I’m Rich Young, NMLS: 1572889, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.
Home Loans Made Simple℠ At PrimeLending, we are Home Loans Made Simple℠. For nearly three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal Equal Housing Lender
Don't have 20% down? Not to worry! PrimeLending offers down payment assistance to those who qualify. Connect with me to learn more.
Spending a few hundred dollars on a home inspection could potentially save you thousands in the long run. #HomeownerTip
You don't need ☘️luck☘️ to find the perfect home loan. 😏 Happy #StPatricksDay!
Don't forget to Spring Forward this weekend! ☀ Set your clocks ahead an hour to get a jump start on Sunday. ⏰ http://tinyurl.com/y57uwm98/
Needing a new look for your living room or want to create a new vibe using an accent wall? Find a fun, printed wallpaper to mix things up!
If you're deciding between renting or buying, this is probably better than flipping a coin... right? Try out the Rent vs. Buy Calculator now! http://tinyurl.com/y4v6yvh7/
Love is what makes a house a home. ❤️ Happy Valentine's Day!
Let #TeamPrimeLending guide you from the line of scrimmage to the perfect mortgage without any obstacles — or defenders — standing in the way. 🏈
Living or ❤️loving❤️? If your home could use a little TLC, a PrimeLending renovation loan can help you LOVE where you live again.
What exactly *is* a cash out refinance? 🤔 In short: Take the equity in your home and get it back in cash. 💰
Interested in learning more? Connect with me today!
Your bathroom needs self-care, too! (Just like you do.) If your bathroom has one of these five signs, it may be time for a redesign.
• Leaky faucets or toilets
• Antiquated fixtures and finishes
• Poor layout
• Bad lighting
• Lack of storage
You've made your resolutions for the year, but do they include plans for your home? Plan to reach your kitchen goals in 2019! ✨
PrimeLending has renovation loan options to fit your needs. Contact me to learn more!
Turn your resolutions into reality in 2019. Start your year strong and keep the momentum going with each new day. Happy New Year!
My jolly wish is for you to have a happy holiday. May your day be filled with peace, joy and happiness.
Is becoming a first-time homebuyer on your wish list? The new year can hold the start of your homebuying journey! Learn more about buying vs. renting below. http://tinyurl.com/ybryovap/
Should I buy or just keep renting?’ It’s a question faced by nearly all first-time homebuyers, and it’s an important one. So let’s look at the pros and cons....
If you're gearing up for the holidays, be sure to channel your inner Kevin McCallister to protect you and your home! Here are a few tips:
- Keep your travel plans private and have a friend check on your home while you're away.
- When decorating, maintain proper ladder etiquette and unplug lights or trees when unattended.
- Require a signature to receive packages or have a neighbor keep an eye out for you.
Thinking of buying a home during the holidays? Here are 3 reasons why it's a good idea:
1. Less competition! There are normally fewer homebuyers during the holidays, making it the perfect time to look.
2. Motivated sellers/agents. Lower activity in the housing market means sellers and agents are looking to close some properties.
3. Faster closings. Having a property closed before year-end is motivation for a smooth transaction.
Does your kitchen need a different look or a renovation? Try adding some chic tile and new cabinets to mix it up!
Contact me to learn about renovation loan options today.
Eat dessert first. Get a second plate. Save leftovers. Share with family and friends. However you choose to celebrate, have a happy Thanksgiving!
It is an honor to recognize all of our nation’s veterans today and salute all you have put on the line for our freedom. We are forever grateful. Thank you!
How will you spend your extra hour today? Sleep? Changing clocks? Whatever you choose to do, make it a happy hour.
Beautiful Home and Great Location! Open House this Sunday! I'll be there and glad to help with any financing questions. Come out and see what Brambleton Town Center has to offer!
22757 Courtland Park Drive, Ashburn VA 20148
You want to see this one!
Tons of recent updates-Roof, HVAC, flooring & paint .
Steps to Brambleton Town Ctr
Link to listing below
Getting a mortgage doesn’t have to be scary! 👻 Just do the #MortgageMash with PrimeLending and you’ll be “haunting” a new home in no time. 🎃 http://tinyurl.com/ybpnlstz/
Getting a mortgage doesn’t have to be scary! Just do the #mortgagemash with PrimeLending and you’ll be “haunting” a new home in no time. Contact your PrimeLe...
It's the age-old question... Should you rent or buy? 🤔
If you're considering making the move from renter to owner, here's why buying a home might be right for you:
- Chance to build equity
- Different loan options
- Design your home your way
If you've always wanted to take on a renovation home project, now's your chance! Renovate your way to your ideal home with PrimeLending. http://tinyurl.com/ycodbwla/
Is there a project in your house that you have always wanted to undertake? With the help of a professional contractor, and PrimeLending, now you can. PrimeLe...
With fall finally in full swing, it's a good time to ensure your home is prepped for fall leaves and weather changes! Add these items to your to-do list to get your home ready for the season.
