John Adams NMLS ID 442266

John Adams, Regional Renovation Sales Manager, NMLS ID 442266 loanDepot is America’s lender, offering home purchase and refinance loans, personal loans and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,000 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457., LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 ( For more licensing information, please visit

MArch 2st is your deadline but don't forget the why, who, additional exemptions and the portability act as well!

Getting official looking mail that looks like you should take action? Check with your Real Estate Professionals before you buy something you may not need!

if you're military or veteran and you're looking to buy a home next year you need to be aware of the blue water bill and the changes it can have on your loan! #vamortgage #VAloans #varenovation #valender #pushthebutton #easiestloanin904 #bluewaterbill

It's an amazing connection when you find other loan officers ( and former Marine John Stafford ) in your own back yard and in other markets that have the same passion for serving veterans. I had a great time teaching at ORRA yesterday and I'm glad we got the message out for how veterans can use the VA renovation program despite other folks telling them the loan just doesn't exist or puts limitations on the product! I'm glad for military mortgage boot camp who has push this agenda for mass learning!#vamortgage #VAloans #varenovation #VAloans #mmbc #easiestloanin904

Have you ever wanted to buy a home from a relative? did you know if they want to help you out and sell the home under market you can actually use that difference as a down payment and or closing cost? A lot of people don't know that gift of equity is something they can use to buy a home with little money down. I'm seeing this a lot recently and wanted to share hopefully this helps a few people put together a way home! #easiestloanin904 #pushthebutton #teamloandepot #inheritance #giftofequity #buyingfromfamily #familyhome

John Adams NMLS ID 442266

come get 3 hour CE training next Tuesday!

Military Mortgage boot camp 3hr CE Tuesday from 11a-2p 701 Riverside... Sign up! Free Event!

Military Mortgage boot camp 3hr CE Tuesday from 11a-2p 701 Riverside... Sign up! Free Event!

[09/23/19]   The big news! Discounts on mortgages for local heros! Watch the video, tag, forward, or share with other heros who could benefit!

Homes for heroes announcement!

[09/20/19]   Dropping some monumental news live Monday 2:30pm EST next week!

[08/30/19]   Today is the day to 3 hours to eat classes 1 in the morning 1 in the afternoon come learn and stop watching the weather reports!

Realtor hurricane party/ 2-3 hour CE at NEFAR

Joiray The Realtor “In The Community”

VA Renovations and Distressed Property Purchases Made Easier

Joiray The Realtor “In The Community”

VA Renovations and Distressed Property Purchases Made Easier

2- 3 hour CE classes @ NEFAR AUG 30th 9-noon & 1-4... learn about renovation lending and how to serve your military personnel better through education! Tag someone you know who needs this education!

I have an amazing team that helps us create amazing results .... Who is your lender?

[03/04/19]   Do you or your clients ever wonder how much value a specific remodel will add to a property, compared to the cost? If you would like a free copy, email, call or PM me so we can get it over to you!

Learning about the easiest loan in North Florida yesterday. Richard Cerbasi what a discussion about dual automated underwriting systems electronically verified income asset documents as well as automated self employment underwriting... Automated appraisals and processes that make the loan so easy we can consistently close in 8 days... Customers are asking for convenience and we are coming to the table with the easy button! #loans #underwriting #appraisers #closings #documentation #loans #florida #realestate #business #automation #teamloandepot #mmca #203k #renovationloans #valoans #valoan #automatedunderwritingsystems #crushingit #estateagents #agents #renovation Rick Brown Tu Mullins Jim Schmid Matthew Sapienza Brantley Keen Julie Koren John Adams

[02/27/19]   Tax Refund?
Tell me how much you're paying in rent, and I'll send you a list of homes that will buy!

Embarrassed, ashamed, or unsure about your credit? You don't have to stay there. You can improve your financial Heath, quality of life and save money. Pm or call us if we can connect you to Sam and help you to a better place.

