Need a QUOTE? Call us at 904-399-1100! Hardin Insurance has been servicing the greater Jacksonville area for 35 years, we offer auto, homeowners, dwelling/rental, flood, condo, and life insurance. Call us for a personalized review.
[11/09/17] So what is an "assignment of benefits?" This new phenomenon is the industry's way of convincing you to relinquish all rights to your policy so this company (contractor,roofer,water extraction company) will give you an estimate on how much they charge to fix your damage to your home. You should always work with an agent that works for you and not an 800# or company man that represents one company only(for he must back his company...) Never sign an AOB without discussing it with your agent. It isn't always a bad idea to sign that AOB, but in my experience more often times than not it can come back to bite you. Work with a professional,and always do your homework before you sign away the insurance rights you have paid for with your hard earned money! May God bless and protect you!
[10/12/17] As I sat on my front porch in lovely Callahan,the day after Hurricane Irma on a balmy and thoroughly electricity free day (it was day 2 of our 10 day electricity loss) I wondered where all this water was coming from. Callahan gets plenty of rain, but this storm resulted in a river pouring down the back part of our property and completely covering at least 50 acres around our home, and some 6 feet deep! Where did it come from and why did it come here? As the water crept closer to my house I found myself extremely grateful that I had elected to carry flood insurance! Our house was completely encircled for 2 1/2 days then the water receded and we could finally drive somewhere to buy ice to salvage what was left of our perishable food. The heroes of this catastrophe are the workers who are still striving to clean up all the debris on our roadways and the first responders that kept our streets safe. Had the water come up another 2 feet my house would have been under water as were many of my clients. Do not wait for the tide to rise into your living room before you discuss flood insurance with your agent. Thank you God for sparing our family,this time...Thanks for reading. Mike
[05/15/17] The insurance world seems to be constantly changing...but the more it changes, the more it is ever the same. Those who wish to be their own insurance agent or trust the company to do the right thing often find themselves wishing they had trusted a professional to help them create the right policy for their needs. Don't find out the hard way that your insurance program is not what you need! Call us...We can and will help!
[07/24/12] In the never stable personal insurance market of Florida, many find themselves scratching their heads and wondering why their rates continue to rise when they pay their bills on time and have a clean driving record! Unfortunately, for most drivers a combination of multiplying lawsuits, insurance fraud, and pitiful returns on investments by the major insurers have all the major insurance carriers scrutinizing their bottom line for ways to remain in the Florida insurance market. The larger the company the more they seem to have been affected by this confluence of negative influences. Consequently, even the most sought after clients are feeling the pinch in their wallets! Our only hope is an improved economy and more job creation to bring back those price wars of yesteryear when all the major insurance companies were trying to beat their competitors by lower pricing.
[05/08/12] Sinkholes are in the news...Why are we hearing so much about sinkholes? The current definition for sinkholes approved by the Fl Dept of Financial Services is vague and broad. This has led to a spate of claims for terrible problems, such as cracks in the driveway. These spurious claims have caused insurance companies to counter this threat of baseless claims by denying sinkhole claims but offering the coverage formerly expected for sinkholes as catstrophic ground collapse.
[10/25/11] many floridians are amazed that their homeowners insurance continues to rise even though there have been no hurricanes in 6 years. The truth is,while hurricanes have dodged our state, the public adjusters and trial lawyers have not. The burgeoning scandal of false sinkhole claims and the real problem of real sinkhole claims have had a disastrous effect on property insurance in Florida. Couple that with ever escalating reinsurance costs(YEP that's right folks...your insurance company buys insurance agianst those disastrous hurricanes!) and you have the perfect recipe for double digit increases for homeowners and rental property insurance.
[10/01/10] Hardin Insurance wants YOU!!! Call now for a free assessment of your current insurance and a no pressure quote for those interested.
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|Tuesday||09:00 - 17:00|
|Wednesday||09:00 - 17:00|
|Thursday||09:00 - 17:00|
|Friday||09:00 - 17:00|
We are an insurance agency in Jacksonville Florida dedicated to helping insurance professionals make their job easier.
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