Marcos Montes NMLS 445730 Homeowners Financial Group

We are a full-service mortgage banker committed to serving your lifetime of lending needs, while maintaining a culture focused on family and giving back.

We are in the business of home ownership and retain our clients for their lifelong mortgage lending needs. Our unparalled company culture, customer service, innovative products and committment to give back to the community have transformed us into the award winning company we are today. We are recognized as one of the best places to work in our industry because we treat our employees as family.

homeownersfg.com

Homie Highlight: Cortney Suell | Homeowners Financial Group

Congratulations Courtney Suell

homeownersfg.com Learn more about Cortney Suell, Servicing Financial Specialist at our Scottsdale (Corporate), AZ office, in this Homie Highlight!

homeownersfg.com

Mortgage Matters: May 2019 | Homeowners Financial Group

Read more about the Mortgage Myth in May issue of Mortgage Matters. Call me today and we can discuss all your mortgage questions.

homeownersfg.com We debunk the myth that a down payment of more than 5% is required to purchase a home in this May 2019 newsletter.

eom.surefire3.com

Teaching is a Work of Heart

eom.surefire3.com Click for details on a special offer in honor of Teacher Appreciation!

homeownersfg.com

Homebuyer Trends - Part 1 | Homeowners Financial Group

Check out some interesting data on homebuyer trends below from the National Association of Realtors® (NAR)’s most recent annual survey report.

Feel free to call today and we can discuss all your mortgage options.

homeownersfg.com Check out some interesting data below from the National Association of Realtors® (NAR)’s most recent annual survey report.

homeownersfg.com

Steps to Homebuying Success

Homebuying can be viewed by some as a terrifying process, but with the proper education and guidance from your HFG Licensed Mortgage Professional, we can make it simple and assist you in becoming a Homeowner!

Contact me today and we can discuss all your mortgage options.

homeownersfg.com Learn what the steps are to a successful homebuying process and how Homeowners Financial Group can help you along the way.

homeownersfg.com

Steps to Homebuying Success

Learn the steps to homebuying success. Call me today and we can discuss all your mortgage options.

homeownersfg.com Learn what the steps are to a successful homebuying process and how Homeowners Financial Group can help you along the way.

homeownersfg.com

3 Ways to Get Smart About Your Credit

Your credit score is one of the most important factors in qualifying for a mortgage loan and also has a huge impact on your interest rate. Understanding the day-to-day habits of handling your available credit, or even saying no to those enticing 0% offers, can end up... To read more: https://www.homeownersfg.com/get-smart-about-credit/

homeownersfg.com Here are 3 tips to help you maintain your credit score and improve your credit profile.

homeownersfg.com

Homeownership and Household Wealth | Homeowners Financial Group

Would you like to have added $15,000 in wealth during 2017? According to a recent report by CoreLogic, that was the average amount by which homeowners increased house-related wealth from the last quarter of 2016 through the end of 2017. In another staggering figure, the national increase in household wealth cumulatively was $908 billion, representing 12.2% growth from the prior year.

homeownersfg.com Learn about how homeownership can have an impact on your household-related wealth based on a recent report from CoreLogic.

homeownersfg.com

Mortgage Matters: April 2019 | Homeowners Financial Group

Homeowners Financial Group would like to say THANK YOU for another amazing year. We are celebrating our 15th birthday on April 1, 2019 and know we wouldn’t be a Best Place To Work all 14 consecutive years without our valued employees, current and past clients, business partners and you. Since Day 1, we have believed our relationships and commitment to treat our clients and employees like family would drive our success as a premier Mortgage Lender across the United States. We truly appreciate your trust in allowing us to serve your mortgage financing needs for years to come.

homeownersfg.com We are celebrating our 15th birthday on April 1, 2019 and know we wouldn’t be a Best Place To Work all 14 consecutive years without our valued employees, current and past clients, business partners and you.

homeownersfg.com

Top Reasons for Moving | Homeowners Financial Group

If you are considering buying a home in the near future, give me a call and we can discuss all your mortgage options. https://www.homeownersfg.com/top-reasons-for-moving/

homeownersfg.com No matter which reasons are most important to you, we invite you to contact your local HFG Licensed Mortgage Professional and begin your homebuying journey with us.

homeownersfg.com

Homeowner Net Worth | Homeowners Financial Group

There are numerous reasons that drive people to purchase homes and a recent Federal Reserve survey may provide one of the greatest. In the Survey of Consumer Finances the study revealed a homeowners median net worth of $231,400 compared to a renter with just $5,200 in net worth. To read more: https://www.homeownersfg.com/homeowner-net-worth/

homeownersfg.com Learn about how the net worth of a homeowner compares to the net worth of a renter based on a recent Federal Reserve survey.

homeownersfg.com

HFG Licensed Mortgage Professionals Honored as “Top 1% Mortgage Originators in America 2018”

Honored to be part of such a wonderful company. If you are thinking about buying a house or refinancing your current home, call me today and we can discuss all your mortgage options.

homeownersfg.com Homeowners Financial Group had seven Licensed Mortgage Professionals featured on Mortgage Executive magazine’s list of Top 1% Mortgage Originators in America 2018.