3 hour CE. Tuesday Feb 26th 1pm-4pm.Jax Beach loandepot office! DM to register!

How Does James Venney Help realtors sell more home

James R. Venney helps more realtors sell homes with renovation lending. He is creating blue oceans of clients looking for homes that don't exist on the market today and helping create them with less than perfect homes and combining them with renovation lending! #Renovationloans #VAreno #VArenovation #FHA203k #203k #Homestyle #renovationleding #renoloans #fixerupper #fixandflip #renovation #teamloandepot #mmca #valoans #valoan

James Helps more realtors sell homes with renovation lending. He is creating blue oceans of clients looking for homes that don't exist on the market today an...

James Venney in Miami Talking about VA Renovation loans

Hanging out with James Venney a couple weeks ago - I found out more about the opportunity of helping agents and Veterans buy and renovate homes in Miami with VA Renovation loans. #VARENOVATION #VAreno #VAloans #Veterans #miami #teamloandepot

James Venney talks with us about Renovation of Miami and the use of VA Renovation loans.

I LOVE Renovation loans and what it does for my customers. Thank you to my team, referral partners, customers and family for allowing me to follow my passion of what I Love!


Thanks for your service business and trust! IShare with someone you know who needs to know! #realestate #veterans #renovation #loans #options #shares #trusts #uniqueness #teamloandepot #renovationloans #valoans #valoan #fixerupper #crushingit #agents

[02/11/19]   #agent2021 was a good boost to do more voice and video in 2919 and beyond. If you are serious about it too, please network & connect with me next month in our upcoming events! #agents #boost #voicing #teamloandepot #mmca #203k #renovationloans #eventing #networking #realestate #enrichment #garyvee #business

#Agent2021 #GaryVee keynote notes

Great Agent 2021 event! If you went please let me know and if you'd like more information please look out for our event next month to discuss and share ideas such as these ! If you didn't make it to Miami this year for #agent2021, I took notes and thoughts the key notes and the panel discussions. I was able to speak with several industry leaders, speakers, and entrepreneurs.

🚒 Dropping off lunch at Fernandina Beach Fire Department stations today! 🚒 A big thank you to our first responders for everything you do to keep our community safe!

[01/31/19]   Have you thought about buying a home an including improvements? I have 5 of the top local renovation loan talent in Florida with different tips on getting you all your options!

Patty Kimbrough tells us about adding a pool to your home

Shane Williams talks about the appraisal nuance for FHA allowing up to 110% after improved value

Carol M Alford Explains these products can be used for purchase or renovations

John Elian Wants you to get excited about the possibilities you can accomplish with renovation. No matter the size of the renovation there is likely a good fit for a product we can assist with

Of course I'm in there always talking about VA Renovation also ...

IF your considering one of these products ... You should consider one of us helping you out with questions you may have in understanding your options .... call us up!

Maximum Mortgage Worksheets & renovation loans - Renovation loan Specialist (904) 639-5571

What is a maximum mortgage worksheet? How does it determine renovation loan amounts? This video may help you see the "Light" in purple and green .... let us know if we can help!

#renovation #renovationloans #renovationlending #rehabloans #VArenovation #VARENO #FHA203k #fh203k #203k #homestyle #MMW #HUDCONSULTANT #renovationfinance #realestate #fixerupper #buywithequity #loanranger #MMCA #teamloandepot #Maximummortgageworksheet The maximum mortgage worksheet is typically used by internal mortgage professionals. It is used to determine the total renovation dollars and loan amounts. There are several factors that should be considered described in the video below. Factors include renovation hard costs bids, permitting, inspec...

[01/09/19]   Sen. Schumer statted federal employees cannot get a mortgage while the shutdown is afoot ... In juxtaposition, that is not accurate. If you need a mortgage and work for the federal government please give me a call if you can't get your current lender to sign off!

Your home is an important part of your life. Our home improvement financing options can help you change your home now and pay for it over time. Whether necessary or optional, a small weekend project, or a large renovation, we can help you finance your vision. Contact me today to find the best path for you!


