Sarah Hammitt Insurance Services

I help state of Florida employees with understanding and selection of Benefits to include life insurance, retirement planning, dental, vision, disability and Aflac insurance.

While we have good intentions during this time at home, some of us will overdo it and end up hurt. Make sure you have the duck on your side! #quarantine #stayathome

[03/30/20]   Are you a business owner looking to take advantage of the SBA Loans to keep business afloat and employees paid during this time? Did you know having Life insurance is a favorable benefit for lowering risk factors to qualify for these loans. Call me for a quote.

Celebrating 50 years this year as a company providing service to state of Florida employees.

Sarah Hammitt Insurance Services's cover photo

Sarah Hammitt Insurance Services's cover photo

[03/24/20]   These are strange times but provide a much-needed perspective. Have you looked at your important documents recently? Do you know what type of coverage you have in place? If you have questions or need to update life insurance or any of your Aflac policies, please PM me. I'm here to help!

Sarah Hammitt Insurance Services

CIGNA Disability Income Protection | Capital Insurance Agency | 800.780.3100

During this time of uncertainty, It’s important to have a plan in place. The Governor and “powers that be” are working to ensure that we contain the illness as best as possible given this is a new virus and we can’t know all the variables.

YOU can know what will happen should you become ill. You can know that your family will have the income you need by
protecting the number one asset, your income earning ability! Unless you have a hoard of cash laying around, it’s smart to put that risk on the insurance company and not you.

The cost for state employees is very low. Coverage for illness that prevents you from working can start paying you in as little as 15 days. Now is the time to protect your most valuable asset. PM if you're a state employee and would like to learn more about your options. Without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your credit card bills without feeling the pinch? If you’re like most, it wouldn’t be long at all: 7 in 10 working Americans couldn’t make it a month before financial difficulties woul...

[03/03/20]   Accountability is not consequences, its ownership!
Brian Moran

Capital Insurance Agency, Inc. posted on LinkedIn

It’s never too early to put a plan in place. Let’s talk! Where will younger clients find retirement income? According to a survey conducted by CNBC, "48% of younger Americans feel they are not saving enough to...

Capital Insurance Agency, Inc. posted on LinkedIn

Don’t allow worry over whether your money will last cause stress in retirement. Call me for a consultation. "Thanks to the strategies put in place for her retirement, with the help of her insurance professional, Linda doesn’t have to work. As part of the planning...

51 Success Quotes from History's Most Famous People Success is something that everyone wants. It may be success in business. It may be having successful relationships. It may be success for your family. It may be success in living healthy. It may be success in some specific skill. Success takes all forms, and so do people's viewpoints on success. Col...

SOF Employees can carry some of their benefits with them in to retirement.

Our Retirement Benefits Packet enables exiting and retiring employees to continue any insurance plans when leaving the State of Florida and provides the necessary forms to do so. To find out what Retirement Solutions are available to you please view our 2019 Retirement Benefits Packet at

Life Happens

You may not always be there for your loved ones, but you can always take care of them. #lifehappens

Capital Insurance Agency, Inc.

Without guidance and assistance, most participants with a small 401(k) balance either cash out or leave their accounts behind in prior-employer plans. Capital Retirement Services advisors are here to help you roll over your retirement savings instead of cashing out and leaving money on the table.

Capital Insurance Agency, Inc.

Did you know that Life Insurance can help people leave a legacy? Policyholders can leave funds to their family members, as well as institutions or charities. It's never too late to give the gift of Life Insurance. Call 800-780-3100 for more information!

Capital Insurance Agency, Inc.

Open Enrollment is here! This is your once-a-year opportunity to make changes to your state group insurance benefits. Our offices are here to help guide you through the enrollment process. Call now before it's too late!

Capital Insurance Agency, Inc.

September is Life Insurance Awareness Month! Protect your family financially with affordable Life Insurance. Call our office to speak with your local Agent!

whether you’re a state of Florida employee or just looking for coverage to protect your family, Call for a free quote.

Capital Insurance Agency, Inc.

Do you have family you want to protect financially? Will your death cause them a financial hardship? We are here to help State of Florida and University employees with Life and Supplemental Insurance needs. Please contact our office today!

[08/17/19]   Life insurance plays a role not just in the life of the person who carries it or the family they intend to provide for in their absence, but it also helps to maintain the integrity of the economy as a whole.

What impact will you leave?

[06/14/19]   Today I had the pleasure of helping a client safeguard their old 401k retirement funds from loss into a plan that still allows them to take advantage of market growth, all while creating a future stream of income that they can never outlive.


Accidents happen. Financial hardship doesn’t have to. Aflac pays cash benefits in the event of a covered injury so you can focus on recovery. Get to know us:

The alternative to long term care insurance

Many Americans Will Need Long-Term Care. Most Won’t be Able to Afford It.

Concerned about long term care. There are several options. I’d be happy to discuss them. A decade from now, most middle-income seniors will not be able to pay the rising costs of independent or assisted living.

Sarah Hammitt Insurance Services

Sarah Hammitt Insurance Services's cover photo

Nationwide Financial

Help ease client concerns about longevity with retirement income they won’t outlive.

[04/26/19]   I had the pleasure over the last couple of days of educating the Florida Department of Economic Opportunity on the in’s and outs of their Benefit and retirement options. They had some great questions and hopefully feel more empowered to make solid decisions about how to move forward with their benefit package.

The Truth About Indexed Annuities And Market Risk

If you are within 10 years of retirement, read this. Indexed annuities could be a positive alternative to other low-yielding instruments and potentially provide you with higher returns over time.

Life Happens

Permanent life insurance can open up options for you in retirement, including protecting you against the risk of outliving your assets. Red more here:

[04/10/19]   Looking for the safety and security of a bank CD with higher rates of return?

Were you aware of this?

Sarah Hammitt Insurance Services's cover photo

[03/26/19]   Have traditional Medicare parts A and B and need a supplement?
Call me for a quote!

State employee? I help with benefits and retirement questions. give me a call!

Capital Insurance Agency, Inc. on LinkedIn: "You are working diligently for a safe and secure retirement, but you may be missing an important element of ensuring you and your loved ones stay financially fit into the future: life insurance. Meet... January 30, 2019: Capital Insurance Agency, Inc. posted images on LinkedIn

Sarah Hammitt Insurance Services's cover photo

Sarah Hammitt Insurance Services's cover photo

Sarah Hammitt Insurance Services's cover photo

Sarah Hammitt Insurance Services's cover photo

My Story

As a representative of Capital Insurance Agency, I have the opportunity to work with the people who choose to work for the state and serve the people of our community. As such, it is my pleasure to be able to provide an explanation and understanding of the benefits that are available to them as employees. I assist not only with the regular benefits like dental, vision, disability and life, but I can also help with understanding the Florida Retirement System and all the decisions they’ll be required to make as they approach retirement as a member of FRS. Our motto is “we’re here to help you”, and that is exactly what I do. I go beyond what most companies do - provide insurance plans - to help employees prioritize and maximize their dollars spent on benefits and protecting their families.

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5715 Luella St
Jacksonville, FL

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
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