Caroline Conner, Director of Corporate Culture, represented HFG this morning as a Mentor for Phoenix Business Journal's #MentoringMonday!

Also in attendance were Cindy Baird, VP Underwriting Manager, Ashlyn Pinter, HR Generalist, and Kelsey Waite, Marketing Supervisor.

This event brings together women in business in Phoenix and across the country to propel each other forward and support mentoring in the business community.

Caroline Conner, Director of Corporate Culture, represented HFG this morning as a Mentor for Phoenix Business Journal's #MentoringMonday!

Also in attendance were Cindy Baird, VP Underwriting Manager, Ashlyn Pinter, HR Generalist, and Kelsey Waite, Marketing Supervisor.

This event brings together women in business in Phoenix and across the country to propel each other forward and support mentoring in the business community.

homeownersfg.com

Homeownership and Household Wealth | Homeowners Financial Group

Would you like to have added $15,000 in wealth during 2017? According to a recent report by CoreLogic, that was the average amount by which homeowners increased house-related wealth from the last quarter of 2016 through the end of 2017. To read more go to: https://www.homeownersfg.com/homeownership-household-wealth/

homeownersfg.com Learn about how homeownership can have an impact on your household-related wealth based on a recent report from CoreLogic.

homeownersfg.com

About Our Mortgage Calculator | Homeowners Financial Group

What is a mortgage calculator? A mortgage calculator assists in providing an estimate of what your mortgage financing monthly payment could be.* It's an automated tool that calculates your monthly loan payment based on certain variables such as mortgage amount... To Read more go to: https://www.homeownersfg.com/about-mortgage-calculator/

homeownersfg.com Learn more about what our free mortgage calculator is, which factors play a role in your estimated monthly payment, and how this tool can help you.

homeownersfg.com

Mortgage Matters: March 2019 | Homeowners Financial Group

Have you stayed on the sidelines and kept your hard-earned money or maybe won a few bucks in the office pool? Here are a few ways under $100 to spring up your current home:

Mirror Frames: Boring bathroom mirrors can come alive by framing them with inexpensive wood trim, found at any hardware store.

Cabinet Stain: Forget the full remodel – staining your current cabinets can be a fun and simple weekend project.

Kitchen Hardware: After staining, consider adding knobs to drawers for a chic touch to the commonly-used space.

Purge! Online platforms make it easy to sell any unneeded items from around the house. Make some extra money while clearing some space.

homeownersfg.com Don't miss a few ways under $100 to spring up your current home in this March 2019 newsletter.

Congratulations Caroline!!

Our Director of Corporate Culture Caroline Conner, SPHR was honored in the Business section of the KNOW Phoenix Book 2019! This book features top women leaders, creators, and entrepreneurs in Arizona. Congratulations, Caroline!

chron.com

Condo Life/On the Market: What you need to know when financing a condo

Regional Manager Chris Viviano NMLS#203117 discusses important aspects of condo financing with Chron.com from the Houston Chronicle. Read on below!

chron.com Condo Life/On the Market

homeownersfg.com

Homeowner Net Worth | Homeowners Financial Group

There are numerous reasons that drive people to purchase homes and a recent Federal Reserve survey may provide one of the greatest. In the Survey of Consumer Finances the study revealed a homeowners median net worth of $231,400 compared to a renter with just $5,200 in net worth.

homeownersfg.com Learn about how the net worth of a homeowner compares to the net worth of a renter based on a recent Federal Reserve survey.

homeownersfg.com

Homeownership and Household Wealth | Homeowners Financial Group

Would you like to have added $15,000 in wealth during 2017? According to a recent report by CoreLogic, that was the average amount by which homeowners increased house-related wealth from the last quarter of 2016 through the end of 2017. In another staggering figure, the national increase in household wealth cumulatively was $908 billion, representing 12.2% growth from the prior year.

homeownersfg.com Learn about how homeownership can have an impact on your household-related wealth based on a recent report from CoreLogic.

homeownersfg.com

About Our Mortgage Calculator | Homeowners Financial Group

What is a mortgage calculator?
A mortgage calculator assists in providing an estimate of what your mortgage financing monthly payment could be.* It’s an automated tool that calculates your monthly loan payment based on certain variables such as mortgage amount, interest rate, and mortgage term.

