Barbarito Insurance

Independent Property and Casualty agency

Born and raised in Atlantic Beach FL, Ed Barbarito and his staff have been providing insurance services and peace of mind to residents of Jacksonville and the Beaches ...Let us at Barbarito Insurance help provide the insurance you need most. We offer a full selection of property, life insurance and financial services products.

Mission: Let us at Barbarito Insurance help provide the insurance you need most. We offer a full selection of home, auto, life insurance and financial services products.

[02/21/12]   Auto Insurance Info

What are the rules pertaining to the exclusion from coverage of a driver living in household?

Florida state law does not require you to list all drivers in the household on your auto insurance policy, but the vast majority of Florida insurance companies will require that you do. If a member of your household is not listed on the policy and he or she is involved in an accident, the insurance company can legally deny the claim.

Call Barbarito Insurance for any of your insurance needs.

[02/10/12]   Auto Insurance Info

What mandatory auto insurance laws exist in the state of Florida?
•In the state of Florida, every person driving a registered vehicle must carry the state’s minimum coverages.
•Minimum auto insurance coverages in for the state of Florida are: $10,000 bodily injury for one person, $20,000 bodily injury to two or more people, and $10,000 property damage liability.
•Florida’s Financial Responsibility Law states that drivers must also have minimum coverages in the following circumstances:

• DUI citation and subsequent license revocation
• A crash that you caused, involving injuries
• Driver license suspension for too many points
• License revocation for habitual traffic offenders

Call Barbarito Insurance with any of your insurance questions.

Timeline Photos

[02/06/12]   Hint's for Homeowner's

Review your homeowner's policy on a regular basis. We recommend a yearly review, especially if you have made any changes to the property or the ownership. You may want to increase values, change from rental to owner occupied, account for paying off your mortgage, etc. Every three years would be the maximum amount of time between reviews.

Call Barbarito Insurance for any of your insurance needs.

[01/17/12]   Hints For Homeowner's

Your deductible. Theoretically, the higher the deductible, the lower the premium. However, one must calculate the savings in premium vs. the out-of pocket exposure to determine if a higher deductible is feasible. Bear in mind, coastal areas and barrier islands might require the insured to have two or three different policies for Wind/Hurricane and Flood; all of these will have separate deductibles

Call me to discuss any of your insurance questions.

[01/06/12]   Hints For Homeowner's

Don't confuse what you paid for your house with the cost to re-build. The land upon which your home is built is not covered under a Homeowner's Policy and its value should not be included in the replacement cost value.

Always feel free to contact Barbarito Insurance for any of your insurance needs.

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9951 Atlantic Blvd
Jacksonville, FL
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