- Clean gutters
- Check for drafts indoors
- Plant bulbs for beautiful spring blooms
- Add fall décor around the house to welcome the season
Did you know, getting prequalified is the first step to getting a home loan? Simply filling out an application can get you started on your homebuying journey. The process doesn't affect your credit score, doesn't come with fees and you won't need additional documents besides the application.
Check out some of the benefits of getting prequalified:
• Know the loan amount your prequalified for.
• Save time by reviewing homes in your price range.
• Your offer is more likely to be accepted than the offer from a buyer who is not prequalified.
Contact me to learn more.
Happy Good Neighbor Day! Celebrate by doing a random act of kindness for your neighbors.
Try one of these ideas:
• Send homemade treats
• Offer a helping hand with lawn work
• Host a community party
The first step to any homebuying journey starts with applying for a loan. Wondering what goes into the application process? The process starts with providing documents to show you're in the right financial state to purchase your dream home. Contact me to learn more.
Here's a few items you'll need:
• Copies of W-2s
• Copies of pay stubs
• Copies of checking and saving account statements
Unlike interest rates on car loans or credit cards, mortgage rates are a little more complicated to understand. With my help, you can find out how credit scores, down payments and price of a home determine mortgage rates. Contact me to learn more.
If the only thing you’re working on today is relaxing, then you’re spending Labor Day the way it was intended. Have a great day!
Whether your one bedroom apartment is getting cramped or you're finally ready to leave the nest, making the move from renter to owner is a step in the right direction!
Want to get started? Contact me to learn more about your loan options as a first time home buyer.
Tackling a 30-year-mortgage may seem like a never-ending battle, but these tricks could help you pay off your mortgage faster!
- Make one extra payment a year
- Round up your payments
- Instead of one payment a month, pay half your payment every two weeks
Undergoing a remodel can be a tedious, yet rewarding job. Whether you're looking to improve the way you live or make your livable house lovable, follow these strategies to stick to the your goals:
• Understand the true reason you are remodeling
• Set a budget and hold 20-30% of it for contingencies
• Prioritize the projects most important to you
It's not too late to jump on the house plant décor trend! House plants make beautiful additions to rooms and even help clear up the air. Try adding some of these popular plants to your home.
- Fiddle leaf fig trees
- Golden pothos
- Cacti or succulents
Did you know, your thermostat controls half of your energy bill? Installing green home gadgets like a smart thermostat and plugs help control your energy usage and save you money!
Think you can't afford your dream home? Your monthly payment might be cheaper than renting. Use the PrimeLending mortgage calculator to run your numbers for yourself. Contact me to learn more!
Wishing you and yours a fun and festive 4th! And if you’d like to celebrate by buying a new home sometime soon, contact me… I can help!
College grads, student loan debt doesn’t have to stop you from becoming a homeowner! You could qualify for a home loan even if you have debt from student loans. Contact me for details.
Did you know? The median age of first-time homebuyers is 32, while the median age of repeat buyers is 54. How old were you when you bought your first house?
This summer will be HOT! Want to stay cool in your own pool? PrimeLending offers options to let you avoid taking out a separate and expensive construction loan by financing the cost of a new pool into your mortgage. You’ll enjoy a lower interest rate and still only have one easy monthly payment. Contact me today for details.
To celebrate Father’s Day, here’s a dad joke to enjoy:
“What does a house wear? Address.”
Happy Father’s Day, dads! We hope you have a wonderful day.
Do you have some DIY-friendly home improvement projects to tackle? Here are a few tips:
• Give it a go! What’s the worst that can happen? (Knock on wood!)
• Read the instructions first…and often.
• Get the kids involved with age appropriate tasks.
• Be creative and have fun!
What’s your best advice tip for DIY?
Ask any elite performer – it’s more difficult to stay at the top than to get there. At PrimeLending, we work hard to win every deal, close every loan and wow every customer. Our relentless drive to excel is a big reason why we’ve remained in Marketrac's top 10 since 2012. And we’re not stopping anytime soon.
Did you know owning a home can really pay? On average, a homeowner’s net worth is 36 times greater than a renter’s. Invest in your future by becoming a homeowner today. Get started by contacting me today.
Thinking of purchasing a home, refinancing or checking your credit? You've come to the right place. Brian James - Senior Loan Officer - NMLS # 457826
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services.
Whether you are interested in buying your first home or refinancing your existing home, I am here to guide you through the process.
Anthony Barr - Senior Home Loan Consultant - NMLS #483887 (www.nmlsconsumeraccess.org) Equal Housing Lender
David Boswell - Mortgage Advisor NMLS #1118442 Fairway Independent Mortgage Corporation - NMLS #2289 www.nmlsconsumeraccess.org
Premier Real Estate Financing in Virginia with a focus on Loudoun County. UHM NMLS #2229, NMLS 181846, MLO-2813VA. Equal Housing Lender. http://www.nmlsconsumeraccess.org/