Mortgage calculators are commonly used to help estimate monthly payments on a new mortgage, but they can also be useful for refinancing or just for a basic evaluation of your current loan situation. You can find a mortgage calculator on my website.

homeownersfg.com Learn more about what our free mortgage calculator is, which factors play a role in your estimated monthly payment, and how this tool can help you.

homeownersfg.com

Increase Your Curb Appeal | Homeowners Financial Group

Outdoor remodeling can make a tremendous difference in the curb appeal of your home and potentially provide financial benefits as well! Two common reasons you may consider an outdoor remodel is for visual appearance when you are looking to sell your home.

homeownersfg.com Learn about how outdoor remodeling projects can help you increase your curb appeal and may even have some financial benefits.

homeownersfg.com

Mortgage Matters: February 2019 | Homeowners Financial Group

Homebuying trends for 2019 have a particular “love where you live” attitude, a shift that has shown prospective buyers opting more for convenience rather than size. In fact, the U.S. Census Bureau reports a 4.9% reduction in the median size of single-family homes starting third quarter of 2018, coming in at 2,320 square feet and down from 2,440 just three years earlier.* The tradeoff is the ability to live near your favorite coffee house, movie theatre, or top schools for your children. Formerly considered perks, these amenities in your neighborhood will continue to drive demand, especially for first-time homebuyers. When searching for homes buyers now realize you can always add a pool or redo the kitchen, but in real estate the primary rule always applies: Location, Location, Location.

homeownersfg.com Learn about our industry-leading tools that can demonstrate the opportunity that awaits you in homeownership and help you make an informed decision in this February 2019 newsletter.

homeownersfg.com

Mortgage Basics | Homeowners Financial Group

What is a mortgage?
A mortgage is a loan from a financial institution such as Homeowners Financial Group to be used by a borrower to finance the purchase of a property. Mortgages help those with stable income and adequate credit history to purchase a home by bridging the gap between the available down payment and the purchase price of the property. Mortgages called refinances can help you access some of the equity in a property already owned. If renovations or repairs are needed, such as the addition of a new bedroom or upgrading the kitchen, a refinance could be a great option to help you attain the money needed to complete the project. In all cases, the financial institution lending designates the property as collateral (security for repayment) until the full loan has been paid off.

Typically a borrower will make monthly payments on the principal of the mortgage, interest, and any taxes. Paying off the principal builds equity or the amount of money that the homeowner has gained on the home. https://www.homeownersfg.com/mortgage-basics/

homeownersfg.com Learn more about what a mortgage is, how it works, and the role of a Licensed Mortgage Professional at Homeowners Financial Group plays.

homeownersfg.com

Closing Cost Trends | Homeowners Financial Group

What Are Closing Costs
The fees that you pay at the closing of a real estate transaction are called closing costs. These typically include a variety of expenses such as loan origination fees, appraisal fees, title searches, and more. Although both buyers and sellers have expenses at the end of a real estate transaction, buyers typically pay a majority of the closing costs.

Typically a borrower will make monthly payments on the principal of the mortgage, interest, and any taxes. Paying off the principal builds equity or the amount of money that the homeowner has gained on the home https://www.homeownersfg.com/closing-cost-trends/

homeownersfg.com Learn more about what closing costs are, current closing cost trends from a ClosingCorp report, and how HFG can help you.

homeownersfg.com

Yelp And Home Prices | Homeowners Financial Group

Consumers today are using the internet and social media more than ever to research both companies and individuals before engaging in business activity. Online reviews are heavily weighted as they provide a direct insight into personal experiences and can be the focal point in decision making.

homeownersfg.com Learn more about the possibility of Yelp having a relationship to home prices and more in this Homeowners Financial Group blog post.

homeownersfg.com

Mortgage Matters: January 2019 | Homeowners Financial Group

Starting Strong The season of resolutions bring new gym memberships and promises to wake up after just one snooze on the alarm. While good options, starting the new year with a budget can have a resounding impact on your finances long term.

homeownersfg.com Learn why starting the new year with a budget can have a resounding impact on your finances in the long term in this January 2019 newsletter.

homeownersfg.com

Ellie Mae Announces HFG as 2019 Hall of Fame Finalist | Homeowners Financial Group

Ellie Mae®, the leading cloud-based platform provider for the mortgage finance industry, today announced their 2019 Hall of Fame award winners and finalists, honoring mortgage lenders that have distinguished themselves with their innovative use of Ellie Mae technology.

