in with unobstructed views for the parents to monitor them from in the kitchen and 3 other rooms in the house! Talk about a win-win! This house has it all and its perfect for families or for those who like to host out-of-town guests. With 4 bedrooms, 3 bathrooms, a family room, sitting area, formal dining room, foyer, office, and spacious laundry room, this house will check off many items on your want list. #kimsessionsjaxrealty

Monday blues? No way! How do you start your week on a positive note?
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#TatumHomeTeam

#BOEJax set a new company record in July, closing $38.2 million in loan volume. I am so proud to be a part of this amazing team! Way to go, #BOEJax!
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#TatumHomeTeam #ILoveJax

Thank you to all who voted #BOEJax Void Magazine's #1 Mortgage Lender in the 904! We are so grateful for all the outpouring of support from the Jacksonville community. Grab a copy of Void Magazine's latest issue to see all of the #904 businesses who are featured!
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It's more than loans...it's all of YOU! #TatumHomeTeam #1inthe904 #VoidLive #ILoveJax

We are so proud of the #BOEJax team for being named the #2 Mortgage Lender in Jacksonville! Thank you Jacksonville Business Journal for your recognition and to all of the #TatumHomeTeam clients for your support!
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It's more than loans...it's people!
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#BOEJax #jaxbizjournal

Karen L Janson, MD, Publisher, Medical Professionals magazine Jacksonville

10 years ago, #BOEJax opened its doors for the first time with 9 employees and a whole lot of heart. Since then, our team has become a family of doers with the common goal of helping the members of our community get into their dream homes and we've had a whole lot of fun doing it!

It's more than loans...it's PEOPLE!

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

realtor.com

What Is a Hard Money Lender? It's Not as Scary as You Might Think

There are many types of money lenders. To understand “what is a hard money lender,” it’s important to know what a hard money loan is: It’s simply a short-term loan secured by real estate. To find out more about what a money lender is, check out this article I just found: https://www.realtor.com/advice/finance/what-is-a-hard-money-lender/

Give me a call today if you have any questions!

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

realtor.com What is a hard money lender? The term may conjure up visions of crooked-nosed guys who'll cut off your pinkie finger if you flake on hard money loans.

At #BOEJax, our favorite way to stay focused & motivated is to keep a productivity journal outlining our tasks for the day, a positive affirmation and what we are most grateful for.

How do you stay on track? #commentbelow

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan #TuesdayTips #igersjax #ilovejax #jaxisrad #TuesdayMotivation #jaxbeach #onlyinduval

So, what exactly goes into buying a home?🏠 It's true, the loan process can come in all shapes and sizes, depending on the buyer and their needs. Though some aspects will vary, we always follow these six steps. ⬇️ Another thing you can always count on? We will be here to help every step of the way! Call us at 904-758-8114 today!

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

What factors make up your credit score?
📍 35% Payment History
📍 30% Amounts Owed
📍 15% Length of Credit History
📍 10% New Credit
📍 10% Credit Mix In Use

Have questions? Call me today at 904-758-8114.

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

Happy Monday, friends! With a new month right around the corner, it is the perfect time to set some goals! 🗒

Did you know that you are 42% more likely to achieve a goal if you write it down? ✏️ We challenge you to take fifteen minutes to write down what you are hoping to accomplish this July. Let's make it another great month!
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#MondayMotivation #GoalSetting #BOEJax #tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

Should you stop renting and buy a home instead? Follow these simple instructions to see what you should do! In the meantime, here's our number: (904) 758-8114

Talk to you soon!

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

realtor.com

Giving—or Receiving—a Down Payment Gift? Here Are the Tax Consequences

Searching for homes and scrolling through listing photos is fun, but saving up for a down payment can be a real challenge. That's why some home buyers turn to family for a helping hand in the form of the gift of a down payment. But whenever a large stack of cash changes hands, Uncle Sam wants to know—and that means tax returns can get complicated. So before you give or get a down payment gift, make sure you understand their tax implications: https://www.realtor.com/advice/finance/down-payment-gifts-tax/

Give us a call today if you need further explanation.
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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

realtor.com Sometimes home buyers' family members will help with a down payment. But before you give or receive a gift, make sure you understand the tax implications.

8 years ago the concept of closing $4.5 million in loan volume in 1 month seemed impossible. I literally could not conceive what it would take to accomplish that goal and as time went on I quickly came to realize I could not do it alone. 11 days ago my team did it.

We set our team record in May while helping experienced realtor partners and brand new agents reach their respective goals by helping 13 families buy a new home and 1 family lower their monthly mortgage payment by over 15%, saving them roughly $25,000 over the life of their loan!

Our team closed more in production than a substantial amount of entire branches in May and 30 days before that we closed $3.5 million to set our April record!

Most importantly we’ve helped a record number of families achieve their goal of homeownership through this point in the year and have played a pivotal role in helping new and experienced agents achieve their own financial goals by closing early and often while even helping their own families purchase their first homes!!

We continue to be humbled and honored that you trust our team with one of the most important financial decisions of your life and we will NEVER take that trust for granted.

If a team is only as strong as their weakest link then my team is pretty damn powerful!!! To my transaction coordinators, processor, operations staff, closers and underwriters, thank you for your sacrifices to help my family, my clients, and my friends achieve their goals. Thank you for staying late and for getting in early, for long phone calls and for constant “got-a-minutes.” But most importantly thanks for allowing me to cash in that “one last favor over and over again,” I truly could not do this without you.

“It’s more than just loans, it’s people.”

#tatumhometeam #mortgage #homeowner #bank #record #team #loan

Eric Nappy Matt Wallace Boyd Morgan

houselogic.com

Getting a Mortgage When Self-Employed in a Seller’s Market

After nine years in a 550-square-foot apartment, Kaitlin Wadley and Bryce Bordenkecher were ready for more space and their own place. And since Kaitlin works from home, they weren’t just shopping for a house; they were shopping for a workplace, too. But they had a challenge: These creative professionals were both self-employed. Getting a mortgage can be a little harder when you’re a freelancer. Find out what they did here: https://www.houselogic.com/buy/first-time-home-buyer/self-employed-mortgage/

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

houselogic.com A self-employed mortgage is attainable. Here’s how to qualify for a mortgage when you are self employed in a seller’s market. Getting a mortgage as a freelancer is possible with the right advice.

Tatum Home Team will help guide you through every stage... even the head scratching. Call us today if you need a mortgage team you can trust!

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#tylertatum #tylertatumlender #tatumhometeam #tylertatumhometeam #bankofengland #mortgagebanker #banker #lender #loan #mortgageloan

🥳 Huge congratulations to one of my favorite (am I allowed to say that?) first time homebuyers @lindseygrubbs who’s taking this whole “Spring Forward” thing literally! She bought her first 🏠 in March and graduated from Emory Law last weekend, making it look easy in the process!!! She used a pretty great realtor too 😉.

Congrats @lindseygrubbs, (and her super smart sister Hailey who graduated from medical school the same weekend!!) we can’t wait to see what the future has in store for you and welcome back to the ☀️ shine state!! Thanks for allowing us to play a small role in your BIG year!!! 🎉🎉🎉

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1114 Beach Blvd.
Jacksonville Beach, FL
32250
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