Don’t give up on the idea of creating your dream home. That’s where an FHA 203(k) loan comes in! This popular loan program is designed for buyers who want to finance the cost of home improvements and mortgage into one loan.


The VA loan limits will rise from $453,100 to $484,350 starting in January, jumping by almost 7%! These newly increased limits can give veterans and military personnel more buying power when shopping for a home in 2019. Contact me to learn how y


Are rising interest rates shrinking your purchasing power, leaving you with less than desired homes? A renovation loan might be just the right option to turn a fixer upper into your dream home!


#MerryChristmas from our family to yours!


Honored to have served this Lieutenant with a VA Renovation loan. He started the process with another lender that didn't have the full version of the product. He was able to buy a home for about a hundred thousand and include over $200,000 in improvements. Cool unique options in real estate are available to Vets! Another Vet served and another VA myth busted


Thanks for your service business and trust! I look forward to seeing your awesome project coming together! Share with someone you know who needs to know!

[12/13/18]   Attention Everyone!
Fannie Mae just eliminated the tax return requirement for commissioned W2 employees, regardless of percentage of income. We also no longer have to deduct for unreimbursed business expenses (write offs), also known as 2106 expenses. What does this hogwash mean??? A LOT MORE PEOPLE QUALIFY FOR LOANS, AND / OR BIGGER ONES! Have you or someone you know had a deal fall apart for debt to income ratios in the past where the buyers were commissioned employees? Well call them back up and let's try again!
Some other lenders may not adopt these Fannie Mae changes, or may be delayed in doing so. NOT loanDepot, we don't mess around!! Message or call me if you have any questions. 904.284.7311. Thank you! NLMS#442266

These will be the top 10 housing markets in 2019

Do you know where NE Florida stacks up here? While coastal tech hubs have been home to some of the hottest real estate markets in recent years, Trulia expects that affordable inland cities will reign all in 2019. According to Trulia's data, these are the markets to watch next year.

[11/28/18]   The Loan Amount is being increased to $484,350! Meaning you could buy a house with as little as 3% down at a $499,329 purchase price and as little as 5% d$509,842 purchase price.

This means the VA loan limits will increase to this amount as well!

The max FHA loan amount is expected to rise to rise currently in the trip county area $343,850

This is a much needed increase for our rapidly increasing housing pricing in Florida.

It’s always a good time to buy, make 2019 the year of homeownership! Please let me know if there's anybody we can get started on this year!

Va loans are real ?

Our #PartnerSpotlight, John David Adams, is all about service and educating others on VA renovation loans within the industry!

Learn more about John, the VA Renovation Loan Specialist, on pages 10 and 11 of this month's issue!

John Adams NMLS ID 442266

How This Small Florida Town Quietly Became The Coolest Place In The South

Fernandina is cool! So many things to do, so many delicious things to eat...

Spent some time with my Fort Myers friends this week helping with 3 hours of CE busting VA myths and showing agents more tools for VA like VA Renovation Loans subsequent use and entitlement calculation! More kniwledge for agents to know why sellers can accept a VA offer! #LoanRanger #varenovation #varenovation #valoans #vareno #fha203k #flvaguy #fl203k #renovation #loans #gospel #vafinancing #valoans #va

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3652 Third Street South Suite 120
Jacksonville Beach, FL

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Alex Holmes, SWBC Mortgage Alex Holmes, SWBC Mortgage
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Rick Holmes, SWBC Mortgage Rick Holmes, SWBC Mortgage
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Matt Allen NMLS #460025 Matt Allen NMLS #460025
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Mortgage Lender

Future Home Loans Future Home Loans
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Movement Mortgage - Jax Beach Branch - NMLS # 1431618 Movement Mortgage - Jax Beach Branch - NMLS # 1431618
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Our Mission - We exist to love and value people by leading a Movement of Change in our Industry, Corporate Cultures and Communities.