homeownersfg.com Ellie Mae has announced their 2019 Hall of Fame award winners and finalists in five different categories, with Homeowners Financial Group being honored in "Digital Mortgage Excellence."

homeownersfg.com

HFG announces partnership with Dorn Homes | Homeowners Financial Group

Homeowners Financial Group (HFG) has announced a new partnership with Prescott-based homebuilder Dorn Homes. The collaboration between the two companies will produce Dorn Mortgage. The new mortgage company will provide home financing services to all Dorn Homes buyers.

homeownersfg.com HFG has announced a new partnership with Prescott-based homebuilder Dorn Homes. The collaboration between the two companies will produce Dorn Mortgage.

homeownersfg.com

Testimonials | Homeowners Financial Group

Take a look at what people are saying about Homeowners Financial Group. #homelending, #mortgage, #LasCrucesmortgage

homeownersfg.com Take a look at what people are saying about Homeowners Financial Group! You'll find reviews, feedback, and testimonials right on our website.

homeownersfg.com

Mortgage Calculator | Homeowners Financial Group

Use this mortgage calculator to estimate a loan payment. Approximate monthly payment is subject to change. Call me today and we can discuss all your mortgage options. #homelending, #mortgagecalulator, #mortgageLasCruces

homeownersfg.com Use this mortgage calculator to get an estimate of what your loan payment could be based on customizable loan amounts, mortgage rates, and term lengths.

homeownersfg.com

Mortgage Matters: January 2019 | Homeowners Financial Group

Read the latest issue of Mortgage Matters - January 2019.

As always if you have any questions, feel free to give me a call. #mortgageLasCruces, #homelendingLasCruces, #homebudgeting

homeownersfg.com Learn why starting the new year with a budget can have a resounding impact on your finances in the long term in this January 2019 newsletter.

Wishing everyone a very healthy and prosperous New Year!

Want your business to be the top-listed Finance Company in Las Cruces?

Click here to claim your Sponsored Listing.

Location

Telephone

Address


1225 S. Main Street
Las Cruces, NM
88005

Opening Hours

Monday 08:30 - 17:30
Tuesday 08:30 - 17:30
Wednesday 08:30 - 17:30
Thursday 08:30 - 17:30
Friday 08:30 - 17:30
Other Loans in Las Cruces (show all)
Western Finance Las Cruces Western Finance Las Cruces
1061 N Solano Dr.
Las Cruces, 88001

Cash Store Cash Store
3330 Rinconada Blvd, Ste 1
Las Cruces, 88011

Sun City Finance Sun City Finance
3190 Del Rey Blvd
Las Cruces, 88012

Sun City Finance has been serving Las Cruces since 1979. We specialize in small loans from $500 to $14,000.

Precision Mortgage Group - New Mexico and West Texas Precision Mortgage Group - New Mexico and West Texas
2480 N Roadrunner Pkwy
Las Cruces, 88011

At Precision Mortgage Group we are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, local builders and the most experienced realtors in the industry.

FastBucks - Las Cruces FastBucks - Las Cruces
2225 E Lohman Ave, Ste C
Las Cruces, 88001

Installment Loans | Title Loans | Cash for Gold

Check 'n Go Check 'n Go
1000 N. Main Street, Suite A
Las Cruces, 88001

New Start Homes Las Cruces New Start Homes Las Cruces
1925 S Valley Dr
Las Cruces, 88005

Brand New Factory-Built Homes, Tiny Houses, Mobile Home Delivery & Mobile Home Setup

Central Loan Company LLC Central Loan Company LLC
104 S Water Street/ 2607 N Main
Las Cruces, 88001

OneMain OneMain
400 N Telshor Blvd
Las Cruces, 88011

New American Funding - Las Cruces, NM New American Funding - Las Cruces, NM
3050 Roadrunner Pkwy, Ste 3
Las Cruces, 88011

NMLS #6606 © 2017 Broker Solutions, Inc. DBA New American Funding. All Rights Reserved. Corporate Office: 14511 Myford Road, Suite 100, Tustin, CA 92780.

Pat Breeding, Mortgage Loan Specialist Pat Breeding, Mortgage Loan Specialist
1115 Commerce Drive, Suite A
Las Cruces, 88011

Pat Breeding is a Sales Manager - Loan Originator ( NLMS # 272653) at Synergy One Lending, Inc NMLS # 1025894, A Mutual of Omaha Bank Company.

Regional Finance Regional Finance
1405 S. Valley Drive, Suite 700
Las Cruces, 88005